CORNERSTONE COMMUNITY FEDERAL CREDIT UNION

Welcome to Cornerstone Community, your trusted financial partner located at 4225 Witmer Rd, Niagara Falls, NY 14305. Established in 1957, we have been dedicated to serving our community with integrity and care for over six decades. With a proud membership of 43,170 individuals, we are more than just a credit union; we are a family committed to helping you achieve your financial goals. At Cornerstone Community, we understand that financial decisions can be daunting. That's why our experienced team is here to guide you every step of the way. Whether you need assistance with personal banking, auto loans, or mortgage refinancing, we've got you covered. Our total assets amount to an impressive $652,055,110, and we manage over $19,260,623 in deposits while maintaining a robust net worth of $51,767,947. While members can visit us at our branch address for all your banking needs, official correspondence should be directed to our mailing address at PO Box 830, Lockport, NY 14095. We pride ourselves on providing accessible services to all of our members through modern conveniences like online and mobile banking. Our leadership team embodies the values of trust and community service. Under the guidance of CEO Eric Hepkins and Board President David Nemi, we strive to make every member's experience exceptional. With a dedicated workforce of 145 employees, we ensure that every transaction is handled with care and attention. We invite you to join us at Cornerstone Community today! Feel free to call us at 716-434-2290 or explore our website at Cornerstone Community FCU for more information on how we can help you thrive financially. Let's build a brighter future together!

Welcome to Cornerstone Community, a vibrant part of the Niagara Falls community since 1957. Located at 4225 Witmer Rd, Niagara Falls, NY 14305, our branch has been dedicated to serving our members with care and commitment for over six decades. As we reflect on our journey, we celebrate a rich history marked by growth, innovation, and a strong focus on community support. From our humble beginnings, Cornerstone Community has evolved into a trusted financial institution with a total membership of 43,170 and assets reaching an impressive $652,055,110. This journey is not just about numbers; it's about the people we serve and the relationships we build along the way. Our mission is simple yet powerful: to provide accessible financial services that empower individuals and strengthen our local communities. At Cornerstone Community, we believe in making banking personal. We offer a variety of services tailored to meet the needs of our members, including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our commitment extends beyond financial transactions; we strive to uplift our community through various outreach efforts and partnerships. While members can visit us at our branch location on Witmer Rd, official correspondence should be sent to PO Box 830 in Lockport, NY 14095. Our operating hours are convenient for your busy schedule Monday through Friday from 9:00 AM to 5:00 PM. For those who prefer digital banking solutions, we offer online banking and mobile payment options that make managing your finances easier than ever. In addition to traditional services, we provide ATM access and drive-thru banking for quick and efficient transactions. These features ensure that you can access your funds when you need them most while enjoying the comfort of knowing that your financial well-being is in good hands. As we look toward the future, our mission remains steadfast: to foster financial literacy and empower every member of our community. We invite you to become part of our family at Cornerstone Community. Experience firsthand how we can help you achieve your financial goals while being an active participant in the growth of Niagara Falls. Join us today and discover the difference that community-focused banking can make! Call us at 716-434-2290 or visit us online at Cornerstone Community for more information on how to become a member. Together, let's build a brighter future!

Welcome to Cornerstone Community, your trusted financial partner right here in Niagara Falls! Located conveniently at 4225 Witmer Rd, our branch is easily accessible for all your banking needs. Whether you're stopping by to open a new account, apply for a loan, or just to ask a question, we're here to help. If you're navigating through the area, you'll find us near popular landmarks that make it easy to incorporate a visit into your day. With ample parking available, you can park with ease and access our building without hassle. Our facility is designed with accessibility in mind, featuring ramps and ADA-compliant features to ensure everyone can visit us comfortably. While our official mailing address is PO Box 830 in Lockport, NY, we encourage you to come see us in person at our branch location for any of your banking needs. We're proud to serve the Niagara community and offer a range of services tailored just for you. Our lobby hours are from 9:00 AM to 5:00 PM Monday through Friday, so you have plenty of time during the week to stop by. If you're on the go, take advantage of our drive-thru banking service for quick deposits and withdrawals without leaving your car. Plus, with an ATM on-site, accessing cash has never been easier. Feel free to give us a call at 716-434-2290 if you have any questions or need assistance before your visit. We look forward to welcoming you into Cornerstone Community!

At Cornerstone Community, we believe that becoming a member means joining a close-knit family that genuinely cares about your financial well-being. If you're looking to unlock the benefits of membership, you'll be pleased to know that eligibility is simple and welcoming. Generally, anyone who lives, works, worships, or attends school in Niagara County can join us. This means you could easily become part of our community! Not only will you gain access to a range of personalized financial services tailored just for you, but you'll also enjoy the peace of mind that comes with being part of a supportive network. To learn more about the specific eligibility details and ensure you qualify, feel free to visit our website at https://www.ccfcu.org/become-a-member-3/ . Once you're ready to take the next step toward membership, opening an account is straightforward. You can reach us at 716-434-2290 for any questions or assistance with the process. Join us at our branch located at 4225 Witmer Rd, Niagara Falls, NY 14305, and discover how Cornerstone Community can help you achieve your financial goals!

At Cornerstone Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in your financial partner, which is why we are proud to share our robust financial position with you. With a net worth of $51,767,947, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 822 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $75,101,823 in share certificates and $64,208,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,387,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving you is further highlighted by our $44,501,831 in undivided earnings. This allows us to reinvest in innovative banking tools and stronger lending options while enhancing security measures for your peace of mind. With $43,031,933 in total loans and leases, including $44,469 in used auto loans, we support our members' financial goals across various sectors. While our current net income is $0, this reflects prudent management practices aimed at maintaining a solid foundation for future growth. We also take pride in having 144 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $196,064, while our member base continues to grow with a total of 83,479 share accounts. This shows the trust our community places in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cornerstone Community is your trusted partner. Visit us at 4225 Witmer Rd Niagara Falls NY 14305 or call 716-434-2290 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*