CORNERSTONE COMMUNITY FEDERAL CREDIT UNION

Welcome to Cornerstone Community, your trusted financial partner located at 6485 S Transit Rd, Lockport, NY 14094. Since our establishment in 1957, we have proudly served our members and the greater Lockport community with dedication and care. With a robust membership of over 43,170 individuals, we are committed to providing personalized banking solutions tailored to meet your unique needs. At Cornerstone Community, we understand the importance of security and reliability in your financial journey. Our total assets stand at an impressive $652,055,110, reflecting our strength and stability as a credit union. We prioritize your financial wellness by offering competitive rates on loans over 24,376 loans and leases currently support our members' dreams, from buying cars to purchasing homes. We believe that every dollar counts. With total deposits of $19,260,623 and a net worth of $51,767,947, we ensure that your money is safe while also working hard to generate growth opportunities for you. Our total cash in hand is $6,161,093, which demonstrates our liquidity and readiness to assist you when you need it most. Led by CEO Eric Hepkins and Board President David Nemi, our team of 145 employees is here to serve you with friendly expertise. Whether you're looking for personal banking services like checking and savings accounts or seeking financing options such as auto loans or mortgages, we've got you covered. While members can visit us at our branch location for assistance, official correspondence should be sent to our mailing address: PO Box 830, Lockport, NY 14095-0830. Are you ready to take the next step in your financial journey? Reach out to us today at 716-434-2290 or explore more about what we offer on our website: Cornerstone Community. Join us in building a stronger community together!

At Cornerstone Community, we believe that everyone deserves a supportive community to help them reach their financial goals. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in Niagara County, you're already eligible to join us. We also welcome family members of current members, so it's a great opportunity to share the benefits with your loved ones. Membership comes with fantastic advantages, including access to personalized banking services, competitive loan rates, and financial education resources tailored just for you. For more details on eligibility criteria, feel free to check out our resource at https://www.ccfcu.org/become-a-member-3/ . Ready to open your account? The process is straightforward just visit us at our branch located at 6485 S Transit Rd Lockport Ny 14094 or give us a call at (716) 434-2290 for assistance. You can also find all the necessary information about account opening on our website here: https://www.ccfcu.org/become-a-member-3/ . Join Cornerstone Community today and start enjoying the perks of being part of our caring community!

At Cornerstone Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to know your credit union is built on a strong foundation, so let's explore what makes Cornerstone Community a reliable choice for your financial needs. With a net worth of $51,767,947, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 822% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $75,101,823 in share certificates and $64,208,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,387,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We take pride in having $44,501,831 in undivided earnings which allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $44,669 used auto loans and a total of $430,319,333 in loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also have a dedicated team consisting of 144 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with knowledgeable staff. The trust placed in us by our growing member base is evident as we manage 83,479 total share accounts. This shows how many people rely on Cornerstone Community for their financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cornerstone Community is your trusted partner. Visit us at 6485 S Transit Rd Lockport NY 14094 or call 716-434-2290 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.