CORNERSTONE COMMUNITY FEDERAL CREDIT UNION

Welcome to Cornerstone Community, your trusted financial partner in the heart of Getzville, NY. Established in 1957, our credit union has been dedicated to serving our members with integrity and care for over six decades. Located at 315 Stahl Rd, Getzville, NY 14068, we pride ourselves on being a cornerstone of the community, supporting not only individual financial growth but also local initiatives that enrich the lives of our members. With a strong membership base of 43,170 individuals, we are committed to fostering financial wellness and security. Our total assets stand impressive at $652,055,110, reflecting our stability and ability to serve you better. We understand that every member's needs are unique, which is why we offer a diverse range of services from personal banking options like checking and savings accounts to loans for vehicles, mortgages, and even business financing. Led by our CEO, Eric Hepkins, and Board President, David Nemi, we strive to maintain transparency and build relationships based on trust. With a dedicated team of 145 employees, we're here to ensure that your experience with us is both satisfying and rewarding. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address at 6485 S Transit Rd, Lockport, NY 14094-6331. At Cornerstone Community, we believe in empowering our members through sound financial advice and personalized service. Whether you're looking to save for the future or need assistance with loans totaling 24,376 or deposits amounting to $19,260,623, we're ready to help you achieve your financial goals. Don't hesitate to reach out! Call us at 716-434-2290 or visit our website at Cornerstone Community for more information. We're excited to work with you on your financial journey!

At Cornerstone Community, we believe that everyone deserves a chance to be part of a caring community where your financial well-being is our priority. Joining us is simple! If you live, work, or worship in the areas we serve or are related to a current member, you're likely eligible for membership. This opens up a world of benefits including personalized banking solutions and competitive loan rates designed just for you. To learn more about the specific eligibility criteria, feel free to check out our detailed guide at https://www.ccfcu.org/become-a-member-3/ . Ready to take the next step? Opening an account with us is straightforward and welcoming. Just visit our website at https://www.ccfcu.org/become-a-member-3/ or give us a call at (716) 434-2290 if you have any questions. We can't wait to welcome you to the Cornerstone Community family at 315 Stahl Rd Getzville Ny 14068, where your financial future will be nurtured and supported!

At Cornerstone Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you with reliability and trust. With a net worth of $51,767,947, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further highlighted by our net worth ratio of $822, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $75,101,823 in share certificates and $64,208,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,387,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, our $44,501,831 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $4,469 in used auto loans and $430,319,333 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for you. We also take pride in having 144 full-time employees and 1 part-time employees who are always ready to assist you with their knowledge and commitment. The funds available for lending and investments stand at $196,064, while the total share accounts have reached 83,479, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cornerstone Community is your trusted partner. Visit us at 315 Stahl Rd Getzville Ny 14068 or call (716) 434-2290 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Cornerstone Community, we understand that financial needs vary from person to person. That's why we offer a diverse range of loan products designed to help you achieve your goals. Whether you're looking to buy a car, purchase a home, or manage unexpected expenses, we have options for you. With over 24376 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; if you're considering buying a new car, our competitive rates stand out in the market. We've already issued $60,346,560 in used vehicle loans and $18,843,202 in new vehicle loans, making it easier for our members to get on the road. For those thinking about homeownership, our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $76,085,889. This makes buying or refinancing simple and accessible for our community members. In addition to auto and mortgage loans, we also provide unsecured credit card loans with flexible terms. A total of $14,717,334 in unsecured credit card loans is available to help members manage their finances effectively. Whether you're consolidating debt or simply need extra purchasing power, we've got you covered. Business owners can take advantage of our outstanding commercial loans totaling $78,461,131, which provide the capital needed to grow and expand their operations. We also recognize that refinancing options can be important as your financial situation changes. Our team is here to guide you through eligibility requirements and help you find the best solution for your circumstances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in any of our loan products or would like more information about how we can assist you further, feel free to reach out! You can contact us at 716-434-2290 or visit us at 315 Stahl Rd Getzville NY 14068 during our lobby hours from Monday to Friday between 9 AM and 5 PM. Let's work together towards your financial success!