Corner Stone Credit Union Mesquite TX | Best Auto Loans & Business Banking

Introduction

Welcome to Corner Stone, your trusted financial partner located at 2424 Gus Thomasson Rd Ste B, Mesquite, TX 75150. Established in 1952, we are proud to serve a growing community of over 3,572 members with a commitment to providing exceptional financial services tailored to your needs. At Corner Stone, we understand the importance of having a solid financial foundation. That's why we manage a robust portfolio with total assets of $20,622,392 and have made it our mission to empower our members through accessible banking solutions. With over $795,993 in total deposits and 1,254 loans and leases, we strive to support you whether you're looking for personal banking options like checking accounts and auto loans or business financing solutions. Led by our dedicated CEO, Stacey McDonald, and Board President, Kenneth Govan, our team is here to guide you every step of the way. Whether you're walking through our doors or connecting with us online at cornerstonecreditunion.net, we are committed to making your experience seamless and supportive. While members can visit us at our branch for in-person assistance, official correspondence should be directed to our mailing address: 130 Historic Town Square, Lancaster, TX 75146. Our friendly staff is eager to assist you during our regular business hours: - Monday & Tuesday: 9:00 AM - 5:00 PM - Wednesday: Closed - Thursday: 9:00 AM - 5:00 PM - Friday: 9:00 AM - 6:00 PM If you have questions or need support, don't hesitate to call us at 214-887-8000. Join us today as we work together towards achieving your financial goals!

Branch History & Mission

At Corner Stone, we take pride in our rich history and unwavering commitment to the community of Mesquite, Texas. Established in 1952, our credit union has grown alongside the people we serve, evolving from a small local financial institution into a trusted partner for over 3,500 members. We are located at 2424 Gus Thomasson Rd Ste B, Mesquite, TX 75150, a convenient spot for our community members. If you need to send us official correspondence, please use our mailing address at 130 Historic Town Square, Lancaster, TX 75146. Our mission is simple yet profound: to provide exceptional financial services while fostering a supportive environment for all members. We believe that everyone deserves access to quality banking solutions that empower them to achieve their goals. With total assets exceeding $20.6 million, we offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Over the years, Corner Stone has embraced advancements that make banking easier for our members. Our branch provides online and mobile banking services, ensuring you can manage your finances anytime and anywhere. For those who prefer in-person interactions, we maintain welcoming lobby hours from 9:00 AM to 5:00 PM on Monday, Tuesday, and Thursday; and until 6:00 PM on Friday. Accessibility is a key focus for us. We proudly offer ATM availability for quick cash withdrawals and account inquiries. While we currently do not have drive-thru service or shared service centers available at this location, our team is dedicated to providing personalized assistance during your visit. Our commitment extends beyond financial transactions; we actively engage with the Mesquite community through various outreach initiatives and partnerships aimed at supporting local causes. We believe in building relationships that foster growth not just financially but also socially within the neighborhoods we serve. As we look toward the future, we invite you to become part of our family at Corner Stone. Join us today and experience a credit union that truly cares about your financial well-being. Discover how we can help you thrive by visiting us or calling us at 214-887-8000. Your journey towards better banking starts here!

Branch Location & Accessibility

Accessibility Features

At Corner Stone, we believe everyone should have access to financial services. That's why our branch is designed with accessibility in mind, featuring ADA-compliant ramps and spacious parking options for all our members. Whether you're visiting for personal banking needs or exploring loan options, you'll find our welcoming environment ready to assist you.

Get in Touch

If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 214-887-8000. We look forward to welcoming you into the Corner Stone family your trusted partner in achieving financial well-being!

Operating Hours

We understand that your time is valuable. That's why we're open Monday through Thursday from 9:00 AM to 5:00 PM and extend our hours on Friday until 6:00 PM, giving you flexibility in managing your banking needs. Please note that we are closed on Wednesdays to allow our team time for training and development so we can serve you better.

Services Offered

Corner Stone offers a range of services tailored to meet your financial needs from checking and savings accounts to auto loans and mortgage financing. We also provide online and mobile banking options for those who prefer to manage their finances on the go. Plus, with an ATM available right at the branch, withdrawing cash has never been easier! While members can visit us at 2424 Gus Thomasson Rd Ste B, official correspondence should be sent to our mailing address at 130 Historic Town Square, Lancaster, TX 75146.

Member Eligibility

At Corner Stone, we believe that everyone deserves a chance to be part of a caring community that supports your financial journey. Becoming a member is easy and welcoming! If you live, work, or worship in the areas we serve, you're likely eligible to join our family. We pride ourselves on being inclusive and understanding the needs of our members. To get all the details about membership eligibility, check out this link. Joining Corner Stone means enjoying personalized services tailored just for you, whether you're looking for auto loans, savings accounts, or even online banking options. We're here to help you every step of the way! Ready to open your account? It's simple visit us at 2424 Gus Thomasson Rd Ste B Mesquite Tx 75150 or call us at (214) 887-8000 for assistance. Your journey towards better financial health starts right here with us!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $114,142, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services are designed to simplify transactions, allowing you to focus on what you do best growing your business. Whether it's accepting credit cards or managing payroll, we offer practical tools that make daily operations smoother. Located at 2424 Gus Thomasson Rd Ste B Mesquite Tx 75150 in Mesquite, TX, our team is here to guide you every step of the way. Let us partner with you for your business banking needs! For more information, call us at (214) 887-8000.

Comprehensive List Of Services

Accessible Support

At Corner Stone, accessibility is a priority. Our friendly staff is always ready to assist you over the phone at (214) 887-8000, ensuring any questions or concerns are addressed promptly. We invite you to visit us today at 2424 Gus Thomasson Rd Ste B Mesquite Tx 75150 in Mesquite, TX, or check out our website at Mesquite for more information about our full range of services. Whether you're saving for a rainy day or planning for your future, let us partner with you in achieving your financial goals!

Business Banking Solutions

For entrepreneurs, our business banking services include merchant services and business loans designed specifically for local businesses. We understand how important it is for small businesses to thrive, which is why we provide resources to help you succeed.

Credit Cards with Benefits

Don't forget about our credit cards with rewards! Enjoy earning points on everyday purchases that can lead to exciting rewards. It's an easy way to save while spending.

Loans Made Easy

Thinking about buying a car? Our auto loans and vehicle financing options make it simple to drive away in your dream vehicle without breaking the bank. Whether you're looking for new wheels or refinancing an existing loan, we've got competitive rates that fit your budget. If purchasing a home is on your horizon, explore our mortgage loans and refinancing solutions. We help first-time homebuyers navigate the process while also offering options for those looking to refinance their current mortgages for better rates. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans can provide the relief you need. They are designed with flexible terms to make repayment manageable.

Personal Banking

When it comes to personal banking, Corner Stone has you covered. We offer both checking and savings accounts tailored for individuals looking to manage their daily expenses or save for future goals. Imagine easily accessing your funds through our online and mobile banking platforms, allowing you to check your balance, transfer money, or pay bills from anywhere. With our basic ATM access, you can withdraw cash or check balances conveniently whenever you need.

Digital & Online Banking

Convenient Online Access

With our online banking platform, accessible at https://www.cornerstonecreditunion.net/ , you can view your account balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, our 24/7 online banking services ensure that your accounts are always within reach.

E-Statements for Effortless Record Keeping

Gone are the days of paper statements cluttering your mailbox! With e-statements available at Yes, you can receive your monthly statements electronically. This not only helps reduce paper waste but also makes it easier to access past records whenever you need them. At Corner Stone, we're committed to providing services that enhance your banking experience while keeping things straightforward and secure. Embrace the convenience of modern banking visit us today!

Mobile Banking Made Easy

For those who prefer using their smartphones, our mobile application offers a user-friendly experience right at your fingertips. Check balances, deposit checks, and even make person-to-person transfers with ease. Our app allows you to keep track of your finances in real-time, making it simpler than ever to stay on top of your money.

Security You Can Trust

Your security is our priority. We use advanced encryption and electronic signature authorization to protect your personal information and transactions. Feel confident knowing that your data is safe while you manage your finances online.

Financial Strength

Commitment to Growth

With $1,811,322 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $350 in used auto loans and $13,462,694 in total loans and leases.

Growing Trust Among Members

Total Share and Deposit Accounts: 5,000, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $590,778. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Corner Stone is your trusted partner. Visit us at 2424 Gus Thomasson Rd Ste B Mesquite Tx 75150 or call (214) 887-8000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $2,575,568 in share certificates and $1,229,151 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundations

With a net worth of $1,811,322, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $878 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $6,783,758 in used vehicle loans and $2,007,849 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you find the right financing solution for your next vehicle.

Credit Lines

For those who prefer more flexibility in their borrowing options, our total credit lines amount to $5,806,500. This can be an excellent choice for managing unexpected expenses or funding projects without the need for a traditional loan structure. At Corner Stone, we believe in transparency and accessibility. Our knowledgeable staff is available at our branch located at 2424 Gus Thomasson Rd Ste B, Mesquite TX 75150, ready to assist you with any questions regarding our loan products or eligibility requirements. You can reach us at 214-887-8000 during our business hours: Monday, Tuesday & Thursday from 9:00 am to 5:00 pm; Friday from 9:00 am to 6:00 pm; and closed on Wednesdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us online at Corner Stone for more information about how we can support your financial journey!

Mortgage Loans

Thinking about homeownership? While we currently do not offer Junior Lien 1-4 Family Residential Properties loans totaling $0, we encourage you to explore our other financing options for future purchases. Our team is here to guide you through the process and help you understand your eligibility for refinancing when that time comes.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $929,222 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to enhance your spending power while keeping you financially secure.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Take Action

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CORNER STONE CREDIT UNION - Mesquite, TX