Coreplus Credit Union East Lyme CT | Best Auto Loans & ATM Access

Introduction

Welcome to Coreplus in East Lyme, where we've been proudly serving our community since 1936. Nestled at 125 Boston Post Rd, East Lyme, CT 06333, our branch is more than just a financial institution; it's a place where relationships are built and dreams are supported. With a total membership of 29,810 and assets exceeding $341,568,144, we are committed to providing personalized banking solutions tailored to your needs. At Coreplus, we understand that each member's financial journey is unique. That's why we offer a variety of services, from personal banking and auto loans to mortgage refinancing and business banking. With total loans amounting to 14,594 and deposits reaching $19,670,245, you can trust us to be there for you every step of the way. While members can visit us at our East Lyme location, official correspondence should be sent to our mailing address at 202 Salem Turnpike, Norwich, CT 6360. Our dedicated team of 72 employees, led by CEO Ray Currier and Board President Jean Swift, is here to help you achieve your financial goals. With robust cash reserves of $2,938,244 and a net worth of $30,434,714, Coreplus stands strong as a reliable partner in your financial endeavors. Whether you need help with checking accounts or looking for competitive loan options, we're just a call away at 860-886-0576. Explore how we can make a positive impact on your financial future today! Visit us or check out our website at Coreplus for more information on how to join our family. Your community bank is here for you let's build success together!

Branch History & Mission

Accessing Our Services

While members can visit us at 125 Boston Post Rd, official correspondence should be sent to 202 Salem Turnpike, Norwich, CT 06360 if different mailing details are needed. We invite you to experience our services during our operating hours: Monday, Tuesday, Thursday from 9:30 AM - 4:30 PM; Wednesday from 10:30 AM - 4:30 PM; and Friday from 9:30 AM - 5:30 PM. For added convenience, an ATM is available 24/7 along with drive-thru banking options for quick transactions.

Join Us

We invite you to become part of the Coreplus family. Join us today and discover how we can help you reach your financial goals while supporting your community! For more information about membership or to open an account online, please visit Coreplus. You can also reach us at 860-886-0576 for any inquiries. Together, let's build a brighter financial future!

Our Journey

Located at 125 Boston Post Rd, East Lyme, CT 06333, our branch has been a cornerstone of the community for many years. We have witnessed the evolution of banking and adapted to meet the needs of our members. As we expanded our services over the years, we've also maintained a strong focus on personal relationships and community support. Our headquarters in Norwich, CT continues to guide us as we strive to enhance the member experience. Our total assets now stand at an impressive $341,568,144, reflecting our growth and stability. The journey from a small credit union to a significant player in local finance is marked by milestones that include expanding our loan offerings and enhancing digital banking services. Today, we proudly offer everything from auto loans to business banking solutions.

Our Mission

At Coreplus, our mission is simple yet powerful: to empower individuals and businesses with accessible financial solutions while actively participating in community development. We believe that everyone deserves the opportunity for financial success and security. Whether it's through personal banking options like checking accounts or mortgage loans or business services tailored to entrepreneurs, we aim to make banking easy and beneficial for all. We are committed not only to meeting your financial needs but also to giving back to East Lyme and surrounding areas. Our outreach efforts include partnerships with local organizations aimed at improving lives through education and support.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Located near popular spots like the East Lyme Public Library and the scenic Niantic Bay Boardwalk, our branch is easy to find. We offer ample parking and are committed to accessibility for all members. Our facility includes ADA-compliant features such as ramps and designated parking spaces, ensuring everyone can visit us comfortably.

Operating Hours

Our friendly staff is here to assist you during our operating hours: Monday, Tuesday, and Thursday from 9:30 AM to 4:30 PM; Wednesday from 10:30 AM to 4:30 PM; and Friday from 9:30 AM to 5:30 PM. While we're closed on Saturdays, our ATM is available around the clock for your convenience.

Services Offered

At Coreplus, we offer a variety of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. For those who prefer face-to-face service, our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. Plus, if you're a member of a partner credit union, you can take advantage of shared services right here! For any questions or assistance you may need, don't hesitate to give us a call at 860-886-0576. We look forward to welcoming you into our branch soon!

Member Eligibility

At Coreplus, we believe that everyone deserves a place in our community where they can feel supported and valued. Becoming a member is easy and open to those who live, work, worship, or attend school in our area. If you meet these simple criteria, you're already on your way to joining us! As a member of Coreplus, you'll enjoy benefits like personalized financial services and access to competitive loan rates all designed to help you achieve your goals. To learn more about the specific eligibility requirements and ensure you're ready to join, visit us at http://www.coreplus.org/our-credit-union/member-resources/join-cpcu/ . When you're ready to take the next step, opening an account is just a click away at https://forms.onlineaccountaccess.com/secure/coreplus/ . If you have any questions, feel free to reach out to us at (860) 886-0576 we're here to help!

Business Banking & Commercial Services

Real-World Merchant Services

In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine a busy café using our point-of-sale systems to accept card payments quickly during peak hours. This not only enhances customer satisfaction but also helps you track sales effortlessly. Located at 125 Boston Post Rd East Lyme Ct 06333 in East Lyme, CT, we're here to provide the financial tools you need for success. If you have questions or want to explore your options further, feel free to call us at (860) 886-0576. Let's work together to help your business thrive!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $28 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $46,756, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Support

For our entrepreneurial members, we offer comprehensive business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges, and we're here to help you navigate them with confidence.

Convenient Access Anytime, Anywhere

In today's fast-paced world, convenience is key. With our online and mobile banking features, you can manage your accounts anytime from anywhere. Whether it's checking your balance, transferring funds, or paying bills, everything is just a click away. Plus, our ATM services ensure that you can access cash whenever needed.

Drive-Thru and Shared Services

For those who prefer face-to-face interactions but are short on time, our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. Additionally, if you're a member of another participating credit union, our shared branch transactions enable you to make deposits and withdrawals conveniently.

Financing Your Dreams

If you're in the market for a new vehicle, consider our auto loans and vehicle financing options. We work with you to find terms that fit your budget, ensuring you drive away in the car of your dreams without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services can guide you through the process smoothly.

Join Us Today!

At Coreplus, we're here to support you every step of the way with our extensive range of services from personal banking to business solutions. If you're ready to take the next step towards financial wellness or need assistance navigating your options, don't hesitate to reach out! Call us at (860) 886-0576 or visit us online at East Lyme for more information about how we can serve you better.

Personal Banking Made Easy

Managing your money should be straightforward. That's why we offer various checking and savings accounts tailored for different lifestyles. Need a little extra cash? Our personal loans and debt consolidation options can help relieve some financial pressure. We also provide credit cards with rewards, making everyday purchases more rewarding.

Digital & Online Banking

Key Features

Our online banking platform offers 24/7 access, allowing you to check balances, pay bills, and transfer funds whenever you need to. You'll also enjoy the flexibility of person-to-person transfers, making it simple to send money to friends and family without the hassle of cash or checks. For those who prefer using their mobile devices, our mobile application provides all the essential features right at your fingertips. You can even make mobile payments easily and securely, ensuring you never miss a beat when it comes to managing your money.

Security and Ease of Use

We prioritize your security with electronic signature authorization for transactions, so you can feel confident that your information is protected. Plus, our e-statements feature allows you to receive your account statements electronically, reducing paper clutter while keeping everything organized. With user-friendly interfaces and real-time account management tools, you'll find that handling your banking tasks has never been easier. Whether you need to review recent transactions or set up automatic payments, everything is designed for ease of use. Join us at Coreplus and experience how our digital banking services can simplify your financial life while keeping everything secure. Visit https://www.coreplus.org/ today to get started!

Financial Strength

Growing Community Trust

Total Share Accounts stand at 47,834, showcasing a strong and growing member base that trusts us with their finances. Additionally, our net shares available for lending and investments amount to $882,605, reinforcing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coreplus is your trusted partner. Visit us at 125 Boston Post Rd East Lyme Ct 06333 or call (860) 886-0576 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $26,755,352 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial growth is further reflected in our lending capacity; we have $6,188 in used auto loans and $248,978,542 in total loans and leases available to support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $78,492,404 in share certificates and $43,182,055 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,881,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect solid management with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 70 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $30,434,714, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $898 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the most competitive rates in the industry. We've already issued over $92,779,684 in used vehicle loans and $30,528,112 in new vehicle loans, helping many members get on the road with ease. Whether you're looking for a brand-new model or a reliable used vehicle, our financing options can help make your purchase more affordable.

Business Loans

For business owners in our community, we offer outstanding commercial loans totaling $46,756. These loans provide the necessary capital for growth and expansion opportunities within your business. At Coreplus, we strive to make financing accessible and straightforward for everyone. If you're considering refinancing or exploring eligibility options for any of our loan products, feel free to reach out to us at 860-886-0576 or visit us at our branch located at 125 Boston Post Rd East Lyme CT 06333. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Coreplus can assist you in achieving your financial aspirations today!

Credit Options

In addition to auto and mortgage loans, we also offer flexible terms on unsecured credit card loans. While currently totaling $0, our credit card options can provide you with an extra layer of financial flexibility when needed. These cards come with various benefits designed to help you manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We have Junior Lien 1-4 Family Residential Property loans totaling $16,644,568 available for those ready to take the next step toward owning their own home. With flexible terms and competitive rates, we're here to support your journey into homeownership.

Loan Aggregator

Ensuring Accurate Comparisons

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COREPLUS FEDERAL CREDIT UNION - East Lyme, CT