Coral Community Ft Lauderdale FL Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Coral Community at our main office, located at 1930 NE 47th St Ste 120, Ft Lauderdale, FL 33308. Since our establishment in 1975, we have been dedicated to serving the financial needs of our members and building a strong community. With over 3,794 members, we pride ourselves on being a trusted partner in your financial journey. At Coral Community, we understand that every dollar counts. That's why we manage assets totaling $41,764,587 while offering competitive rates on loans and deposits. We currently hold $1,835,477 in total deposits, ensuring that your savings are safe and working for you. Our commitment is reflected in our net worth of $3,793,800, demonstrating our stability and dedication to member service. Our diverse offerings include personal banking solutions like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We also support local businesses through tailored business banking services. Whether you're looking to buy your first car or save for a home, we're here to help every step of the way. Leadership is key to our success. Under the guidance of our CEO Joseph Pitcher and Board President Donna Simonovitch, Coral Community continues to thrive by prioritizing member needs and fostering a welcoming environment. We invite you to visit us or call at 954-772-2330 during our convenient hours: Monday through Wednesday and Friday from 7:30 AM to 4:00 PM, and Thursday from 10:00 AM to 4:00 PM. Experience the difference that a community-focused credit union can make! For more information about our services or how to become a member, check out our website at coralfcu.org. Let's build a brighter financial future together!

Branch History & Mission

Community Connection

Coral Community isn't just about banking; it's about building relationships within our community. We proudly offer partnerships and outreach initiatives that provide support beyond traditional banking services. Whether it's sponsoring local events or hosting financial literacy workshops, we aim to uplift those around us. We understand the importance of staying up-to-date with technology too. With features like e-statements and electronic signatures available, we've ensured that banking is convenient and accessible for everyone. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being part of Coral Community where your financial success is our priority. Visit us during our operating hours Monday through Wednesday and Friday from 7:30 AM to 4:00 PM; Thursday from 10:00 AM to 4:00 PM or give us a call at (954) 772-2330. Together, let's build a brighter financial future!

Our Evolution

Since opening our doors, Coral Community has experienced significant growth. With total assets now exceeding $41,764,587, we have continually adapted to meet the changing needs of our members. Our journey reflects not just numbers but the stories of individuals and families whose lives we've touched through personalized banking solutions. Our dedicated team of eight employees is always ready to assist you with everything from checking accounts to auto loans.

Our Mission

Our mission at Coral Community is simple yet profound: to empower our members through accessible financial services while actively contributing to the betterment of our community. We believe that everyone deserves access to quality banking options without the burdensome fees often associated with larger institutions. We strive to create an inclusive environment where every member feels valued and heard. While members can visit us at 1930 Ne 47Th St Ste 120 Ft Lauderdale Fl 33308, official correspondence should be sent to 1930 NE 47th St Ste 120, Ft Lauderdale, FL 33308. We're committed to making your banking experience as smooth as possible with services including online banking, mobile payments, and shared branch transactions for partner credit union members.

Branch Location & Accessibility

Accessibility Features

At Coral Community, we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps to ensure everyone can access our services without hassle. Plus, there's ample parking available for those visiting by car.

Connect With Us

Have questions or need assistance? Don't hesitate to reach out! You can call us at 954-772-2330. Our dedicated team is eager to help you with all your financial needs. We invite you to stop by Coral Community and experience the personalized service that sets us apart!

Operating Hours

We understand that life can be busy, which is why we offer flexible hours to accommodate your schedule. Our lobby is open Monday through Wednesday and Friday from 7:30 AM to 4:00 PM, and on Thursday from 10:00 AM to 4:00 PM. This gives you plenty of time throughout the week to visit us!

Services Offered

While you're here, you can enjoy a wide range of banking services tailored just for you. From personal checking and savings accounts to auto loans and mortgage refinancing, we have solutions that fit your lifestyle. Although we do not have ATM access or drive-thru services at this location, our shared service center allows members from partner credit unions to complete basic transactions like deposits and withdrawals. While members can visit us at 1930 Ne 47Th St Ste 120, official correspondence should be sent to the same mailing address in Ft Lauderdale, FL.

Member Eligibility

At Coral Community, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and open to anyone who lives, works, or worships in our local area. We also welcome family members of existing members, making it easy for you to share the benefits of membership with your loved ones. Joining us means not only gaining access to exceptional financial services but also becoming part of a supportive network dedicated to helping you achieve your financial goals. If you're ready to take the next step, you can find detailed eligibility criteria by visiting http://www.coralfcu.org/index.php/about-us/membership . For any questions or assistance during the process, feel free to reach out to us at (954) 772-2330. We're here to help you navigate your way to becoming a valued member of our community at Coral Community, located at 1930 Ne 47Th St Ste 120 Ft Lauderdale Fl 33308.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services tailored for your daily operations. Imagine being able to accept payments seamlessly from customers using various methods from credit cards to mobile payments all while keeping transaction fees low. This means more profit stays in your pocket, allowing you to reinvest into your business. Located at 1930 Ne 47Th St Ste 120 Ft Lauderdale Fl 33308 in Ft Lauderdale, FL, we're here to empower your business journey. Connect with us today at (954) 772-2330 to learn how we can support your financial needs!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're planning to buy a new car or refinance an existing vehicle, our Auto Loans & Vehicle Financing options make the process straightforward and affordable. We understand that purchasing a vehicle is an important decision, so we provide competitive rates and flexible terms tailored to fit your budget.

Business Banking

For entrepreneurs and small business owners, our Business Banking services encompass everything from merchant services to business loans. We understand the unique challenges businesses face and strive to offer solutions that help foster growth and success.

Credit Cards with Rewards

Our Credit Cards with Rewards program offers not just a way to make purchases but also rewards for doing so! Use your card for everyday expenses and watch how points add up toward exciting rewards perfect for those who love travel or shopping.

Mortgage Loans & Refinancing

Homeownership dreams can come true with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we are here to guide you through each step. Our team will work closely with you to find the best solution that aligns with your financial goals.

Online & Mobile Banking

We know that convenience is key in today's fast-paced world. That's why our robust Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. From checking balances to making transfers, everything is just a few taps away on your smartphone or computer.

Personal Banking

For those looking to manage their everyday finances, our Personal Banking services include both checking and savings accounts designed with your convenience in mind. Imagine having easy access to your funds whenever you need them, whether you're making daily purchases or saving for future goals. Our checking accounts offer features like online banking and mobile payments, allowing you to handle transactions from anywhere.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. With our Personal Loans & Debt Consolidation options, you can tackle those costs head-on. By consolidating multiple debts into one manageable payment, you can reduce stress and regain control over your finances.

Shared Branch Transactions

As part of our commitment to accessibility, we also offer Basic Shared Branch Transactions for deposits and withdrawals for partner credit union members. This means you can easily access your funds even when you're away from home. At Coral Community, we aim to provide all the tools you need for financial success while ensuring ease of access through digital banking features. Have questions or ready to explore how we can assist you further? Feel free to reach out at (954) 772-2330 or visit us online at Coral Community Fcu- Main Office. Join us today and experience how financial services should feel personalized, supportive, and community-focused!

Digital & Online Banking

At Coral Community, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to give you the freedom to manage your finances anytime, anywhere, with confidence and ease. With our secure online platform, accessing your accounts has never been simpler. One of the standout features is our 24/7 Online Banking service, which allows you to check your balances, transfer funds, and pay bills whenever it suits you. Simply visit us at https://www.coralfcu.org/ to get started. You can also enjoy the convenience of E-Statements, making it easy to view your account statements electronically without the clutter of paper. For those who are always on the go, our Mobile Application puts banking right in your pocket. Whether you're looking to make Person-to-Person Transfers or set up Mobile Payments, everything is just a few taps away. Plus, with Electronic Signature Authorization, signing documents online is safe and quick, eliminating the need for paperwork. Security is a top priority for us at Coral Community. We use advanced technology to keep your information safe while ensuring that our services remain user-friendly. You can feel confident knowing that managing your finances online is not only convenient but also secure. Experience real-time account management and accessibility like never before. Join us at Coral Community today and discover how easy banking can be!

Financial Strength

Commitment to Growth

With $2,969,794 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; with $280 in used auto loans and $25,364,204 in total loans and leases, we support our members' financial goals across various sectors.

Member Trust

We have established a strong community presence with 6,690 total share accounts. This shows a growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further demonstrates our readiness to meet your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coral Community is your trusted partner. Visit us at 1930 Ne 47Th St Ste 120 Ft Lauderdale Fl 33308 or call (954) 772-2330 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $11,120,310 in share certificates and $3,511,881 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $3,793,800, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This foundation enables us to support our members' needs effectively. Our net worth ratio of $907 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $4,680,355 in used vehicle loans and $3,027,549 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Credit Lines

In addition to our other offerings, we provide credit lines totaling $5,750,000 for those who may need extra flexibility in managing their cash flow. These lines of credit can help cover unexpected expenses or allow for larger purchases without breaking the bank. At Coral Community, we also understand that sometimes refinancing existing loans can lead to better financial outcomes. If you're considering this option or want to learn more about eligibility requirements for any of our loan products, don't hesitate to reach out. For more information about our loan offerings or to discuss your specific financial needs, please contact us at 954-772-2330. Our friendly staff is ready to assist you during our lobby hours: Monday through Wednesday and Friday from 7:30 AM to 4:00 PM; Thursday from 10:00 AM to 4:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify the process. We provide Junior Lien 1-4 Family Residential Properties loans totaling $4,274,970, making buying or refinancing straightforward and accessible. Our experienced staff will guide you through the various options available to ensure that you find a solution that fits your budget.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we offer flexible terms on unsecured credit card loans, with a total of $1,786,552 in loans helping members effectively manage their finances. With competitive rates and easy application processes, we strive to make borrowing hassle-free.

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CORAL COMMUNITY FEDERAL CREDIT UNION - Ft Lauderdale, FL