Copper State Phoenix AZ Credit Union | Convenient ATM Access & Quick Withdrawals

Introduction

Welcome to Copper State, your trusted financial partner located at 15458 N 28th Ave, Phoenix, AZ 85053. Since our establishment in 1951, we have dedicated ourselves to serving our community with integrity and commitment. With a strong membership base of 44,902, we take pride in providing personalized financial services that meet the needs of each member. At Copper State, our total assets amount to an impressive $600,936,824, and we have successfully facilitated 16,009 loans and leases to help members achieve their dreams whether it's buying a new car or securing a home. Our focus on your financial well-being is reflected in our total deposits of $19,881,399 and a solid net worth of $50,246,452. Our leadership team, led by CEO Robert Scott and Board President Dennis McDonald, is passionate about fostering a welcoming environment where every member feels valued. We are also proud to employ 135 dedicated individuals who are here to assist you with all your banking needs. While you can visit us at our branch for ATM services and basic access like withdrawals and balance checks, official correspondence should be directed to the same address: 15458 N 28th Ave, Phoenix, AZ 85053. For any inquiries or assistance, feel free to reach out at 602-375-7300. Join us at Copper State Credit Union as we continue to build a brighter financial future together. Explore more about our services and how we can support you by visiting our website at copperstatecu.org. We're excited to help you reach your financial goals!

Branch History & Mission

Community Engagement

Our dedication extends beyond banking; we actively seek partnerships within the community and engage in outreach programs designed to uplift those around us. By collaborating with local organizations and initiatives, we aim not only to support but also inspire positive change within Phoenix. As we look forward to the future, we invite you to join Copper State Credit Union. Experience firsthand how being part of a community-focused financial institution can make a difference in your life. Together, let's build a brighter financial future for everyone in Phoenix! For any inquiries or assistance, feel free to contact us at 602-375-7300 during our operating hours from Monday through Friday between 8:00 AM and 5:00 PM. We can't wait to welcome you into the Copper State family!

Our Journey

From the moment we opened our doors at 15458 N 28th Ave, we have aimed to be more than just a place for banking; we strive to be a trusted partner in our members' financial journeys. Over the decades, we've expanded our offerings to include a range of services tailored to meet the diverse needs of our members. Whether it's personal loans, vehicle financing, or savings accounts, Copper State has been there every step of the way. Our headquarters is also located in Phoenix, AZ, allowing us to remain closely connected with our local community. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to 15458 N 28th Ave, Phoenix, AZ 85053.

Our Mission

At Copper State, our mission is clear: to empower our members through accessible and affordable financial services while actively supporting the communities we serve. We believe that everyone deserves a chance at financial success and security. This philosophy drives us to offer competitive rates and excellent service without sacrificing the personal touch that comes from being a member-focused credit union. We are committed to embracing technology to enhance your experience. From online banking and mobile payments to electronic signatures and e-statements, we ensure that managing your finances is simple and convenient. Moreover, we prioritize accessibility; our branch complies with ADA standards so that all members can navigate easily.

Branch Location & Accessibility

Convenient Access

At Copper State, we prioritize making your banking experience smooth. Our branch features ample parking spaces and is designed with accessibility in mind, ensuring that everyone can easily visit us. If you require any assistance, our friendly staff is always ready to help. For those who prefer a bit of flexibility in their banking routine, we're happy to provide ATM services for quick cash withdrawals and balance checks. Although we do not have a drive-thru service, our lobby hours are perfect for members looking to conduct transactions in person. We are open Monday through Friday from 8:00 AM to 5:00 PM, allowing you to drop by when it's most convenient for you.

Reach Out Anytime

If you have questions or need assistance, don't hesitate to give us a call at 602-375-7300. While members can visit us at 15458 N 28Th Ave, official correspondence should be sent to the same address for clarity and convenience. We invite you to stop by Copper State today! Experience personalized service that puts your needs first while enjoying the warm atmosphere of your local credit union. We look forward to welcoming you!

Member Eligibility

At Copper State, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you live, work, worship, or attend school in our community, you're already eligible to join us! We welcome individuals from all walks of life and aim to provide a supportive environment where your needs come first. For more specific details on eligibility, feel free to check out our website at this link. Joining Copper State is simple and rewarding. Once you confirm your eligibility, opening an account is just a few clicks away! Visit this page to start the process online, or give us a call at 602-375-7300 if you have any questions. Our friendly team is here to help you every step of the way. You can find us at 15458 N 28Th Ave, Phoenix, AZ 85053. Join us today and experience the benefits of being part of the Copper State community!

Business Banking & Commercial Services

Lending Solutions That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $57 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,868,557, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Operations

Imagine being able to accept payments easily from your customers without the hassle. Our merchant services offer reliable payment processing that allows you to focus on what matters most running your business. From point-of-sale systems to online payment options, we provide tools that make transactions smooth and efficient. Located at 15458 N 28Th Ave Phoenix Az 85053 in Phoenix, AZ, our team is ready to help you explore how our services can support your goals. Call us at (602) 375-7300 or visit us online at https://www.copperstatecu.org/ to learn more about how we can partner with you for success.

Comprehensive List Of Services

ATM Services

One of our key offerings is our ATM Services. This feature ensures that you can access your funds conveniently and securely. With basic ATM access, you can easily make withdrawals and check your balance without stepping inside the branch. Whether you're picking up some cash for a night out or checking your account balance during a lunch break, our ATMs are here to help make your banking experience smooth and straightforward.

Call-to-Action

Join us today and discover how Copper State can help enhance your financial life! Explore all that we offer by visiting our website at Copper State. We look forward to serving you!

Digital Banking Features

In addition to traditional banking services, Copper State embraces the convenience of digital banking. With options like online banking and mobile payments, managing your finances has never been easier. Imagine sitting at home, comfortably planning your budget or transferring money between accounts with just a few clicks on your smartphone or computer. Our user-friendly online platform allows you to stay in control of your finances wherever you are.

Member-Centric Approach

At Copper State, we understand that every member has unique needs. Our dedicated team is always ready to assist you with personalized service that goes beyond mere transactions. Whether you're looking for guidance on loans or need assistance navigating our digital tools, we're here for you. If you have questions about our services or would like more information about how we can assist you, don't hesitate to reach out! You can contact us at 602-375-7300 during our lobby hours from Monday to Friday, 8:00 AM to 5:00 PM.

Digital & Online Banking

Convenient Online Services

Our 24/7 online banking services let you check balances, pay bills, and transfer money at any time. Whether it's day or night, your accounts are just a click away. Plus, with features like person-to-person transfers, sending money to friends and family has never been easier. You can even authorize transactions with an electronic signature for added convenience.

Stay Informed with E-Statements

We also offer e-statements so you can access your account information anytime without the clutter of paper statements. You'll receive timely updates about your account activity right in your inbox, keeping you informed and organized. At Copper State, we prioritize security in all our digital services. Our systems use advanced encryption to keep your information safe while providing a smooth banking experience. We believe that banking should be straightforward and worry-free, giving you more time for what matters most. Explore all these features and more by visiting us at https://www.copperstatecu.org/ today!

User-Friendly Mobile Experience

For those who prefer mobile banking, our user-friendly mobile application is available for download, allowing you to manage your finances right from your smartphone. With mobile payments enabled, making purchases is a breeze. You can simply tap to pay without needing to dig through your wallet.

Financial Strength

Committed Team

We also take pride in having 129 full-time employees and 6 part-time employees who are always ready to serve you with a knowledgeable, committed team. With their support, we're dedicated to helping you navigate your financial journey.

Efficient Operations

Our operational efficiency is reflected in our $0. This efficiency enables us to continue offering competitive loan rates and solid financial products for our members while maintaining the quality service you deserve.

Growing Membership Base

Total Share Accounts stand at 84,888, showing a strong and growing member base that trusts us with their finances. This trust empowers us to keep improving our offerings for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Copper State is your trusted partner. Visit us at 15458 N 28Th Ave Phoenix Az 85053 or call (602) 375-7300 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $95,629,750 in share certificates and $126,829,918 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Your Benefit

With $26,427,995 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment means that as our credit union grows, so do the benefits available to you.

Strong Financial Health

With a net worth of $50,246,452, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $836 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $7,155 in used auto loans and $440,649,860 in total loans and leases. This allows us to meet the diverse needs of our community effectively.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $133,036,742 in used vehicle loans and $38,213,478 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our competitive rates can make the difference in your financing options.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $3,868,557 provide the capital necessary for expansion and investment. At Copper State, we prioritize making our loan products accessible and beneficial for all our members. If you're interested in any of our offerings or want to learn more about refinancing options or eligibility requirements, visit us online at Copper State or give us a call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support you every step of the way on your financial journey!

Credit Lines

For those who need extra flexibility in their finances, we have total credit lines amounting to $161,088,400. This option allows members to access funds as needed while maintaining control over their spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $127,920,420, making buying or refinancing simple. We offer flexible terms to suit various budgets and financial situations. Our knowledgeable team is here to guide you through the process and answer any questions about eligibility and refinancing options.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans. While currently there are no outstanding amounts in this category, we aim to provide flexible terms that help members manage their finances effectively when they become available.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from reputable lenders, ensuring complete transparency for users. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus remains solely on delivering unbiased results to help users find the best options. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, enabling them to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony reflects the effectiveness of LendMesh as a reliable tool for navigating the complex world of loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence ensures that users receive fair and transparent offers tailored to their needs. By relying on verified financial institutions, LendMesh guarantees that every loan offer displayed is legitimate and trustworthy.

COPPER STATE CREDIT UNION