Copper State Glendale AZ Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Copper State, your trusted financial partner located at 18559 N 59Th Ave, Glendale, AZ 85308. Since our founding in 1951, we have been dedicated to serving our community with personalized banking solutions that cater to the unique needs of our members. With a robust membership of 44,902 and total assets reaching an impressive $600,936,824, we are proud to be a cornerstone of financial stability in Glendale. At Copper State, we understand that every member's journey is different. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our total loans and leases stand at 16,009, ensuring that we can support you whether you're buying your first home or expanding your business. Our commitment goes beyond just numbers. With a net worth of $50,246,452 and cash reserves of $1,388,331, we emphasize financial health and safety for all our members. Our CEO, Robert Scott, along with Board President Dennis McDonald, leads our team of 135 employees who are dedicated to providing top-notch service. While members can visit us at our branch location for face-to-face assistance or to utilize our drive-thru services, any official correspondence should be sent to the same address: 18559 N 59th Ave, Glendale, AZ 85308. We invite you to explore how Copper State can assist you on your financial journey. Call us today at 602-375-7300 or visit our website at copperstatecu.org for more information about opening an account or becoming a member. Your financial future starts here!

Branch History & Mission

A Future-Focused Approach

In today's fast-paced world, we understand that technology plays a vital role in banking. That's why we offer online and mobile banking services designed to make managing your finances easier than ever. Whether you're making deposits, checking balances, or applying for loans from the comfort of your home, we've got you covered. We invite you to join us at Copper State! Experience firsthand how our dedicated team is here to serve you with friendly smiles and expert advice. Together, let's build a brighter financial future for you and your family. For more information or to become a member today, please reach out at 602-375-7300 or visit us online at Copper State Credit Union. Your journey toward financial empowerment starts here!

Community Commitment

At Copper State, we are more than just a credit union; we are an integral part of the Glendale community. We actively engage in outreach programs and partnerships that uplift local initiatives and support those in need. By participating in community events and offering financial education workshops, we strive to empower individuals with the knowledge they need to make informed decisions about their finances. While you can visit us at 18559 N 59th Ave, official correspondence should be directed to the same address if you need assistance or have inquiries. Our branch features modern conveniences such as ATM access and drive-thru banking for your convenience.

Our Journey

Since opening our doors, Copper State has dedicated itself to providing exceptional financial services while fostering a sense of belonging within the community. Over the years, we have seen significant growth, now boasting total assets of approximately $600 million. This growth reflects not only our success but also the trust our members place in us to support their financial goals. Our mission is simple yet profound: to enhance the lives of our members through accessible and affordable financial solutions. We believe that everyone deserves a chance to achieve their dreams, whether it's buying a home, financing a vehicle, or managing everyday expenses. Our focus on personal banking services ranging from checking and savings accounts to auto loans and mortgages ensures that we meet the diverse needs of our members.

Branch Location & Accessibility

A Convenient Spot for Everyone

At Copper State, we understand that accessibility is key. Our location features ample parking and is designed to be ADA compliant, ensuring everyone can comfortably visit us. If you need assistance, our staff is always ready to help!

Banking Made Easy

We know life can get busy, which is why we offer flexible operating hours. You can visit us Monday through Thursday from 9 AM to 5 PM and on Friday until 6 PM. Whether you need to open a checking account, apply for an auto loan, or simply ask a question, our team is here for you.

Get in Touch

Have questions? Give us a call at 602-375-7300 or stop by our branch today! We look forward to serving you and helping you achieve your financial goals right here in Glendale!

Services Tailored for You

In addition to personal banking services like checking and savings accounts, we provide auto loans, mortgage options, and credit cards with rewards. Need cash? Our ATM is available for quick withdrawals and balance checks. Plus, take advantage of our drive-thru banking service for simple transactions without leaving your vehicle. While members can visit us at 18559 N 59Th Ave, official correspondence should be sent to the same address as our mailing address remains unchanged.

Member Eligibility

Becoming a member of Copper State is like stepping into a welcoming community that truly cares about your financial well-being. If you live, work, worship, or attend school in certain areas of Arizona, you're likely already eligible to join us! We believe in making banking accessible for everyone, so whether you're just starting out or looking for a place to grow your savings, we've got options for you. You can find detailed eligibility criteria on our website at this link. Joining Copper State not only opens the door to various financial services tailored to your needs but also connects you with a supportive team ready to help you every step of the way. To start the process of opening an account, visit our easy-to-use registration page at this link. If you have any questions or need assistance, don't hesitate to reach out to us at 602-375-7300. We can't wait for you to be part of the Copper State family!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify how you handle transactions. Picture this: your customers make purchases easily, while you enjoy fast access to funds no more waiting days for deposits. Our services streamline your operations so you can focus on what truly matters: growing your business. Located at 18559 N 59Th Ave Glendale Az 85308, Glendale, AZ, we're here to support you every step of the way. Connect with us today at (602) 375-7300 and let's build something great together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $6 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $57 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,868,557, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

We recognize that some transactions are best handled in person, which is why we offer ATM and cash withdrawal services for quick access to your funds. Our basic drive-thru banking allows for deposits, withdrawals, and other simple transactions without leaving your vehicle perfect for busy days when time is of the essence. Additionally, if you're a member of a partner credit union, you can enjoy shared branch transactions right here at Copper State. This means deposits and withdrawals are easily accessible no matter where you are.

Business Banking Services

For small business owners, we also provide essential business banking services. From merchant services that simplify payment processing to business loans that help you grow, Copper State is here to support your entrepreneurial journey.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we've invested in robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts anywhere, anytime. Whether you need to transfer funds, check balances, or pay bills, our digital banking platform puts control in your hands.

Get Started Today!

At Copper State in Glendale, AZ, we're dedicated to making your banking experience as smooth as possible. Whether you're exploring new loan options or simply need assistance with everyday banking tasks, our friendly team is ready to help. Call us at 602-375-7300 or visit us online at Copper State to learn more about how we can meet your financial needs today!

Personal Banking Solutions

Our personal banking services are designed with you in mind. Whether you're looking for a checking or savings account, we have options that fit your lifestyle and financial goals. If you're planning to purchase a vehicle, our auto loans and vehicle financing solutions make it easier than ever to drive away in your dream car. For those considering homeownership or refinancing an existing mortgage, our mortgage loans provide competitive rates and terms tailored to your needs. Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation options. These services help you manage finances more effectively and regain control over your budget. Don't forget about our credit cards with rewards, which allow you to earn while spending on everyday purchases.

Digital & Online Banking

Key Features for You

With 24/7 online banking services, you can check your account balance, transfer money, and pay bills whenever it suits you. Our mobile application enhances this experience even further, allowing you to handle your banking right from your smartphone. Plus, with features like electronic signature authorization, signing documents is quick and hassle-free. If you're looking to stay organized, we offer e-statements that give you a clear view of your transactions without the clutter of paper statements. You can also take advantage of mobile payments for a fast and easy way to pay for everyday purchases.

Stay Connected

Need to send money to a friend? With our person-to-person transfer feature, it's simple and secure. Just a few taps on your screen, and you're done! All these services are designed with your safety in mind, ensuring that your information is protected while providing you with real-time access to your accounts. In today's busy world, managing your finances should be straightforward and secure. At Copper State, we're dedicated to offering you the tools you need for financial success all from the comfort of your own home or on the go. Join us today and experience the convenience of modern banking!

Financial Strength

Commitment to Growth

With $26,427,995 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $71,550 in used auto loans and a total of $440,649,860 in loans and leases supporting your financial goals across various sectors.

Growing Member Base

We have established trust within our community as shown by our total share accounts reaching 84,888, indicating a strong and growing member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Copper State is your trusted partner. Visit us at 18559 N 59Th Ave Glendale AZ 85308 or call 602-375-7300 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are secure with us through $95,629,750 in share certificates and $126,829,918 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 129 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Position

With a net worth of $50,246,452, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.36% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $133,036,742 in used vehicle loans and $38,213,478 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a pre-owned vehicle, our flexible terms can fit your budget and make the process easy.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $3,868,557 provide the capital needed to expand your operations. We understand that businesses require unique solutions and are committed to offering personalized services that cater to your specific requirements. If you're considering refinancing options or have questions about eligibility for any of our products, don't hesitate to reach out. Our knowledgeable team is ready to assist you in finding the right loan for your situation. For more information about our loan offerings or if you have any questions, please call us at 602-375-7300 or visit our website at copperstatecu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Credit Lines and Unsecured Loans

For those looking to manage expenses or consolidate debt, we offer competitive credit lines totaling $161,088,400. Additionally, our flexible terms on unsecured credit card loans allow members to effectively manage their finances without the burden of high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $127,920,420, make buying or refinancing simple. We're here to support you through every step of the mortgage process and help you find the best solution for your home financing needs.

Loan Aggregator

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COPPER STATE CREDIT UNION