Coosa Valley Calhoun GA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Coosa Valley, your trusted financial partner located at 375 S Industrial Blvd, Calhoun, GA 30701. Since our establishment in 1954, we have been dedicated to serving our community with personalized banking solutions tailored to meet the needs of our 50,512 valued members. As a proud credit union, we stand out with total assets of $655,648,054 and a commitment to empowering our members through transparent and reliable financial services. Our mission is simple: to provide exceptional value and support to all our members. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing options, we are here to guide you every step of the way. With total deposits reaching $27,084,387 and a robust net worth of $63,553,809, we have the financial stability needed to help you achieve your goals. While you can visit us at our branch in Calhoun, please note that official correspondence should be directed to our mailing address at 2010 Redmond CIR NW, Rome, GA 30165. We invite you to explore our array of services online at mycvcu.org or give us a call at 706-235-8551. Under the leadership of CEO Andy Harris and Board President Gideon Hartley, our team of 131 dedicated employees is ready to assist you with all your banking needs. Join us today and discover how we can make a positive impact on your financial journey!

Branch History & Mission

Join Us

We invite you to become a part of the Coosa Valley family. Whether you're looking for a new checking account or considering financing options for your dream car or home, we're here to help every step of the way. Our friendly team is dedicated to ensuring that your financial journey is smooth and rewarding. Experience the benefits of being a member of Coosa Valley where community matters most! For more information about joining or exploring our services further, please call us at 706-235-8551 or visit us online at mycvcu.org. Let's build a brighter future together!

Our Journey

Since opening our doors nearly seven decades ago, Coosa Valley has seen remarkable growth. We began with a vision to provide quality financial services while fostering a strong sense of community. Over the years, we've expanded our offerings to include personal banking, auto loans, mortgage solutions, and business banking services. Today, we proudly manage total assets exceeding $655 million, which reflects our stability and commitment to our members. In addition to traditional banking services, we have embraced technology to enhance member experience. Our online banking platform and mobile app make it easier than ever for members to manage their finances on-the-go. We are also proud to ensure accessibility for all with ADA-compliant facilities and services.

Our Mission

Our mission at Coosa Valley is simple yet powerful: We strive to empower our members by providing exceptional financial services while actively contributing to the growth of our community. We believe that when our members thrive, so does the entire community. That's why we engage in various outreach efforts and partnerships aimed at improving local lives through financial education and support. While members can visit us at 375 S Industrial Blvd for all their banking needs, official correspondence should be sent to our mailing address at 2010 Redmond CIR NW, Rome, GA 30165 if different from the branch location.

Branch Location & Accessibility

Convenient Access and Features

At Coosa Valley, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps for easy entry. We also provide ample parking space to make your visit as convenient as possible. If you need quick banking services, our drive-thru banking option is available and opens early at 8:30 AM from Monday to Friday, allowing you to handle your transactions without leaving your vehicle.

Operating Hours

We understand that life can get busy, so we've tailored our operating hours to fit your schedule. Our lobby welcomes you from 9 AM to 5 PM on Mondays, Wednesdays, and Thursdays; on Tuesdays, we open slightly earlier at 8:30 AM; and on Fridays, we're here until 6 PM. You can easily reach us at (706) 235-8551 if you have any questions or need assistance before your visit.

Services Tailored for You

At Coosa Valley Credit Union, we offer a range of services designed with your financial well-being in mind. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, enjoy the convenience of ATM access for quick withdrawals and balance checks. While you can visit us at our Calhoun location for all your banking needs, please note that official correspondence should be directed to our mailing address: 2010 Redmond CIR NW, Rome, GA 30165.

Visit Us Today!

Whether you're looking to open a new account or just have questions about your finances, we invite you to stop by and see how we can assist you today. The team at Coosa Valley Credit Union is eager to help!

Member Eligibility

Joining the Coosa Valley family is a wonderful way to connect with a community that truly cares about its members. To become a member of Coosa Valley, you'll need to meet certain eligibility criteria, which typically include living, working, or worshiping in specific areas or having family ties to existing members. We strive to make this process as welcoming as possible, ensuring everyone feels included and valued. If you want to dive into the details of membership requirements, feel free to check out our eligibility page for the most up-to-date information. Once you're ready to take the next step towards membership, opening an account at our branch located at 375 S Industrial Blvd, Calhoun, GA 30701 is straightforward and hassle-free. Our friendly team is here to guide you through the process and answer any questions you may have. You can also reach us at 706-235-8551 for assistance. Joining Coosa Valley means gaining access to a variety of financial services tailored to your needs while being part of a supportive community!

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $295 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $37,299,734, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine streamlining your payment processes with ease. Our merchant services help you accept payments quickly, whether in-store or online. This means less time worrying about transactions and more time focusing on what you do best running your business. From card processing to mobile payment options, we've got your back. Located at 375 S Industrial Blvd Calhoun Ga 30701 in Calhoun, GA, our team is ready to partner with you on your journey. Let's work together to turn your business goals into reality! For more information, call us at (706) 235-8551 or visit us online at https://www.mycvcu.org/ .

Comprehensive List Of Services

Business Banking

For entrepreneurs and small businesses, we provide robust business banking solutions, including merchant services and business loans. We understand that running a business comes with its challenges, so we're here to support you with the right tools to help it thrive.

Credit Cards

Our credit cards with rewards offer an excellent way to earn benefits on your everyday purchases. Think about earning cash back or points towards future travel just by using your card for groceries or gas!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services. You can easily access your accounts from the comfort of your home or while on the go through our user-friendly mobile app. Our services include ATM access for cash withdrawals and balance checks as well as person-to-person payment options making transactions easier than ever.

Drive-Thru & ATM Services

We also have a convenient drive-thru service available for deposits, withdrawals, and simple transactions if you prefer face-to-face interactions without leaving your car. Plus, our ATMs are always ready when you need cash quickly. No matter what financial goals you have in mind, at Coosa Valley, we are committed to providing personalized solutions to fit your lifestyle. For more information about our services or assistance in opening an account, don't hesitate to reach out at 706-235-8551 or visit us online at mycvcu.org. Your journey towards better financial health starts here!

Loans and Financing

When it comes to financing, Coosa Valley provides a variety of options including auto loans and vehicle financing. Picture yourself driving away in your new car with affordable monthly payments tailored just for you. We also specialize in mortgage loans and refinancing, helping you secure the best rates for your home. If you're looking to consolidate debt or cover unexpected costs, our personal loans can provide the financial relief you need.

Personal Banking

For those seeking personal banking solutions, we offer checking and savings accounts that make managing your money easy and efficient. Imagine having a hassle-free way to save for your dream vacation or unexpected expenses. Our accounts come with no hidden fees and online banking features that allow you to check your balance or transfer funds anytime, anywhere.

Digital & Online Banking

Mobile Banking at Your Fingertips

For those who prefer banking on-the-go, our mobile application makes it easier than ever to manage your finances right from your smartphone. You can even make mobile payments with ease, simplifying how you shop and pay for everyday expenses. Need to send money quickly? Our person-to-person transfer service allows you to send funds to friends or family instantly perfect for splitting bills or sending gifts. With all these features combined, Coosa Valley offers an accessible and user-friendly approach to banking that fits into your busy lifestyle. Whether you're at home or on the move, managing your money has never been more straightforward!

Secure and User-Friendly Features

Security is our top priority. We offer electronic signature authorization, ensuring that your transactions are not only convenient but also safe. You can rest easy knowing that your personal information is protected while you enjoy the freedom of digital banking. Additionally, if you're looking for an eco-friendly way to manage your statements, we provide e-statements that give you quick access to your financial records without the clutter of paper. This feature helps you stay organized while contributing to a greener planet.

Financial Strength

Commitment to Growth

With $41,536,863 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is supported by $11,299 in used auto loans and a total of $497,037,486 in loans and leases, helping you achieve your financial goals across various sectors. Our operational efficiency is reflected in our net income of $3,579,378, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 129 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Member-Focused Savings

Members' savings are secured through $116,813,475 in share certificates and $29,490,723 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $43,236,801, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $63,553,809, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.84% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Total Share Accounts stand at 89,730, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $264,972. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coosa Valley is your trusted partner. Visit us at 375 S Industrial Blvd Calhoun GA 30701 or call 706-235-8551 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $203057800 in used vehicle loans and $93821924 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to help you navigate the process and find an option that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36559113, make buying or refinancing simple. We provide guidance through each step of the mortgage process so you can feel confident about your investment.

Personal Loans & Credit Lines

For those needing extra financial flexibility, we also offer personal loans and credit lines with total amounts reaching $37500000. These options are perfect for consolidating debt or covering unexpected expenses without the hassle of complicated applications.

Refinancing Options

If you're considering refinancing any existing loans for better rates or terms, our expert staff can help you explore eligibility options tailored to your situation. This way, you can take advantage of current market conditions and save money over time. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to take the next step towards achieving your financial goals, give us a call at 7062358551 or visit us at 375 S Industrial Blvd Calhoun GA 30701. Let Coosa Valley be your trusted partner in navigating all your loan needs!

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This means no collateral is needed just easy access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect current market conditions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and effectively. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how LendMesh can make a significant difference in your financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified information guarantees that users receive fair and transparent offers tailored to their needs.

COOSA VALLEY CREDIT UNION