Coopers Cave Queensbury NY Credit Union

Introduction

Welcome to Coopers Cave, your trusted partner in financial well-being! Located at 357 Bay Rd, Queensbury, NY 12804, we have been serving our community since 1958. With a proud membership of over 2,071 individuals, we are dedicated to providing personalized financial solutions that meet the unique needs of our members. At Coopers Cave, we prioritize the trust and satisfaction of our members. Our total assets stand strong at $20,187,843, ensuring that we have the resources to support you on your financial journey. Whether you're looking for loans or safe places to save, we've got you covered with a total deposit base of $838,141 and a solid loan portfolio consisting of 478 loans and leases. Our commitment to our members is reflected in our financial strength. With a net worth of $1,434,193 and cash in hand amounting to $503,440, we are well-equipped to help you achieve your financial goals. Under the leadership of our CEO, Christine Smith, and Board President, Mark Rogers, we strive to foster an environment where every member feels valued and empowered. While members can visit us at 357 Bay Rd, official correspondence should be sent to the same address. If you have questions or need assistance, feel free to reach out at 518-639-8655. Experience the Coopers Cave difference today! We invite you to explore our range of services by visiting us online at Coopers Cave FCU or stop by our branch for a friendly chat about how we can assist you. Your financial success is just around the corner!

Branch History & Mission

Our Mission

At Coopers Cave, our mission is clear: to provide reliable financial services while supporting our local community. We believe in making a positive impact by offering products designed for your success whether it's through auto loans, personal loans, or savings accounts. While members can visit us at 357 Bay Rd for all their banking needs, official correspondence should be sent to the same address as there is no separate mailing location. Our commitment extends beyond just financial transactions; we actively engage in community outreach efforts that aim to uplift and empower local residents. We recognize that every member's financial journey is unique. That's why we strive to be more than just a credit union we want to be your partner in achieving your goals. As we look toward the future, Coopers Cave remains focused on fostering strong relationships within Queensbury and adapting to the ever-changing needs of our members. We invite you to join us on this journey. Experience firsthand what it means to be part of a credit union that truly cares about its members and their communities. For more information or assistance, please don't hesitate to reach out at 518-639-8655 or visit us online at Coopers Cave FCU. Become a member today and take advantage of everything we have to offer!

Our Story

From our humble beginnings, Coopers Cave was founded on the principles of community support and financial empowerment. Over the years, we have significantly expanded our total assets to an impressive $20,187,843 while staying true to our core values. We have always aimed to provide quality financial services tailored to meet the needs of our members. With a small but dedicated team of four employees, we prioritize personalized service and foster lasting relationships with those we serve. Our journey has been marked by key milestones that reflect our commitment to innovation and growth. Although we do not currently offer ATM services or drive-thru banking, we have embraced digital advancements to enhance member experiences. We offer online banking and mobile applications that make managing finances easier than ever.

Branch Location & Accessibility

Call Us Today!

Although we currently do not have ATM services or drive-thru banking available, our commitment to serving you remains strong. We encourage potential members and current ones alike to stop by and discover how Coopers Cave can help meet your financial needs. Join us today and experience the difference of community-focused banking!

Convenient Access

At Coopers Cave, we prioritize your convenience. We offer ample parking right outside our door, making it simple for you to stop by for all your banking needs. Our location is fully accessible with ADA-compliant features, including ramps, ensuring that everyone can visit us comfortably. While members can visit us at 357 Bay Rd, official correspondence should be sent to the same address for consistency and ease.

Friendly Services

Our dedicated team is here to assist you during our operating hours. While specific hours are currently not listed, we strive to be available when you need us most. Feel free to give us a call at 518-639-8655 to learn more about our services or inquire about anything you might need.

Member Eligibility

At Coopers Cave, we believe that everyone deserves a chance to be part of a caring and supportive community. If you're looking to become a member, we welcome you with open arms! To join us at our branch located at 357 Bay Rd, Queensbury, NY 12804, you'll find that eligibility is quite simple. We're here for anyone who lives, works, worships, or attends school in the area. This means whether you're a local resident or just spend time here for your job or studies, you're likely eligible to join our family. Becoming a member of Coopers Cave opens the door to numerous benefits like competitive rates on loans and savings accounts, personalized service from friendly staff, and a commitment to helping you achieve your financial goals. The process of opening an account is straightforward and inviting. If you'd like more detailed information on eligibility criteria or how to get started or give us a call at (518) 639-8655. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we are excited to offer tailored solutions when the time comes for you to expand your operations or invest in new equipment. Imagine how easy it would be to purchase that new delivery vehicle or upgrade your office space with a loan that suits your specific needs.

Merchant Services Made Easy

In addition to financing, we offer merchant services that simplify everyday transactions for businesses. Think about how much easier it is to accept payments from customers, whether they prefer credit cards or digital wallets. Our tools can help streamline your payment processes, allowing you to focus on what you do best growing your business. Located at 357 Bay Rd Queensbury Ny 12804 in Queensbury, NY, we invite you to visit us or give us a call at (518) 639-8655. Let's discuss how we can partner together for your business success!

Comprehensive List Of Services

Banking Made Easy

We understand that life is busy, which is why our services are designed for ease and accessibility. Members can take advantage of ATM Services Only, allowing quick and convenient access to cash whenever needed. Imagine you're out shopping or on a road trip; having an ATM nearby means you can get cash without any hassle.

Community Commitment

At Coopers Cave, we believe in serving our community wholeheartedly. Whether you're saving for a family vacation or planning for future education expenses, we're here to support you every step of the way. Our knowledgeable staff is always ready to assist you with questions about our services and help you find solutions tailored to your unique needs. If you're ready to explore how Coopers Cave can help enhance your financial journey, feel free to reach out at (518) 639-8655 or visit us online at https://www.cooperscavefcu.com/. We're excited to serve you!

Convenience at Your Fingertips

In addition to ATM services, we also offer a user-friendly online banking platform. With features like online account management and e-statements, you can keep track of your finances from the comfort of your home or on the go. Our mobile application makes it easy to check balances, transfer funds, and stay updated on your transactions.

Digital & Online Banking

Easy Access to Your Accounts

Our online banking platform is available 24/7 at https://www.cooperscavefcu.com/, allowing you to check your account balance, pay bills, and transfer funds right from your computer or mobile device. Whether you're at home or on the go, managing your money has never been easier.

Mobile App for On-the-Go Banking

For those who prefer using their smartphones, our mobile application is available for download. This app puts all our banking features in your pocket, allowing you to perform transactions, check balances, and more all with an easy-to-use interface that fits perfectly in your hand.

Secure Transactions Every Time

Security is a top priority at Coopers Cave. While we currently do not support electronic signature authorization for online transactions, rest assured that all our digital services are designed with robust security measures to protect your personal information. In summary, our digital and online banking services offer you the flexibility and control you need over your finances. From accessing e-statements to making quick transfers and enjoying round-the-clock access through our website and mobile app, we're here to make banking work for you!

Stay Informed with E-Statements

Say goodbye to paper clutter! With our e-statements, you can view your account statements electronically, which means they are always at your fingertips. This feature not only helps you stay organized but also enhances security by reducing the risk of sensitive information being lost or stolen.

Transfer Money with Ease

Need to send money to a friend or family member? Our person-to-person transfer service makes it simple. You can quickly send funds without needing to write checks or visit a branch, making everyday transactions straightforward and hassle-free.

Financial Strength

At Coopers Cave, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to your financial well-being, we focus on providing reliable services and support that you can trust. With a net worth of $1,434,193, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 710 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $252,737 in share certificates and $4,384,480 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,287,751 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $9,867,918 in total loans and leases and 169 used auto loans supporting members' financial goals across various sectors. Our ability to operate efficiently is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares available for lending and investments stand at $170,171. With a total of 3,513 share accounts, it's clear that more members trust us with their finances each day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Coopers Cave is your trusted partner. Visit us at 357 Bay Rd Queensbury NY 12804 or call 518-639-8655 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $3,136,847 in used vehicle loans and $2,628,218 in new vehicle loans, helping many members get on the road. We also provide refinancing options for existing auto loans to help you save even more.

Credit Lines

For those who may need ongoing access to funds, our total credit lines amount to $1,370,000. This option provides peace of mind by ensuring you have financial support available whenever you require it. If you're interested in any of these products or want to learn more about eligibility and refinancing options, feel free to reach out to us at 518-639-8655. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Coopers Cave, we aim to empower our members with the tools they need for a secure financial future.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $587,653, we offer competitive rates and terms that can fit within your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently there are no outstanding balances in this category, our structured approach helps members manage their finances effectively when they need it most.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures that all loan offers presented are fair and transparent. By working only with institutions that meet these rigorous standards, LendMesh guarantees that users receive accurate and reliable information when comparing loans.

COOPERS CAVE FEDERAL CREDIT UNION - Queensbury, NY

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