Cooperative Teachers Lindale TX Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Cooperative Teachers, your trusted financial partner located at 75 Miranda Lambert Way Ste 10, Lindale, TX 75771. Since our establishment in 1953, we have proudly served our community with a commitment to helping our members achieve their financial goals. With a strong membership base of 5,962 and total assets reaching an impressive $102,311,975, we strive to provide personalized banking solutions tailored just for you. At Cooperative Teachers, we understand that every member's journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. We believe that financial empowerment is key to building a brighter future for you and your family. While members can visit us at our convenient branch location, official correspondence should be sent to the same address. Our dedicated team of 18 employees, led by CEO Tim Miller and Board President Wayne Boshears, is here to assist you with any questions or needs you may have. You can reach us at 903-561-2603 during our lobby hours from Monday to Friday, 8:30 AM to 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. We take pride in being an active part of the Lindale community and are committed to making a positive impact through our services. With total deposits of $14,746 and cash in hand amounting to $962,911, we ensure that your money is safe while also providing you with access to essential resources. Join us at Cooperative Teachers where we prioritize your financial well-being. Visit our website at coopteachers.com or call us today to discover how we can help you thrive!

Branch History & Mission

Join Us!

As we continue to grow and adapt to the changing needs of our members, we invite you to become part of the Cooperative Teachers family. Experience personalized service designed around your unique financial goals. Reach out today at (903) 561-2603 or visit us online at Cooperative Teachers to learn more about how you can benefit from being a member of our cooperative community!

Our Mission

At the heart of Cooperative Teachers is a mission that resonates deeply within our community: to offer personalized financial services while actively supporting local education initiatives. We understand that when we invest in our members' futures, we also invest in the future of Lindale itself. Whether it's through loans for vehicles or support for local schools, every service we provide is designed with our community's best interests at heart. While members can visit us at 75 Miranda Lambert Way Ste 10 Lindale Tx 75771, official correspondence should be sent to 75 MIRANDA LAMBERT WAY STE 10, Lindale, TX 75771-3109. We are proud of our partnerships with local organizations that promote education and well-being within Lindale. Together, we strive to create a supportive environment where families can thrive financially.

Our Story

Since opening our doors, Cooperative Teachers has evolved significantly. We've embraced innovation while staying true to our mission of serving those who educate our youth and their families. With each passing year, we've added services to better meet the needs of our members, including auto loans, mortgage options, personal loans, and more. Today, we not only provide essential banking services but also empower our members through educational resources and community outreach initiatives. Our commitment to enhancing member experience drives us to adopt digital advancements such as online banking and mobile payments. We believe in making banking accessible for everyone in Lindale, which is why we offer convenient ATM access and operate during hours that suit your busy life: Monday through Friday from 8:30 AM to 5:30 PM and Saturdays from 9:00 AM to 1:00 PM.

Branch Location & Accessibility

Accessibility Features

At Cooperative Teachers, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ample parking spaces to ensure everyone can visit us comfortably. If you have any special needs or require assistance, feel free to reach out our team is always ready to help!

Contact Us

Have questions or need assistance? Don't hesitate to give us a call at 903-561-2603. We invite you to stop by and experience the community-focused service that makes Cooperative Teachers special. Your financial journey starts here!

Finding Us

Situated just off the main thoroughfare, our branch is close to popular local spots, making it a breeze to stop by during your daily routine. Whether you're grabbing coffee nearby or enjoying a day out shopping, we are here to support your banking needs with a smile.

Operating Hours & Services

We understand that your time is valuable. That's why we offer flexible operating hours: from Monday through Friday, our lobby is open from 8:30 AM to 5:30 PM, and on Saturdays, we welcome you from 9:00 AM until 1:00 PM. You can also access our ATM service anytime for quick cash withdrawals or balance checks. While we don't currently offer drive-thru banking at this location, our friendly staff is here to assist you with a variety of services such as personal banking accounts, auto loans, mortgage options, credit cards with rewards, and even business banking solutions.

Member Eligibility

At Cooperative Teachers, we believe that everyone deserves a chance to be part of a caring community that supports your financial journey. If you're looking to join us, eligibility is straightforward and welcoming. You can become a member if you are a teacher, staff member, or affiliated with the educational sector in any capacity within our service area. We also welcome immediate family members of existing members! This means that even if you're not directly involved in education, as long as you have a connection through family ties, you can take advantage of our services. For more detailed eligibility criteria, feel free to visit our website at . Joining Cooperative Teachers is easy! To open an account, simply head over to our account opening page at https://coopteachers.myori.com/app/ola/ola-consumer-loan-type . Whether you're interested in checking accounts, savings options, or loans tailored for educators, we have something for everyone. If you have any questions or need assistance during the process, don't hesitate to give us a call at (903) 561-2603. We're here to help you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services offer practical tools for daily operations. Imagine being able to process payments easily at your store or online, enhancing customer satisfaction and streamlining your cash flow. From mobile payments to secure transactions, we're here to help you focus on what you do best running your business. Located at 75 Miranda Lambert Way Ste 10 Lindale Tx 75771 in Lindale, TX, our team is ready to partner with you on your journey to success. Reach out to us at (903) 561-2603 to learn how we can assist you today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

At Cooperative Teachers, we also provide essential services like basic ATM access for withdrawals and balance checks, ensuring you can always stay updated on your finances without any hassle. If you're ready to explore how we can support your financial journey, don't hesitate to reach out! Contact us at 903-561-2603 or visit us in person at our Lindale branch. We look forward to serving you! For more information about our services or to open an account online, check out our website at coopteachers.com.

Business Banking Services

For our members who are entrepreneurs or business owners, we understand the importance of reliable banking. Our Business Banking services include merchant services and business loans designed to help you grow and manage your operations effectively.

Credit Cards and Rewards

In today's world, having the right credit card can make a significant difference. That's why we offer Credit Cards with Rewards, allowing you to earn points on your everyday purchases that can be redeemed for exciting rewards.

Digital Banking Convenience

In this digital age, convenience is key. Our robust Online & Mobile Banking features empower you to manage your accounts from anywhere. With mobile payments and person-to-person transfer capabilities, sending money or paying bills is just a few taps away. Plus, our ATM services ensure you have quick access to cash whenever needed.

Personal Banking Solutions

For individuals looking to manage their everyday finances, we offer Personal Banking services including checking and savings accounts designed to help you save while enjoying easy access to your funds. If you're considering a new vehicle or need financing for an existing one, our Auto Loans & Vehicle Financing options are here to support your journey. Need a place to call home? Our Mortgage Loans & Refinancing services provide affordable solutions that fit your budget. Plus, our Personal Loans & Debt Consolidation options can help you take control of your financial situation.

Digital & Online Banking

Key Services

Our online banking portal at Cooperative Teachers provides a user-friendly experience, allowing you to view balances, transfer funds, and pay bills with just a few clicks. You can also take advantage of our electronic signature authorization feature, making it simple to sign documents without the hassle of printing and mailing them. For those who prefer paperless options, e-statements are available, providing you with instant access to your account statements anytime you need them. This not only helps reduce clutter but also enhances security by keeping sensitive information out of the mailbox.

Mobile Banking Convenience

Stay connected wherever life takes you with our mobile application. Whether you're at work or running errands, you can manage your finances right from your smartphone. Plus, our mobile payments feature allows for quick and easy transactions perfect for those spur-of-the-moment purchases. Need to send money to a friend? Our person-to-person transfer service makes it effortless to send cash directly from your account to theirs in real-time.

Security You Can Trust

We prioritize your security in every transaction. Our digital banking services use advanced encryption technology to protect your personal information. You can have peace of mind knowing that your data is safe while you take advantage of these convenient services. At Cooperative Teachers, we strive to make banking accessible and straightforward for all members. Explore our online banking options today and discover how we can help simplify your financial life!

Financial Strength

Commitment to Efficiency

Our operations reflect our commitment to efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share Accounts stand at 9,208, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $621,373, further enhancing our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cooperative Teachers is your trusted partner. Visit us at 75 Miranda Lambert Way Ste 10 Lindale Tx 75771 or call 903-561-2603 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $39,135,278 in share certificates and $19,916,275 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $7,184,336 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $8,021,729 in used auto loans and a total of $80,217,298 in loans and leases.

Solid Financial Health

With a net worth of $9,098,358, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.73% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $8,242,971 in used vehicle loans and $2,070,464 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored just for you.

Credit Lines

For those who prefer having access to funds as needed, our credit lines total $45,816,275. This product allows you to borrow as much or as little as you need when unexpected expenses arise. If you're considering refinancing any existing loans or would like more information on eligibility options for our various products, please don't hesitate to reach out! You can contact us at (903) 561-2603 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Cooperative Teachers in Lindale, TX, we're committed to serving our community with integrity and transparency. Stop by or visit us online at Cooperative Teachers to learn more about how we can assist you with your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,928,203, making it easier than ever to secure your dream home.

Unsecured Credit Cards

Managing finances can sometimes be tricky. We also offer flexible terms on unsecured credit card loans, with a total of $304,007 in loans helping members navigate their everyday expenses effectively. Our credit cards come with rewards that can enhance your purchasing power while keeping your budget intact.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that the offers displayed are fair and transparent, reflecting the most current market conditions.

COOPERATIVE TEACHERS CREDIT UNION