Cooperative Choice Network Springfield IL Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Cooperative Choice Network, your trusted partner in financial well-being located at 3900 Wood Duck Dr, Springfield, IL 62711. Established in 1935, our credit union has proudly served over 11,505 members with a commitment to personalized banking and community support. At Cooperative Choice Network, we understand that every member's journey is unique, which is why we offer a wide array of services tailored to fit your needs from checking and savings accounts to auto loans and mortgage refinancing. Our strength lies not only in our financial offerings but also in our robust foundation. With total assets of $165,069,575 and total deposits amounting to $5,534,292, we ensure that your funds are safe while providing you with competitive rates. As a member-focused organization, we maintain a net worth of $21,988,389, reflecting our stability and ability to serve you better. Led by CEO Joseph Webb and Board President John Machens, our team of 26 dedicated employees is here to guide you through your financial decisions with care and expertise. We take pride in fostering a welcoming atmosphere where community values shine through every interaction. While members can visit us at our branch for all their banking needs during our operating hours from Monday to Friday, 8:00 AM to 4:30 PM, official correspondence should be sent to the same address for your convenience. Join us today at Cooperative Choice Network! For more information or assistance, feel free to call us at 217-529-6045 or visit our website at ccncu.com. We look forward to being part of your financial journey!

Branch History & Mission

Community Engagement

Cooperative Choice Network actively partners with local organizations to support various community initiatives. We understand that when we uplift our community, we create a stronger network for everyone involved. Whether it's providing financial education workshops or participating in local events, we are dedicated to making Springfield a better place for all its residents.

Join Us Today!

We invite you to experience what Cooperative Choice Network has to offer. As part of our family, you'll gain access to a range of services designed with your needs in mind whether you're looking for checking accounts, vehicle financing options, or business banking solutions. Together, let's continue building a prosperous future. For more information or if you have any questions about membership or services, please feel free to reach out at (217) 529-6045 or visit us online at www.ccncu.com. Join us today and become part of a credit union that truly cares about its members!

Our Evolution

Since our inception, Cooperative Choice Network has continually adapted to meet the needs of our members and the evolving financial landscape. We started with a vision of providing accessible financial services tailored to the unique needs of our community. Over the years, we have introduced various products such as personal banking accounts, auto loans, mortgage loans, and credit cards with rewards. Our total assets now stand at an impressive $165,069,575, reflecting the trust and support of our members.

Our Mission

At the heart of Cooperative Choice Network is our mission: to empower individuals and families by offering reliable financial solutions while fostering community growth. We believe in supporting not just our members' financial well-being but also their aspirations and dreams. Through personalized service and community outreach initiatives, we strive to make a positive impact in Springfield and beyond. While members can visit us at 3900 Wood Duck Dr Springfield Il 62711, official correspondence should be sent to 3900 Wood Duck Dr, Springfield, IL 62711. Our branch is open Monday through Friday from 8:00 AM to 4:30 PM, ready to assist you with your financial needs. Although we currently do not offer ATM or drive-thru services, we ensure that every interaction is meaningful and tailored specifically for you.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Situated in Sangamon County, our branch is close to several local landmarks that make it easy to find us. Just a short drive from popular spots like the Lincoln Memorial Garden and the Southwind Park, we're perfectly positioned for both residents and visitors alike. Our location also offers ample parking with accessible features, including ADA-compliant ramps to ensure everyone can visit us comfortably.

Operating Hours

We understand that your time is valuable. That's why we are open Monday through Friday from 8:00 AM to 4:30 PM, providing you with plenty of opportunities to drop by when it's most convenient for you. If you have any questions or need assistance before your visit, don't hesitate to reach out to us at 217-529-6045.

Services Offered

At Cooperative Choice Network, we pride ourselves on offering a range of financial services tailored just for you. From checking and savings accounts to auto loans and mortgages, our team is dedicated to helping you achieve your financial goals. While we currently do not have ATM or drive-thru services available, our friendly staff is ready to assist you inside the branch.

Visit Us Today!

We invite you to stop by and experience our welcoming atmosphere firsthand! If you're interested in learning more about what we offer or how we can assist you further, please feel free to call us or visit our website at www.ccncu.com. We look forward to serving you at the Cooperative Choice Network branch!

Member Eligibility

Joining the Cooperative Choice Network feels like stepping into a community that truly cares about your financial well-being. At our branch located at 3900 Wood Duck Dr, Springfield, IL 62711, we welcome individuals who live, work, or worship in the area. Whether you're looking to open a checking account, secure an auto loan, or explore other financial services, becoming a member is straightforward and rewarding. We believe in making banking accessible for everyone, so don't hesitate to reach out if you have any questions about eligibility or the application process. To get started on your journey with us, you can find detailed information about membership requirements by visiting this link. Once you're ready to open an account, simply follow the steps outlined at our account opening page. If you prefer a personal touch or need assistance, feel free to give us a call at 217-529-6045. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $34 in commercial loans for our members, helping businesses scale and succeed. This funding allows entrepreneurs to invest in new equipment, hire additional staff, or even open new locations. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services

In addition to loans, we offer robust merchant services designed to streamline your payment processing. Imagine running your daily transactions smoothly while having access to tools that help you manage sales more effectively. Our services ensure that you can focus on what really matters growing your business. With an outstanding commercial loan portfolio of $2,839,888, we continue to drive economic growth by financing new and expanding businesses. Come visit us at 3900 Wood Duck Dr Springfield Il 62711 in Springfield, IL, and let's explore how we can partner together for success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our branch location, rest assured that cash withdrawal services are readily available through various networks ensuring that accessing your money is hassle-free. No matter what service you choose at Cooperative Choice Network, we're committed to making banking simple and accessible for everyone in the community. To learn more about how we can assist you today or if you're ready to take the next step towards securing your financial future, give us a call at (217) 529-6045 or visit us online at Iecfcu & Irsecu Division. Your journey towards financial well-being starts here!

Auto Loans & Vehicle Financing

Planning to buy a new car? We offer auto loans and vehicle financing solutions that fit your budget. With flexible terms and competitive rates, you'll drive off the lot with peace of mind knowing you've made a smart financial choice.

Business Banking

For our business members, we provide specialized banking services including merchant services and business loans designed to support growth and efficiency. We recognize that every business has its own needs, and our services are crafted to help you succeed.

Credit Cards with Rewards

Get more out of your spending with our credit cards that offer rewards! Earn points for every purchase, which can be redeemed for travel, merchandise, or cash back. It's an easy way to benefit from everyday expenses.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll make. Our mortgage loans provide you with the resources needed to secure that dream home. If you're considering refinancing, our team can guide you through the process, helping you save on monthly payments and overall interest costs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to check balances, transfer funds, pay bills, and even deposit checks right from your smartphone or computer anytime, anywhere.

Personal Banking

Whether you're looking to open a new checking or savings account, our personal banking services are tailored just for you. Imagine having easy access to your funds while enjoying competitive interest rates. Our accounts come with features like online banking and e-statements, making it easier than ever to manage your finances from the comfort of home.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's where our personal loans come in handy. Whether it's for medical bills or home repairs, we offer debt consolidation options that simplify your payments and help you get back on track financially.

Digital & Online Banking

Easy Access to Your Accounts

With our online banking platform, available at https://www.ccncu.com/ , you can check your account balances, transfer funds, and pay bills all in just a few clicks. Our 24/7 online banking services ensure that you have access to your accounts whenever you need it, without waiting for business hours.

Mobile Banking at Your Fingertips

For those who prefer banking on the move, our mobile application puts everything right in the palm of your hand. You can enjoy features like mobile payments, person-to-person transfers, and more making transactions quick and convenient no matter where you are. Plus, our app is designed for ease of use so you can navigate with confidence.

Secure Transactions Made Simple

Your security is our priority. At Cooperative Choice Network, we offer electronic signature authorization for a fast and secure way to complete transactions without the hassle of paperwork. Whether you're applying for a loan or signing important documents, we've got you covered. In today's fast-paced world, having control over your finances should be simple and stress-free. With features like mobile payments and person-to-person transfers available at your fingertips, managing money has never been easier. Experience the convenience of modern banking with us at Cooperative Choice Network!

Stay Organized with E-Statements

Go green and stay organized with our e-statements. Available for all members, these electronic statements make it simple to keep track of your financial activity while reducing paper clutter. You'll receive notifications as soon as your statements are ready, making it easy to stay informed.

Financial Strength

Growing Community Trust

Total Share and Deposit Accounts: 24,001, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, reinforcing our ability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cooperative Choice Network is your trusted partner. Visit us at 3900 Wood Duck Dr Springfield Il 62711 or call (217) 529-6045 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $43,649,747 in share certificates and $12,433,855 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $155,723 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 22 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

Our $7,903,308 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $77,161 in used auto loans and $100,365,235 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $21,988,389, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,331 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $38,294,992 in used vehicle loans and $24,239,130 in new vehicle loans already helping members get on the road. We make it simple to finance your next vehicle whether it's brand new or pre-owned. Plus, if you're considering refinancing an existing auto loan for better terms or lower payments, we can assist with that too.

Business Loans

For business owners, our outstanding commercial loans totaling $2,839,888 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, we can help connect you with funding solutions that fit your needs. At Cooperative Choice Network, we prioritize transparency and accessibility. If you're unsure about your eligibility for any of our loan products or want to know more about refinancing options available to you, please don't hesitate to reach out. You can call us at 217-529-6045 during our lobby hours from Monday to Friday between 8:00 AM and 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore how our loan offerings can support your financial journey today!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,767,682 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit your everyday spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $8,290,504, making buying or refinancing simple. We guide you through the mortgage process so you can focus on finding the right home for you and your family.

Loan Aggregator

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COOPERATIVE CHOICE NETWORK CREDIT UNION - Springfield, IL