Cooperative Choice Network Pekin IL Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Cooperative Choice Network, your trusted credit union located at 1470 Valle Vista Blvd, Pekin, IL 61554. Since our establishment in 1935, we have been dedicated to serving our community and providing financial solutions that help our members thrive. With a strong membership base of over 11,505 individuals and families, we pride ourselves on being a cornerstone of financial support in Pekin. At Cooperative Choice Network, we understand that each member has unique needs. That's why we offer a diverse range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our total assets stand at an impressive $165,069,575, demonstrating our stability and commitment to your financial future. With total deposits of $5,534,292 and a net worth of $21,988,389, you can trust that your money is safe with us. Our friendly team is led by CEO Joseph Webb and Board President John Machens, who are passionate about ensuring you receive the best possible service. Whether you're looking for loans or saving options, we are here to guide you every step of the way. If you have any questions or need assistance, feel free to call us at (309) 620-9030. While members can visit us at our Pekin branch for face-to-face support during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 Noon official correspondence should be sent to the same address as ours. Join us today and discover how Cooperative Choice Network can help you achieve your financial goals! Visit our website at ccncu.com for more information or to start your application process. Your journey towards better financial health starts here!

Branch History & Mission

Looking Ahead

As technology continues to advance, we embrace digital solutions while ensuring ADA compliance and maintaining customer-centric initiatives. Members can enjoy conveniences like online banking and mobile payments without sacrificing personal service. Join us on this journey! We invite you to become part of Cooperative Choice Network. Experience firsthand how we can help you achieve your financial goals while making a positive impact within our beloved community. Reach out today at (309) 620-9030 or visit us online at Cooperative Choice Network to learn more about how we can serve you better!

Our Evolution

Located at 1470 Valle Vista Blvd, Pekin, IL 61554, our branch has seen significant milestones that reflect our commitment to serving the community. From offering basic savings accounts to expanding into diverse services like auto loans, mortgages, and personal banking solutions, we have continually evolved to meet the needs of our members. Our dedication is evident in how we engage with local businesses and residents alike, creating partnerships that enrich the lives of those around us. As we moved forward through the decades, our mission remained unchanged: to empower our members through accessible financial services while fostering a sense of community. We strive not just to provide banking solutions but also to be a supportive partner in achieving financial wellness.

Our Mission

At Cooperative Choice Network, our mission is simple yet impactful. We aim to offer quality financial services that are personalized and accessible for everyone in the community. We believe that everyone deserves a chance at financial success whether it's securing a loan for a new vehicle or saving for their future. Our focus on member service drives us to ensure that every interaction you have with us is meaningful and beneficial. In addition to traditional banking services, we actively support local initiatives and outreach programs that uplift our community. By collaborating with local organizations, we work towards building a stronger Pekin for all its residents. For official correspondence, please note that while you can visit us at 1470 Valle Vista Blvd Pekin Il 61554, any mail should be directed to 1470 Valle Vista Blvd, Pekin, IL 61554.

Branch Location & Accessibility

Call-to-Action

Ready to experience friendly service? Give us a call at 309-620-9030 or come visit us today! We look forward to helping you achieve your financial goals right here in Pekin!

Nearby Landmarks and Accessibility

Located near local favorites and essential services, our branch is just a short drive from popular spots like the Pekin Mall and Veterans Park. We understand how important accessibility is for our members. Our branch features ADA-compliant facilities, including ramps and ample parking spaces for everyone's convenience.

Operating Hours

We aim to accommodate your busy schedule with our operating hours. You can visit us Monday through Friday from 9:00 AM to 5:00 PM, and on Saturday, we're open from 9:00 AM until noon. We want to make sure you have plenty of time to stop by before or after work!

Services Offered

At Cooperative Choice Network, we provide a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, our team is ready to assist you. If you're interested in business banking or need help with online banking solutions, we've got you covered there as well!

Member Eligibility

At Cooperative Choice Network, we believe that everyone deserves a supportive financial community, and becoming a member is as easy as reaching out to us! If you're looking to join, we welcome individuals who live, work, worship, or attend school in our local area. This means if you're part of the vibrant communities around 1470 Valle Vista Blvd Pekin Il 61554, we want you on board! The benefits of membership are plentiful, from competitive loan rates to personalized service tailored just for you. To find out more about the specific eligibility requirements, feel free to check out our detailed guide at . Ready to take the next step? Opening an account with us is simple and straightforward. Just visit our website at https://ccncu.com/loans#applications or give us a call at (309) 620-9030. We're here to help you every step of the way and can't wait to welcome you into our Cooperative Choice Network family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for businesses of all sizes. Imagine being able to accept payments easily from your customers whether they prefer credit cards, debit cards, or mobile payments right at your point of sale. This convenience not only enhances customer satisfaction but also helps you manage cash flow effectively. Located conveniently at 1470 Valle Vista Blvd Pekin Il 61554, Pekin, IL 61554, our dedicated team is here to help you navigate the financial landscape. Contact us at (309) 620-9030 to learn more about how we can partner with you on your business journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $34 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,839,888, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new vehicle? Our auto loans and vehicle financing options make it easy to drive away in the car you want. With competitive rates and flexible terms, financing your next vehicle is within reach. You can even use our mobile app to apply on the go!

Business Banking Services

For our entrepreneurial members, we offer comprehensive business banking services, including merchant services and business loans. We understand the unique challenges that come with running a business and are here to support you with the tools necessary for growth.

Credit Cards with Rewards

Enjoy shopping rewards with our credit cards that offer rewards! Earn points for everyday purchases that can be redeemed for travel, merchandise, or cash back. It's like getting rewarded just for spending!

Digital Banking Features

Convenience is key in today's world. Our extensive digital banking features allow you to manage your accounts easily from your smartphone or computer. From setting up e-statements to making person-to-person payments securely online, we've got you covered.

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and our mortgage loans and refinancing services can help make it happen. Whether you're looking to buy your first home or refinance an existing mortgage for better rates, our friendly team will guide you through every step of the process.

Personal Banking Solutions

Managing your finances should be simple and straightforward. That's why we offer personal banking services including checking and savings accounts tailored to help you achieve your financial goals. Imagine having easy access to your funds with online banking and mobile payments at your fingertips. You can check your balance, transfer money, and make payments anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. If you find yourself needing extra cash, our personal loans are designed to meet those needs quickly and conveniently. Plus, if you're juggling multiple debts, consider our debt consolidation options to simplify your payments.

Shared Branch Transactions

As part of our commitment to accessibility, we also provide basic shared branch transactions such as deposits and withdrawals for members of partner credit unions. This means you can handle banking needs even when you're away from home. For more information about any of these services or to get started today, feel free to reach out! You can contact us at (309) 620-9030 or visit us at 1470 Valle Vista Blvd Pekin, IL 61554. We look forward to helping you achieve financial success!

Digital & Online Banking

Key Features of Our Online Services

Our online banking platform allows you to manage your money with ease. You can check balances, transfer funds, and pay bills all without stepping foot in a branch. We also offer e-statements for those who prefer a paperless option, making it easier to track your financial activity while helping the environment. For those on the go, our mobile application is a must-have. It supports mobile payments, so you can make purchases directly from your device without fumbling for cash or cards. Plus, person-to-person transfers make it simple to send money to friends or family instantly.

Security You Can Trust

Security is our top priority at Cooperative Choice Network. Our electronic signature authorization feature ensures that your transactions are protected and verified, giving you peace of mind every time you use our services. You can rest easy knowing that your personal information is safe with us. In summary, whether you're checking your account balance during a lunch break or making quick payments while running errands, our digital banking services make managing your finances straightforward and efficient. Join us at Cooperative Choice Network and experience how easy banking can be!

Financial Strength

Commitment to Growth

With $7,903,308 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, as shown by our $77,161 in used auto loans and $100,365,235 in total loans and leases.

Member Trust

Total Share and Deposit Accounts: 24,001, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further illustrate our commitment to responsible financial management. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cooperative Choice Network is your trusted partner. Visit us at 1470 Valle Vista Blvd Pekin Il 61554 or call (309) 620-9030 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $155,723 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 22 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secured Savings

Your savings are safe with us! Members' funds are secured through $43,649,747 in share certificates and $12,433,855 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $21,988,389, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,331 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $38,294,992 in used vehicle loans and $24,239,130 in new vehicle loans to help our members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we can assist you with financing that fits your budget. Plus, if you're interested in refinancing your current auto loan for better terms, we can help you explore those options as well.

Business Financing

For business owners looking for capital to grow and expand their operations, our outstanding commercial loans total $2,839,888. We are committed to supporting local businesses by providing tailored financial solutions that meet their unique needs. Our friendly staff is ready to assist you with any questions you may have about our loan products or the application process. You can reach us at (309) 620-9030 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Cooperative Choice Network can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $8,290,504. These options are designed for first-time homebuyers and those looking to refinance an existing mortgage. Our knowledgeable team is here to guide you through the process and help you understand your eligibility.

Unsecured Credit Card Loans

Managing everyday expenses is made easier with our unsecured credit card loans. We have issued a total of $3,767,682 in unsecured credit card loans to our members. This flexible financing option allows you to make purchases without having to worry about collateral. If you're seeking ways to consolidate debt or cover unexpected costs, our credit cards offer competitive rates and manageable terms.

Loan Aggregator

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COOPERATIVE CHOICE NETWORK CREDIT UNION