Cooperative Choice Network Metamora IL Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Cooperative Choice Network, your trusted financial partner located at 105 E Partridge St, Metamora, IL 61548. Since our establishment in 1935, we have dedicated ourselves to serving the community with integrity and commitment. Our mission is to provide exceptional financial services while fostering a sense of belonging among our 11,505 members. At Cooperative Choice Network, we take pride in our robust financial health, boasting total assets of $165,069,575 and total deposits reaching $5,534,292. With over 111,617 loans and leases extended to our members, we strive to empower individuals and families in their financial journeys. Our net worth stands strong at $21,988,389, ensuring that we can continually support your needs with confidence. Led by our CEO, Joseph Webb, and Board President, John Machens, our experienced team of 26 employees is here to help you navigate your financial goals. We understand that banking is not just about numbers; it's about building relationships and supporting one another in the community. While you can visit us directly at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 105 E Partridge St, Metamora, IL 61548. We invite you to explore our range of services including personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. If you're ready to take the next step toward better financial health or simply want more information about what we offer, don't hesitate to reach out! Call us today at (309) 367-4112 or visit our website at www.ccncu.com for more details. Together, let's build a brighter future!

Branch History & Mission

Join Us Today

We invite everyone in the Metamora community and beyond to join Cooperative Choice Network. Experience firsthand how we can support your financial journey while making a positive impact in the community. Together, let's build a brighter future! For more information or to open an account today, please contact us at 309-367-4112 or visit us online at Cooperative Choice Network.

Our Mission

The mission of Cooperative Choice Network is clear: to empower our members through accessible financial services while fostering a sense of community. We believe in supporting our members not just as customers but as part of our family. This commitment extends beyond banking; we actively engage in community outreach programs that enhance the quality of life in Metamora and surrounding areas. While members can visit us at our branch location for assistance during lobby hours (Monday to Friday from 10 AM to 5 PM and Saturday from 9 AM to 12 PM), official correspondence should be sent to our mailing address at 105 E Partridge St, Metamora, IL 61548. Although we currently do not have ATM or drive-thru services available, our team is always ready to assist you with any inquiries or transactions you need. As we look towards the future, Cooperative Choice Network remains committed to evolving alongside our members' needs. We've embraced digital advancements such as online banking and mobile payments to ensure that managing your finances is easier than ever. Our dedication to ADA compliance ensures that all individuals have equal access to our services.

Branch Location & Accessibility

Connect With Us

If you have any questions or would like more information about what we offer, don't hesitate to give us a call at 309-367-4112. Our dedicated team is here to assist you! While members can visit us at our branch location, please note that official correspondence should be sent to 105 E Partridge St, Metamora, IL 61548. We look forward to welcoming you at Cooperative Choice Network your trusted partner in financial success!

Getting Here

Finding us is simple! Nestled in the heart of Metamora, our branch is just a short drive from popular spots like the Metamora Courthouse and the beautiful Metamora Park. With ample parking available right outside, you can hop in and out without any hassle. We want to make your visit as smooth as possible, so our location is fully ADA compliant, featuring ramps for easy access.

Operating Hours

At Cooperative Choice Network, we understand that life can get busy. That's why we offer convenient banking hours! You can visit us Monday through Friday from 10 AM to 5 PM, and on Saturdays from 9 AM to 12 PM. Whether you're dropping by for personal banking services or discussing loan options with one of our friendly staff members, we are here when you need us!

Services Offered

Our branch offers a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we have something for everyone. We also provide personal loans and credit cards with rewards. Plus, enjoy the benefits of online and mobile banking because we know that managing your finances should be easy wherever you are.

Member Eligibility

Joining the Cooperative Choice Network feels like becoming part of a close-knit family that genuinely cares about your financial well-being. To become a member, you simply need to meet a few friendly eligibility requirements, which are designed to welcome you with open arms. Generally, individuals who live, work, worship, or attend school in the Metamora area qualify for membership. We believe that everyone deserves a chance to benefit from our services and support. To get started, all you need to do is visit us at 105 E Partridge St, Metamora, IL 61548, or give us a call at 309-367-4112 for more information. If you're ready to take the next step towards joining our community and enjoying all the benefits we offer, check out the details on how to open an account here: https://ccncu.com/loans#applications . For more detailed or updated eligibility criteria, feel free to explore this resource: . We can't wait to welcome you!

Business Banking & Commercial Services

Commercial Loans That Make a Difference

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $34 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $2,839,888, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, our merchant services provide practical solutions for everyday transactions. Imagine having a reliable partner that streamlines payment processing, allowing you to focus on what you do best running your business. Whether it's accepting card payments or managing your cash flow, we simplify the financial aspects so you can dedicate more time to serving your customers. Located at 105 E Partridge St Metamora Il 61548 in Metamora, IL, our team is ready to assist you with the financial tools needed to grow and succeed. Contact us at (309) 367-4112 or visit us online at https://www.ccncu.com/ to learn more about how we can help your business flourish!

Comprehensive List Of Services

Business Banking Services

For small business owners, we provide specialized services including merchant services and business loans. Your business deserves the best support, and we're here to help it thrive with tools that simplify transactions and funding options that encourage growth.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we pride ourselves on offering robust online and mobile banking services. Accessing your accounts has never been easier whether it's paying bills, transferring money, or checking balances from the comfort of your home or on-the-go. While we currently do not have ATMs or drive-thru services at this branch, our digital banking features ensure that you can manage your finances anytime you need.

Join Us Today!

At Cooperative Choice Network, we believe in empowering our members with the right tools and support for their financial journeys. Whether you're looking for personal banking solutions or business assistance, we're here for you every step of the way. Visit us at our Metamora location or contact us at 309-367-4112 to learn more about how we can assist you today! Explore all that we offer by visiting our website at www.ccncu.com. Your journey towards financial well-being starts here!

Personal Banking Solutions

We understand that managing your finances effectively is crucial. That's why we offer personal banking services such as checking and savings accounts tailored to fit various lifestyles. Whether you're saving for a special occasion or just want easy access to your funds, our accounts come with features that enhance your financial management. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Imagine driving off in your dream car while knowing you have a reliable partner in financing. For those looking to buy a home or refinance an existing mortgage, we have mortgage loans available that help turn your dream of homeownership into reality. Our team is here to guide you through the process step-by-step.

Support for Your Financial Journey

In addition to mortgages, we also offer personal loans and debt consolidation options. Life can throw unexpected expenses your way, and having access to personal loans can be a lifesaver. We work with you to find solutions that fit your unique situation. Credit cards are another essential part of managing day-to-day expenses. Our credit cards with rewards allow you to earn points on purchases while enjoying competitive interest rates.

Digital & Online Banking

Access Anytime, Anywhere

Our 24/7 online banking services allow you to check your balances, transfer funds, and pay bills from the comfort of your home or on the go. Just visit us at https://www.ccncu.com/ to get started. You can also take advantage of our mobile application, which brings all these features right to your fingertips.

Go Mobile with Ease

In today's fast-paced world, we know that mobile payments are essential. That's why Cooperative Choice Network supports mobile payment options, letting you make purchases directly from your smartphone. Whether you're at a store or dining out, simply use your device to pay securely. At Cooperative Choice Network, we prioritize accessibility and ease of use in all our digital banking services. We are here to help you manage your money effortlessly and securely anytime, anywhere!

Simplified Transactions

Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. No need for cash or checks; just a few taps on your phone will do the trick! Plus, with electronic signature authorization available, signing documents is straightforward and hassle-free.

Stay Updated with E-Statements

Say goodbye to paper clutter! With e-statements available, you can easily access your account statements online whenever you need them. It's a great way to keep track of your finances while being eco-friendly.

Financial Strength

Committed Team

We also take pride in having 22 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team that understands your needs.

Efficient Operations

Our operational efficiency is reflected in our net income of $155,723. This enables us to continue offering competitive loan rates and solid financial products for all our members.

Investment in Growth

With $7,903,308 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our capacity for lending is robust; we currently offer $77,161 in used auto loans alongside a total of $100,365,235 in loans and leases, supporting your financial goals across various sectors.

Member-Focused Savings

Your savings are secure with us. We have $43,649,747 in share certificates and $12,433,855 in money market shares available for our members. These options provide stable and rewarding financial growth opportunities tailored to meet your needs.

Prioritizing Our Members

Unlike traditional banks that may prioritize shareholders over customers, we focus on you. With non-member deposits at $0, every resource we have is directed toward benefiting our members through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $21,988,389, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further highlighted by our net worth ratio of 13.31%, which demonstrates a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

With a total of 24,001 share accounts, our growing member base trusts us with their finances. This trust underpins everything we do at Cooperative Choice Network. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cooperative Choice Network is your trusted partner. Visit us at 105 E Partridge St Metamora IL 61548 or call 309-367-4112 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

In addition to these loan offerings, we also provide various other services including personal banking options like checking and savings accounts as well as debt consolidation loans. If you have questions about eligibility or need assistance with the application process, don't hesitate to contact us at (309) 367-4112. We are open Monday through Friday from 10 AM to 5 PM and Saturday from 9 AM to 12 PM at our branch located at 105 E Partridge St Metamora IL 61548. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Join us today and let's work together toward achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $38,294,992 in used vehicle loans and $24,239,130 in new vehicle loans, helping members get on the road efficiently and affordably. Whether you're considering a brand-new model or a reliable used option, our team is ready to assist you every step of the way.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $2,839,888 provide essential capital for expansion. Whether you're looking to invest in new equipment or streamline operations, we're here to support your business journey.

Credit Card Options

For those managing day-to-day expenses or unexpected costs, we also offer flexible terms on unsecured credit card loans. With a total of $3,767,682 in loans helping members manage their finances effectively, our credit cards come with rewards that make every purchase more valuable.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $8,290,504, making buying or refinancing simple and accessible. We guide you through the process and can provide refinancing options if you're looking to lower your monthly payments or tap into your home's equity.

Loan Aggregator

Building Trust Through User Experience

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each listing represents a genuine opportunity to secure funding from reputable lenders. LendMesh prioritizes accuracy through several key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions.

COOPERATIVE CHOICE NETWORK CREDIT UNION - Metamora, IL