Co-op Credit Union Black River Falls WI | Low Mortgage Rates & Auto Loans

Introduction

At Co-op, located at 1200 Pierce St, Black River Falls, WI 54615, we pride ourselves on being more than just a financial institution; we are a community partner dedicated to empowering our members. Since our establishment in 1938, we have been committed to providing personalized banking solutions that foster growth and security. With a total membership of over 22,525 and total assets reaching an impressive $543,438,243, we are here to support your financial journey every step of the way. While members can visit us at our branch for their banking needs, official correspondence should be sent to PO Box 157, Black River Falls, WI 54615. Our friendly team is always ready to assist you in navigating your financial options whether you're looking for auto loans or personal loans, or seeking guidance on mortgage financing. Led by CEO Timothy Tranberg and Board President Timothy Torkelson, our team of 100 dedicated employees is passionate about serving our community. We understand that financial decisions can be daunting, which is why we prioritize transparency and approachability in everything we do. With total deposits amounting to $19,680,833 and a net worth of $60,488,903, you can trust that your finances are in capable hands. Explore our range of services through online banking or feel free to call us at 800-258-0023 during our lobby hours on Tuesdays and Thursdays from noon to 1:00 PM. Join us at Co-op today and discover how we can help you achieve your financial goals! For more information on becoming a member or to apply for a loan, visit our website.

Branch History & Mission

Commitment to Community

At Co-op, we believe in giving back. Our team actively engages with local organizations and participates in outreach initiatives that benefit the wider Black River Falls area. We understand that a strong community is built on collaboration and support, which is why we work hard to ensure everyone has access to essential financial services. As technology evolves, so do we. Our commitment to digital advancements allows us to offer convenient online banking services and mobile applications. This ensures that even those who cannot visit us during regular hours can manage their finances easily and securely. Our lobby hours are available every Tuesday and Thursday from 12:00 PM to 1:00 PM, making it convenient for you to stop by.

Join Us

We invite you to become part of the Co-op family! Experience firsthand how we can help you achieve your financial goals while being an active member of your community. With services ranging from personal banking and auto loans to business banking solutions, there's something for everyone at Co-op. If you're ready to take the next step toward financial empowerment or have questions about membership eligibility, please contact us at 800-258-0023 or explore more on our website at www.coopcu.com. Together, let's build a brighter future for you and your community!

Our Evolution

Located at 1200 Pierce St, our branch is easily accessible for all members of the Black River Falls community. Over the decades, we've seen significant milestones that highlight our dedication to providing excellent financial services and support. Our operations are designed with our members in mind, ensuring they receive personalized service in a welcoming environment. Our mission is simple yet powerful: to empower individuals and families by offering financial solutions that promote stability and growth. We strive to make banking easy and accessible while fostering a sense of belonging and community among our members. While you can visit us at our branch address for your banking needs, official correspondence should be sent to PO Box 157, Black River Falls, WI 54615 if needed.

Branch Location & Accessibility

Accessibility and Parking

At Co-op, we prioritize making your visit as smooth as possible. We offer ample parking right outside our doors, with ADA-compliant features to accommodate all our members. Whether you're coming in for a quick transaction or a longer consultation, you'll find our space welcoming and easy to navigate.

Get in Touch

We're excited to help you with your financial journey! If you have any questions or would like more information about our services, don't hesitate to reach out at 800-258-0023. We invite you to come by and see how Co-op can make banking simpler and more enjoyable for you!

Operating Hours

Our doors are open during the school year on Tuesdays and Thursdays from noon until 1:00 PM, providing a convenient time for you to manage your banking needs. While we may not offer a drive-thru or ATM services at this location, our team is always ready to assist you inside the branch with personalized service tailored to your needs.

Services Offered

At Co-op, we understand that banking is more than just transactions. We provide a wide range of services including personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our goal is to support you with all your financial needs under one roof. While members can visit us at 1200 Pierce St for in-person assistance, please note that official correspondence should be sent to PO Box 157, Black River Falls, WI 54615 if needed.

Member Eligibility

Joining the Co-op family means stepping into a community that truly cares about your financial well-being. At Co-op, we believe that membership should be open to those who share our values and commitment to one another. If you're a resident of Jackson County or work for a participating employer, you can easily become a member! We also welcome family members of existing members, creating an even stronger network of support. You can check out the full eligibility criteria at this link for all the details. Becoming part of Co-op isn't just about opening an account; it's about gaining access to a range of benefits designed to help you thrive. With services like personal banking, auto loans, and mortgage options, we're here to make your financial journey smoother and more rewarding. If you're ready to take the next step, you can find more information on how to open your account at this page. Have questions? Feel free to call us at (800) 258-0023! We can't wait to welcome you to our branch located at 1200 Pierce St Black River Falls Wi 54615.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $542 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $59,618,231, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a busy Saturday at your local shop. Customers are lined up, eager to make purchases, but without the right payment options, sales could slip through your fingers. Our merchant services simplify transactions, allowing you to accept payments easily whether it's via card or mobile payment. This convenience not only enhances customer satisfaction but also encourages repeat business. Visit us at 1200 Pierce St Black River Falls Wi 54615 in Black River Falls, WI, or call us at (800) 258-0023 to explore how our business banking and commercial services can help your company thrive!

Comprehensive List Of Services

Business Solutions

For our local entrepreneurs and businesses, we provide comprehensive Business Banking services including Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth and success.

Embracing Technology for Convenience

In today's busy world, convenience is key. That's why we have robust Online & Mobile Banking features available at your fingertips. You can check balances, transfer funds, and even pay bills from anywhere! Plus, with services like ATM & Cash Withdrawal Services available when you need them, managing your money has never been easier. At Co-op, we pride ourselves on offering personalized service and easy access to financial tools that fit your lifestyle. If you're ready to take the next step in managing your finances or if you have questions about any of our services, don't hesitate to reach out! 📞 Call us at 800-258-0023 or visit us online at coopcu.com for more information. We look forward to serving you!

Personal Banking Made Easy

When it comes to personal banking, we understand that every member has different priorities. That's why we offer Checking & Savings Accounts tailored to fit various lifestyles. Whether you need a simple checking account for daily transactions or a savings account for building your nest egg, we have options that can help you manage your finances effectively. If you're considering buying a vehicle, our Auto Loans & Vehicle Financing services make the process simple and accessible. Imagine cruising down the road in your dream car without the stress of complicated financing! Our competitive rates and flexible terms are designed to fit your budget. Buying a home is one of the most significant investments you'll make. Our Mortgage Loans & Refinancing options provide you with the support needed to navigate this important step. From first-time homebuyers to those looking to refinance their existing mortgage, our team is here to assist you every step of the way. For those moments when life throws unexpected expenses your way, our Personal Loans & Debt Consolidation can help ease financial burdens. Think about consolidating multiple debts into one manageable payment it's all about making life easier for you.

Rewards That Matter

We also offer Credit Cards with Rewards, allowing you to earn points on everyday purchases. Imagine being rewarded just for using your card! It's an excellent way to save on future travels or special treats while managing expenses.

Digital & Online Banking

Convenience at Your Fingertips

If you're always on the move, our mobile application has got you covered. You can make mobile payments easily and even send money to friends or family through our person-to-person transfer feature. It's all about making banking convenient for you while ensuring that every transaction is secure. With these digital tools at Co-op, managing your finances has never been easier. Whether you're checking your balance or making payments, rest assured that you're using services built with safety in mind. We're here to support you with accessible and reliable banking options so you can focus on what really matters in your life!

Key Features

Our online banking services are available 24/7 at https://www.coopcu.com/ . You can check balances, transfer funds, pay bills, and more all from the comfort of your home or on the go. Plus, with electronic signature authorization, signing documents is as simple as a click, making processes like loan applications smooth and hassle-free. We understand that keeping track of your finances is essential. That's why we provide e-statements, allowing you to view your account statements digitally. This feature not only helps reduce paper clutter but also ensures you have quick access to your financial information whenever you need it.

Financial Strength

Dedicated Team

We take pride in having 82 full-time employees and 18 part-time employees who are always ready to assist you with their expertise. Our team is committed to ensuring that your experience with us is smooth and beneficial.

Growing Membership

With a total of 57,015, we showcase a strong and growing member base that trusts us with their finances. This growth reinforces our ability to serve you effectively while maintaining the quality of service you expect from Co-op. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Co-op is your trusted partner. Visit us at 1200 Pierce St Black River Falls Wi 54615 or call (800) 258-0023 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Lending Capacity

With $3,668 in used auto loans and $454,452,364 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $2,200,607, reflecting our commitment to maintaining competitive loan rates and solid financial products for our members.

Member Savings and Investments

Members' savings are secured through $170,701,708 in share certificates and $24,317,825 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to our members is reflected in our approach to managing resources; unlike traditional banks, we prioritize our members first. Our focus on member service is evident as we have $56,160,291 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better.

Our Financial Health

With a net worth of $60,488,903, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,113 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $48,718,694 in used vehicle loans and $12,954,502 in new vehicle loans already helping members get on the road. We provide financing options that can make it easier for you to drive away in the vehicle you want. Whether it's for a brand-new model or a reliable used car, we've got you covered.

Business Financing

For business owners, our outstanding commercial loans totaling $59,618,231 provide the capital needed to grow and expand. We understand the challenges that come with running a business and are dedicated to offering financing solutions tailored to your specific needs. Whether you're interested in refinancing existing debt or exploring eligibility options for any of our products, we encourage you to reach out. Our team is ready to assist you with any questions or guidance you may need. Feel free to give us a call at 800-258-0023 or visit our website at Co-op Credit Union for more information on how we can help support your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,387,326, make buying or refinancing simple. We aim to support you through every step of the process so you can feel confident as you invest in your future.

Unsecured Credit Card Loans

Managing everyday expenses is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $1,641,601 in loans helping members manage their finances effectively. Our credit cards come with rewards that can add value to your spending while ensuring you have access to funds when needed.

Loan Aggregator

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CO OP CREDIT UNION