Consumers Professional Credit Union Lansing MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Consumers Professional, your trusted partner in financial well-being since 1953. Located at 525 W Willow St, Lansing, MI 48906, we are dedicated to providing personalized banking solutions tailored to meet the unique needs of our community members. With a proud membership of 7,455 individuals and total assets amounting to an impressive $134,143,238, we strive to empower our members through exceptional service and comprehensive financial products. At Consumers Professional, we believe in building lasting relationships based on trust and transparency. Under the leadership of our CEO, Terry Garrison, and Board President, William Burke, our team of 36 employees is committed to ensuring that you have access to quality financial services. Whether you're looking for auto loans, mortgage refinancing, or personal banking options, we've got you covered with a total loan portfolio of 3,562 loans. While members can visit us at our branch location, official correspondence should be sent to the same address: 525 W Willow St, Lansing, MI 48906-4745. We take pride in our robust financial standing with net worth reaching $22,008,788 and cash readily available at $1,075,446. We invite you to explore our wide range of services designed for both personal and business banking needs. From checking and savings accounts to credit cards with rewards and business loans, we're here to support your financial journey every step of the way. Feel free to reach out to us at 517-372-2400 or visit our website at cpcu.co for more information about how we can help you achieve your financial goals. Join us today and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

A Journey Through Time

Since opening our doors, Consumers Professional has focused on providing valuable financial services to individuals and families in Lansing and surrounding areas. Over the years, we have adapted to meet the changing needs of our community while maintaining our core mission: to empower members through quality financial solutions and exceptional service. Our offerings include personal banking, auto loans, mortgages, business banking, and much more all designed with your best interests in mind. As we grew, we also expanded our services. Today, we proudly provide online banking options, mobile payments, and electronic signatures to make banking easier for you. We embrace innovation while ensuring that our operations are ADA compliant so that everyone can access our services without barriers.

Join Us!

As we continue on this journey together, we invite you to become part of the Consumers Professional family. Experience firsthand the benefits of membership from competitive loan rates to personalized customer service tailored just for you. For any official correspondence, please use our mailing address: 525 W Willow St, Lansing, MI 48906-4745. Feel free to contact us at 517-372-2400 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 8 AM to 5:30 PM. Join us today and see how Consumers Professional can help you achieve your financial goals! Visit us online at cpcu.co or start your application here.

Our Mission

At Consumers Professional, our mission goes beyond just offering financial products; it's about building relationships within our community. We strive to enhance the lives of our members by not only providing excellent banking services but also engaging in various community outreach efforts. We believe in giving back and supporting local initiatives that foster growth and well-being. Our drive-thru service allows for convenient transactions while maintaining a personal touch. Additionally, we offer shared service center options for those who bank with partner credit unions. Whether you're visiting us at our branch or using one of our ATMs available for your convenience you can trust that we are here for you.

Branch Location & Accessibility

Accessibility Features

Our branch prides itself on being welcoming and accessible. We have parking available for your convenience, along with ADA-compliant features like ramps to ensure everyone can easily access our services. Whether you're popping in for a quick transaction or need more comprehensive assistance, our friendly staff is ready to help.

Operating Hours

We understand that life gets busy, so we've made it easy for you to visit us during hours that fit your schedule. Our lobby hours are from 9 AM to 5 PM Monday through Thursday and extend to 8 AM to 5:30 PM on Fridays. If you need assistance outside of these hours, just give us a call at 517-372-2400; we're here for you!

Services Offered

At Consumers Professional, we offer a wide range of services tailored to meet your banking needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, enjoy the convenience of online and mobile banking options right from your phone! Need cash? We have an ATM available on-site and drive-thru banking for quick deposits and withdrawals.

Visit Us Today!

We invite you to stop by and see how we can assist you with your financial goals. Our dedicated team is ready to welcome you into the Consumers Professional family. Whether you're looking for everyday banking or specialized services, we're here to help every step of the way!

Member Eligibility

At Consumers Professional, we believe that everyone deserves the chance to be part of a welcoming and supportive community. Becoming a member is simple and open to individuals who either live, work, worship, or attend school in Ingham County, Michigan. If you're connected to our community in these ways, you're already eligible! Membership not only offers you access to a range of financial services tailored just for you but also allows you to enjoy lower fees and competitive rates that can help you reach your financial goals. To start your journey with us, visit our branch at 525 W Willow St, Lansing, MI 48906 or give us a call at 517-372-2400. You can find more detailed eligibility criteria on our website at . And when you're ready to open an account, simply head over to https://www.mobicint.net/cpc/login/loanapp we're excited to welcome you into the Consumers Professional family!

Business Banking & Commercial Services

Member and Non-Member Loan Opportunities

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,354,781, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, our merchant services offer practical solutions that help you manage transactions smoothly. Whether you're processing payments in-store or online, our services make it easier for your customers to pay, enhancing their experience while boosting your sales. Visit us at 525 W Willow St Lansing Mi 48906 in Lansing, MI, or call us at (517) 372-2400 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Solutions That Work

For our business members, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. This means whether you're starting a new venture or looking to expand an existing one, we have the tools and support to help you succeed.

Convenient Access Anytime

At our branch located at 525 W Willow St, Lansing, MI 48906, we prioritize accessibility. With an ATM available for quick cash withdrawals and basic transactions, as well as a Drive-Thru Service for those on the go, banking has never been more convenient. Plus, if you're part of a partner credit union, you can enjoy shared branch transactions for deposits and withdrawals.

Financing Your Dreams

If you're dreaming of driving a new car or upgrading your current vehicle, our Auto Loans and Vehicle Financing options make it simple and affordable. We work with you to find the best rates, ensuring that your monthly payments fit comfortably within your budget. Need help navigating home ownership? Our Mortgage Loans and Refinancing services can guide you through securing a loan that works for you.

Join Us Today!

Our commitment at Consumers Professional is not just about providing services; it's about building relationships with our members. We invite you to visit us or give us a call at 517-372-2400 to learn more about how we can assist you in reaching your financial goals. Explore all the possibilities with us today!

Personal Banking Made Easy

Starting with Personal Banking, we offer various Checking and Savings Accounts tailored to fit different lifestyles. Imagine having a checking account that helps you track your spending while also earning interest on your savings. Our accounts are designed for convenience, so you can manage your money effortlessly using our Online and Mobile Banking services. From checking balances to transferring funds, everything is just a few taps away on your phone.

Support During Life's Ups and Downs

Life can be unpredictable, which is why our Personal Loans and Debt Consolidation options are here to provide financial relief when you need it most. Whether it's unexpected expenses or consolidating existing debts, we'll help create a plan that eases your financial stress.

Digital & Online Banking

Conclusion

With features like mobile payments, electronic signatures, and person-to-person transfers available at Consumers Professional, we strive to provide an accessible and user-friendly experience for all our members. Explore all these fantastic digital tools today by visiting https://www.cpcu.co/ and take control of your finances with ease!

Key Features

Our online banking platform allows you to keep track of your accounts effortlessly. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, with our 24/7 online banking services, you can access your account whenever it suits you. If you're looking for an easy way to send money to friends or family, our person-to-person transfer feature makes it a breeze. Just enter the recipient's information and send money directly from your account. It's quick and reliable!

Security and Accessibility

Your security is our priority. We use electronic signature authorization for transactions, ensuring that your sensitive information stays safe while you bank online. You can also opt for e-statements, allowing you to manage your documents digitally without the clutter of paper. For those on the go, our mobile application makes banking even more convenient. With mobile payments enabled, making purchases directly from your phone is easier than ever. Just download the app, and you'll have all your banking needs right at your fingertips.

Financial Strength

Commitment to Growth

With $21,860,055 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $870 in used auto loans and $62,740,507 in total loans and leases, we support members' financial goals across various sectors.

Efficient Operations

Our operational efficiency shines through with a net income of $148,733, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 22 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Trust

Total Share and Deposit Accounts: 15,154, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $87,914. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers Professional is your trusted partner. Visit us at 525 W Willow St Lansing Mi 48906 or call (517) 372-2400 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $23,035,174 in share certificates and $24,438,285 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $248,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $22,008,788, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,641 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,170,530 in used vehicle loans and $1,184,368 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates for both new and used vehicles, making it easier for you to drive away with confidence.

Credit Lines

For those looking for additional financial flexibility, our credit lines total $25,000,000. This option allows you to access funds as needed while only paying interest on what you use. It's an ideal solution for managing larger purchases or unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,460,390, make buying or refinancing simple. We aim to guide you through every step of the mortgage process so you can focus on finding the perfect home.

Refinancing Options

If you're already carrying debt from another lender or are looking for better rates on your current loans, we offer refinancing options that can help lower your monthly payments and reduce overall interest costs. For inquiries or assistance in choosing the right loan product for you, feel free to call us at 517-372-2400. Our knowledgeable staff is ready to help you navigate your options and find the best solutions tailored specifically for your situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and let Consumers Professional be your trusted partner in achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,653,473 in loans helping members manage their finances effectively. These cards come with benefits designed to ease your budgeting and spending habits.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing accurate information ensures that users receive fair and transparent offers. By partnering only with legitimate financial institutions, LendMesh guarantees that the loan comparisons reflect genuine options available to consumers.

CONSUMERS PROFESSIONAL CREDIT UNION