Consumers Professional Credit Union Eaton Rapids MI | Best Auto Loans & Personal Banking

Introduction

Welcome to Consumers Professional, your trusted financial partner in the heart of Eaton Rapids, Michigan. Located at 1515 S Main St, we have been serving our community since 1953. With a strong commitment to our members, we proudly support over 7,455 individuals and families, helping them achieve their financial goals with tailored services. At Consumers Professional, we understand that banking is more than just transactions it's about building relationships. Our dedicated team of 36 employees, led by CEO Terry Garrison and Board President William Burke, is here to provide personalized service that meets your unique needs. Whether you're looking for a new vehicle loan, a mortgage solution, or simply a safe place to grow your savings, we've got you covered. We are proud to report total assets of $134,143,238, ensuring that we have the resources necessary to support our members effectively. With total deposits reaching $10,721,783, we prioritize your financial security and growth. Our diverse range of products includes over 3,562 loans and leases, totaling an impressive amount that reflects our commitment to lending responsibly and efficiently. While members can visit us at our branch location, official correspondence should be sent to the same address: 1515 S Main St, Eaton Rapids, MI 48827-1951. If you have any questions or need assistance, don't hesitate to reach out at 517-663-8176 or explore our services online at cpcu.co. Join us in making a positive impact in our community because at Consumers Professional, you're not just a member; you're family. We invite you to visit us today and discover how we can help you thrive financially!

Branch History & Mission

Our Mission

At Consumers Professional, our mission is clear: we strive to provide exceptional financial services while fostering a spirit of community support. We believe that everyone deserves access to quality banking services that empower them to achieve their financial goals. Whether it's opening a checking account, applying for an auto loan, or seeking business financing options, we are dedicated to helping our members navigate their financial journeys. We also understand the importance of giving back. Our partnerships with local organizations and involvement in community outreach programs demonstrate our commitment to making a positive impact in Eaton Rapids. We believe that by supporting local initiatives and contributing to the well-being of our neighbors, we can help strengthen our entire community. As technology advances, we remain committed to enhancing your experience with digital banking solutions like online and mobile banking. These tools allow you to manage your finances anytime and anywhere while ensuring ease of access for all members. While members can visit us at 1515 S Main St, official correspondence should be sent to 1515 S Main St, Eaton Rapids, MI 48827-1951 if different. Join us at Consumers Professional and discover how we can help you achieve your financial aspirations while being part of a supportive community. Together, we can build a brighter future! For more information or assistance, feel free to reach out at 517-663-8176. We look forward to welcoming you into our family!

Branch Location & Accessibility

Call To Action

We invite you to stop by and see how Consumers Professional can support your financial journey. If you have any questions or need more information before visiting, feel free to give us a call at 517-663-8176. Our team looks forward to welcoming you soon!

Getting Here and Accessibility

Our branch is designed with your needs in mind. Parking is readily available, ensuring you can visit us without any hassle. We are proud to offer ADA-compliant features, including ramps for easy access, so everyone can feel welcome at our location. For those who prefer driving, our drive-thru service allows you to handle your banking needs without leaving your car, making banking simple and convenient.

Operating Hours

We understand that life can get busy! That's why our doors are open Monday through Thursday from 9 AM to 5 PM and Friday from 8 AM to 5:30 PM. Whether you need assistance with a new account or want to chat about loan options, our friendly staff is here to help during these hours.

Services Offered

At Consumers Professional, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, if you're looking for convenience, enjoy our online and mobile banking services that let you manage your finances anytime, anywhere. If you need cash quickly, worry not! Our ATM is always available for withdrawals and balance checks. Additionally, we participate in shared branching services allowing members from partner credit unions to complete deposits and withdrawals right here at our location. While members can visit us at 1515 S Main St for their banking needs, official correspondence should be sent to the same address: 1515 S Main St, Eaton Rapids, MI 48827-1951.

Member Eligibility

At Consumers Professional, we believe in creating a community where everyone feels welcome and supported. Joining us as a member is simple! If you live, work, or attend school in the Eaton Rapids area or have family who do, you're likely eligible to become part of our cooperative family. Our doors are open to individuals who share our values and want to take advantage of the unique benefits we offer, from competitive rates on loans to personalized financial services tailored just for you. To learn more about specific eligibility details, check out this resource: . Once you're ready to join, opening an account with us is a breeze. You can find everything you need to get started at https://www.mobicint.net/cpc/login/loanapp . If you have any questions along the way, don't hesitate to give us a call at (517) 663-8176. We're here to help you every step of the way as you embark on your financial journey with Consumers Professional at our convenient location: 1515 S Main St Eaton Rapids Mi 48827.

Business Banking & Commercial Services

Commercial Loan Options

Imagine having the financial backing to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,354,781, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make everyday transactions smoother for your business. Imagine easy payment processing that keeps your cash flow steady and customers happy. With tools tailored for small businesses, you can focus on what really matters growing your brand. Located at 1515 S Main St Eaton Rapids Mi 48827 in Eaton Rapids, MI, we're here to partner with you every step of the way. Connect with us at (517) 663-8176 or visit our website at Cpcu Eaton Rapids to explore how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we have tailored solutions that can help your business thrive. Our business banking services, including merchant services and business loans, ensure that you have the right tools to succeed in today's competitive market.

Digital Banking

We know convenience is key in today's fast-paced world. That's why at Consumers Professional, we offer robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts, pay bills, transfer funds, and even make person-to-person payments effortlessly. Plus, our ATM services ensure that accessing cash is never a hassle withdrawals and balance checks are available at numerous locations.

Drive-Thru & Shared Branch Services

If you prefer face-to-face interactions for your transactions, our basic drive-thru banking allows for easy deposits, withdrawals, and other simple transactions without leaving your car. We also participate in shared branch transactions so that members from partner credit unions can access their accounts through us with ease. At Consumers Professional located at 1515 S Main St, Eaton Rapids, MI 48827, we strive to provide not just services but solutions that truly cater to the financial needs of our community. If you have questions or want more information about any of our offerings, don't hesitate to call us at 517-663-8176. Ready to take charge of your finances? Visit us online at www.cpcu.co or stop by during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 8 AM to 5:30 PM. We look forward to serving you!

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer various personal banking options, including checking and savings accounts that fit your lifestyle. For those considering a new vehicle, our auto loans and vehicle financing provide flexible terms to help you drive away in your dream car without breaking the bank. If homeownership is on your mind, our mortgage loans and refinancing options make it easier than ever to secure your future. Additionally, if you're looking to consolidate debt or need some extra cash for unexpected expenses, our personal loans and debt consolidation services can give you peace of mind. And don't forget about our rewarding credit cards, which not only help you manage everyday purchases but also offer fantastic rewards.

Digital & Online Banking

Accessing Your Accounts Anytime

With our robust online banking platform, available at https://www.cpcu.co/ , you can check your balances, transfer funds, and pay bills whenever it suits you. Our user-friendly interface makes it simple to navigate through your financial information, giving you real-time access to everything you need. Plus, you can sign documents electronically with ease thanks to our electronic signature authorization feature, making transactions quicker and more efficient.

Pay with Ease

Do you love the convenience of mobile payments? At Consumers Professional, we offer a mobile payments feature that allows you to make purchases directly from your smartphone. Additionally, our mobile application provides access to all these features in one place, making banking even more convenient for you.

Stay Organized with E-Statements

Say goodbye to paper clutter! With e-statements available at Yes, you can view and manage your account statements online. This feature not only helps keep your records organized but also enhances security by reducing the risk of sensitive information getting lost in the mail.

Transfer Funds Instantly

Need to send money to a friend or family member? Our person-to-person transfer service makes it easy to send funds directly from your account without any hassle. Whether it's splitting a bill or sending a gift, you'll have the ability to transfer money instantly at your fingertips. In short, our digital and online banking services are designed with you in mind offering security, convenience, and flexibility every step of the way. Enjoy peace of mind knowing that managing your finances has never been easier with Consumers Professional!

Financial Strength

Community Trust

Total Share Accounts stand at 15,154, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments are at $87,914, further solidifying our capability to meet the diverse needs of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers Professional is your trusted partner. Visit us at 1515 S Main St Eaton Rapids Mi 48827 or call 517-663-8176 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Your Future

With $21,860,055 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $6,274,050 in total loans and leases, including 870 used auto loans designed to support our members' financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $23,035,174 in share certificates and $24,438,285 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $248,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our impressive net income of $148,733 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 22 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Foundation

With a net worth of $22,008,788, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,170,530 in used vehicle loans and $1,184,368 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure you have access to reliable transportation.

Commercial Loans

For business owners in need of capital to grow and expand their operations, our outstanding commercial loans totaling $2,354,781 are designed with your success in mind. We can help you find the right financing solutions to support your business objectives.

Credit Lines and Personal Loans

For those looking for additional flexibility in managing their finances, we also offer credit lines totaling $25,000,000. These lines can be utilized for various purposes such as consolidating debt or covering unexpected expenses. Additionally, our unsecured credit card loans amounting to $2,653,473 provide an excellent way to manage daily purchases without collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,460,390, make buying or refinancing simple. We offer flexible terms and competitive rates to help you secure the home of your dreams.

Refinancing Options

If you're considering refinancing any existing loans or are unsure about your eligibility for our products, feel free to reach out. Our team is here to guide you through the process and find the best options available. For more information on our loan offerings or to start your application today, please call us at 517-663-8176 or visit our website at cpcu.co. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you take the next step toward achieving your financial goals!

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CONSUMERS PROFESSIONAL CREDIT UNION