As we continue to grow and adapt alongside our community's needs, we invite you to become part of the Consumers family. Experience firsthand the benefits of being a member of a credit union that truly cares about its people. Visit us online at myconsumers.org for more information on how to join or open an account today! Together, let's build a brighter financial future!
At Consumers, our mission is clear: to empower our members by offering personalized financial solutions that meet their unique needs. We believe that everyone deserves access to quality banking services without barriers. That's why we've made it a priority to stay compliant with ADA standards and continually enhance our digital offerings. Members can enjoy online banking, mobile payments, and even person-to-person transfers all designed with your convenience in mind. But we don't just focus on financial success; community support is at the heart of everything we do. Through various outreach initiatives and partnerships within Mount Morris and surrounding areas, we strive to make a positive impact on local lives. Whether it's supporting local schools or participating in community events, we believe in giving back. While members can visit us at our physical location at 4 E Main St, official correspondence should be sent to the same address. Our team is always here to assist you with any inquiries you may have; feel free to call us at 815-734-6427.
Our branch is just a stone's throw away from local favorites like the Mount Morris Public Library and the charming downtown area, making it a perfect stop during your errands or outings. Parking is readily available, ensuring that your visit is hassle-free. We've also made sure our facility is ADA compliant, featuring ramps for easy access.
We understand that life can get busy. That's why we offer flexible operating hours: our lobby is open Monday through Thursday from 9 AM to 5 PM and on Friday from 9 AM to 5 PM as well. If you need to use our drive-thru service, it's available Monday through Thursday from 8 AM to 4:30 PM and Friday until 5 PM making banking convenient no matter your schedule! At Consumers, we pride ourselves on offering a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and even business banking solutions our friendly team is ready to assist you with whatever you need. Plus, with ATM availability and shared service center transactions for partner credit union members, accessing your funds has never been easier.
If you have any questions or want to learn more about what we can do for you, feel free to give us a call at 815-734-6427. We invite you to visit us at the Mt. Morris Branch where our dedicated staff is eager to provide personalized service tailored just for you! Your financial journey starts here; let's take that first step together!
If you're an entrepreneur or small business owner, Consumers offers specialized support through our business banking services. From merchant services that streamline transactions to business loans that can help you grow your operation, we understand the unique challenges you face and are ready to assist.
At Consumers, we're dedicated to supporting our members with comprehensive financial solutions that fit their lives. If you have questions about any of our services or want to learn more about becoming a member, don't hesitate to reach out! Give us a call at 815-734-6427 or visit us online at myconsumers.org. We look forward to helping you achieve your financial goals!
In today's fast-paced world, managing finances on-the-go is essential. That's why we offer robust online and mobile banking solutions. With features like ATM access, cash withdrawal services, and person-to-person payment options, accessing your money has never been easier. You can check balances and make transfers right from your smartphone or computer. For those who prefer face-to-face interactions but need quick service, our drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car. We also provide basic shared branch transactions for members of partner credit unions, making it easier than ever to access funds no matter where you are.
Managing your personal finances is easy with our checking and savings accounts designed for all lifestyles. For those planning to purchase a new car, our auto loans and vehicle financing options provide competitive rates that make owning a car more affordable. If you're considering buying a home, our mortgage loans and refinancing services can help you navigate the process smoothly, ensuring you get the best possible terms. For unexpected expenses or consolidating debt, our personal loans are flexible and accessible, giving you peace of mind when it's needed most. Don't forget about our credit cards with rewards that not only simplify your purchases but also offer perks for everyday spending.
Everything we offer is designed with you in mind. From real-time account management to user-friendly interfaces, every feature aims to make banking less stressful. Our goal is to empower you with tools that simplify how you handle your money, so you can focus on what truly matters in life. In short, Consumers is committed to providing you with the best digital banking experience possible. Join us today and discover how effortless managing your finances can be!
With our online banking platform, accessible at https://www.myconsumers.org/, you can check your account balances, transfer funds, and pay bills anytime, anywhere. Enjoy the freedom of 24/7 online banking services that put you in control of your money without the need to visit a branch. Our mobile application takes this convenience a step further. You can download it to access your accounts right from your smartphone. Want to send money to a friend? With our person-to-person transfer feature, it's quick and straightforward just a few taps on your screen!
We prioritize your security with features like electronic signature authorization and the option for e-statements, which help protect your personal information while making it easy for you to keep track of your finances. Plus, if you prefer using mobile payments, you'll find that option available too making transactions smoother than ever.
Our operational efficiency is reflected in our net income of $0, allowing us to focus on improving services rather than profit margins. We also take pride in having 469 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.
Total Share Accounts stand at 402,566, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $2,811,193. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 4 E Main St or call us at 815-734-6427 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*
Members' savings are secured through $972,453,824 in share certificates and $288,461,304 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $123,830,551, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With $174,880,549 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $57,552 in used auto loans and $2,472,658,478 in total loans and leases.
With a net worth of $322,851,294, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 917 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
If you're interested in any of these loan products or want to explore refinancing options, please don't hesitate to reach out! You can contact us at (815) 734-6427 for more information. Our team is ready to assist you during our lobby hours from Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Consumers, we're dedicated to providing personalized service tailored to meet your individual needs. Come visit us today and see how we can help you take the next step towards your financial future!
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,085,589,876 in used vehicle loans and $350,105,038 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, our financing options are designed to fit your budget and lifestyle.
For business owners, our outstanding commercial loans totaling $301,508,026 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funds when they need them most, so our commercial loan options are tailored to help you succeed.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $164,345,883, make buying or refinancing simple. We offer competitive rates and flexible terms to ensure that your dream home is within reach. If you're considering refinancing your current mortgage, we have options available that could lower your monthly payments.
Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $90,799,554 in loans helping members manage their finances effectively, our credit cards come with benefits that make day-to-day purchases easier and more rewarding.
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