Consumers was founded with the vision of providing accessible financial services to individuals and families in our area. Over the years, we have evolved significantly, adapting to the changing needs of our members while maintaining our core values of integrity and community support. From offering basic savings accounts to a wide array of personal and business banking solutions today, our journey reflects our dedication to empowering members with the tools they need to achieve their financial goals. Our branch's address places us in a strategic location that's easy to access for everyone in Carol Stream. We're proud to serve this vibrant community and contribute positively through various outreach programs and partnerships designed to uplift those around us.
As we continue to grow and adapt in this ever-changing world, we invite you to become part of the Consumers family. Experience firsthand how we can help you reach your financial aspirations while making a difference in the community. Explore membership options today by visiting our website or starting your application here. Together, let's build a brighter future!
In addition to traditional banking services, we embrace technology with features like online banking, mobile payments, and electronic signatures for your convenience. Our drive-thru service allows you quick access for deposits or withdrawals without leaving your vehicle. Plus, with ATM availability right here at the branch, you can manage your finances anytime you need. While members can visit us at 426 W Army Trail Rd, official correspondence should be sent to 426 W Army Trail Rd, Carol Stream, IL 60188-9366 if different from our physical location. You can reach us at 847-576-5199 for any inquiries or assistance.
At Consumers, our mission is clear: we strive to enhance the financial well-being of our members while fostering strong community ties. We understand that banking goes beyond transactions; it's about building relationships based on trust and understanding. We offer an array of services from checking and savings accounts to auto loans, mortgages, and credit cards tailored to meet your unique needs. We are committed not only to providing excellent financial services but also to supporting local initiatives that make Carol Stream a better place for everyone. Whether it's through educational workshops or community sponsorships, we believe in investing in our neighbors.
Have questions or need assistance? Don't hesitate to reach out! You can call us at 847-576-5199 for any inquiries or simply drop by during our operating hours. We can't wait to welcome you into our branch and help you achieve your financial goals!
Nestled in the heart of Carol Stream, you'll find us near familiar landmarks that make it easy to stop by. If you're coming from the local shopping center or just passing through the area, we're right on the way! Our location is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who may need them. Plus, we have ample parking available to ensure you have a hassle-free visit.
Our lobby hours are set for your convenience. We're open Monday through Friday from 9 AM to 6 PM and on Saturdays from 9 AM to 1 PM. For those needing a quick service, our drive-thru is available Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 2 PM. At Consumers, we offer a range of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and even business banking solutions. Whether you need cash withdrawals at our ATM or simple transactions at the drive-thru, we've got you covered!
In addition to loans, our merchant services are designed to simplify day-to-day operations for business owners. Imagine being able to accept payments easily and securely, whether you're at a storefront or on the go. Our services allow you to focus more on what you do best running your business while we take care of the financial transactions. Located conveniently at 426 W Army Trail Rd Carol Stream Il 60188 in Carol Stream, IL, we're here to help you navigate your financial journey. Contact us today at (847) 576-5199 to learn how we can assist your business!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $445 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $301,508,026, we continue to drive economic growth by financing new and expanding businesses.
Our branch features both ATM access and a convenient drive-thru service, allowing members to perform simple transactions like deposits and withdrawals without stepping inside the branch. You can quickly check balances or withdraw cash on-the-go. At Consumers, located at 426 W Army Trail Rd in Carol Stream, IL 60188, we pride ourselves on being more than just a credit union; we're a community partner dedicated to helping our members thrive financially. If you'd like more information about any of our services or want assistance getting started, don't hesitate to give us a call at 847-576-5199 or visit us online at www.myconsumers.org. Join us today and take control of your financial journey!
Need a new car? Our auto loans and vehicle financing options make it simple for you to get behind the wheel of your dream vehicle. We offer competitive rates and flexible terms that work for your budget. Whether you're buying new or used, our team will guide you through the process with ease.
For our business members, we offer specialized services including merchant services and business loans that cater specifically to the unique needs of entrepreneurs. Let us help you grow your business by providing the financial tools necessary for success.
In today's busy world, convenience is key. With our online and mobile banking services, managing your finances is just a click away. Check balances, pay bills, and transfer money anytime, anywhere right from your smartphone or computer.
Why not earn rewards while spending? Our credit cards with rewards allow you to earn points on everyday purchases, which can be redeemed for exciting perks. It's an easy way to make your spending work for you!
When it comes to purchasing a home or refinancing your existing mortgage, we have you covered with our mortgage loans and refinancing options. Picture yourself moving into your new home while enjoying lower monthly payments through our refinancing solutions. We strive to make the home-buying experience as smooth as possible.
Our personal banking services include checking and savings accounts tailored to fit various lifestyles. Imagine having a checking account that not only allows you easy access to your funds but also comes with features like online banking and mobile payments. We also offer savings accounts to help you grow your money over time, so you can achieve your financial goals.
Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services are designed to help manage those situations effectively. Whether you need funds for an emergency or want to consolidate existing debts into one manageable payment, we're here to assist you.
We offer a variety of features to enhance your banking experience. For starters, you can enjoy electronic statements that keep your financial records organized without the clutter of paper. With our electronic signature authorization, signing documents is quick and secure no more waiting for snail mail! Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple to send cash directly from your account with just a few taps on your phone. Speaking of phones, don't forget about our mobile application! It's packed with tools to help you bank on the go, including mobile payments for quick transactions right from your smartphone.
Your safety is our priority. We use advanced security measures so you can have peace of mind while managing your finances online. From secure logins to encryption technology, we've got you covered. With all these features at your fingertips, managing your finances has never been easier or more secure. Join us at Consumers and experience the benefits of digital banking today! For more information or to get started, visit us at https://www.myconsumers.org/ or call us at (847) 576-5199.
Our operational efficiency is reflected in our $2,634,879, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 469 full-time employees and 3 part-time employees who are dedicated to serving you with expertise and care.
Total Share Accounts: 402,566 indicate a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,811,193 further enhance our capacity to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 426 W Army Trail Rd Carol Stream Il 60188 or call (847) 576-5199 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
With $174,880,549 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $57,552 in used auto loans and $2,472,658,478 in total loans and leases.
Members' savings are secured through $972,453,824 in share certificates and $288,461,304 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $123,830,551, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $322,851,294, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.17% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,085,589,876 in used vehicle loans and $350,105,038 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to choose the right loan that fits your budget.
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $164,345,883, making buying or refinancing simple. Whether you're purchasing your first home or refinancing an existing mortgage, our team is here to guide you through every step of the process.
In addition to auto and mortgage loans, we provide various other loan products tailored to suit different financial needs. If you're a business owner looking for capital to grow and expand, our outstanding commercial loans totaling $301,508,026 can be just what you need. Refinancing options are also available across many of our loan products. This could help you save money over time by reducing monthly payments or securing better interest rates. For more information about our loan offerings or to discuss eligibility options, feel free to reach out at 847-576-5199 or visit us at 426 W Army Trail Rd Carol Stream IL 60188. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Consumers Credit Union, we are committed to supporting our members' financial journeys with competitive products tailored just for you!
We also offer flexible terms on unsecured credit card loans, with a total of $90,799,554 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can enhance your purchasing power while keeping your payments manageable.
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