Consumers South Haven MI Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to Consumers at our South Haven branch, where community and financial well-being go hand in hand! Located at 1579 Phoenix St, South Haven, MI 49090, we've been proudly serving our members since 1964. With a commitment to making banking more accessible and friendly, we invite you to experience the difference that comes with being part of a credit union that truly cares about its members. At Consumers, we understand that financial decisions can be challenging. That's why we've built a supportive environment where over 142,950 members have found their trusted partner in achieving their financial goals. Our assets total an impressive $2,384,854,945, reflecting our stability and dedication to our community. We also manage $65,993,314 in deposits and have provided loans amounting to 87,715, ensuring that we have the resources to help you when you need it most. While members can visit us at 1579 Phoenix St, official correspondence should be sent to our mailing address: P.O. Box 525, Oshtemo, MI 49077. Whether you're looking for personal banking solutions like checking and savings accounts or exploring options for auto loans and mortgages, our experienced team is here for you. Led by our CEO Scott Sylvester and Board President Kim Shook, our dedicated staff of 431 employees is passionate about providing excellent service every day. We believe that strong relationships are the foundation of good banking come see how we can make a positive impact on your financial journey. We invite you to connect with us! Give us a call at 269-637-3414 or visit our website at consumerscu.org for more information on how we can assist you today. Experience the warmth of community banking with Consumers where you're not just a member; you're family!

Branch History & Mission

Consumers has been a vital part of the South Haven community since its establishment in 1964. With a commitment to providing quality financial services and fostering strong community ties, our branch has grown alongside the residents we serve. Located at 1579 Phoenix St, South Haven, MI 49090, we're proud to be a welcoming place for individuals and families seeking trusted banking solutions. Over the years, Consumers has evolved significantly. We started as a small credit union focused on meeting the basic financial needs of our members. Today, we proudly serve over 142,950 members and manage total assets amounting to $2,384,854,945. Our journey has been marked by key milestones that reflect our dedication to innovation and service excellence. Our mission is simple yet powerful: to enrich the lives of our members and strengthen our community. We offer a range of services including personal banking, auto loans, mortgages, business banking, and more. Whether you need help with savings accounts or are looking to finance your next vehicle, we strive to provide solutions tailored to your needs. At Consumers, we believe that financial well-being goes hand in hand with community support. We actively engage in outreach efforts and partnerships that uplift local initiatives. This commitment is rooted in our belief that when our members succeed, so does the entire community. In addition to traditional banking services, we've embraced digital advancements that make managing finances easier than ever. From online banking and mobile payments to ATM access and drive-thru services, we prioritize convenience while ensuring accessibility for everyone. If you need to reach us for any inquiries or support, don't hesitate to call us at 269-637-3414 during our operating hours: Monday through Wednesday from 9:00 AM to 5:30 PM; Thursday and Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 12:00 PM. While members can visit us at 1579 Phoenix St for their banking needs, official correspondence should be sent to P.O. Box 525, Oshtemo, MI 49077. Join us at Consumers and discover how we can help you achieve your financial goals while being part of a vibrant community network. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Our branch is situated near popular local spots, making it easy for you to visit us while you're out and about. You can find us just a short drive from the scenic Lake Michigan shoreline and nearby parks. Plus, we have ample parking available, ensuring that your visit is as smooth as possible. For those needing assistance, our location is ADA compliant with ramps and accessible entrances.

Get In Touch!

If you have questions or want more information about our services, don't hesitate to call us at 269-637-3414. We're excited to assist you with all your banking needs! Come see us today your financial journey starts here at Consumers in South Haven!

Operating Hours That Fit Your Schedule

We understand that life can be busy, which is why we offer flexible hours. Visit us Monday through Wednesday from 9:00 a.m. to 5:30 p.m., Thursday and Friday from 9:00 a.m. to 6:00 p.m., and even on Saturday from 9:00 a.m. to 12:00 p.m. Our drive-thru service is also available during these hours for your convenience.

Services Just for You

At Consumers, we're dedicated to meeting your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have a range of services tailored for you. We also offer credit cards with rewards and business banking solutions. Need cash? Our ATM is ready for withdrawals and balance checks! While members can visit us at our South Haven branch address, official correspondence should be sent to P.O. Box 525, Oshtemo, MI 49077 if that applies to you.

Member Eligibility

At Consumers, we believe that becoming a member is like joining a family that supports you every step of the way. If you're looking to join us, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in our community. We welcome individuals from all walks of life and offer a range of financial services designed to meet your needs. To learn more about specific eligibility criteria, feel free to check out the details on our website. Joining is simple and straightforward! Once you're ready, you can open an account by visiting us at our branch located at 1579 Phoenix St South Haven Mi 49090 or by giving us a call at (269) 637-3414. Our friendly team is here to guide you through the process and help you take advantage of all the benefits membership offers. From personalized banking solutions to community-focused events, being part of Consumers means you're not just a number; you're part of something bigger!

Business Banking & Commercial Services

Practical Merchant Services

In addition to our loan offerings, we provide essential merchant services designed to simplify your business operations. Imagine having seamless payment processing that allows you to focus on what truly matters growing your business. From point-of-sale systems to online payment options, our services are crafted to meet the everyday needs of local entrepreneurs. With a strong foundation in community support, Consumers is here to empower your business journey. Visit us at 1579 Phoenix St South Haven Mi 49090 or call us at (269) 637-3414 to learn how we can assist you today!

Unlocking Growth with Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,206 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,279,836, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

For quick transactions on-the-go, our ATM services are available 24/7 for cash withdrawals and balance checks. Additionally, we have a drive-thru service where you can handle deposits and simple transactions without having to leave your car. At Consumers, we're committed to making banking accessible and straightforward for everyone in South Haven. Our friendly team is ready to assist you with any questions or concerns you may have. Ready to explore how we can support your financial journey? Call us today at 269-637-3414 or visit us at consumerscu.org to learn more about our services!

Business Banking Services

If you're a business owner, we offer specialized services just for you. Our business banking solutions, including merchant services and business loans, are designed to help your business thrive. We understand that every business has unique challenges and goals, and we're here to support you every step of the way.

Credit Cards and Rewards

Don't forget about our credit cards with rewards! They not only help you build credit but also allow you to earn points on your purchases that can be redeemed for travel, gifts, and more.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your finances from anywhere. With tools like mobile payments and person-to-person transfers, accessing your accounts has never been easier.

Personal Banking

Starting with our personal banking options, we offer checking and savings accounts that suit different lifestyles. Whether you're saving for a vacation or managing everyday expenses, our accounts are tailored for your needs. If you're considering purchasing a vehicle, take advantage of our auto loans and vehicle financing solutions. We provide competitive rates and flexible terms to help you drive away in the car you want. For those thinking about homeownership or refinancing, our mortgage loans are an excellent choice. We guide you through the process to find the best option for your situation. Plus, if you're facing unexpected expenses or need to consolidate debt, our personal loans can give you the financial relief you're looking for.

Digital & Online Banking

Key Features

Our mobile application makes banking even more convenient. You can download it to access all of our banking features on the go! Want to send money to a friend? With our person-to-person transfer feature, sending cash has never been simpler. Plus, you can make quick payments using your phone with our mobile payments feature no need for cash or cards. We also offer e-statements that allow you to view your account statements electronically. This not only helps you stay organized but also adds an extra layer of security since there's no physical mail to worry about. And while electronic signature authorization isn't available yet, rest assured that we prioritize the safety of your personal information in everything we do. Our user-friendly platform ensures that even if you're new to online banking, you'll find it easy to navigate. You'll have real-time access to all your financial activities, making tracking your spending and planning for the future straightforward. In short, Consumers is committed to making your banking experience efficient and hassle-free. Explore the world of digital banking with us today!

Financial Strength

Growing Membership Base

Total Share Accounts stand at an impressive 308,686, showing a strong and growing member base that trusts us with their finances. This community focus allows us to keep serving you with confidence. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 1579 Phoenix St South Haven MI 49090 or call 269-637-3414 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our current net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 418 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $218,884,511 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as evidenced by $39,075 in used auto loans and a total of $2,091,705,346 across all loans and leases. This support helps our members achieve their financial goals across various sectors.

Solid Financial Position

With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $644,590,085 in used vehicle loans and $178,224,989 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle, making it easier for you to drive away with confidence.

Commercial Loans

For business owners, our outstanding commercial loans totaling $265,279,836 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current business operations, we're here to support your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $128,065,957, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you feel informed and empowered in your decisions.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options for our various loan products, we encourage you to reach out. Our team at Consumers is ready to assist you in navigating these opportunities. You can visit us at 1579 Phoenix St South Haven Mi 49090, located in South Haven, MI, or give us a call at (269) 637-3414. We're here to answer any questions you may have and help you find the right loan product for your unique situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your financial journey!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $42,872,491 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards to help you make the most out of your spending.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several key reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the effectiveness and reliability of the service.

Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that all offers presented are fair and transparent, allowing consumers to feel confident in their choices.

CONSUMERS CREDIT UNION - South Haven, MI

Compare Loan Rates Near You

Loan rates in South Haven, MI (49090)