Consumers Mattawan MI Credit Union | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Consumers Credit Union, your trusted financial partner located at 56109 S Main St, Mattawan, MI 49071. Since our establishment in 1964, we have proudly served our community with a focus on member satisfaction and financial growth. With over 142,950 members and total assets amounting to an impressive $2,384,854,945, we are dedicated to providing a range of services tailored to meet your personal and business needs. At Consumers Credit Union, we believe in building strong relationships with our members. Our commitment is reflected not only in the $65,993,314 in total deposits but also in the personalized service provided by our team of 431 employees. Led by CEO Scott Sylvester and Board President Kim Shook, we ensure that every member receives the attention they deserve. We understand that managing your finances can be challenging. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Whether you're looking to purchase your dream car or save for the future, we're here to help you every step of the way. While you can visit us at our branch location for all your banking needs, please feel free to reach out via phone at 269-345-7804 for any inquiries. Our friendly staff is ready to assist you during our operating hours: Monday through Wednesday from 9:00 AM to 5:30 PM, Thursday and Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM. Join us at Consumers Credit Union today and experience a community-focused approach to banking that puts you first! For more information about our services or to explore how we can help you achieve your financial goals, visit our website at consumerscu.org. We look forward to serving you!

Branch History & Mission

Join Us

As we continue to grow and adapt to the needs of our community, we invite you to experience the many benefits of membership with Consumers. With over $65 million in deposits held by our valued members and countless success stories shared within our walls, now is the perfect time to join us on this journey toward financial empowerment. For more information or assistance, feel free to reach out at (269) 345-7804. Let's work together towards achieving your financial goals!

Our Journey

From our humble beginnings, Consumers has always focused on providing exceptional service and fostering strong relationships within our community. As we expanded, so did our offerings. Today, with total assets exceeding $2.3 billion, we proudly offer a wide range of financial services including personal banking options like checking and savings accounts, auto loans, mortgages, and business banking solutions. Our commitment to innovation is evident in our digital services. We provide online and mobile banking options to ensure that members can manage their finances anytime and anywhere. We are also dedicated to accessibility; our facilities meet ADA compliance standards so everyone can feel welcome.

Our Mission

At the core of Consumers' mission is a desire to empower our members through education and support. We strive not only to provide quality financial products but also to engage in meaningful community outreach initiatives. Whether through partnerships with local organizations or hosting workshops on financial literacy, we believe that helping our members succeed goes beyond banking transactions. Our operating hours are convenient for all: Monday through Wednesday from 9:00 a.m. to 5:30 p.m., Thursday and Friday from 9:00 a.m. to 6:00 p.m., and Saturdays from 9:00 a.m. to 12:00 p.m., making it easy for you to visit us. For those on the go, we offer drive-thru services and ATM access right at your fingertips. While members can visit us at 56109 S Main St Mattawan Mi 49071, official correspondence should be sent to nan, nan, nan nan if it differs from the branch address provided.

Branch Location & Accessibility

Come Visit Us Today!

We invite you to visit Consumers at our Mattawan branch soon! With accessible services and dedicated staff ready to assist you, we're confident you'll feel right at home. Stop by today and discover how we can support your financial journey!

Convenient Access and Amenities

Our branch is designed with your convenience in mind. We offer ample parking, so you can easily find a spot when you visit. Accessibility features are also prioritized, ensuring that everyone can access our services comfortably. From ADA-compliant ramps to wide entryways, we strive to make your visit as smooth as possible.

Operating Hours That Fit Your Schedule

At Consumers, we understand that life can be busy. That's why we offer flexible operating hours. Our lobby is open Monday through Wednesday from 9:00 a.m. to 5:30 p.m., and on Thursdays and Fridays until 6:00 p.m., allowing you to stop by after work if needed. On Saturdays, our drive-thru service operates from 9:00 a.m. to 12:00 p.m., perfect for those weekend banking needs.

Services Tailored Just for You

Whether you're interested in personal banking options like checking and savings accounts or looking into auto loans, mortgage refinancing, or business banking solutions, we have you covered. Our friendly staff is always ready to assist you with basic transactions through our drive-thru or guide you through more complex services such as online and mobile banking. If you're ever unsure about anything or need assistance, don't hesitate to call us at 269-345-7804. We're here to help!

Member Eligibility

At Consumers, we believe that becoming a member is about more than just banking; it's about joining a community that supports each other. If you live, work, worship, or attend school in the areas we serve, you're already on your way to membership! Our doors are open to everyone who meets these simple criteria, and we encourage you to explore the benefits of being part of our family. You'll enjoy personalized service, competitive rates on loans and savings, and access to a range of financial products tailored to fit your needs. Ready to take the next step? Opening an account with us is straightforward. You can visit us at 56109 S Main St Mattawan Mi 49071 or give us a call at (269) 345-7804 for any questions you might have. For more detailed information on eligibility requirements, feel free to check out our website at . We can't wait to welcome you into the Consumers community!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine a bustling café where customers can pay easily and securely this is what our merchant services provide. From point-of-sale systems to online payment processing, we help you create a smooth transaction experience for your customers. This not only enhances customer satisfaction but also streamlines your operations, allowing you to focus on what you do best: running your business. Visit us at 56109 S Main St Mattawan Mi 49071 or call us at 269-345-7804 to learn how we can support your business journey today!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,206 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,279,836, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we have tailored solutions including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we provide the resources necessary for success.

Customer Service You Can Count On

Our friendly team is always ready to assist you with any inquiries you may have about our services. For quick transactions like deposits or withdrawals, take advantage of our drive-thru banking option, ensuring that getting the help you need is as hassle-free as possible. To learn more about how we can support your financial journey at Consumers, feel free to reach out by calling us at (269) 345-7804 or visit us in person at our branch located at 56109 S Main St Mattawan Mi 49071. We look forward to serving you!

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking options. Check your balance, transfer funds, or pay bills from anywhere using your smartphone or computer. With features like ATM access for cash withdrawals and balance checks, managing your finances has never been easier.

Home Financing

Thinking about buying a home or refinancing your current mortgage? Our mortgage loans provide flexible terms to fit your lifestyle. We believe homeownership should be within reach for everyone, and our knowledgeable staff can guide you through every step of the process.

Loans and Credit Options

If you're facing unexpected expenses or planning a big purchase, our personal loans can help ease the burden. We also offer debt consolidation solutions to simplify your payments and potentially lower your interest rates. Plus, enjoy the perks of our credit cards with rewards, allowing you to earn points while making everyday purchases.

Personal Banking

When it comes to personal banking, we offer various options tailored to help you save and grow your money. Our checking and savings accounts are perfect for everyday transactions or long-term savings goals. Need a vehicle? Our auto loans and vehicle financing make it easy for you to get on the road with competitive rates that suit your budget.

Digital & Online Banking

Key Features

One standout feature is our mobile application, which brings the bank right to your pocket. You can make person-to-person transfers effortlessly, ensuring that sending money to friends or family is quick and hassle-free. If you're on the go and need to make payments, our mobile payments feature lets you pay directly from your phone no more digging for cash or cards! Security is a top priority at Consumers. While we do not currently offer electronic signature authorization for transactions, we ensure that all your online activities are protected with advanced security measures. You can feel confident knowing your information is safe while enjoying the convenience of modern banking. With our digital services, managing your money has never been easier. Experience the freedom and flexibility of banking on your terms at Consumers!

Financial Strength

Commitment to Growth

Total Share Accounts stand strong at 308,686, showcasing a growing member base that trusts us with their finances. As your community credit union located at 56109 S Main St Mattawan Mi 49071, we invite you to experience firsthand how our strong financial position translates into exceptional service tailored just for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 56109 S Main St Mattawan Mi 49071 or call (269) 345-7804 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $218,884,511 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $39,075 in used auto loans and $2,091,705,346 in total loans and leases supporting your financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 418 full-time employees and 13 part-time employees who are always ready to assist you with knowledgeable support.

Strong Financial Foundation

With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $644,590,085 in used vehicle loans and $178,224,989 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, we have flexible terms that can fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $265,279,836 provide the capital needed to grow and expand your operations. We know how important it is for businesses to have access to funds when they need them most. Additionally, if you're considering refinancing your existing loans or exploring eligibility options for any of our products, our team is here to guide you through the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you have any questions or want more information about our loan offerings, feel free to give us a call at 269-345-7804. We look forward to helping you take the next step towards fulfilling your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $128,065,957, making buying or refinancing simple. We provide competitive rates and personalized service to help you navigate the home-buying process with confidence.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,872,491 in loans helping members manage their finances effectively. This option allows for easy access to funds for everyday purchases or emergencies without requiring collateral.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means you can trust that the information you receive reflects current market conditions.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how LendMesh can have a significant impact on your financial well-being. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CONSUMERS CREDIT UNION