Consumers Lawton MI Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Consumers, your trusted financial partner in Lawton, MI! Located at 104 N Main St, our branch has been serving the community since 1964. With a rich history and a commitment to our members, we are proud to support over 142,950 individuals and families with tailored financial solutions. At Consumers, we understand that every member's journey is unique. Whether you're looking for personal banking options like checking and savings accounts, vehicle financing, or even business loans, we've got you covered. Our total assets stand strong at an impressive $2,384,854,945, showcasing our stability and ability to meet your needs effectively. Our leadership team, headed by CEO Scott Sylvester and Board President Kim Shook, is dedicated to fostering a welcoming environment where your financial goals are prioritized. We believe in community impact; that's why we maintain 431 employees who are ready to assist you with a smile. You can count on us for more than just banking services. With total deposits reaching $65,993,314 and net worth of $223,309,042, we ensure that your money is not only safe but also working hard for you. Our commitment extends to providing convenient access through our ATM and drive-thru services. While you can visit us at our Lawton branch for face-to-face interactions, we also encourage you to explore our online services at consumerscu.org. We invite you to join us in making smart financial choices together! Feel free to reach out via phone at 269-624-3003 if you have any questions or need assistance. We're here for you!

Branch History & Mission

Community Engagement

As part of our commitment to community service, we regularly partner with local organizations to contribute positively to Lawton. We strive not only to meet the financial needs of our members but also to support initiatives that promote education, health, and overall well-being. While members can visit us at 104 N Main St, official correspondence should be sent to our headquarters located in Oshtemo, MI. Our operating hours are designed to accommodate your busy schedule: we're open Monday through Friday from 9 a.m. - 7 p.m., and Saturday from 9 a.m. - 1 p.m., with drive-thru services available during these times.

Join Us

Experience the difference at Consumers! We invite you to become a part of our growing family and discover how we can help you achieve your financial goals while making a positive impact on our community. For any inquiries or assistance, feel free to contact us at 269-624-3003 or visit us online at Consumers Credit Union. Together, let's build a brighter future!

Our Mission

At Consumers, our mission is clear we aim to enhance the financial well-being of our members while actively supporting the community around us. We believe in fostering relationships built on trust and transparency. Our commitment extends beyond traditional banking; we engage in numerous outreach efforts that uplift local initiatives and support those in need. We understand that convenience is key in today's fast-paced world. That's why we offer modern digital solutions such as online and mobile banking, ensuring you can manage your finances anytime and anywhere. Our branch is ADA compliant and equipped with an ATM for quick access to your funds.

Branch Location & Accessibility

Connect With Us!

If you have any questions or would like more information about our services, feel free to give us a call at 269-624-3003. We invite you to stop by and see how we can assist you in achieving your financial goals!

Nearby Landmarks and Accessibility

Situated near local favorites and community spots, our branch is easily accessible for all members. If you're coming from downtown or nearby neighborhoods, you'll find ample parking available right outside our doors. We prioritize accessibility and have features like ramps for those who may need them.

Operating Hours and Services Offered

We understand that your time is valuable. That's why we offer flexible banking hours tailored to your schedule. You can visit us during lobby hours on Mondays, Wednesdays, and Fridays from 9 a.m. to 5 p.m., while our drive-thru service extends until 7 p.m. on weekdays and 1 p.m. on Saturdays. Whether you prefer in-person interactions or quick transactions through our drive-thru, we've got you covered. Our branch provides a wide range of services including personal banking options such as checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and even business banking solutions. Plus, enjoy the convenience of online and mobile banking for managing your finances from anywhere.

Member Eligibility

At Consumers, we believe that becoming a member is like joining a family where everyone supports each other. If you're curious about how to become part of our community, it's quite simple! To be eligible for membership, you generally need to live, work, worship, or attend school in the areas we serve. This means that if you're in our local community or have ties to it, you're likely already on the right path to joining us. We offer a variety of benefits designed to make your financial journey easier and more rewarding, from personal banking options to loans and investment services. If you're ready to take the next step, opening an account with us is straightforward and welcoming. You can reach out at (269) 624-3003 for any questions or guidance. For more detailed information about eligibility criteria, feel free to visit our website. We look forward to welcoming you at our branch located at 104 N Main St Lawton Mi 49065!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,206 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,279,836, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to our loan options, we offer robust merchant services designed to simplify transactions for businesses of all sizes. Whether you're accepting payments online or in person, our services help streamline your operations, allowing you to focus on what matters most growing your business. Located at 104 N Main St Lawton Mi 49065 in Lawton, MI, our team is here to assist you every step of the way. Reach out today at (269) 624-3003 and let's explore how we can help you achieve your business goals!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick access to cash? Our ATM services ensure that you can withdraw money or check balances effortlessly. For those who prefer face-to-face interactions but want to stay within their busy schedules, our basic drive-thru banking offers convenient deposit and withdrawal options without leaving your car. At Consumers, we pride ourselves on being more than just a financial institution; we're part of the community. Whether you're visiting us in person or using our digital platforms, we're here to support all aspects of your financial journey. If you're ready to explore how our comprehensive range of services can benefit you or if you have any questions about what we offer, don't hesitate to call us at 269-624-3003 or visit us at consumerscu.org. We look forward to helping you achieve your financial dreams!

Business Banking Services

If you're a business owner, we have solutions for you too! Our business banking services include merchant services and business loans that can help you grow and manage your enterprise efficiently. We know how important it is for businesses to have reliable financial support.

Convenient Digital Banking Options

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier.

Personal Banking Solutions

We understand that managing your finances is important. That's why we offer various personal banking options, including checking and savings accounts. These accounts are designed to help you save money while giving you easy access to your funds when you need them. When it comes to financing a vehicle, our auto loans and vehicle financing options are competitive and straightforward. Imagine driving off in your dream car without breaking the bank; our rates make that possible! Additionally, if you're considering buying a home or refinancing an existing mortgage, our mortgage loans can help you achieve your goals with ease.

Support for Your Financial Goals

Life can be unpredictable, and sometimes you may find yourself in need of extra funds. Our personal loans and debt consolidation services provide flexible solutions tailored to your unique situation. We also offer credit cards with rewards, allowing you to earn points on everyday purchases, which can translate into exciting benefits over time.

Digital & Online Banking

Convenient Online Access

With our online banking services, available at https://www.consumerscu.org/, you can check balances, transfer funds, and pay bills anytime, anywhere. Our platform is user-friendly and accessible 24/7, making it easier than ever to manage your accounts in real-time.

Effortless Mobile Banking

For those who prefer banking on their smartphones, our mobile application is here for you. It's packed with features like mobile payments and person-to-person transfers, allowing you to send money quickly and securely to friends or family without any hassle. Just download the app and enjoy the convenience of managing your money right from your pocket.

Security You Can Trust

Your safety is our top priority. While we do not currently support electronic signature authorization, rest assured that all transactions through our digital channels are secured with robust encryption technology. You can bank confidently knowing that your personal information is protected. In summary, Consumers offers a comprehensive suite of digital banking tools that make managing your finances straightforward and secure. From e-statements to mobile payments, we're dedicated to providing an experience that puts you in control of your financial journey. Explore our services today at https://www.consumerscu.org/!

Stay Organized with E-Statements

Say goodbye to paper clutter! We provide e-statements so you can keep track of your finances efficiently. You'll receive your statements electronically, ensuring that you have easy access to your financial records whenever you need them.

Financial Strength

Growing Together

Total Share Accounts: 308,686, show a strong and growing member base that trusts us with their finances. This trust reinforces our commitment to providing excellent service while maintaining the financial strength needed to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 104 N Main St Lawton Mi 49065 or call (269) 624-3003 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investing in Your Future

With $218,884,511 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $39,075 in used auto loans and $2,091,705,346 in total loans and leases, we support members' financial goals across various sectors. Our commitment to operational efficiency is reflected in our $6,732,992, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 418 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.35% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $644,590,085 in used vehicle loans and $178,224,989 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or securing a great deal on a used one, we have flexible terms tailored to fit your budget.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $265,279,836 provide the capital needed to expand operations or invest in new ventures. We believe that supporting local businesses strengthens our community as a whole. If you're considering refinancing any existing loans or want to explore eligibility options for our products, feel free to reach out. Our friendly staff is always ready to assist you in understanding your choices and finding the right fit for your financial situation. You can visit us at 104 N Main St Lawton MI 49065, or call us at 269-624-3003 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial goals are, we're here to help you achieve them with confidence and ease.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $128,065,957. Our dedicated team is here to guide you through every step of the process so you can make informed decisions about your future home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,872,491 in loans helping members manage their finances effectively. These cards come with various features designed to enhance your spending power while keeping costs manageable.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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CONSUMERS CREDIT UNION - Lawton, MI

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