CONSUMERS CREDIT UNION

Welcome to Consumers, your trusted financial partner located at 6699 W Main St, Kalamazoo, MI 49009. Since our establishment in 1964, we have been dedicated to serving our community with personalized banking solutions that cater to the needs of our 142,950 members. Our commitment goes beyond just numbers; we believe in building lasting relationships and empowering individuals to achieve their financial goals. At Consumers, we take pride in our robust financial foundation, boasting total assets of $2,384,854,945 and total deposits reaching $65,993,314. With a net worth of $223,309,042, we are well-equipped to support you with over 87,715 loans and leases, ensuring that whether you're looking for an auto loan, mortgage financing, or personal banking services, we have options tailored for you. Our leadership team is here to guide you on your financial journey. Under the direction of CEO Scott Sylvester and Board President Kim Shook, we continue to prioritize member satisfaction and community impact. Our friendly staff of 431 employees is always ready to assist you with a smile. While members can visit us at our branch address, official correspondence should be sent to our mailing address at P.O. Box 525, Oshtemo, MI 49077. We invite you to explore our range of services including online and mobile banking options for easy access anytime. For any questions or assistance, feel free to reach out by phone at 269-345-7804. Whether you're new to banking or looking for ways to grow your financial health, we're excited to partner with you every step of the way! Visit us today at Consumers and discover how we can help make your financial dreams a reality.

At Consumers, we believe that everyone deserves a chance to be part of a welcoming financial community. Becoming a member is an easy and rewarding process! If you live, work, or attend school in the Kalamazoo area, you're already eligible to join us. We're dedicated to helping our members thrive with personal banking options tailored just for you. Whether you're looking for checking accounts, loans, or other financial services, we have something to meet your needs. To kickstart your membership journey, simply visit us at our branch located at 6699 W Main St Kalamazoo Mi 49009. Our friendly team is here to guide you through the account opening process it's straightforward and designed with you in mind. For more detailed information on eligibility requirements, feel free to check out this resource: . If you have any questions or need assistance, don't hesitate to give us a call at (269) 345-7804. Join us today and experience the benefits of being part of the Consumers family!

At Consumers, we understand that managing your finances should be as easy as a few taps on your phone or clicks on your computer. Our digital and online banking services are designed to give you convenience and security, allowing you to access your accounts anytime, anywhere. With our [Online Banking](https://www.consumerscu.org/) platform, you can enjoy 24/7 access to your account information. Whether you want to check your balance, transfer funds, or pay bills, it's all just a few clicks away. Plus, with the option for e-statements, you can say goodbye to paper clutter and easily track your financial history right from your device. For those who prefer managing their finances on the go, our mobile application is here to help. It features user-friendly navigation and allows for mobile payments, making it simple to pay friends or businesses directly from your phone. Additionally, if you ever need to send money quickly, our person-to-person transfer feature lets you send funds securely in real time. Security is a top priority at Consumers. Although we do not currently offer electronic signature authorization for transactions, rest assured that all of our online services are built with robust security measures to protect your personal information. We believe that banking should be accessible and straightforward. That's why our online services focus on ease-of-use while providing powerful tools for effective account management. Experience the freedom of banking on your terms with Consumers today!

At Consumers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our robust financial health, which serves as the foundation for the services we provide. With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $218,884,511 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant: with $39,075 in used auto loans and $2,091,705,346 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 418 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 308,686, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 6699 W Main St Kalamazoo Mi 49009 or call (269) 345-7804 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.