CONSUMERS CREDIT UNION

Welcome to Consumers, your trusted financial partner in Kalamazoo, MI! Located at 4023 Portage St, our branch has been serving the community since 1964. With a strong commitment to member satisfaction, we proudly support over 142,950 members with personalized banking solutions tailored to their needs. At Consumers, we understand that financial security is essential for a thriving community. That's why we've built a solid foundation, boasting total assets of $2,384,854,945 and total deposits reaching $65,993,314. Our net worth stands at an impressive $223,309,042, ensuring we have the resources to help our members achieve their financial goals. We are also pleased to report that our cash in hand totals $34,423,513, which allows us to respond effectively to our members' needs. Our dedicated team of 431 employees, led by CEO Scott Sylvester and Board President Kim Shook, is committed to providing exceptional service and a range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. Whether you're looking for checking accounts or credit cards with rewards, we have you covered. While you can visit us at our branch location in Kalamazoo for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 525, Oshtemo, MI 49077. Feel free to reach out at (269) 345-7804 during our convenient operating hours: Monday through Wednesday from 9:00 a.m. to 5:30 p.m., Thursday and Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. We invite you to explore how Consumers can support your financial journey visit us today or check out our website at consumerscu.org!

Welcome to Consumers, a trusted name in the Kalamazoo community since 1964. Located at 4023 Portage St, Kalamazoo, MI 49001, our branch has been a cornerstone for financial services and community support for nearly six decades. As we reflect on our journey, we take pride in the growth and evolution of our services, which now proudly serve over 142,950 members with total assets exceeding $2.38 billion. From our humble beginnings, Consumers was founded with a clear mission: to empower individuals and families through accessible financial solutions. We understand that banking is about more than just transactions; it's about building relationships and fostering trust within our community. Our commitment to this mission drives us to offer a comprehensive range of services, including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. At Consumers, we are not just focused on numbers; we are dedicated to making a positive impact in Kalamazoo and beyond. We actively engage in community outreach programs and partnerships that enhance the well-being of our members and local organizations. Our team works tirelessly to ensure that every member feels valued and supported throughout their financial journey. In addition to our friendly service at the branch, we embrace technology to meet the needs of our modern members. With online banking, mobile payments, and convenient ATM access available at our location, managing your finances has never been easier. For those who prefer face-to-face interactions, our drive-thru service offers quick access for deposits and withdrawals while maintaining safety and convenience. While members can visit us at 4023 Portage St, official correspondence should be sent to P.O. Box 525, Oshtemo, MI 49077. Our operating hours are designed with your schedule in mind: Monday through Wednesday from 9:00 a.m. to 5:30 p.m., Thursday and Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 12:00 p.m. As we look ahead, our vision remains clear continue providing exceptional financial services while deepening our commitment to community support. We invite you to join the Consumers family today! Experience the benefits of being part of a cooperative that puts its members first. Call us at (269) 345-7804 or visit us online at consumerscu.org for more information on how you can become part of something special in Kalamazoo!

Joining the vibrant community at Consumers is a wonderful opportunity, and becoming a member is easier than you might think! If you live, work, or worship in the Kalamazoo area, you're likely eligible to join us. We welcome individuals who share our values and are looking for a supportive financial partner. Being part of Consumers means access to personalized banking solutions that truly cater to your needs, whether you're interested in checking accounts, loans, or other financial services designed with you in mind. To learn more about eligibility criteria and ensure you meet all the requirements, we invite you to visit our website at . If you're ready to take the next step towards membership, opening an account is a breeze! Just reach out to us at (269) 345-7804, or swing by our branch located at 4023 Portage St Kalamazoo Mi 49001 during our operating hours. We're excited to welcome you into our family!

At Consumers, we understand that life can get busy, and managing your finances should be as easy and secure as possible. Our digital and online banking services are designed to offer you convenience at your fingertips, whether you're at home or on the go. With our robust online banking platform, accessible at https://www.consumerscu.org/ , you can enjoy 24/7 access to your accounts. This means you can check balances, transfer funds, and pay bills anytime you need no more waiting in lines or rushing to the bank before closing hours! Plus, with e-statements available, you can keep track of your financial activity without the clutter of paper statements. For those who prefer mobile banking, our user-friendly mobile application lets you manage your accounts right from your smartphone. You can make mobile payments quickly and securely, which is perfect for those moments when you're out shopping or dining. And if you want to send money to friends or family instantly, our person-to-person transfer feature makes it simple and hassle-free. Security is a top priority for us at Consumers. While we currently do not offer electronic signature authorization, our online services are designed with safety in mind. You can rest assured knowing that your information is protected while you bank online. Whether you're using our online portal or mobile app, managing your finances has never been easier. Join us today at Consumers and experience a new level of convenience in banking!

At Consumers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our solid financial foundation, which allows us to provide reliable services and support to our community. With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $218,884,511 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; we currently have $3,168,486 in used auto loans and a total of $2,091,705,346 in loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 418 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 308,686, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 4023 Portage St Kalamazoo Mi 49001 or call 269-345-7804 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.