Consumers Grandville MI Credit Union | Low Mortgage Rates & Top Auto Loans

Introduction

Welcome to Consumers, your trusted financial partner located at 4350 44Th St Sw, Grandville, MI 49418. Since our establishment in 1964, we've been dedicated to serving our community with commitment and care, growing into a robust credit union with over 142,950 members. At Consumers, we understand that your financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking and auto loans to business financing and mortgage options. With total assets reaching an impressive $2,384,854,945 and total deposits of $65,993,314, we are here to ensure your money works hard for you. Led by our CEO Scott Sylvester and Board President Kim Shook, our team of 431 employees is passionate about providing exceptional service. We pride ourselves on being more than just a bank; we're a community resource that helps you achieve your financial goals. Whether you're looking for simple savings options or comprehensive business solutions, you can count on us to guide you every step of the way. For any inquiries or assistance, feel free to reach out at 616-231-2250. Our friendly staff is here to help during our operating hours: Monday through Wednesday from 9 a.m. to 5:30 p.m., Thursday and Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to 12 p.m. Explore more about us by visiting our website at consumerscu.org. Join us today and discover how Consumers can make a positive impact on your financial future!

Branch History & Mission

Call to Action

We invite you to experience the benefits of being part of Consumers. Join us today and discover how we can help you achieve your financial goals while making a positive impact on your community. For more information or assistance, feel free to call us at 616-231-2250 or visit us during our operating hours Monday through Wednesday from 9 a.m. to 5:30 p.m., Thursday and Friday until 6 p.m., and Saturday from 9 a.m. until noon. Together, let's build a brighter financial future!

Evolution of Our Branch

Since opening our doors, Consumers has experienced tremendous growth and transformation. From offering basic savings accounts to providing a wide array of financial services including auto loans, mortgages, business banking, and online banking solutions, we have consistently adapted to meet the needs of our members. Our state-of-the-art facilities ensure that everyone can access essential financial services conveniently. With ATM availability and drive-thru banking options, we strive to make banking easy and accessible for all. Our headquarters is located in Oshtemo, MI, but our reach extends far beyond. We actively engage in partnerships within the community to support local initiatives and foster economic development. Our mission is not just about managing finances; it's about empowering individuals and families through education and resources that promote financial well-being.

Our Mission Statement

At Consumers, our mission is simple: to improve the lives of our members by providing affordable financial solutions while fostering a strong sense of community. We believe that everyone deserves access to quality financial services without barriers. This philosophy drives us every day as we work tirelessly to create opportunities for all members of Grandville and beyond. We are also proud to highlight our dedication to inclusivity. Our facilities are ADA compliant, ensuring that every member can comfortably access our services. Additionally, with digital advancements such as mobile payments and online banking available, members can manage their finances securely from anywhere.

Branch Location & Accessibility

A Place for All Your Banking Needs

Consumers offers a variety of services tailored just for you from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Whether you're looking to consolidate debt or explore business banking solutions, we've got you covered. So why wait? Stop by our Grandville branch today or give us a call at 616-231-2250. Our friendly team is eager to assist you with all your banking needs!

Convenient Access for Everyone

At our Grandville location, we prioritize accessibility for all members. Our facility is ADA compliant, ensuring that everyone can navigate our space comfortably. There's ample parking available, so you can park with ease while you visit us. Plus, we offer both an ATM and a drive-thru service for those times when you're on the go or prefer to bank from your car.

Hours That Fit Your Schedule

We know that life can be busy, which is why we've crafted our operating hours to fit your needs. Join us Monday through Wednesday from 9 a.m. to 5:30 p.m., and on Thursday and Friday until 6 p.m. Need some banking done on Saturday? We're open from 9 a.m. to 12 p.m.! For those who prefer drive-thru services, our tellers are available Monday through Friday until 7 p.m. and Saturday until 1 p.m.

Member Eligibility

At Consumers, we believe that everyone deserves a supportive financial community. Joining us as a member is simple and welcoming! To become part of our family, you need to meet some friendly eligibility criteria, which generally include living or working in the local area or being related to an existing member. We invite you to check out the specifics at for the most accurate details. Once you're ready, opening an account is a breeze! Just give us a call at (616) 231-2250 or stop by our branch located at 4350 44Th St Sw Grandville Mi 49418. Our team is eager to help you every step of the way. By becoming a member of Consumers, you gain access to personalized banking services and products designed to support your financial goals. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,206 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,279,836, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having the tools you need to manage payments effortlessly. Our merchant services help streamline transactions, allowing you to focus on what matters most your customers. Whether it's accepting credit cards or managing online payments, we provide solutions that fit your business model perfectly. Located at 4350 44Th St Sw Grandville Mi 49418, Grandville, MI, our dedicated team is ready to assist you in navigating the financial landscape. Call us today at (616) 231-2250 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash? Our ATM and cash withdrawal services make it easy for you to access your funds anytime. Plus, with basic drive-thru banking available for deposits and withdrawals at our location on 4350 44Th St SW, Grandville, MI 49418, you can complete simple transactions without leaving your car. At Consumers, we strive to make banking as simple as possible while ensuring that all of your financial needs are met under one roof. If you're ready to experience personalized service from a team that cares about your financial well-being, contact us today at 616-231-2250 or visit us online at consumerscu.org. Let us be your trusted partner in achieving financial success!

Business Banking Services

For our business members, we offer comprehensive banking solutions including merchant services and business loans. We understand that running a business requires financial support tailored specifically to your needs, and we're here to assist you every step of the way.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking features that allow you to manage your finances from anywhere. With secure access through our website or mobile app, you can check balances, transfer funds, pay bills, and more all at your fingertips.

Credit Options That Reward You

When it comes to credit cards, we believe in rewarding our members. Our credit cards come with great rewards programs that allow you to earn points for every purchase. Whether you're using them for everyday shopping or special occasions, you'll enjoy benefits that make each transaction worthwhile.

Personal Banking Solutions

We understand that managing your money can sometimes feel overwhelming. That's why our personal banking options include checking and savings accounts designed for every lifestyle. Whether you're saving for a vacation or simply need a reliable account for your daily expenses, we have you covered. In addition to personal accounts, we offer auto loans and vehicle financing to help you get on the road without breaking the bank. If you're considering purchasing a new home, our mortgage loans and refinancing options provide flexible solutions to fit your budget. And if life throws unexpected expenses your way, our personal loans and debt consolidation services can help ease the burden.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly, allowing you to check balances, pay bills, and transfer money with just a few clicks. If you're on the go, our mobile application makes it even easier to handle your banking tasks right from your smartphone. You can also enjoy the convenience of person-to-person transfers, making it simple to send money to friends or family when they need it. For those who prefer paperless options, we offer e-statements that keep your financial information organized and accessible without the clutter of physical documents. Plus, you can use electronic signature authorization for quicker transactions no more waiting for paperwork!

Security and Convenience

At Consumers, your security is our top priority. Our online and mobile banking features are designed with advanced security measures to protect your personal information. We also provide mobile payments, so you can make purchases directly from your phone without worry. Whether you're checking your account balance or making a payment, our services are crafted for ease of use. You deserve quick access to your funds and real-time account management, all while feeling confident in the safety of your transactions. Discover how our digital banking solutions can simplify your financial life today! Visit us at https://www.consumerscu.org/ for more details on how you can take full advantage of our offerings.

Financial Strength

A Dedicated Team

We also take pride in having 418 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Commitment to Growth

With $218,884,511 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $39,075 in used auto loans and $2,091,705,346 in total loans and leases.

Growing Member Trust

Our commitment is evident as we serve a growing member base with a total of 308,686 share accounts. This shows the trust that our community places in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 4350 44Th St Sw Grandville Mi 49418 or call (616) 231-2250 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those needing extra funds for business ventures or personal projects, our total credit lines amount to $661,509,863, providing ample opportunities for growth and investment. Whether you're considering refinancing an existing loan or exploring eligibility options for any of our products, our dedicated team is here to assist you. We believe in transparency and making sure you fully understand your choices before making any commitments. Feel free to reach out to us at (616) 231-2250 or visit us at our branch located at 4350 44Th St Sw Grandville Mi 49418 in Grandville, MI. We are eager to help you navigate your financial journey with confidence! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $644,590,085 in used vehicle loans and $178,224,989 in new vehicle loans already helping members get on the road. We make it easy to finance your dream vehicle whether it's brand new or pre-owned.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $128,065,957, make buying or refinancing simple. With competitive interest rates and flexible terms, we guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,872,491 in loans helping members manage their finances effectively. These cards provide an excellent way to build credit while enjoying the convenience of cashless transactions.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users can expect. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best available options for consumers. Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions about their financing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

CONSUMERS CREDIT UNION