CONSUMERS CREDIT UNION

Welcome to Consumers, your trusted credit union located at 5575 28Th St Se, Grand Rapids, MI 49512. Established in 1964, we have proudly served our community for nearly six decades, building a reputation grounded in reliability and member-focused service. With a total membership of 142,950 individuals and families, we are committed to helping our members achieve their financial goals through personalized banking solutions. At Consumers, we understand that every member has unique needs. Whether you are looking for checking and savings accounts, auto loans, mortgage options, or business banking services, we've got you covered! Our total assets stand at an impressive $2,384,854,945, which allows us to provide robust financial support. We have also issued over 87,715 loans and leases to help our members navigate their financial journeys confidently. Our commitment to excellence is reflected not only in our extensive range of services but also in our strong financial standing. With total deposits of $65,993,314 and a net worth of $223,309,042, we ensure that your money is safe and well-managed. Additionally, our cash reserves amounting to $34,423,513 demonstrate our ability to meet the needs of our members promptly. Led by CEO Scott Sylvester and Board President Kim Shook, our dedicated team works tirelessly to foster a welcoming environment where members feel valued and empowered. Our staff of 431 employees is always ready to assist you with any questions or concerns you may have. While members can visit us at our branch location for all their banking needs during convenient hours Monday through Wednesday from 9 am to 5:30 pm; Thursday and Friday from 9 am to 6 pm; and Saturday from 9 am to 12 pm official correspondence should be directed to the same address. Ready to take the next step towards better banking? Contact us today at 616-301-1310 or visit us online at consumerscu.org for more information about how we can support your financial aspirations!

At Consumers, we believe that everyone deserves a chance to be part of our supportive community. Becoming a member is straightforward and welcoming, designed to ensure you feel right at home. To qualify for membership, you generally need to live, work, worship, or attend school in the areas we serve or have a family member who is already a member. This means that many people can easily become part of our family! We offer numerous benefits, including competitive rates on loans and savings accounts, personalized service, and access to resources that help you achieve your financial goals. To get started on your journey with us, visit our branch at 5575 28Th St Se Grand Rapids Mi 49512 or give us a call at (616) 301-1310 for more details. For the most up-to-date information about eligibility requirements, check out our website at . We're excited to welcome you to Consumers!

At Consumers, we understand that convenience and security are key to managing your finances. That's why we offer a range of digital and online banking services designed to make your banking experience smoother and more accessible. With our 24/7 online banking services, you can manage your accounts from the comfort of your home or on the go. Simply visit us at https://www.consumerscu.org/ to access everything you need, anytime. Whether you're checking your balance, transferring money, or paying bills, our user-friendly platform allows you to do it all with just a few clicks. For those who prefer mobile banking, our mobile application is available to keep your banking at your fingertips. You can make person-to-person transfers with ease, ensuring that sending money to friends or family is quick and hassle-free. Plus, if you're always on the go, our mobile payments feature lets you pay for purchases directly from your phone no need for cash or cards. We also prioritize security in every transaction. While we currently do not support electronic signature authorization, we ensure that all online activities are safeguarded through robust security measures. Additionally, our members enjoy the convenience of e-statements, making it easier to keep track of their financial activity without the clutter of paper statements. At Consumers, we believe that managing your finances should be simple and straightforward. With real-time account management options and easy accessibility, you can take control of your financial future today!

At Consumers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our commitment to providing a secure banking environment, you can trust that your finances are in safe hands. With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $218,884,511 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $39,075 in used auto loans and a total of $2,091,705,346 in loans and leases. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 418 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 308,686, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 5575 28Th St Se Grand Rapids Mi 49512 or call 616-301-1310 to learn more about how we can help you achieve your financial goals.