Consumers Grand Rapids MI Credit Union | Best Auto Loans & Business Banking

Introduction

At Consumers Credit Union, located at 1835 Breton Rd SE, Grand Rapids, MI 49506, we take pride in being more than just a financial institution; we are a trusted partner in our members' lives. Established in 1964, our credit union has grown to serve over 142,950 members, offering a comprehensive range of services that cater to the unique needs of our community. With total assets exceeding $2.38 billion and robust financial health demonstrated by a net worth of $223,309,042, we strive to empower our members with the resources they need to achieve their financial goals. Under the leadership of CEO Scott Sylvester and Board President Kim Shook, our dedicated team of 431 employees is here to provide personalized service and support. We understand that each member's financial journey is different, which is why we offer everything from checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our commitment extends beyond financial products; we aim to foster relationships built on trust and transparency. While you can visit us at our branch for all your banking needs, remember that official correspondence should be directed to our mailing address if it differs from our physical location. For any inquiries or assistance, feel free to call us at (616) 301-1310. Join us today and discover how Consumers Credit Union can help you thrive financially! Visit our website at www.consumerscu.org for more information about our services and how we can assist you on your financial journey.

Branch History & Mission

Community Focus

Our branch is not just a place to bank; it's a hub for connection and support. We are proud to offer services tailored to the needs of our members while ensuring ADA compliance and promoting inclusivity within our facilities. With an ATM available on-site and drive-thru banking services for added convenience, we strive to create an accessible banking experience for everyone.

Looking Ahead

As we continue this journey together with you, we remain committed to adapting and evolving based on your needs. Our leadership team works tirelessly to ensure that Consumers remains a trusted partner for your financial future. We invite you to visit us during our operating hours: Monday through Wednesday from 9 a.m. to 5:30 p.m., Thursday and Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to 12 p.m. Whether you're looking for personal banking solutions or interested in joining a supportive community network, Consumers is here for you. Experience the difference of being part of a credit union that genuinely cares about your financial success. Join us today at Consumers where your financial journey meets community spirit! For more information or assistance, feel free to reach out at 616-301-1310 or visit us online at consumerscu.org.

Our Journey

From our humble beginnings, Consumers has always aimed to provide exceptional financial services while fostering strong community ties. We started as a small institution focused on personal banking but have since expanded our offerings. Today, we provide a wide range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our commitment to innovation is evident in our advanced online and mobile banking options that make managing finances easier than ever.

Our Mission

At Consumers, our mission is simple yet powerful: to improve the financial well-being of our members and enhance the communities we serve. We believe that financial services should be accessible to everyone. Our focus goes beyond just banking; we actively engage in community outreach programs that support local initiatives and foster economic growth.

Branch Location & Accessibility

Accessibility Features

We take pride in being ADA compliant, ensuring that our facilities are equipped with ramps and other features that make banking accessible for all. Whether you're visiting for personal banking, auto loans, or mortgage services, we aim to make your experience as smooth as possible.

Nearby Landmarks

Just a stone's throw away from popular spots like the Breton Village Shopping Center, you'll find us easily among the local favorites. Our branch provides ample parking and features that ensure everyone can access our services comfortably.

Operating Hours

Our doors are open to serve you during convenient hours. Join us Monday through Wednesday from 9 a.m. to 5:30 p.m., Thursday and Friday from 9 a.m. to 6 p.m., and on Saturday from 9 a.m. to 12 p.m. If you prefer quick transactions, our drive-thru service is available during these hours as well.

Services Offered

At Consumers, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and personal loans, we've got you covered. Plus, with ATM availability right at our branch, cash withdrawals and balance checks are just an easy stop away! Feel free to give us a call at 616-301-1310 if you have any questions or need assistance before your visit. We can't wait to welcome you to Consumers at Breton Village!

Member Eligibility

At Consumers, we believe in creating a welcoming community for everyone. Becoming a member is simple and inclusive! If you live, work, worship, or attend school in Kent County, Michigan, you're likely eligible to join us. We're committed to supporting our members with a range of financial services tailored to your needs. Whether you want to open a checking account, apply for an auto loan, or explore mortgage options, you'll find that being part of our credit union comes with great benefits and personal service. To get started, all you need to do is visit us at 1835 Breton Rd Se Grand Rapids Mi 49506 or give us a call at (616) 301-1310. You can find detailed eligibility information and any updates by checking out our website. Joining Consumers means stepping into a world where your financial health matters, and we're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer comprehensive merchant services designed to simplify your payment processes. Imagine being able to accept payments quickly and securely from your customers, whether they're shopping online or in-store. Our services help you manage transactions efficiently, freeing up time to focus on what truly matters growing your business. Located at 1835 Breton Rd Se Grand Rapids Mi 49506 in Grand Rapids, MI, our team is ready to assist you. Call us at (616) 301-1310 to learn more about how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,206 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,279,836, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? We have you covered with our ATM availability for quick withdrawals and balance checks. For those who prefer face-to-face interactions without leaving their cars, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions all done efficiently. At Consumers, we're dedicated to making banking straightforward and accessible for everyone. If you have questions or want to explore how we can support your financial journey, don't hesitate to reach out at (616) 301-1310 or visit us at Breton Village today! Ready to experience personalized banking? Join us at Consumers, where your financial success is our priority!

Business Solutions

For our business members, we provide essential services like merchant services and business loans, ensuring that your business thrives in today's economy. We are committed to supporting local businesses and providing them with the resources they need to succeed.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why Consumers offers robust online and mobile banking features. Access your accounts anytime, anywhere! With options for mobile payments, person-to-person transactions, and e-statements, managing your finances has never been easier.

Financial Assistance

We also recognize that life can throw unexpected challenges your way. With our personal loans and debt consolidation services, we aim to ease your financial burden and help you regain control over your finances. Plus, our credit cards with rewards offer an excellent way to earn benefits while making everyday purchases.

Personal Banking

When it comes to personal banking, we understand that every member has unique goals. That's why we offer a variety of checking and savings accounts designed to fit different lifestyles. Need to finance your dream car? Our auto loans and vehicle financing options are here to help you get on the road without breaking the bank. If you're considering buying a home or refinancing, our mortgage loans can guide you through the process with competitive rates and personalized service.

Digital & Online Banking

Key Features

Our online banking platform provides essential features that enhance your banking experience. You can check balances, transfer funds, and pay bills with just a few clicks. If you're looking to send money to friends or family, our person-to-person transfers make it quick and hassle-free. Plus, with the ability to set up e-statements, you can reduce paper clutter and keep track of your transactions effortlessly.

Mobile Banking Made Easy

For those who prefer banking on the go, our mobile application is a perfect fit. Whether you're out shopping or relaxing at home, you can manage your accounts right from your smartphone. Our mobile payments feature allows you to make purchases directly from the app, providing even more convenience in your daily life.

Security You Can Trust

Security is our top priority at Consumers. We use advanced encryption technology to protect your information and ensure that your transactions are safe. While we currently do not offer electronic signature authorization, rest assured that all our digital services are designed with your safety in mind. With our user-friendly interface and accessible tools, managing your finances has never been easier. Experience the freedom of banking on your terms with Consumers's digital and online services! If you have any questions or need assistance, feel free to reach out to us at (616) 301-1310.

Financial Strength

Commitment to Growth

With $218,884,511 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $39,075 in used auto loans and a total of $2,091,705,346 in loans and leases.

Growing Membership Base

Total Share Accounts stand at 308,686, showing a strong and growing member base that trusts us with their finances. This trust fuels our ability to provide the best possible service to our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumers is your trusted partner. Visit us at 1835 Breton Rd Se Grand Rapids Mi 49506 or call 616-301-1310 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Centric Savings

Members' savings are secured through $648,052,464 in share certificates and $521,996,529 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $9,403,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our performance as well. We proudly report a net income of $0, indicating that all resources are being utilized effectively for the benefit of our members. We also take pride in having 418 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $223,309,042, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 935 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $644,590,085 in used vehicle loans and $178,224,989 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new model or a reliable pre-owned vehicle, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $265,279,836 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to upgrade existing operations, we can support your ambitions with tailored loan solutions.

Credit Lines

If you need quick access to funds for unexpected expenses or planned projects, consider our credit lines. With a total of $661,509,863 available in credit lines, we ensure that you have the flexibility to manage your finances as needed. We invite you to visit us at 1835 Breton Rd Se Grand Rapids Mi 49506, Grand Rapids, MI, or give us a call at (616) 301-1310. Our team is ready to assist you in exploring these loan products and finding the right solution for your financial journey. For performance insights and financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $128,065,957, make buying or refinancing simple. We provide personalized assistance throughout the process to ensure you understand your options and feel confident in your decisions.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $42,872,491 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to help you save money while enjoying everyday purchases.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. LendMesh values accuracy and integrity in the loan comparison process.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

CONSUMERS CREDIT UNION - Grand Rapids, MI

Compare Loan Rates Near You

Loan rates in Grand Rapids, MI (49506)