Consumer Credit Union Morristown TN | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Consumer at the Morristown West Service Center, where we are dedicated to supporting our members in building a secure financial future. Located at 4918 W Andrew Johnson Hwy, Morristown, TN 37814, our branch has been a trusted part of the community since 1953. With a total membership of over 33,000 individuals, we pride ourselves on being more than just a financial institution; we are your neighbors and friends. At Consumer, we understand that every member's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions such as checking and savings accounts to auto loans and mortgages. With total assets exceeding $622 million, our stability allows us to provide competitive rates and personalized service. Our committed team, led by CEO Amanda Kilday and Board President Marcia Whaley, is here to ensure you feel valued and supported every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 4918 W Andrew Johnson Hwy, Morristown, TN 37814. We invite you to explore how we can assist you with your financial goals. With total deposits amounting to $42.6 million and cash reserves of over $7.2 million, you can trust that your money is safe with us. Whether you're looking to take out a loan of which we currently have over 7,200 active leases or simply want to open an account, our friendly staff is ready to help. Ready to take the next step? Don't hesitate to reach out! Call us at 423-586-6006 or visit our website at consumercreditunion.com for more information about our products and services. Join us today in experiencing the benefits of being part of the Consumer family!

Branch History & Mission

Mission Statement

At Consumer, our mission is clear: We strive to empower our members by providing accessible financial services that foster personal growth and community development. We believe that everyone deserves the opportunity to achieve their financial goals. Beyond just banking, we actively engage in community outreach initiatives and partnerships that enhance the lives of those around us. Whether through financial education programs or local sponsorships, we are here for you every step of the way. While members can visit us at 4918 W Andrew Johnson Hwy, official correspondence should be sent to this same address as it also serves as our mailing address.

Modern Services for Today's Needs

In today's fast-paced world, we recognize the importance of convenience. That's why we offer digital banking solutions like online banking and mobile payments alongside traditional services such as ATM access and drive-thru banking available Monday through Friday (with extended hours on Fridays). We prioritize accessibility and customer satisfaction with features designed to make your banking experience easier and more efficient. We invite you to experience all that Consumer has to offer. Join us today and become part of a credit union that truly cares about your financial success and well-being. Together, let's build a brighter future for ourselves and our community! For inquiries or assistance, feel free to reach out at 423-586-6006.

Our Journey

From our humble beginnings, Consumer has evolved significantly. We have continuously adapted to meet the changing needs of our members while maintaining a strong focus on community support. Throughout the decades, we have expanded our offerings to include personal banking, auto loans, mortgages, and business banking solutions. This growth reflects not only our dedication to serving you but also our passion for making a positive impact in Morristown and beyond.

Branch Location & Accessibility

ATM Availability

Need cash on the go? We've got you covered! Our branch features an ATM for easy access to your funds anytime during operating hours. While members can visit us at 4918 W Andrew Johnson Hwy, official correspondence should be sent to the same address as there's no different mailing address. If you have any questions or would like more information about what we offer, feel free to give us a call at 423-586-6006.

Accessibility and Parking

At our Morristown branch, we prioritize accessibility for all our members. The building is ADA compliant, featuring ramps and wide entryways for easy access. Ample parking is available on-site, ensuring that you can visit us without any hassle.

Call to Action

We invite you to stop by the Consumer Credit Union in Morristown today! Experience personalized service from our dedicated team who are eager to assist you with all your financial needs. Your journey toward better banking starts here!

Operating Hours

We understand that your time is valuable. That's why our doors are open Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Whether you're stopping by for a quick transaction or need assistance with your accounts, our friendly staff is ready to help during these hours.

Services Offered

Our branch offers a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards, we have something for everyone. Plus, if you're in a hurry, take advantage of our drive-thru banking for deposits and withdrawals without leaving your car.

Member Eligibility

At Consumer, we believe that joining our community is more than just opening an account it's about becoming part of a family that supports one another. If you're looking to become a member, you'll be glad to know that eligibility is open to anyone who lives, works, worships, or attends school in the areas we serve. This means you could easily fit right in! Whether you're looking for a new place to manage your finances or simply want to take advantage of our fantastic services, we're here for you. You can find more detailed information about the eligibility criteria by visiting this link. Getting started with us is simple! To open an account and begin enjoying all the benefits that come with membership at Consumer, just visit us at our branch located at 4918 W Andrew Johnson Hwy Morristown Tn 37814 or check out our online account opening page here. If you have any questions or need assistance, don't hesitate to give us a call at (423) 586-6006. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $173 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $110,415,994, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to purchase that new piece of equipment or expand your storefront our loans can make that happen.

Merchant Services

In addition to loans, our merchant services provide practical tools to streamline your operations. Accepting payments has never been easier, allowing you to focus on what matters most growing your business. From point-of-sale systems to online payment options, we equip you with everything you need to serve your customers effectively. Whether you're just starting out or looking to take your established business to the next level, Consumer is here for you. Let's work together to achieve your business goals! For more information, visit us or call us at (423) 586-6006.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick access to cash? Enjoy the convenience of our ATM services, allowing for easy withdrawals and balance checks. Plus, our drive-thru service provides a simple way to handle basic transactions like deposits and withdrawals without leaving your car. At Consumer, we believe in making financial management as straightforward as possible for all our members. If you have any questions or want to learn more about how our services can benefit you, don't hesitate to reach out at (423) 586-6006 or visit us online at Morristown West Service Center. Let us partner with you on your financial journey!

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? At Consumer, we offer competitive auto loans and vehicle financing options that make it easier for you to get behind the wheel of your next car. Imagine driving off in your new ride with a monthly payment that fits comfortably within your budget.

Business Banking Services

If you're a business owner, our business banking solutions include merchant services and business loans designed to help you grow and thrive. We know how hard you work for your business, which is why we tailor our services to meet your unique requirements.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features so you can manage your accounts anytime, anywhere. With options for mobile payments, person-to-person transfers, and e-statements, accessing your money has never been easier.

Mortgage Loans & Refinancing

Buying a home is one of the most significant investments you'll ever make, and we're here to help. Our mortgage loans and refinancing services simplify the process, ensuring you understand every step along the way. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our knowledgeable staff will guide you through the best options available.

Personal Banking Solutions

We understand that personal banking is about more than just transactions; it's about building relationships and trust. Our checking and savings accounts offer flexible options to help you manage your day-to-day finances effectively. Need a little extra cash? Our personal loans and debt consolidation services can provide the support you need during challenging times.

Digital & Online Banking

Key Features

One of the highlights of our digital offerings is the availability of e-statements. You can easily opt for electronic statements through Yes, giving you quick access to your financial information without the clutter of paper. For those who love using their mobile devices, we offer a user-friendly mobile application Yes that allows you to manage your accounts right from your smartphone. You can make payments using our mobile payments feature Yes, ensuring that you're always prepared for any situation. Need to send money to a friend? Our person-to-person transfer service Yes makes it simple and fast. Just a few taps on your phone, and the money is on its way!

Security and Support

We take your security seriously. While we don't currently offer electronic signature authorization No, our other features are designed with safety in mind. Our platform employs advanced security measures to protect your personal and financial information. In summary, with the digital banking services at Consumer, you have everything you need right at your fingertips. Enjoy real-time account management, quick transfers, and secure transactions all while experiencing a straightforward and user-friendly interface. Join us today and take advantage of these amazing tools!

Financial Strength

Dedicated Team

We also take pride in having 72 full-time employees and 6 part-time employees. This dedicated team is always ready to serve you with knowledge and care.

Growing Membership Base

With a total of 56,340 share accounts, we are proud to have a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $9,713, further showcasing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumer is your trusted partner. Visit us at 4918 W Andrew Johnson Hwy Morristown Tn 37814 or call (423) 586-6006 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Members' savings are secured through $230,955,624 in share certificates and $17,436,313 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $213,013, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $60,952,908, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $979 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Loan Capacity

With $56,410,660 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,019 in used auto loans and $425,763,202 in total loans and leases. Our operational efficiency is reflected in our $1,208,166, which enables us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Additional Financing Options

For those looking for additional funding options, we provide total credit lines amounting to $165,660,758, giving you the flexibility to cover larger purchases or unexpected expenses without stress. If you're considering refinancing any existing loans or checking your eligibility for our products, our knowledgeable staff is here to guide you through the process. You can find out more about eligibility at our membership benefits page. We invite you to visit us at our branch located at 4918 W Andrew Johnson Hwy Morristown Tn 37814 in Morristown, TN. For questions or more information about our loan offerings, feel free to give us a call at (423) 586-6006. Our friendly team is ready to assist you during our operating hours: Monday - Thursday from 9:00 AM - 5:00 PM and Friday from 9:00 AM - 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Consumer help you take the next step towards reaching your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,081,114 in used vehicle loans and $29,342,492 in new vehicle loans already helping members get on the road. We make it easy for you to find the right financing option with flexible terms and quick approval processes.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,402,059, make buying or refinancing simple. We provide various mortgage products tailored to meet different financial situations, ensuring that you can find the right fit for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $865,844 in loans helping members manage their finances effectively. This product allows you to handle everyday expenses while enjoying the benefits of rewards and low interest rates.

Loan Aggregator

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CONSUMER CREDIT UNION