Consumer Credit Union Morristown TN | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Consumer Credit Union, your trusted partner in financial growth since 1953! Located conveniently at 4005 E Morris Blvd, Morristown, TN 37813, we are dedicated to serving our community with personalized banking solutions tailored to meet your unique needs. With a strong membership base of 33,016 and total assets amounting to an impressive $622,434,895, we pride ourselves on our commitment to the financial well-being of our members. Our friendly team of 78 employees, led by CEO Amanda Kilday and Board President Marcia Whaley, is here to ensure you receive exceptional service. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business banking solutions, we've got you covered. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 4005 East Morris Blvd, Morristown, TN 37813. You can reach us easily at 423-317-9611, and we are open Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. At Consumer Credit Union, we believe in empowering our members through financial education and support. With a solid net worth of $60,952,908 and total deposits exceeding $42,600,601, we stand ready to help you achieve your financial goals. Our comprehensive services also include online and mobile banking for your convenience. Join us today and experience the difference that comes from being part of a credit union that truly cares. Visit our website at consumercreditunion.com or stop by the branch to learn more about how we can assist you in reaching your financial dreams!

Branch History & Mission

Join Us

As we continue on this journey together embracing growth and change we invite you to join the Consumer family. Experience firsthand how we prioritize your financial well-being while making a positive impact on the Morristown community. Visit us during our operating hours from Monday to Thursday from 9:00 AM to 5:00 PM or Friday from 9:00 AM to 6:00 PM. You can also reach us at 423-317-9611 for any questions or assistance. Together, let's build a brighter financial future!

Our Mission

At Consumer, our mission is straightforward: to empower our members through accessible financial services while fostering strong community connections. We believe that when you succeed financially, we all succeed. This guiding principle drives us to offer a wide range of products and services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. We are committed to ensuring everyone can access financial resources comfortably. Our branch features ADA-compliant facilities for all members, making it easy for everyone to experience our full suite of offerings. Additionally, with both ATM availability and drive-thru banking services, we prioritize convenience in your banking experience. As part of our ongoing effort to connect with the community, we engage in various outreach initiatives aimed at supporting local organizations and events. We believe in giving back because a strong community enriches us all. While members can visit us at 4005 E Morris Blvd, official correspondence should be sent to 4005 East Morris Blvd, Morristown, TN 37813 if needed. Whether you're looking for personal advice or just want to learn more about how we can help you reach your financial goals, we're here for you.

Branch Location & Accessibility

Accessibility Features

Our branch is committed to ensuring accessibility for all members. With ADA-compliant entrances and ramps, everyone can enter with ease. Ample parking is available right outside, so you won't have to worry about finding a spot when you visit us.

Call to Action

We invite you to come visit us at Consumer Credit Union's Morristown East Service Center! Our friendly staff is ready to assist you with all your financial needs. If you'd like more information before stopping by, don't hesitate to call us or check out our website at Consumer Credit Union. We look forward to welcoming you soon!

Operating Hours

We're open Monday through Thursday from 9:00 AM to 5:00 PM and on Fridays until 6:00 PM. This means you can easily fit your banking needs into your busy schedule. If you have any questions during business hours, feel free to give us a call at 423-317-9611.

Services Offered

At the Morristown East Service Center, we offer a variety of services tailored for both personal and business banking. From checking and savings accounts to auto loans and mortgage refinancing, we have what you need under one roof. Plus, enjoy the convenience of our drive-thru service for quick transactions without leaving your vehicle. For added convenience, we also provide ATM access so you can manage your cash withdrawals and balance checks anytime.

Member Eligibility

At Consumer, we believe that everyone deserves a supportive financial community, and becoming a member is your first step toward enjoying the benefits we offer. To join us at our welcoming branch located at 4005 E Morris Blvd Morristown Tn 37813, you simply need to meet some straightforward eligibility criteria. Typically, anyone who lives, works, worships, or attends school in our service area can become a member. This means you're not just signing up for a bank; you're joining a family that cares about your financial well-being. Opening an account with us is easy and can be done online or in person. We're here to help you every step of the way! If you're curious about the specific eligibility requirements, feel free to check out more details on our website at https://consumercreditunion.com/membership-benefits/ . And when you're ready to take the plunge, visit us at https://www.consumercreditunion.com/open-an-account/ or give us a call at (423) 317-9611. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Work

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine having a reliable payment processing system that works seamlessly at your storefront or online shop. Our merchant services allow you to accept payments easily, helping you focus on what really matters serving your customers and growing your business. Visit us at 4005 E Morris Blvd Morristown Tn 37813 in Morristown, TN, or call us at (423) 317-9611 to learn how we can support your business journey today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $173 in commercial loans for our members, helping businesses scale and succeed. This means we've helped local entrepreneurs turn their dreams into reality by providing the capital they need to thrive. - With an outstanding commercial loan portfolio of $110,415,994, we continue to drive economic growth by financing new and expanding businesses. Each loan represents a partnership in building a stronger community.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing can make your dreams come true. We offer competitive rates and flexible terms so you can drive away in the car you want without breaking the bank. Picture cruising down the road in your new ride while enjoying affordable monthly payments.

Business Banking

Running a business comes with its own set of challenges. Our Business Banking services include merchant services and business loans tailored to support your entrepreneurial journey. Whether you're starting a new venture or expanding an existing one, we've got the tools and support you need.

Convenient Access and Support

At Consumer, we prioritize ease of access. In addition to our comprehensive suite of services, we provide convenient ATM access for withdrawals and balance checks anytime you need it. Our drive-thru banking allows for quick deposits and simple transactions without leaving your vehicle. We invite you to experience all that we have to offer at Morristown East Service Center. Feel free to contact us at (423) 317-9611 or visit us during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Join us today and take control of your financial future!

Credit Cards with Rewards

For those who enjoy earning rewards while spending, consider our Credit Cards with Rewards program. With every purchase, you'll accumulate points that can be redeemed for exciting rewards or cash back. It's like getting paid to shop!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage, we provide guidance every step of the way. Our team will work with you to find a plan that fits your budget and lifestyle, making home sweet home a reality.

Personal Banking Solutions

For those looking to manage day-to-day finances, our Personal Banking options include checking and savings accounts designed for your convenience. Whether you're saving for a rainy day or handling everyday expenses, our accounts offer features that make banking easy. Imagine being able to check your balance or transfer funds right from your phone with our online and mobile banking services.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services are designed to give you the financial relief you need. By consolidating debt into one manageable payment, you can breathe easier knowing that you're on a path toward financial freedom.

Digital & Online Banking

Key Features

Our user-friendly mobile application makes managing your finances even more convenient. You can download it on your smartphone and enjoy features like mobile payments, allowing you to make purchases with just a tap. Plus, with person-to-person transfers, sending money to friends and family is as easy as a few clicks. We also provide e-statements to help you stay organized and reduce paper clutter. You can view your statements online whenever you need them without waiting for them to arrive in the mail. And when it comes to signing documents electronically, we've got you covered with electronic signature authorization no more printing or scanning! Security is our priority. Our online banking system employs advanced encryption technology to protect your information so you can bank with peace of mind. At Consumer, we're committed to making banking easier for you. With all these digital options, managing your money has never been more accessible or secure. Visit us today at https://consumercreditunion.com/ and take advantage of our innovative banking solutions!

Financial Strength

Growing Trust

With total share accounts reaching 56,340, we have built a strong and growing member base that trusts us with their finances. This trust allows us to operate effectively while reinvesting in innovative banking tools and enhanced security measures to serve you better. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumer is your trusted partner. Visit us at 4005 E Morris Blvd Morristown Tn 37813 or call (423) 317-9611 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. With $2,019 in used auto loans and $425,763,202 in total loans and leases, we are dedicated to helping you achieve your dreams whether it's purchasing a vehicle or financing other important needs.

Member Savings and Investments

Members' savings are secured through $230,955,624 in share certificates and $17,436,313 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $213,013, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,208,166 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 72 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $60,952,908, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $979 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,081,114 in used vehicle loans and $29,342,492 in new vehicle loans already helping members get on the road. We understand that purchasing a vehicle is a significant investment, which is why our team is here to help guide you through each step of the process.

Credit Lines and Business Loans

For those looking for additional flexibility, our total credit lines amounting to $165,660,758 provide access to funds when you need them most. Furthermore, if you're a business owner, our outstanding commercial loans totaling $110,415,994 provide the capital needed to grow and expand your business operations. At Consumer, we are dedicated to serving our community and ensuring that our members have access to the resources they need. Whether it's refinancing an existing loan or exploring eligibility options for new products, our experienced staff is here to assist you every step of the way. For more information on our loan offerings or to speak with one of our team members, please call us at (423) 317-9611 or visit us at 4005 E Morris Blvd Morristown Tn 37813, Morristown, TN. Your financial success is our priority! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,402,059, make buying or refinancing simple. We provide personalized service to help you navigate your options and find a plan that works for your budget.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $865,844 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can assist in maintaining your financial health.

Loan Aggregator

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CONSUMER CREDIT UNION