Consumer Credit Union Greeneville TN | Best Auto Loans & Drive-Thru Banking

Introduction

Welcome to Consumer Credit Union, located at 1115 Myers St, Greeneville, TN 37743. Since our establishment in 1953, we have been dedicated to serving our community with trust and integrity. With over 33,000 members, we pride ourselves on being a financial partner that truly cares about your needs. At Consumer, we understand that financial decisions can be challenging. That's why we offer a wide range of services tailored for every member, whether you're looking for personal banking solutions, auto loans, or mortgage options. Our total assets stand strong at $622,434,895, reflecting our commitment to the financial well-being of our members. We currently hold total deposits of $42,600,601 and have provided loans to 7,221 individuals and families in Greeneville and beyond. Our leadership team is here to ensure you receive the best support possible. Under the guidance of CEO Amanda Kilday and Board President Marcia Whaley, we foster a welcoming environment where your financial goals are prioritized. While members can visit us at 1115 Myers St, official correspondence should be sent to the same address. Whether you need assistance or just want to learn more about what we offer, feel free to reach out to us at (423) 639-6063 or visit our website at consumercreditunion.com. Join us as we continue our mission of empowering our members and enhancing their lives through reliable financial services!

Branch History & Mission

Join Us

With operating hours designed for your convenience Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 6:00 PM we're here when you need us. Whether you're looking for personal banking options like checking and savings accounts or seeking guidance on loans and credit cards with rewards, Consumer Credit Union is ready to assist you. We invite you to experience the difference at Consumer Credit Union. Join us today and become part of a community-focused financial institution where your needs come first! For more information about membership benefits or to open an account, please visit our website or call us at 423-639-6063.

Our Mission

Our mission at Consumer Credit Union is simple: we strive to empower our members through exceptional financial services while supporting the communities we serve. We believe that everyone deserves access to financial resources that can help them achieve their goals whether that's buying a new car, purchasing a home, or starting a business. As part of this commitment, we actively engage in community outreach efforts and partnerships with local organizations. We focus not just on transactions but on building lasting relationships that foster trust and collaboration. While members can visit us at 1115 Myers St, official correspondence should be sent to 1115 Myers Street, Greeneville, TN 37743 if necessary.

Our Story

Consumer Credit Union began its mission to provide affordable financial services to local residents more than 70 years ago. We have remained committed to fostering a sense of community by offering personalized banking experiences tailored to the needs of our members. As we evolved, we embraced technology while maintaining the personal touch that sets us apart. Our dedicated team works tirelessly to ensure that every member feels valued and supported. We are proud of our achievements throughout the years, including expanding our range of services from basic savings accounts to comprehensive business banking solutions. Our drive-thru service and ATM availability make it easy for you to access your funds when you need them most.

Branch Location & Accessibility

Welcome to the Consumer Credit Union, your friendly financial partner located right in the heart of Greeneville, TN. Our branch at 1115 Myers St is easily accessible for all members and visitors. Whether you're stopping by for personal banking services or looking for help with auto loans, we're here to serve you in a convenient and welcoming environment. Situated near local landmarks, our branch is not only easy to find but also offers ample parking for your convenience. We are committed to ensuring that everyone can access our services comfortably, featuring ADA-compliant facilities and ramps. While members can visit us at 1115 Myers St, official correspondence should be sent to the same address. Our operating hours make it easy to fit banking into your busy schedule: we're open Monday through Thursday from 9:00 AM to 5:00 PM and on Friday from 9:00 AM to 6:00 PM. At our Consumer branch, you'll find an ATM available for quick cash withdrawals and balance checks. Plus, we offer drive-thru banking for those who prefer a more convenient way to handle simple transactions like deposits and withdrawals. If you have any questions or need assistance, feel free to reach out by calling us at 423-639-6063. We invite you to visit us soon and discover how we can assist you with all your banking needs!

Member Eligibility

At Consumer, we believe that everyone deserves a chance to join our close-knit community and enjoy the benefits of membership. Becoming a member is simple and welcoming. If you live, work, worship, or attend school in Greene County, Tennessee, you're already eligible! Our doors are open to individuals who share our values and are looking for financial services tailored to their needs. Plus, once you become a member, you gain access to a range of advantages like personalized banking solutions and competitive loan rates. Ready to take the next step? Opening an account at Consumer is easy! Just visit us at our location on 1115 Myers St Greeneville Tn 37743 or check out our account opening details online at https://www.consumercreditunion.com/open-an-account/ . If you have any questions or need assistance, feel free to give us a call at (423) 639-6063. For more information on eligibility criteria and membership benefits, don't hesitate to explore our website at https://consumercreditunion.com/membership-benefits/ . We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $173 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $110,415,994, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer practical merchant services that simplify payment processing for your customers. Whether you need point-of-sale solutions or online payment options, our services ensure you can focus on what matters most growing your business. Visit us at 1115 Myers St Greeneville Tn 37743 in Greeneville, TN, or call us at (423) 639-6063 to learn how we can assist you in achieving your business goals. Together, let's build a brighter future for your enterprise!

Comprehensive List Of Services

Accessibility Features

At Consumer, we aim for accessibility for all members. Our branch includes a Basic Drive-Thru Banking option for quick deposits and withdrawals without needing to step inside. For those who prefer self-service, we provide basic ATM access for withdrawals and balance checks. With operating hours from Monday through Thursday 9:00 AM to 5:00 PM and Friday until 6:00 PM, we're here when you need us most. If you have questions or need assistance, feel free to reach out at 423-639-6063.

Business Banking Services

For local entrepreneurs and businesses, Consumer offers tailored solutions through our Business Banking services. This includes essential Merchant Services that simplify payment processing and access to Business Loans that can help fuel growth or manage cash flow.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking solutions that allow you to manage your accounts anytime, anywhere. Whether it's checking your balance, transferring funds, or making payments, everything is just a click away. Additionally, our ATM & Cash Withdrawal Services ensure that you have easy access to your money when you need it most.

Join Us Today!

Whether you're looking for personal banking solutions or business services, Consumer is here for you every step of the way. Explore our offerings further by visiting our website or stop by our branch in Greeneville. Let us help you achieve your financial goals today!

Personal Banking Solutions

We understand that banking is personal. That's why our offerings include Checking & Savings Accounts designed to help you manage your day-to-day finances effortlessly. Need a new car? Our Auto Loans & Vehicle Financing options are here to help make your dream vehicle a reality. We also provide Mortgage Loans & Refinancing services, making it easier for you to buy your first home or upgrade your current one. If you're looking to consolidate debt or cover unexpected expenses, our Personal Loans & Debt Consolidation options can give you the financial flexibility you need. Plus, with our Credit Cards with Rewards, you can earn benefits while making everyday purchases.

Digital & Online Banking

Key Features for Your Convenience

One of the standout features of our digital banking service is the ability to send money directly to friends and family through person-to-person transfers. This means you can easily split a bill or pay someone back without any hassle. Plus, if you're always on the move, our mobile application allows you to manage your accounts whenever and wherever you want. Whether it's making payments or checking transactions, everything is just a tap away. To ensure you're always in control, we also offer e-statements. You can say goodbye to paper clutter and access your statements electronically anytime. And for those who prefer a touch of modern convenience, our mobile payments feature lets you make purchases quickly and securely using your smartphone.

Security You Can Trust

We prioritize your security above all else. While we currently do not support electronic signature authorization, our systems are built with advanced security measures to keep your personal information safe. We take pride in providing a user-friendly experience without compromising on safety. At Consumer, we believe that banking should adapt to your lifestyle. With our easy-to-use online services, managing your money has never been simpler or more secure. Experience the convenience today by visiting https://consumercreditunion.com/ !

Financial Strength

Community Trust

Total Share Accounts stand at 56,340, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $9,713, reinforcing our commitment to being a reliable partner for all your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Consumer is your trusted partner. Visit us at 1115 Myers St Greeneville Tn 37743 or call (423) 639-6063 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Resources

Members' savings are secured through $230,955,624 in share certificates and $17,436,313 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $213,013, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,208,166 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 72 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $56,410,660 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust as well: we have $2,019 in used auto loans and $425,763,202 in total loans and leases. This means we are well-equipped to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $60,952,908, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $979 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,081,114 in used vehicle loans and $29,342,492 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used car, our competitive rates can make it easier for you to drive off with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $110,415,994 provide the capital needed to grow and expand your business. We understand that every business has unique needs, and our team is ready to assist you in finding the right financing option.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,402,059, make buying or refinancing simple. We offer flexible terms and personalized service to help you navigate the process and find a solution that works for you.

Refinancing Options

If you're considering refinancing an existing loan, we have options available that can potentially lower your monthly payments or reduce your interest rate. It's worth exploring how refinancing could benefit your financial situation. At Consumer, we prioritize transparency and member satisfaction. To learn more about our loan offerings and eligibility requirements, feel free to visit us at our branch located at 1115 Myers St Greeneville Tn 37743 in Greeneville, TN, or give us a call at (423) 639-6063. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial goals!

Unsecured Credit Card Loans

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $865,844 in loans helping members manage their finances effectively. With no collateral required, you can enjoy the convenience of having access to funds when you need them most.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that all offers are fair and transparent. By working exclusively with verified institutions, LendMesh guarantees that users receive accurate information about available loans.

CONSUMER CREDIT UNION