Connexus Credit Union

In the close-knit community of Ladysmith, WI, the Connexus Credit Union branch at 701 Miner Ave W stands as a reliable financial partner dedicated to helping you achieve your dreams. Whether you're ready to take advantage of some of the best auto loans and vehicle financing options available or interested in exploring competitive mortgage loans and refinancing solutions, this branch provides expert advice with a warm, personalized touch. Open Monday through Wednesday and Friday from 8:30 AM to 5:00 PM, Thursday from 9:00 AM to 5:00 PM, plus convenient drive-thru banking including Saturday mornings, managing your finances fits seamlessly into your schedule.
Serving over 475,000 members with assets exceeding $4.5 billion, Connexus offers a full range of services from personal checking and savings accounts to credit cards loaded with rewards. Business owners can benefit from merchant services and flexible business loans designed to support local enterprises. Plus, robust online and mobile banking platforms keep your money accessible anytime.
Stop by the Connexus Credit Union branch in Ladysmith today to explore trusted auto financing or mortgage solutions tailored just for you. Experience community-focused service that puts your financial future first—visit to discover your financial options!
Phone: 715-532-7731 | http://www.connexuscu.org

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
Standard HELOC
Standard HELOC
5.99 % - 8.17 %
15 Yrs
80 %
Standard HELOC
Standard HELOC
6.49 % - 8.17 %
80 %
home equity
Home Equity Loan
6.89 %
5 Yrs
$50,000
80 %
home equity
Home Equity Loan
7.89 %
10 Yrs
$50,000
80 %
Standard HELOC
Standard HELOC
8.62 %
80 %
Interest-Only HELOC
Interest-Only HELOC
8.67 %
15 Yrs
80 %
Interest-Only HELOC
Interest-Only HELOC
8.67 %
80 %
Interest-Only HELOC
Interest-Only HELOC
9.12 %
80 %
home equity
Home Equity Loan
9.24 %
15 Yrs
$50,000
80 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
ADJUSTABLE
3/3 ARM
5.85 %
6.838 - 7.105 %
3.0 Yrs
CONVENTIONAL
FIXED
15-year fixed
6.0 - 6.125 %
6.084 - 6.21 %
15.0 Yrs
CONVENTIONAL
FIXED
8-year fixed/Rapid Refi
6.115 %
6.24 %
8.0 Yrs
CONVENTIONAL
FIXED
10-year fixed/Rapid Refi
6.215 %
6.317 %
10.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/3 ARM
6.24 %
6.668 - 6.885 %
5.0 Yrs
CONVENTIONAL
FIXED
12-year fixed/Rapid Refi
6.315 %
6.403 %
12.0 Yrs
CONVENTIONAL
FIXED
20-year fixed
6.5 - 6.625 %
6.604 - 6.731 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/3 ARM
6.59 %
6.775 - 6.947 %
7.0 Yrs
CONVENTIONAL
FIXED
30-year fixed
6.75 - 6.875 %
6.827 - 6.954 %
30.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/3 ARM
5.85 %
6.838 - 7.105 %
3.0 Yrs
CONVENTIONAL
FIXED
15-year fixed
5.875 %
5.96 %
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/3 ARM
6.24 %
6.668 - 6.885 %
5.0 Yrs
CONVENTIONAL
FIXED
20-year fixed
6.375 %
6.444 %
20.0 Yrs
CONVENTIONAL
ADJUSTABLE
7/3 ARM
6.59 %
6.775 - 6.947 %
7.0 Yrs
CONVENTIONAL
FIXED
30-year fixed
6.625 %
6.678 %
30.0 Yrs
VA
FIXED
15-year fixed
6.0 - 6.625 %
6.079 - 6.95 %
15.0 Yrs
VA
FIXED
20-year fixed
6.375 %
6.439 %
20.0 Yrs
VA
FIXED
30-year fixed
6.625 - 7.5 %
6.674 - 7.702 %
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Savings secured loan
4.02 - 4.1 %
$100,000
Secured
5.24 %
$50,000
Unsecured personal loan
9.99 - 13.49 %
2 - 7 Yrs
$50,000
Personal line of credit (flexplus)
11.99 %
$25,000
Personal line of credit (flex)
13.49 %
$15,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
2023 or newer
5.24 % - 7.19 %
2 Yrs - 7 Yrs
Auto
2023 or newer
5.24 % - 7.19 %
2 Yrs - 7 Yrs
Auto
2023 or newer
5.24 % - 7.19 %
2 Yrs - 7 Yrs
Auto
2023 or newer
5.24 % - 7.19 %
2 Yrs - 7 Yrs
Auto
2025
5.24 %
2 Yrs
Auto
2023 or newer
5.24 % - 7.19 %
2 Yrs - 7 Yrs
Auto
2023 or newer
5.24 % - 7.19 %
2 Yrs - 7 Yrs
Auto
2024
5.44 %
2 Yrs
Auto
2022 and older
5.54 % - 7.24 %
2 Yrs - 7 Yrs
Auto
2022 and older
5.54 % - 7.24 %
2 Yrs - 7 Yrs
Auto
2022 and older
5.54 % - 7.24 %
2 Yrs - 7 Yrs
Auto
2022 and older
5.54 % - 7.24 %
2 Yrs - 7 Yrs
Auto
2022 and older
5.54 % - 7.24 %
2 Yrs - 7 Yrs
Auto
2022 and older
5.54 % - 7.24 %
2 Yrs - 7 Yrs
Auto
2023
5.64 %
2 Yrs
Auto
2022
5.84 %
2 Yrs
Auto
2021
6.14 %
2 Yrs - 5 Yrs
Auto
2020
7.19 %
2 Yrs - 6 Yrs

Introduction

Welcome to Connexus, your trusted financial partner right here in Ladysmith, WI! Located at 701 Miner Ave W, our branch has been serving the community since 1935. With over 475,600 members and total assets exceeding $4.58 billion, we are dedicated to providing you with exceptional financial services tailored to meet your needs. At Connexus, we believe in supporting our members through every stage of their financial journey. Whether you're looking for a new auto loan, a mortgage refinance, or simply a secure place to save your hard-earned money, we're here to help. Our commitment is evident in our impressive total deposits of $214,447,084 and our robust loan offerings that include over 281,330 loans and leases. While members can visit us at our Ladysmith location, official correspondence should be sent to our mailing address at PO Box 8026, Wausau, WI 54402. Our friendly team is ready to assist you during lobby hours: Monday through Wednesday and Friday from 8:30 AM to 5:00 PM; Thursday from 9:00 AM to 5:00 PM; and Saturday from 8:30 AM to 12:00 PM. Under the leadership of CEO Chad Rogers and Board President Alita Lobner, Connexus strives not just for growth but for building lasting relationships within our community. We take pride in our net worth of $427,525,967, which reflects our stability and dedication to serving you better each day. We invite you to explore what Connexus has to offer by visiting our website at connexuscu.org or by giving us a call at 715-532-7731. Join us today and experience the difference that a community-focused credit union can make!

Branch History & Mission

Looking Ahead

As we continue on this journey, we invite you to join us at Connexus. Whether you're looking for a new account or need assistance with loans, our dedicated team is here to help you every step of the way. Experience the difference of a credit union that truly cares about its members and community. Visit us today or check out our website at Connexus for more information on how you can become part of our family!

Our Mission

At Connexus, our mission is simple yet impactful: to provide exceptional financial services while nurturing strong community ties. We believe in empowering our members through personalized banking solutions that range from checking and savings accounts to auto loans and mortgages. Our commitment extends beyond just banking; we actively engage in community outreach programs and partnerships that support local initiatives. We understand the importance of adapting to the needs of our members. That's why we offer robust digital services like online banking and mobile payments to ensure that managing your finances is both easy and secure. With ADA compliance as a priority, we strive to make our services accessible to everyone.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance before visiting us, feel free to give us a call at 715-532-7731. While members can visit us at 701 Miner Ave W, official correspondence should be sent to PO Box 8026 in Wausau. We invite you to stop by Connexus today and experience how easy banking can be!

Nearby Landmarks and Accessibility

You can find us right near the heart of Ladysmith, close to familiar spots like the Rusk County Courthouse and the scenic Flambeau River. Our location makes it simple for you to pop in for a quick visit. We provide ample parking that is easily accessible, including features like ramps for those who require additional support.

Operating Hours and Services

At Connexus, we understand that your time is valuable. That's why our lobby hours are designed with your convenience in mind: we're open Monday through Wednesday and Friday from 8:30 AM to 5:00 PM, and Thursday from 9:00 AM to 5:00 PM. We also offer drive-thru banking during these same hours, as well as Saturday service from 8:30 AM to noon. While you're here, you can take advantage of a variety of services tailored just for you whether it's personal banking options like checking and savings accounts or assistance with auto loans and mortgages. Our friendly staff is always ready to help with deposits, withdrawals, and simple transactions through our drive-thru service.

Member Eligibility

At Connexus, we believe that everyone deserves a place to belong and thrive. Joining our community is simple and welcoming! To become a member, you just need to meet a few friendly eligibility criteria, such as living or working in certain areas, or being part of specific organizations. This means that if you're from the local community or connected to us in some way, you're likely eligible to join our supportive family. By becoming a member at Connexus, you gain access to a range of financial services designed with your needs in mind think personalized banking options, competitive loan rates, and friendly service that feels like home. If you're curious about the specifics of what makes you eligible, feel free to check out the details at http://www.connexuscu.org/about/membership-eligibility. It's all laid out there for you! And when you're ready to take the next step, opening an account is easy just visit us online at http://www.connexuscu.org/open-an-account#h-loans or give us a call at (715) 532-7731. We can't wait to welcome you into our community at 701 Miner Ave W Ladysmith Wi 54848!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $102,451, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine being able to accept payments from customers seamlessly, whether they're shopping in-store or online. Our merchant services offer practical tools that help you manage transactions efficiently. This means more time for you to focus on what you do best running your business! With the right financial partner, you're not just getting a loan; you're gaining a team dedicated to your success. If you're looking for reliable support and innovative solutions, visit us at 701 Miner Ave W Ladysmith Wi 54848 or call us at (715) 532-7731. Let's work together to take your business to the next level!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive banking solutions including merchant services and business loans. Your business deserves the best support available, and we're here to help it thrive in any economic environment.

Convenient Access

Need cash? While we don't have ATMs at this branch, our drive-thru service allows you to perform basic transactions like deposits and withdrawals without leaving your car. We prioritize ease of access so that handling your finances is as stress-free as possible.

Credit Cards and Rewards

We also offer credit cards with rewards programs that let you earn while you spend. Imagine using your card for everyday purchases and receiving points toward travel or cash back it's all part of how we strive to provide added value to our members.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Connexus offers robust online and mobile banking options. With just a few taps on your phone or clicks on your computer, you can manage your accounts anytime, anywhere. Our features include mobile payments for quick transactions and e-statements that keep your finances organized without cluttering your mailbox.

Personal Banking Solutions

Our personal banking services are crafted with you in mind. From checking and savings accounts that help you manage your day-to-day expenses to auto loans and vehicle financing that get you on the road, we ensure you have access to what you need. If you're dreaming of homeownership, our mortgage loans and refinancing options can help turn that dream into reality. Additionally, our personal loans offer a way to consolidate debt or fund unexpected expenses, making financial flexibility a priority.

We're Here for You

At Connexus, we're committed to being more than just a bank; we're a partner in your financial journey. If you're ready to explore our wide array of services or if you have questions about how we can assist you further, don't hesitate to reach out! Call us at (715) 532-7731 or visit us at our branch in Ladysmith. Together, let's achieve your financial goals! Whether you're starting out with personal banking or looking for advanced business solutions, we invite you to discover how Connexus can serve you best today!

Digital & Online Banking

Key Services Offered

One of the standout features is our online banking platform, which you can explore further at https://www.connexuscu.org/. This service is available 24/7, giving you the flexibility to check balances, pay bills, and transfer funds whenever it suits you. No need to wait for business hours; your banking needs are always at your fingertips. If you prefer using your smartphone, our mobile application makes banking on the go simple and intuitive. You can easily manage your accounts, make payments, and even utilize mobile payments for quick transactions right from your phone. Plus, with e-statements readily available, you can say goodbye to paper clutter and keep track of your finances in a more eco-friendly way.

Security and Convenience

Security is our top priority. With features like electronic signature authorization, you can feel confident that your transactions are safe and secure. Whether you're signing documents or approving payments, we ensure that every step is protected. While we currently do not offer person-to-person transfers, we are always looking for ways to improve our services based on member feedback. The convenience of digital banking doesn't stop there; real-time account management allows you to stay updated on all activities without any delays. At Connexus, we believe that banking should be as convenient as possible while ensuring the highest levels of security. Join us today and experience a smarter way to bank!

Financial Strength

Commitment to Growth

With $247,453,198 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $39,127 in used auto loans and $4,122,085,376 in total loans and leases.

Dedicated Team

We also take pride in having 715 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Member Base

Total Share and Deposit Accounts: 582,220, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $35,630,620. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Connexus is your trusted partner. Visit us at 701 Miner Ave W Ladysmith Wi 54848 or call (715) 532-7731 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Secure Savings Options

Members' savings are secured through $2,036,289,049 in share certificates and $407,555,256 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $486,944,482, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $427,525,967, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $923 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $527,223,944 in used vehicle loans and $75,526,926 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that fit your budget.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $102,451 provide the capital needed to expand operations or invest in new projects. At Connexus, we believe in making finance accessible and straightforward. If you're considering refinancing options or want to know more about eligibility for any of our loan products, please don't hesitate to reach out. You can contact us at 715-532-7731 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $196,225,449, making it easier for you to secure a place you can truly call home.

Unsecured Credit Card Loans

For those managing day-to-day expenses or planning for unexpected costs, we also offer flexible terms on unsecured credit card loans. While our current total for these loans is $0, we encourage members to explore our other financial products that might better suit their needs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, it's essential to have a reliable tool that helps you navigate through the choices. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to transparency is backed by the latest results from NCUA, which can be found at ncua.gov. By using LendMesh, you can trust that the loan offers presented are fair and genuine. One of the key benefits of LendMesh is Verified Data. All loan offers are sourced from legitimate financial institutions, providing users with confidence in the information they receive. Additionally, LendMesh does not feature Sponsored Listings, meaning lenders are not prioritized based on paid promotions. The platform's goal is to provide unbiased results that empower you to make informed financial decisions. Another significant advantage is Real-Time Rate Comparisons. Users can access up-to-date loan rates from multiple institutions, allowing for quick and efficient decision-making when choosing a loan. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly LendMesh is in helping individuals secure better financial deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.