Connects Credit Union North Chesterfield VA | Best Auto Loans & Business Banking

Introduction

Welcome to Connects, your trusted credit union located at 9960 Midlothian Tpke, North Chesterfield, VA 23235. Since opening our doors in 1950, we have proudly served our community and built lasting relationships with our 8,947 members. With total assets of $86,155,563 and total deposits amounting to $4,660,241, we are committed to providing you with financial services that empower your dreams. At Connects, we believe in the power of community. Our dedicated team of 25 employees works tirelessly to ensure that every member receives personalized service tailored to their unique needs. Under the leadership of CEO James McBride and Board President Daniel VanDervort, we focus on fostering trust and reliability in all our interactions. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 9960 Midlothian Turnpike, North Chesterfield, VA 23235. Our friendly staff is here to assist you during lobby hours from Monday to Friday, 9 AM - 5 PM, and Saturday from 9 AM - 12 PM. You can reach us at 804-674-8000 or send a fax to 804-756-5040. Explore our wide range of services from checking accounts and auto loans to mortgage solutions and business banking. With a robust portfolio featuring over 6,443 loans, we strive to meet your financial needs while maintaining a net worth of $7,244,387 and cash in hand amounting to $449,500. Join us at Connects today! Whether you're looking for financial guidance or want to become a member, we invite you to visit our website at Connects for more information or start your membership journey here. Your future starts now!

Branch History & Mission

Welcome to Connects, a credit union with a rich history and a heartfelt mission dedicated to serving the North Chesterfield community. Since opening our doors in 1950, we have proudly grown alongside our members, evolving into a trusted financial partner for nearly 8,947 individuals. Located at 9960 Midlothian Tpke, North Chesterfield, VA 23235, we are easily accessible for anyone seeking personal banking solutions. Our journey began with a simple yet profound vision: to provide financial services that empower our members and strengthen our community. Over the years, Connects has expanded its offerings while remaining committed to our core values of trust, service, and community support. Today, we manage total assets of approximately $86,155,563, allowing us to offer a range of products including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. At Connects, our mission is clear: we strive to enhance the financial well-being of our members while fostering a sense of belonging and support within the community. We believe in making banking accessible and straightforward for everyone. Whether it's through online banking or our ATM services available at our branch along with convenient drive-thru banking we aim to meet the diverse needs of those we serve. We recognize that each member's journey is unique. That's why we focus on personalized service and understanding your specific financial goals. Our dedicated team is here to help you navigate through your options and find what works best for you. While members can visit us at 9960 Midlothian Tpke North Chesterfield Va 23235, official correspondence should be sent to 9960 Midlothian Turnpike, North Chesterfield, VA 23235 if it differs from our branch address. Our operating hours reflect our commitment to accessibility: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. Connects also places significant emphasis on community outreach. We actively participate in local initiatives and collaborate with various organizations that share our commitment to making a difference. These partnerships allow us to give back in meaningful ways while supporting those who need it most. As we look forward to continuing this journey together, we invite you to join the Connects family. Experience firsthand how being part of a member-focused credit union can benefit your financial life and contribute positively to the community around us. Visit us today or explore more about becoming a member on our website at Connects.

Branch Location & Accessibility

Welcome to Connects, your friendly neighborhood credit union located at 9960 Midlothian Tpke in North Chesterfield, VA. Nestled in the heart of Chesterfield County, our branch is conveniently situated near popular spots like the Chesterfield Towne Center and various local parks, making it easy for you to stop by during your day. At Connects, we believe that accessibility is key to great service. Our branch features ample parking, including ADA-compliant spaces and ramps for those needing assistance. Whether you're visiting us for personal banking or exploring our loan options, our welcoming environment is designed to cater to all members. We're here to serve you during convenient hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. If you need assistance outside these hours, don't hesitate to give us a call at 804-674-8000 we're always happy to help! For those on the go, we offer ATM services right on-site, as well as drive-thru banking for quick deposits and withdrawals without leaving your vehicle. While you can visit us at our physical address for all your banking needs, please note that official correspondence should be sent to our mailing address: 9960 Midlothian Turnpike, North Chesterfield, VA 23235. Whether you're interested in checking and savings accounts, auto loans, or other financial products, we invite you to drop by or reach out with any questions. Come experience how Connects is here to support your financial journey!

Member Eligibility

At Connects, we believe that becoming a member is like joining a welcoming family where your financial needs are prioritized and supported. If you're wondering whether you can join us, the good news is that membership is open to individuals who live, work, worship, or attend school in the Chesterfield area. We want to make sure everyone feels included and has access to our range of services designed just for you. To explore more about the specific eligibility requirements, feel free to visit our detailed page at https://www.connectsfcu.org/become-a-member/. Getting started with us is easy! Simply reach out via phone at (804) 674-8000, or check out our account opening process at https://loans.itsme247.com/365/home/. We're here to help you take the first step toward securing your financial future at our branch located at 9960 Midlothian Tpke North Chesterfield Va 23235. Join Connects today and experience the advantages of being part of a community-focused credit union!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced environment, managing payments efficiently is crucial. Our merchant services allow you to accept payments seamlessly from customers, whether online or in-person. Picture having a reliable payment processing system that enhances customer satisfaction while keeping your operations smooth. Located at 9960 Midlothian Tpke North Chesterfield Va 23235 in North Chesterfield, VA, we are here to provide the financial solutions your business needs. Let's work together to turn your vision into reality! For more information, call us at (804) 674-8000 or visit our website at Connects.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner in need of support, Connects also offers comprehensive business banking services. Our merchant services allow you to accept payments easily, while our business loans can provide the necessary funding for growth or operations. We understand that every business is unique, which is why we work closely with you to find the right solutions.

Embracing Digital Convenience

In today's fast-paced world, convenience matters. That's why we have made sure our online and mobile banking platforms are user-friendly and secure. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go with our mobile app. For those who prefer traditional banking methods, we provide ATM access for quick withdrawals and balance checks as well as a drive-thru option for basic transactions like deposits and withdrawals.

Personal Banking Made Easy

We offer a variety of personal banking services designed to simplify your financial life. From checking and savings accounts that help you manage your day-to-day finances to auto loans and vehicle financing that get you behind the wheel without hassle, we are here for you. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans provide flexible options tailored to your budget. For those unexpected expenses or when you need extra cash flow, our personal loans can help ease the burden. Additionally, our credit cards come with rewards that let you earn benefits while making everyday purchases.

Your Local Branch

Located at 9960 Midlothian Tpke North Chesterfield Va 23235, we're not just about transactions; we're about building relationships within the community. Our friendly staff is always ready to assist you with any questions or concerns you may have regarding your accounts or our services. Feel free to call us at (804) 674-8000 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM. At Connects, we believe in empowering our members through personalized service and comprehensive financial solutions. We invite you to explore all that we offer by visiting us online at Chesterfield or stopping by our branch today! Let's achieve your financial goals together!

Digital & Online Banking

At Connects, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. Whether you're at home or on the go, our online platform makes it simple to keep track of your accounts. One of the standout features available at Connects is our robust online banking service, which you can access anytime through our website at https://www.connectsfcu.org/. With 24/7 availability, you can check your balance, pay bills, and transfer money without ever stepping foot in a branch. Plus, with e-statements available, you can stay organized and save paper all while keeping an eye on your transactions easily. For those who prefer mobile convenience, our dedicated mobile application allows you to manage your finances right from your smartphone. You can make mobile payments, send money to friends with our person-to-person transfers, and even use electronic signature authorization for quick loan approvals all from the palm of your hand. Security is paramount in everything we do. Rest assured that all your transactions are protected with the latest security measures. Our user-friendly interface means you'll spend less time figuring things out and more time enjoying the benefits of being a member of Connects. In this fast-paced world, having real-time access to your financial information is crucial. That's why we strive to provide accessible tools that empower you to take control of your money efficiently. From managing daily expenses to planning for future goals, our digital banking services are here to support you every step of the way. Experience the ease and peace of mind that comes with digital banking at Connects today!

Financial Strength

A Solid Foundation

With a net worth of $7,244,387, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.39% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $7,103,047 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $960 in used auto loans and $45,500,452 in total loans and leases. Our operational efficiency is reflected in our $-$1,234,419, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share Accounts stand at 14,618, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $922,431, which underscores our commitment to supporting your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Connects is your trusted partner. Visit us at 9960 Midlothian Tpke North Chesterfield Va 23235 or call (804) 674-8000 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $10,712,112 in share certificates and $11,099,979 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,409,329 in used vehicle loans and $8,222,187 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, our team is here to guide you through the process and ensure you find the right loan for your budget.

Credit Lines and Personal Loans

In addition to auto and mortgage loans, we provide various credit lines totaling $6,800,000. This gives members access to funds when needed without going through a lengthy application process each time. Additionally, we also have unsecured credit card loans available, with a total of $3,918,223 helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,155,261, providing flexible terms that cater to your specific needs. Whether you're purchasing your first home or looking to refinance an existing mortgage, our experienced staff will assist you every step of the way.

Refinancing Options

If you're considering refinancing your current loans for better rates or terms, our team can help evaluate your options. We believe in making the borrowing process straightforward and transparent so that you can make informed decisions based on your unique situation. At Connects, we're committed to empowering our members with the financial resources they need. For any questions about eligibility or how to apply for a loan, don't hesitate to reach out. You can contact us at 804-674-8000 or visit our website at connectsfcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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CONNECTS FEDERAL CREDIT UNION - North Chesterfield, VA

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