Connects Credit Union Mechanicsville VA | Best Auto Loans & Business Banking

Introduction

Welcome to Connects, your trusted financial partner located at 9280 Chamberlayne Rd Ste 100, Mechanicsville, VA 23116. Since our establishment in 1950, we have been dedicated to serving our community with a commitment that truly sets us apart. With over 8,900 members and total assets reaching $86,155,563, we pride ourselves on providing personalized banking solutions that meet the diverse needs of our membership. At Connects, we believe in the power of community. Our team is here to support you with a range of services including checking and savings accounts, auto loans, mortgage refinancing, and business banking options. We are not just about numbers; we are about building relationships. Under the leadership of CEO James McBride and Board President Daniel VanDervort, our mission is to ensure every member feels valued and supported. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 7700 Shrader Rd, Richmond, VA 23228. Whether you are looking to open a new account or need assistance with your current services, our friendly staff is just a phone call away at 804-427-5185. With a net worth of $7,244,387 and total deposits amounting to $4,660,241, we are financially sound and ready to serve you better. Join us today and experience the difference that a member-focused credit union can make in your life! Visit our website at Connects for more information or stop by during our lobby hours: Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to 12 PM. We look forward to welcoming you into the Connects family!

Branch History & Mission

Welcome to Connects, a credit union that has been a vital part of the Mechanicsville community since it opened its doors in 1950. Located at 9280 Chamberlayne Rd Ste 100, Mechanicsville, VA 23116, Connects has proudly served its members for over seven decades. With a total membership of 8,947 and assets amounting to $86,155,563, our growth reflects not only our commitment to providing excellent financial services but also our dedication to fostering community relationships. Connects was founded on the belief that everyone deserves access to affordable financial services. Our mission is simple yet profound: to empower our members by offering personalized banking solutions while supporting the communities we serve. This mission drives us to provide not just banking services like checking and savings accounts or auto loans but also vital community outreach programs that uplift our neighbors. As technology has advanced, so have we. Today, we offer online and mobile banking services that make managing finances easier than ever. Members can enjoy features such as electronic signatures, e-statements, and mobile payments all designed with your convenience in mind. We also ensure ADA compliance so that all members can access our services comfortably. While you can visit us at our branch location for assistance or transactions including basic drive-thru banking official correspondence should be directed to our mailing address: 7700 Shrader Rd, Richmond, VA 23228. Our commitment extends beyond just banking; we actively participate in local initiatives and partnerships aimed at enriching the lives of those in Mechanicsville and surrounding areas. Whether it's through financial literacy programs or community events, Connects strives to make a positive impact. We invite you to join the Connects family today! Experience firsthand how we can help you achieve your financial goals while making a difference in your community. For more information about becoming a member or exploring our services, please call us at 804-427-5185 or visit our website. Let's build a brighter future together!

Branch Location & Accessibility

Accessibility Features

At Connects, we prioritize your comfort and convenience. Our branch offers ample parking and features that are fully ADA compliant, including ramps and accessible entrances. We want everyone to feel welcome when they visit us.

Operating Hours

Our team is here to assist you during our operating hours: Monday through Friday from 8 AM to 5 PM, and Saturday from 9 AM to 12 PM. Whether you're looking for personal banking solutions or need help with loans and financial planning, we're available when you need us.

Services Offered

Inside our branch, you'll find a range of services tailored to meet your banking needs. From checking and savings accounts to auto loans and mortgages, Connects offers various products designed for both individuals and businesses. Plus, enjoy the convenience of drive-thru banking for quick deposits and withdrawals without leaving your car. Additionally, we have ATM availability for easy cash access anytime you need it. If you're a member of another partnering credit union, our shared service center allows you to perform basic transactions like deposits and withdrawals. We invite you to come visit us at Connects! If you have any questions or need assistance before your visit, feel free to give us a call at 804-427-5185. We look forward to serving you!

Member Eligibility

Joining the Connects family is more than just opening an account; it's about becoming part of a supportive community that cares about your financial journey. At our branch located at 9280 Chamberlayne Rd Ste 100 Mechanicsville Va 23116, we welcome individuals who live, work, or worship in the area, as well as those who have family members already enjoying the benefits of membership with us. Whether you're seeking a place for personal banking, loans, or simply a friendly face to help you navigate your financial options, Connects is here for you. If you're curious about what it takes to become a member, feel free to check out our eligibility details at https://www.connectsfcu.org/become-a-member/. It's straightforward and inclusive! When you're ready to take the next step, opening an account is easy just visit us online at https://loans.itsme247.com/365/home/ or give us a call at (804) 427-5185. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no active commercial loans at Connects, we aim to provide future opportunities for financing that can help turn your vision into reality.

Merchant Services

In addition to loans, our merchant services offer practical tools for managing daily transactions seamlessly. Imagine running your store and accepting payments quickly and securely, allowing you to focus on what matters most growing your business and serving your customers. Our services are crafted to simplify operations and enhance customer satisfaction. Located conveniently at 9280 Chamberlayne Rd Ste 100 Mechanicsville, VA 23116, we're here to assist you in achieving your business goals. For more information or to discuss how we can support your business needs, give us a call at 804-427-5185. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll find that we cater to your unique needs as well. Our business banking solutions, including merchant services and business loans, are designed to help your business grow and thrive.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features that allow you to manage your finances anytime, anywhere. With services like ATM access for cash withdrawals and balance checks, along with person-to-person payment options, staying on top of your financial game has never been easier.

Drive-Thru & Shared Branch Transactions

For those who prefer face-to-face interactions but are short on time, our drive-thru banking offers quick deposits, withdrawals, and other simple transactions without leaving your car. We also participate in shared branching networks so that members can perform basic transactions at partner credit unions across the country. At Connects, we're dedicated to making every financial interaction smooth and straightforward. If you're interested in any of our services or have questions about how we can assist you better, please don't hesitate to reach out at (804) 427-5185. Visit us today at 9280 Chamberlayne Rd Ste 100 Mechanicsville Va 23116, and let us help you take the next step toward achieving your financial goals!

Personal Banking Solutions

Our personal banking services include various checking and savings accounts designed to fit any lifestyle. Whether you're looking to earn interest or just need a simple way to manage your daily expenses, we've got you covered. Need extra funds? Our auto loans and vehicle financing options are here to help you drive away in your dream car without breaking the bank. If homeownership is on your mind, we offer mortgage loans and refinancing solutions that can make the process easier and more affordable.

Support for Your Financial Goals

For those unexpected moments or when you want to consolidate debt, our personal loans and debt consolidation services are accessible and straightforward. Plus, don't forget about our credit cards with rewards, which give you benefits while making everyday purchases.

Digital & Online Banking

Key Features for Your Convenience

We know security is a top priority, which is why we provide features like electronic signature authorization, allowing you to sign documents safely from the comfort of your home. Say goodbye to paper clutter with e-statements they're not only eco-friendly but also make it easy to keep track of your transactions. If you're looking for flexibility in payments, our mobile payments feature allows you to pay directly from your phone, making shopping easier than ever. For those times when you need to send money quickly, person-to-person transfers are just a tap away.

Stay Connected with Our Mobile App

Don't forget to download our mobile application! It's available for both Android and iOS devices, giving you instant access to all these features right in your pocket. With our app, managing your accounts is as easy as checking social media. At Connects, we strive to provide services that not only meet but exceed your expectations. Join us today and experience the ease and security of digital banking tailored just for you!

Financial Strength

A Growing Community

We are proud to have a total of 14,618 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our available funds for lending and investments stand at $922,431, further illustrating our commitment to member support. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Connects is your trusted partner. Visit us at 9280 Chamberlayne Rd Ste 100 Mechanicsville Va 23116 or call (804) 427-5185 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $7,103,047 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is reflected in our $960 in used auto loans and $45,500,452 in total loans and leases, supporting members' financial goals across various sectors.

Member-Centric Savings Solutions

Members' savings are secured through $10,712,112 in share certificates and $11,099,979 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident with a net income of $-$1,234,419, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $7,244,387, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.39% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Connects, we understand that financial needs can vary greatly from person to person. Whether you're looking to buy a new car, purchase a home, or manage your day-to-day expenses, we offer a range of loan products designed to meet your unique requirements. Our commitment is to provide you with competitive rates and flexible terms that suit your budget. With over 6443 loans issued, we've helped thousands of members achieve their financial goals. One of our most popular offerings is our auto loans. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,409,329 in used vehicle loans and $8,222,187 in new vehicle loans already helping members get on the road. If homeownership is on your mind, consider our mortgage options. Our Junior Lien 1-4 Family Residential Properties loans total $6,155,261, making buying or refinancing simple and straightforward. We strive to make the process as easy as possible for you. In addition to auto and mortgage loans, we also have unsecured credit card loans available. With a total of $3,918,223 in unsecured credit card loans issued, our flexible terms help members manage their finances effectively without added stress. For those who might be considering refinancing options or checking eligibility criteria for various loan products, we encourage you to reach out. Our dedicated team is here to assist you every step of the way. For more information about our loan offerings or to discuss which option may work best for you, feel free to visit us at our branch located at 9280 Chamberlayne Rd Ste 100 Mechanicsville Va 23116 or give us a call at 804-427-5185. You can also find helpful resources online at Connects. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams!

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CONNECTS FEDERAL CREDIT UNION - Mechanicsville, VA

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