Connecticut State Employees CU Woodbridge CT | Quick Personal Loans & Top Checking Accounts

Introduction

Welcome to the Connecticut State Employees Credit Union, where your financial well-being is our top priority! Located at 1666 Litchfield Tpke, Woodbridge, CT 06525, we have been serving our members since 1946. With a dedicated team of 72 employees, we strive to create a welcoming environment that feels like home. At our credit union, we believe in building strong relationships with our members and the community. We take pride in our impressive financial health, boasting total assets of $2,437,926,275 and total deposits reaching $557,628,611. Whether you're looking for personal banking solutions like checking accounts and auto loans or need assistance with mortgage loans and business financing, we've got you covered. With over 68,713 members, we understand the diverse needs of our community. Under the leadership of CEO Daniel Daigle and Board President Vincent Filippa, we are committed to providing exceptional service and support tailored to each member's unique circumstances. Our offerings include everything from credit cards with rewards to online and mobile banking options. While members can visit us at our Woodbridge branch, official correspondence should be sent to the same address: 1666 Litchfield Tpke, Woodbridge, CT 06525-2381. Feel free to reach out to us at 203-397-2949 during our lobby hours from 8:30 A.M. - 4:30 P.M., Monday through Friday. We invite you to explore what we have to offer by visiting us online at CSECREDITUNION.COM. Join us today and experience the difference that a community-focused credit union can make in your financial journey!

Branch History & Mission

Embracing Technology

We recognize the importance of digital advancements in today's world. That's why we offer online banking options along with mobile payment solutions designed for your convenience. Our goal is to make your banking experience as smooth as possible while ensuring all services comply with ADA standards for accessibility.

Join Us

As we continue this journey together, we invite you to become part of the Connecticut State Employees family. Experience firsthand how we can help you achieve your financial aspirations while supporting our community. Visit us or call us at 203-397-2949 during our operating hours from 8:30 A.M. - 4:30 P.M., Monday through Friday. Join us today and discover why so many choose Connecticut State Employees Credit Union as their trusted financial partner!

Our Journey

Since our inception in 1946, Connecticut State Employees has been dedicated to serving those who serve our state. Originally established to provide financial services for state employees, our mission has expanded to include all residents of Connecticut. Over the years, we've adapted to the changing financial landscape while maintaining our commitment to personal service and community engagement. Our branch's strategic location in Woodbridge offers easy access for members living nearby and contributes to the vibrant local economy. The surrounding area is known for its beautiful parks and community events, which we actively support through various outreach programs.

Our Mission

At Connecticut State Employees Credit Union, our mission is simple yet powerful: We strive to empower our members by providing exceptional financial products and outstanding customer service. We believe that everyone deserves access to quality banking services that help them achieve their financial goals. From checking accounts and auto loans to credit cards with rewards, we are here to guide you every step of the way. Our commitment extends beyond just banking; we prioritize community support through partnerships with local organizations and initiatives aimed at improving the lives of those around us. We understand that a strong community leads to stronger individuals. While members can visit us at 1666 Litchfield Tpke, official correspondence should be sent to 1666 Litchfield Tpke, Woodbridge, CT 06525-2381 if different from our physical address.

Branch Location & Accessibility

Convenient Access and Amenities

Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure everyone can visit us comfortably. We also provide ample parking space right outside our doors, so you won't have to worry about finding a spot during your visit. While we currently do not have ATM or drive-thru services available, our shared service center provides basic transactions for partner credit union members, ensuring you can still manage your banking needs efficiently.

Operating Hours

We understand that life can be busy, which is why we are here for you Monday through Friday from 8:30 A.M. to 4:30 P.M. Whether you're looking to open an account, apply for a loan, or simply ask questions about our services, our knowledgeable staff is ready to assist you during these hours. If you need to reach us by phone, feel free to call us at 203-397-2949. Our team is eager to help you navigate your financial journey.

Visit Us Today!

So why wait? Come visit us at the Connecticut State Employees Credit Union! We look forward to meeting you in person and helping you with all your banking needs. If you prefer sending official correspondence, please note that it should be directed to our mailing address at 1666 Litchfield Tpke, Woodbridge, CT 06525-2381. See you soon!

Member Eligibility

At Connecticut State Employees, we believe in building a community where everyone feels welcomed and supported. Becoming a member is as simple as meeting a few friendly eligibility criteria. If you are a Connecticut state employee, a member of their immediate family, or part of an eligible organization, you can join us! We encourage you to check out the detailed eligibility requirements at http://CSECREDITUNION.COM/membership . The process of opening an account is straightforward and designed to make your experience enjoyable. Just visit us at our branch located at 1666 Litchfield Tpke Woodbridge Ct 06525, or give us a call at (203) 397-2949 for assistance. Join us today and enjoy the benefits that come with being part of our close-knit family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running a retail shop where payments are quick and easy for your customers. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From point-of-sale systems to online payment options, we provide the tools you need to streamline operations and enhance customer satisfaction. Visit us at 1666 Litchfield Tpke Woodbridge Ct 06525 in Woodbridge, CT, or call us at (203) 397-2949 to learn more about how our business banking solutions can empower your success. Together, we can build a brighter future for your business!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also offer ATM & cash withdrawal services, making it easy for you to access your funds when needed. If you're a member of a partner credit union, take advantage of our basic shared branch transactions for deposits and withdrawals. At Connecticut State Employees, we strive to make banking accessible and straightforward for everyone in our community. For more information about how we can assist you in reaching your financial goals, please visit us online at CSECREDITUNION.COM or call us today at 203-397-2949. We look forward to serving you!

Business Banking Services

If you're a business owner, we offer specialized services that include merchant services and business loans. We understand the challenges small businesses face and are committed to helping them thrive.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options that allow you to manage your finances anytime, anywhere. Check balances, pay bills, or transfer funds with just a few taps on your phone.

Credit Cards with Benefits

Our credit cards with rewards allow you to earn while you spend! Enjoy benefits tailored to your spending habits, whether it's cash back on groceries or travel rewards for your next adventure.

Home Financing Solutions

Thinking about buying your first home? We offer comprehensive mortgage loans and refinancing options designed to meet your needs. Our knowledgeable team is here to guide you through the process, ensuring you find the best solution for your situation. For those looking to consolidate debt or make a big purchase, our personal loans and debt consolidation services can provide the support you need without overwhelming interest rates.

Personal Banking Made Easy

Managing your finances should be simple and stress-free. At Connecticut State Employees, we offer various personal banking options including checking and savings accounts that fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts provide the flexibility and features you need. If you're thinking about purchasing a new vehicle or need financing for an existing one, our auto loans and vehicle financing can help get you behind the wheel in no time. Plus, our competitive rates make it easier for you to manage payments.

Digital & Online Banking

Accessibility and Real-Time Management

We know life can get busy, so we've made it easier for you to manage your money on the go. Whether you're at home or out and about, our services provide real-time account management right from your computer or mobile device. Although person-to-person transfers aren't available yet, our other features make banking smooth and straightforward. With Connecticut State Employees's commitment to providing excellent service and support, we're here to help you navigate all your banking needs. Join us today and experience the ease of digital banking!

Key Features of Our Online Banking

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You can easily sign up for e-statements, which are not only eco-friendly but also help you keep track of your finances without the clutter of paper statements. Plus, with our mobile payments feature, you can make purchases quickly and securely using your smartphone. While we currently do not offer a mobile application or electronic signature authorization, rest assured that our online banking portal is designed with security in mind. Your personal information is protected with top-notch security measures to ensure that your transactions remain safe.

Financial Strength

A Dedicated Team

We also take pride in having 71 full-time employees and 1 part-time employees who are ready to serve you with a knowledgeable, committed team. Their expertise ensures that your experience with us is both informative and supportive.

A Growing Membership Base

Total Share and Deposit Accounts: 122,612, showing a strong and growing member base that trusts us with their finances. Your trust drives us to continually improve our offerings. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Connecticut State Employees is your trusted partner. Visit us at 1666 Litchfield Tpke Woodbridge Ct 06525 or call (203) 397-2949 to learn more about how we can help you achieve your financial goals.

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment reinforces our mission to serve you first.

Reinvestment for Growth

With $211,374,501 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach not only strengthens our credit union but also enhances the services available to you.

Robust Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $3,080 in used auto loans and $450,836,256 in total loans and leases. We are here to help you achieve your aspirations whether it's buying a new car or financing other personal projects.

Secure Savings Options

Members' savings are secured through $444,881,903 in share certificates, offering stable and rewarding financial growth opportunities. While we currently have no money market shares, our focus remains on safeguarding your investments and providing attractive options tailored to your needs.

Strong Capital Foundation

With a net worth of $211,374,501, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $867 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $50,143,751 in used vehicle loans and $67,404,053 in new vehicle loans already helping members get on the road. Whether you're considering a new or used vehicle, our financing options can make the process smoother and more affordable.

Credit Lines

For those looking for additional financial flexibility, our total credit lines amount to $54,360,000. This can be a great resource for unexpected expenses or planned purchases where you want to maintain control over your cash flow.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,166,406, make buying or refinancing simple. We provide competitive rates and flexible terms to ensure you find the right fit for your financial situation.

Refinancing Options

If you already have existing loans and are looking for better rates or terms, we offer refinancing options that may suit your needs. Check out our eligibility details at our website or give us a call at 203-397-2949 for personalized assistance. At Connecticut State Employees located at 1666 Litchfield Tpke, Woodbridge CT 06525, we strive to provide comprehensive support for all your borrowing needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our various loan offerings today and let us help you take the next step towards achieving your financial aspirations!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $4,571,865 in loans helping members manage their finances effectively. This option provides an easy way to access credit without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing guarantees that the loan offers displayed are fair and transparent. Each comparison reflects accurate data from legitimate financial institutions, ensuring you have reliable information at your fingertips.

CONNECTICUT STATE EMPLOYEES CREDIT UNION - Woodbridge, CT