Connecticut State Employees CU Hartford CT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Connecticut State Employees Credit Union, where your financial well-being is our top priority! Nestled in the heart of Hartford at 84 Wadsworth St, Hartford, CT 06106, we have been serving our community since 1946. With a strong commitment to our members, we proudly support over 68,713 members with a diverse range of services designed to meet your unique needs. At Connecticut State Employees Credit Union, we understand that financial health goes beyond just banking. With total assets exceeding $2.4 billion, including $557,628,611 in deposits and $15436 loans and leases, we are dedicated to providing the resources you need to achieve your financial goals. Our solid net worth of $211,374,501 reflects our stability and reliability in supporting you every step of the way. Our experienced team is led by CEO Daniel Daigle and Board President Vincent Filippa, who work tirelessly to ensure that our services from checking accounts to auto loans are tailored for your success. Whether you're looking for personal banking options or business solutions, we offer a variety of services that include online banking and mobile payment options for added convenience. While members can visit us at our branch location for face-to-face assistance or simple transactions through our drive-thru service, official correspondence should be sent to the same address: 84 Wadsworth St, Hartford, CT 6106. If you need help or have questions, feel free to give us a call at 860-249-4839. Join us today and experience the difference at Connecticut State Employees Credit Union. Visit our website at CSECREDITUNION.COM or stop by our branch during operating hours from 8:30 A.M. - 4:30 P.M. We look forward to serving you!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of our growing family at Connecticut State Employees Credit Union. Experience firsthand how our dedication to service can benefit your financial journey. Together, let's build a brighter future one where every member feels valued and empowered. For more information about membership eligibility or to open an account today, please visit us at CSECREDITUNION.COM. We can't wait to welcome you!

Modern Banking for Everyone

As technology advances, so do we. Our online banking platform ensures that members can manage their finances conveniently from anywhere. While we currently do not offer ATM services at this branch, we provide drive-thru banking for quick transactions and have established shared service centers for additional support. Our friendly staff is always available during lobby hours from 8:30 A.M. to 4:30 P.M., ready to assist you with any inquiries or services you may need. While members can visit us at 84 Wadsworth St for all their banking needs, official correspondence should be sent to the same address for consistency.

Our Journey

From our humble beginnings as a credit union dedicated to state employees, we've continually expanded our services to meet the changing needs of our community. Each milestone in our history reflects our commitment to helping individuals and families achieve their financial goals. As we celebrate our rich legacy, we remain focused on providing accessible and affordable financial solutions that truly make a difference in people's lives.

Our Mission

At Connecticut State Employees Credit Union, our mission is straightforward: to empower our members through exceptional service and comprehensive financial products. We believe in building strong relationships with each member, offering personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. We are also proud to support local businesses with tailored banking solutions designed for their unique needs. We understand that financial stability goes beyond traditional banking; it involves being an active participant in the community. That's why we engage in numerous outreach initiatives aimed at enhancing the well-being of Hartford and surrounding areas. Whether it's hosting financial literacy workshops or partnering with local organizations for community events, we strive to give back and uplift those around us.

Branch Location & Accessibility

Accessibility Features

We take pride in making our branch accessible to everyone. The building meets ADA compliance standards and features ramps for easy entry. Our friendly staff is always ready to help if you need assistance during your visit.

Call to Action

Ready to experience the convenience of banking with us? We invite you to visit our branch at 84 Wadsworth St or give us a call at 860-249-4839 for any questions or assistance. We look forward to welcoming you!

Convenient Location

Situated near several local landmarks, our branch is easy to find. If you're near the Hartford Public Library or just a short drive from Bushnell Park, you'll find us nestled in a vibrant area filled with life and activity. With ample parking available, visiting us is a breeze.

Operating Hours

We understand that your time is valuable. That's why we offer convenient lobby hours from 8:30 A.M. to 4:30 P.M., Monday through Friday. This schedule allows you to stop by either before work or during your lunch break without hassle.

Services Offered

At Connecticut State Employees Credit Union, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Plus, our drive-thru service makes it easy to handle simple transactions like deposits and withdrawals without leaving your car.

Member Eligibility

At Connecticut State Employees, we believe that everyone deserves a chance to join our welcoming community of members. If you're looking to become part of something special, eligibility is easier than you might think! Generally, anyone who is an employee or retiree of the state of Connecticut, along with their family members, can apply for membership. This means you can enjoy all the benefits that come with being part of our credit union, from personalized service to competitive rates on loans and savings. If you're curious about your specific eligibility, feel free to check out the details at http://CSECREDITUNION.COM/membership . Getting started is simple! You can open an account by visiting us at our branch located at 84 Wadsworth St Hartford Ct 06106, or by applying online through our website. Our team is here to help every step of the way, so don't hesitate to reach out at (860) 249-4839 if you have any questions. Join us today and discover how Connecticut State Employees can support your financial journey!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no funds allocated for commercial loans, we are always ready to explore new opportunities with you. Imagine securing the financing needed to open a new location or invest in innovative technology that sets your business apart.

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify payment processing, making it easier for your customers to do business with you. Picture this: a customer approaches your register, ready to make a purchase. With our seamless payment solutions, you can ensure a quick and efficient transaction keeping your lines moving and your customers happy. Located conveniently at 84 Wadsworth St Hartford Ct 06106 in Hartford, CT, we're here to provide personalized service and support tailored to the needs of local businesses. If you're ready to take the next step in your business journey, contact us today at (860) 249-4839!

Comprehensive List Of Services

Business Banking Support

For local businesses, we understand how crucial it is to have reliable financial support. Our Business Banking services include tailored Merchant Services to help streamline transactions and improve cash flow. Additionally, if you're looking to expand or need extra capital, our Business Loans can provide the funding necessary for growth.

Connect With Us

Whether you're looking for personal banking solutions or business services, Connecticut State Employees is here to assist you every step of the way. Reach out today at (860) 249-4839 or visit us at 84 Wadsworth St Hartford Ct 06106 during our lobby hours from 8:30 A.M. - 4:30 P.M., Monday through Friday. To explore all our offerings further or apply for an account online, please visit us at Connecticut State Employees Credit Union. We look forward to serving you!

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With these tools, you can easily check balances, transfer funds, and pay bills without having to visit the branch physically.

Drive-Thru and Shared Branching Options

We also recognize that sometimes you need quick access to your accounts without stepping inside the bank. Our Basic Drive-Thru Banking allows for simple transactions like deposits and withdrawals on the go. If you're a member of a partner credit union, take advantage of our Basic Shared Branch Transactions, which enable you to make deposits and withdrawals conveniently.

Personal Banking Solutions

For individuals and families, we offer various Personal Banking options. Open a checking or savings account that fits your lifestyle. If you're considering a new vehicle, our Auto Loans & Vehicle Financing can help make that dream a reality with competitive rates and flexible terms. Planning to purchase a home? Explore our Mortgage Loans & Refinancing services, which can guide you through the process and potentially save you money on your monthly payments. If unexpected expenses arise, our Personal Loans & Debt Consolidation services are here for you. They can provide the funds needed while helping you manage existing debts more effectively. Plus, don't forget about our Credit Cards with Rewards, which offer perks for everyday purchases.

Digital & Online Banking

Accessibility and Ease-of-Use

Sending money to friends or family? You can use our person-to-person transfer option effortlessly. While electronic signature authorization isn't available yet, our other features ensure that handling your finances is straightforward and user-friendly. At Connecticut State Employees, we're committed to making banking accessible for everyone. Our online banking platform ensures that you can manage your accounts in real-time without any hassle. Join us today and experience the ease of digital banking!

Key Features

Our online banking service lets you view your account balances, transfer funds, and pay bills with just a few clicks. If you're looking to go paperless, we provide e-statements that are not only eco-friendly but also help you keep track of your transactions easily. And when it comes to security, rest assured that your information is protected every step of the way. For those who love convenience, our mobile payments feature allows you to make purchases directly from your phone. While we currently do not have a mobile application, our website is fully optimized for mobile use, making it easy to manage your finances wherever you are.

Financial Strength

A Trusted Partner

Total Share Accounts stand at an impressive 122,612, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Connecticut State Employees is your trusted partner. Visit us at 84 Wadsworth St Hartford Ct 06106 or call 860-249-4839 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $444,881,903 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members above all else. With non-member deposits at $0, we ensure that our resources are focused solely on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 71 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable team.

Reinvestment for Growth

With $211,374,501 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; we currently have $450,836,256 in total loans and leases, including $3,080 in used auto loans. This means we're well-equipped to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $211,374,501, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 867 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $50,143,751 in used vehicle loans and $67,404,053 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, making it easier for you to drive away with confidence.

Credit Lines

For those who need ongoing access to funds, our credit lines totaling $54,360,000 are an excellent option. They allow you to borrow what you need when you need it without taking out a traditional loan. If you're considering refinancing any of your current loans or want to explore eligibility options, our team is ready to assist. We believe in empowering our members with choices that fit their unique situations. To learn more about our loan offerings or if you have questions about eligibility and application processes, feel free to reach out at (860) 249-4839. We're here Monday through Friday from 8:30 A.M. to 4:30 P.M., ready to help you take the next step towards achieving your financial aspirations. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your options today at Connecticut State Employees Credit Union!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $27,166,406, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our competitive rates and terms can help you achieve your dream of owning a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,571,865 in loans helping members manage their finances effectively. These cards can provide peace of mind for unexpected expenses while offering rewards that enhance your spending power.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh ensures that its loan comparisons are accurate and reliable. The loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing information from verified institutions guarantees fair and transparent offers for all users.

CONNECTICUT STATE EMPLOYEES CREDIT UNION