Concora Wabash Credit Union IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Concora Wabash, your trusted financial partner located at 455 Factory St, Wabash, IN 46992. Since our establishment in 1938, we have proudly served the Wabash community, focusing on providing exceptional financial services tailored to meet the needs of our 261 members. With a commitment to reliability and community impact, we strive to be more than just a credit union; we aim to be a vital part of your financial journey. At Concora Wabash, we understand that every member has unique financial goals. That's why we offer a diverse range of services including personal banking, auto loans, mortgage refinancing, and even business banking solutions. With total assets reaching $1,549,718 and total deposits of $368,147, you can trust us to handle your finances with care and expertise. Our dedicated team, led by CEO Minda Parish and Board President Michael Orpurt, is here to ensure that you receive the support you need. While members can visit us at our branch location for personalized service, please note that any official correspondence should be sent to 455 FACTORY ST, WABASH, IN 46992-3212. You can reach us at (260) 569-3346 during our operating hours: Monday from 8:00 AM to 12:00 PM and Tuesday through Friday from 8:00 AM to 4:00 PM. We invite you to explore all that Concora Wabash has to offer. Whether you're looking for assistance with loans or simply want advice on managing your savings, our team is eager to help. For more information about our services or to get started with your financial journey today, visit us online at Concora Wabash. Together, let's build a brighter financial future!

Branch History & Mission

Community Impact

Our commitment goes beyond just banking; we actively engage in community outreach initiatives aimed at improving the lives of those around us. Partnering with local organizations allows us to provide support where it's needed most, whether through financial education workshops or charitable contributions. We understand that when our community thrives, we all benefit. As technology advances, we are working hard to enhance our digital offerings while maintaining ADA compliance to ensure accessibility for everyone. Our focus remains on creating a welcoming environment where all members feel valued. We invite you to join us at Concora Wabash! Experience the benefits of being part of a credit union dedicated not only to your financial well-being but also to the overall betterment of our beloved Wabash community. For inquiries or further information, feel free to reach out at (260) 569-3346 or visit us in person!

Our Mission

The mission of Concora Wabash is simple yet powerful: we strive to empower individuals and families by providing accessible financial solutions that foster growth and stability. We believe in building lasting relationships with our members based on trust and support. Our services range from personal banking options like checking and savings accounts to vehicle financing and mortgage loans, ensuring that every member can find what they need under one roof. While members can visit us at 455 Factory St Wabash In 46992, official correspondence should be sent to 455 FACTORY ST, WABASH, IN 46992-3212. This ensures that all communication is handled promptly and efficiently.

Branch Location & Accessibility

Banking Services

At Concora Wabash, we offer an array of personal banking options including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. If you're looking for business banking solutions, we've got you covered too! You can rely on us for merchant services and business loans. For added convenience, we participate in shared service center transactions which allow members of partner credit unions to make deposits and withdrawals right here at our branch.

Convenient Access

Our branch is designed with accessibility in mind. With ample parking available right outside, getting in and out is a breeze. For those who need it, we ensure that our facilities are ADA compliant, featuring ramps and other features that make visiting us comfortable for everyone.

Get in Touch

If you have any questions or need assistance, don't hesitate to call us at 260-569-3346. We're always happy to help! We invite you to stop by and see how we can support your financial journey today. Whether you're opening an account or simply want more information about our services, we're here for you!

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to fit your schedule. Our lobby is open on Monday from 8:00 A.M. to 12:00 Noon, and from Tuesday through Friday from 8:00 A.M. to 4:00 P.M., with a brief lunch break from 12:00 Noon to 1:00 P.M. During these hours, our dedicated staff is here to assist you with a variety of services tailored just for you.

Member Eligibility

Joining the Concora Wabash community is not just about banking; it's about becoming part of a supportive family dedicated to your financial well-being. To become a member at Concora Wabash, you simply need to meet some friendly eligibility criteria. While specific details can vary, generally, individuals who live, work, worship, or attend school in the Wabash area are welcome to join us. This inclusive approach means that many in our community can benefit from the services we offer. Plus, as a member, you'll gain access to personalized banking solutions designed with your needs in mind, from checking and savings accounts to loans and credit options. The process of opening an account is straightforward and welcoming. If you're ready to take the next step or want more information about eligibility requirements, feel free to give us a call at (260) 569-3346 or check out our detailed eligibility criteria at . We're here to help you navigate this exciting journey toward financial empowerment! You can also explore how to open an account on our website at . Come visit us at 455 Factory St, Wabash IN 46992 we can't wait to welcome you!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify the payment process for your customers. Picture this: you own a bustling café and want to offer various payment options. Our services help you accept credit cards seamlessly, making it easier for customers to pay while boosting your sales. Visit us at 455 Factory St Wabash In 46992 or call us at (260) 569-3346 to learn how we can help your business thrive today!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs at our branch, we ensure that members have access to cash withdrawal services through partner networks so you can easily access funds when needed.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options make it easier than ever to hit the road. We offer flexible loan terms and competitive rates to help you drive off in the vehicle you've always wanted, without straining your budget.

Business Banking

For entrepreneurs and small business owners, our Business Banking services provide essential tools like merchant services and business loans designed to help you grow. We understand the unique challenges of running a business and are committed to supporting your success.

Credit Cards with Rewards

Enjoy shopping and earning rewards with our Credit Cards with Rewards program. With every purchase, you can earn points that can be redeemed for travel, merchandise, or cash back. It's an easy way to get more from your spending!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing services. We guide you through the process of buying a home or refinancing your current mortgage to lower your monthly payments. Our friendly staff will work with you every step of the way, ensuring that your experience is smooth and hassle-free.

Online & Mobile Banking

We know that convenience matters in today's busy world. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills from the comfort of your home or on the go.

Personal Banking

We understand that managing your finances can be challenging. That's why we offer comprehensive Personal Banking services, including checking and savings accounts tailored for all lifestyles. Whether you are saving for a vacation or managing day-to-day expenses, our accounts come with competitive rates and no hidden fees.

Personal Loans & Debt Consolidation

If you're looking for a little extra financial support, our Personal Loans & Debt Consolidation services can help. Whether it's unexpected expenses or consolidating debt into one manageable payment, we're here to assist you in finding the best solution for your situation.

Shared Branch Transactions

For added convenience, we participate in basic shared branch transactions. This means if you're a member of another participating credit union, you can still make deposits and withdrawals at our branch. At Concora Wabash, our goal is to create financial solutions that fit seamlessly into your life. If you're ready to learn more about any of these services or need assistance with anything else, don't hesitate to contact us at (260) 569-3346 or visit us during our operating hours: Monday from 8:00 AM - 12:00 PM and Tuesday-Friday from 8:00 AM - 4:00 PM (closed for lunch from 12:00 PM - 1:00 PM). Join us today at Concora Wabash Fcu, where your financial well-being is our priority!

Digital & Online Banking

Key Services Available

With our online banking service, accessible at https://www.concora.org/ , you can manage your accounts anytime, anywhere. Whether you're checking balances or transferring funds, our platform is user-friendly and secure. You can easily monitor your transactions and make adjustments on the go. While we currently do not offer electronic signature authorization, e-statements, or mobile payments, our commitment to keeping your information safe remains strong. We prioritize security in all our online services to ensure that your data is protected. Although we don't have a dedicated mobile application or person-to-person transfer features right now, you can still enjoy 24/7 access to your accounts through our online banking portal. This means you can handle your banking needs whenever it suits you best without needing to visit a branch.

Real-Time Account Management

Our digital banking tools allow for real-time account management so you can keep track of your finances with ease. Imagine being able to check your balance while waiting in line or quickly sending money from your computer at home. It's all about making banking more accessible for you. At Concora Wabash, we are continually looking for ways to enhance your experience. Although some features may not be available yet, we are here to help you with any questions or assistance you may need as you navigate our current offerings. For more information about our digital services and how they can simplify your banking experience, feel free to visit us online at https://www.concora.org/ . Your financial well-being is important to us, and we're here to support you every step of the way!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 273, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Concora Wabash is your trusted partner. Visit us at 455 Factory St Wabash In 46992 or call (260) 569-3346 to learn more about how we can help you achieve your financial goals.

Member Savings Secure

Members' savings are secured through $18,472 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $215,644 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $71 in used auto loans and $1,168,361 in total loans and leases.

Strong Financial Health

With a net worth of $249,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,607 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $921,680 in used vehicle loans and $159,424 in new vehicle loans already helping members get on the road. Our financing solutions are straightforward and designed to fit your budget.

Credit Lines and Personal Loans

We also provide flexible terms on credit lines totaling $100,000, which can be an excellent option for managing larger purchases or unexpected expenses. If you prefer using a credit card, we offer various personal loan products that can help consolidate debt or finance personal projects.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While currently we do not have Junior Lien 1-4 Family Residential Properties loans available, our team is ready to assist you with other lending needs to ensure you find the right path to your dream home.

Refinancing Options

If you're considering refinancing any existing loans or exploring eligibility options, please reach out to us at our branch located at 455 Factory St., Wabash, IN 46992. You can call us at 260-569-3346 during our operating hours Monday from 8:00 A.M. to 12:00 Noon and Tuesday through Friday from 8:00 A.M. to 4:00 P.M., with a lunch break from 12:00 Noon to 1:00 P.M. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to providing clear information so that you can make informed decisions about your financial future. No matter what type of loan you're considering, Concora Wabash is here to support you every step of the way!

Unsecured Credit Card Loans

Managing finances effectively is crucial. We also offer flexible terms on unsecured credit card loans; however, currently, there are no outstanding amounts in this category. Rest assured that we are here to guide you through your financial journey and will notify you when these services become available.

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CONCORA WABASH FEDERAL CREDIT UNION