Concho Educators Credit Union San Angelo TX | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Concho Educators, your trusted credit union located at 2239 N Bryant Blvd, San Angelo, TX 76903. Since our establishment in 1941, we have been dedicated to serving our community and supporting our members' financial journeys. With a robust membership of over 6,696 individuals, we pride ourselves on being more than just a financial institution; we are a part of your community. At Concho Educators, we understand the importance of reliable banking services. Our total assets stand at an impressive $99,002,308, ensuring that we have the resources to meet your needs. Whether you're looking for personal banking solutions like checking and savings accounts or financing options such as auto loans and mortgages, we've got you covered. Our commitment to excellence is reflected in our total deposits of $11,554,890 and a net worth of $11,032,411. Our friendly team, led by CEO Jerry Merrill and Board President Cheryl McGaughey, is always here to assist you. With a dedicated staff of 31 employees, we strive to provide personalized service that makes every member feel valued. While members can visit us at the branch for all their banking needs, official correspondence should be sent to the same address: 2239 N Bryant Blvd, San Angelo, TX 76903. If you have any questions or need assistance, please don't hesitate to reach out at 325-653-1305. Join us today and experience the difference that a community-focused credit union can make in your life! For more information about our services or to become a member, visit us online at Concho Educators. We look forward to serving you!

Branch History & Mission

Community Commitment

We take pride in being more than just a financial institution; we are an active participant in the San Angelo community. Over the years, we have partnered with local organizations to support various initiatives aimed at enhancing the quality of life for our residents. Whether it's sponsoring educational programs or participating in community events, Concho Educators is dedicated to giving back. As we look ahead, we remain committed to embracing digital advancements to better serve our members while ensuring ADA compliance so that all individuals can access our services with ease. While members can visit us at 2239 N Bryant Blvd, official correspondence should be sent to 2239 N Bryant Blvd, San Angelo, TX 76903 if different. Join us at Concho Educators and experience a credit union that truly cares about you and your financial future. Together, let's build a brighter tomorrow! For more information or to become a member today, call us at 325-653-1305 or visit our website.

Our Mission

At Concho Educators, our mission is clear: to empower our members by providing accessible financial services while supporting the local community. We believe that everyone deserves the opportunity for financial stability and success. This belief drives us to offer competitive rates and innovative products that make banking easier and more effective for our members. Our operating hours from 8:30 am to 5:30 pm Monday through Friday ensure that we are available when you need us most. Plus, with convenient ATM availability and drive-thru banking, accessing your funds is quick and hassle-free.

Branch Location & Accessibility

Accessibility Features

We know how important accessibility is for all our members. Our branch is designed with ADA-compliant features, including ramps and spacious entryways, ensuring everyone can visit us comfortably. Plus, there's ample parking available right outside, so you won't have to worry about finding a spot.

Comprehensive Services

At Concho Educators, we offer a variety of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Need cash? Our ATM is also available on-site for quick access to your funds. While members can visit us at 2239 N Bryant Blvd for all their banking needs, official correspondence should be sent to the same address as our mailing address: 2239 N Bryant Blvd, San Angelo, TX 76903.

Convenient Operating Hours

Our lobby hours are designed with your busy schedule in mind. We're open from 8:30 AM to 5:30 PM, Monday through Friday, making it easy for you to stop by before or after work. If you're in need of quick transactions, take advantage of our drive-thru banking services for deposits and withdrawals without leaving your car.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 325-653-1305! Our team is eager to help you navigate your financial journey. We invite you to visit us soon let's make banking better together!

Member Eligibility

At Concho Educators, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is easy and welcoming! If you live, work, or attend school in Tom Green County or surrounding areas, you're already eligible to join us. We also extend membership to family members of existing members. This means that when you choose Concho Educators, you're not just opening an account; you're joining a community that values your financial well-being and offers personalized services tailored to your needs. To get started on your journey with us, simply visit our website for more details on eligibility at this link. Once you're ready to open your account, the process is straightforward. You can find everything you need for account opening here. If you have any questions, feel free to reach out to us at 325-653-1305 we're here to help! Embrace the benefits of membership at Concho Educators today and take the first step towards achieving your financial goals.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no outstanding commercial loans, we are eager to partner with local enterprises and provide tailored financial solutions that meet their unique needs.

Merchant Services

In addition to financing, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly from customers, whether they're shopping online or in-store. Our services help you manage transactions efficiently, allowing you to focus on what truly matters growing your business. If you're ready to take the next step in your business journey, visit us at 2239 N Bryant Blvd, San Angelo, TX 76903. Let's work together to build a successful future for your enterprise! For more information, call us at 325-653-1305.

Comprehensive List Of Services

Accessibility

We also value face-to-face interactions. Our drive-thru banking allows you to conduct simple transactions like deposits and withdrawals without having to leave your vehicle. With our friendly staff ready to assist you during lobby hours from 8:30 am to 5:30 pm, Monday through Friday, help is always close at hand.

Business Banking

For our business members, we provide robust services tailored to your needs. Our business banking options include merchant services and business loans that help support your entrepreneurial journey. We understand the unique challenges businesses face, and we're dedicated to offering solutions that promote growth.

Call to Action

No matter what financial journey you're embarking on, Concho Educators is here to support you with personalized service and expert guidance. Ready to take the next step? Visit us at our branch or give us a call at 325-653-1305 today! Join us in building a brighter financial future together!

Credit Options

Managing debt can be overwhelming, but we're here to help with personal loans and debt consolidation plans that simplify your financial life. Plus, our credit cards with rewards let you earn points on everyday purchases making each swipe a step toward future benefits.

Digital Banking

In today's fast-paced world, convenience is key. That's why at Concho Educators, we offer comprehensive online and mobile banking services. Manage your accounts from anywhere with just a few clicks or taps on your device. You can easily check balances, transfer funds, and pay bills online. For cash needs on-the-go, our ATMs provide easy access for withdrawals and balance checks.

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that fit various lifestyles, ensuring that your money works as hard as you do. For those big purchases or unexpected expenses, consider our auto loans and vehicle financing options, which make it easier to get behind the wheel of your dream car. If you're looking for a place to call home, explore our mortgage loans and refinancing solutions that can help you secure the best rates available.

Digital & Online Banking

Key Services

With our user-friendly online banking portal, accessible at https://conchoeducators.org/, you can check balances, transfer funds, and pay bills all in one place. Need to send money quickly? Our person-to-person transfer feature allows you to easily send money to friends or family without the hassle of cash or checks. Security is our top priority. We provide electronic signature authorization for important documents, ensuring that your sensitive information stays protected. You can also choose to receive e-statements instead of paper ones, helping you stay organized while contributing to a greener planet.

Mobile Banking Features

For those who prefer banking on their mobile devices, our dedicated mobile application makes it easy to manage your accounts from anywhere. With features like mobile payments available soon and real-time notifications for transactions, you'll always be in control of your finances. In today's fast-paced world, having quick access to your bank account is essential. With Concho Educators' digital banking services, you can handle your finances with confidence and ease. Whether it's checking your balance or making a quick transfer, we've got you covered every step of the way!

Financial Strength

At Concho Educators, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to being a reliable partner in your financial journey, which is why we focus on maintaining robust financial health. With a net worth of $11,032,411, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1114 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $19,899,884 in share certificates and $8,496,611 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,032,411 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive: with $10,752,000 in used auto loans and $52,832,047 in total loans and leases, we support our members' financial goals across various sectors. Even during challenging times, our operational efficiency shines through. Our net income reflects our ability to manage finances effectively. We also take pride in having 27 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Concho Educators is your trusted partner. Visit us at 2239 N Bryant Blvd San Angelo TX 76903 or call 325-653-1305 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $18,152,573 in used vehicle loans and $6,993,866 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, making it easier than ever to drive away with your dream car.

Credit Lines

In addition to our specific loan products, we provide access to credit lines totaling $5,000,000. This can be an excellent resource for managing unexpected expenses or consolidating debt.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $84,969, making buying or refinancing simple. We aim to provide straightforward solutions that help you navigate the journey to owning a home without any unnecessary hurdles.

Refinancing Options

If you're interested in lowering your monthly payments or obtaining better terms on existing loans, we also offer refinancing options. It's a smart way to save money over time and improve your overall financial situation. For more information about our loan offerings or to discuss which product might be right for you, feel free to contact us at (325) 653-1305 or visit us at 2239 N Bryant Blvd, San Angelo Tx 76903. Our team is ready to assist you Monday through Friday from 8:30 AM to 5:30 PM. Explore how Concho Educators can help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $857,799 in loans helping members manage their finances effectively. These cards are great for those who want to build credit while enjoying competitive rates.

Loan Aggregator

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CONCHO EDUCATORS FEDERAL CREDIT UNION - San Angelo, TX

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