Comunidad Latina Credit Union Santa Ana CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Comunidad Latina Federal Credit Union, where your financial well-being is our top priority! Located at 1317 W Warner Ave, Santa Ana, CA 92704, we have proudly served our community since 2006. With a dedicated team of 5 employees, including our passionate CEO, Yesenia Sanchez, and Board President, Gianfranco Piccollo, we are committed to providing personalized service that meets the unique needs of our 1,813 members. At Comunidad Latina, we understand the importance of trust and reliability in banking. Our total assets amount to an impressive $9,009,729, reflecting our strong financial foundation. We offer a variety of services designed to help you achieve your goals from checking and savings accounts to auto loans and credit cards with rewards. Currently, we hold total deposits of $386,093 and have facilitated 783 loans, ensuring that we can support our members' aspirations. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 1317 WEST WARNER AVE, SANTA ANA, CA 92704. Whether you're looking for personal banking solutions or business services, we're here to help you every step of the way. Join us today as we continue to make a positive impact in our community! Feel free to reach out at (714) 754-7675 or explore more about what we offer at our website. Let's build a brighter financial future together!

Branch History & Mission

At Comunidad Latina, we take pride in our rich history and commitment to serving the community in Santa Ana, CA. Founded in 2006, our branch has grown from a small credit union into a trusted financial partner for over 1,800 members. Located at 1317 W Warner Ave, Santa Ana, CA 92704, we are ideally situated near various local landmarks that reflect the vibrant spirit of our community. Since opening our doors, Comunidad Latina has been dedicated to providing accessible financial services tailored to the unique needs of our members. With total assets reaching an impressive $9,009,729, we have built a solid foundation that allows us to offer a range of products including personal banking accounts, auto loans, mortgages, and credit cards with rewards. Our mission is simple yet impactful: to empower individuals and families through financial education and support while fostering a sense of belonging within the community. While members can visit us at 1317 W Warner Ave, official correspondence should be sent to 1317 WEST WARNER AVE, SANTA ANA, CA 92704. We understand the importance of being available for our members; that's why we have convenient operating hours from Monday through Thursday from 10 A.M. to 5 P.M., Friday from 10 A.M. to 6 P.M., and on the first and last Saturday of each month from 9 A.M. to 1 P.M. In addition to traditional banking services, Comunidad Latina embraces technology by offering online banking and person-to-person payment options. We strive for accessibility by maintaining ADA compliance across our facilities. While we currently do not have ATM or drive-thru services available at this location, our focus remains on delivering personalized service that meets every member's needs. Community outreach is at the heart of what we do. We actively engage in partnerships that promote financial literacy and support local initiatives aimed at improving the lives of those around us. Our dedicated team is always here to assist you with any questions or concerns; feel free to reach out at 714-754-7675. Join us at Comunidad Latina Federal Credit Union and experience how we can help you achieve your financial goals while being part of a community-focused organization. Together, let's build a brighter future for everyone in Santa Ana!

Branch Location & Accessibility

Welcome to Comunidad Latina Federal Credit Union, your friendly neighborhood financial partner located at 1317 W Warner Ave in sunny Santa Ana, California. Nestled in the heart of Orange County, our branch is conveniently situated near local landmarks that make it easy for you to stop by and manage your finances. Whether you're heading to a nearby café or visiting friends, swing by and experience the personalized service we're known for. At Comunidad Latina, we prioritize accessibility for all our members. Our branch is designed to be welcoming and convenient, featuring ADA-compliant ramps and ample parking options. We aim to ensure that everyone can easily access our services without any hassle. Our operating hours are designed with your busy schedule in mind. You can visit us Monday through Thursday from 10 a.m. to 5 p.m., and on Fridays, we stay open until 6 p.m. We also welcome you on the first and last Saturday of each month from 9 a.m. to 1 p.m. If you have questions or need assistance, don't hesitate to give us a call at 714-754-7675; our team is always ready to help! While we currently do not offer ATM services or drive-thru banking, our commitment to providing personal banking services remains strong. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. If you prefer official correspondence or paperwork, please send it to our mailing address: 1317 WEST WARNER AVE, SANTA ANA, CA 92704. We invite you to visit us at Comunidad Latina Federal Credit Union where your financial needs come first! Let's work together towards your financial goals today!

Member Eligibility

At Comunidad Latina, we believe that everyone deserves a supportive financial community. Becoming a member of our credit union is simple and welcoming! If you live, work, or worship in the Santa Ana area, you're likely eligible to join us at Comunidad Latina. We embrace individuals from all walks of life, ensuring that our membership reflects the vibrant community we serve. To get more details on eligibility requirements, feel free to visit our website at . Opening an account with us is just as easy! You can find all the information you need about setting up your membership by visiting our account opening page. If you have any questions, don't hesitate to reach out at (714) 754-7675. We look forward to welcoming you into the Comunidad Latina family and helping you achieve your financial goals right here at 1317 W Warner Ave Santa Ana Ca 92704!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments seamlessly while also managing your cash flow effectively. Our merchant services offer practical solutions tailored for local businesses. From secure payment processing to tools that help you track sales, we are here to make your day-to-day operations smoother. Visit us at 1317 W Warner Ave Santa Ana Ca 92704 in Santa Ana, CA, or call us at (714) 754-7675 to learn more about how our business banking and commercial services can empower your business today!

Comprehensive List Of Services

Accessibility

While we currently do not offer ATM services or drive-thru access, our commitment is towards making sure that all members can reach us during our operating hours: Monday through Thursday from 10 A.M. to 5 P.M., Friday from 10 A.M. to 6 P.M., and the first and last Saturday of each month from 9 A.M. to 1 P.M. Feel free to call us at (714) 754-7675 for any questions about our services or visit us at Comunidad Latina Federal Credit Union online for more information about how we can help you achieve your financial goals. Join us today at Comunidad Latina your trusted partner in financial wellness!

Business Banking

For entrepreneurs and business owners, our Business Banking services include Merchant Services & Business Loans that support local businesses in achieving their goals. We know how important it is for you to have reliable financial tools at your disposal, and we're here to help make that happen.

Credit Cards and Rewards

For those who enjoy shopping and rewards, check out our Credit Cards with Rewards program. Not only do you get the convenience of credit, but you also earn rewards on every purchase. It's a win-win!

Online and Mobile Banking

In today's fast-paced world, convenience matters. That's why we provide robust Online & Mobile Banking solutions that allow you to manage your accounts from anywhere at any time. With features like online bill pay and person-to-person transfers, banking has never been easier.

Personal Banking

Starting with personal banking, we offer various Checking & Savings Accounts designed to help you manage your money effectively. Imagine having easy access to your funds while earning interest on your savings our accounts make this possible. We also provide Auto Loans & Vehicle Financing, ensuring you can drive away in the car of your dreams without breaking the bank. If you're considering purchasing a home or refinancing your current mortgage, our Mortgage Loans & Refinancing options are here for you. Our experienced staff will guide you through the process, making it easier than ever to secure the best rates and terms. Additionally, we understand that life can throw unexpected challenges your way. That's why our Personal Loans & Debt Consolidation services are designed to help you regain control over your finances. Need some extra cash? Our loans can assist with anything from home repairs to emergency expenses.

Digital & Online Banking

Key Features

One of the standout features of our online banking is the ability to set up e-statements. You can receive your statements electronically, which not only helps you go green but also allows for easy access whenever you need them. And if you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it straightforward and instant. While we currently do not offer mobile payments or a dedicated mobile application, our website is fully optimized for mobile devices. This means you can manage your accounts effectively right from your smartphone or tablet.

Security and Ease of Use

Your safety is our priority. While we do not provide electronic signature authorization for transactions at this time, our online banking system uses advanced security measures to protect your information. We strive to create a user-friendly experience so that everyone can navigate their accounts with ease. In summary, Comunidad Latina's digital and online banking services bring the bank right to your fingertips. We're committed to providing accessible and efficient tools for real-time account management that fit into your busy lifestyle. Visit us today at https://clfcu.org/ and discover how easy it is to take control of your financial journey!

Financial Strength

Committed Team

We also take pride in having 1 full-time employee and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a total of 2,467 share accounts, our growing member base trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Comunidad Latina is your trusted partner. Visit us at 1317 W Warner Ave Santa Ana Ca 92704 or call 714-754-7675 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,584,043 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,503,910, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $2,113,331 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment translates into tangible benefits for our members as we strive to enhance your banking experience.

Solid Financial Foundations

With a net worth of $2,352,845, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 26.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity is robust with $4,493 in used auto loans and a total of $6,333,858 in loans and leases, supporting members' financial goals across various sectors. Our net income of $239,514 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,123,390 in used vehicle loans and $652,906 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have access to the funds you need to drive away in your next car.

Credit Lines

For those looking for flexibility in their finances, we provide total credit lines amounting to $265,000. This option allows you to access funds as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not offer Junior Lien 1-4 Family Residential Properties loans yet, our team is ready to assist you with any mortgage inquiries and guide you through the eligibility process when we expand our offerings.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently have no outstanding unsecured credit card loans, our future offerings will help members manage their finances effectively with easy access to credit when necessary. At Comunidad Latina, we are committed to providing personalized service and competitive rates across all our loan products. If you're interested in refinancing or exploring eligibility options for any of these loans, please don't hesitate to ask our friendly staff during your visit or call us at 714-754-7675. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you secure the financing that meets your needs!

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COMUNIDAD LATINA FEDERAL CREDIT UNION