Comtrust Credit Union Chattanooga TN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Comtrust, your trusted financial partner located at 1620 Gunbarrel Rd, Chattanooga, TN 37421. Since our establishment in 1935, we've been dedicated to serving the community and empowering our members with the resources they need for a brighter financial future. With a strong membership base of over 19,168 individuals, we are proud to offer a wide range of services designed to meet your personal and business banking needs. At Comtrust, we understand that every member has unique financial goals. That's why we provide tailored solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. As of now, our total assets stand at an impressive $407,399,772, reflecting our commitment to stability and growth. With total deposits of $48,382,524 and net worth exceeding $45 million, you can trust us to manage your finances wisely. Under the leadership of our CEO, Johnny Phillips, and Board President Jesse Vann, our dedicated team of 59 employees is always ready to assist you. We pride ourselves on offering personalized service that goes beyond transactions; we strive to build lasting relationships within our community. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1620 Gunbarrel Road, Chattanooga, TN 37421. We invite you to explore how Comtrust can help you achieve your financial dreams. For more information or to get started with an account today, please call us at 423-894-5600 or visit our website at comtrustfcu.com. Join us on this journey towards financial success!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Comtrust embraces technology to enhance your banking experience. Our members can enjoy online and mobile banking features, including e-statements and mobile payments, which make managing finances easier than ever. Additionally, we are proud to be ADA compliant, ensuring that all members can access our services without barriers. For those who prefer in-person interactions, our drive-thru service provides convenience for deposits and withdrawals without leaving your car. We also offer ATM services for quick cash withdrawals and balance checks whenever needed.

Join Us Today!

While members can visit us at 1620 Gunbarrel Rd in Chattanooga for all their banking needs, official correspondence should be sent to our mailing address: 1620 Gunbarrel Road, Chattanooga, TN 37421. You can reach us at (423) 894-5600 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Join us at Comtrust today and become part of a credit union that truly cares about your financial success. Experience firsthand how we combine quality service with community support because together, we can achieve great things! Visit our website or apply now here.

Our Mission

At Comtrust, our mission is simple yet powerful: to provide exceptional financial services while supporting the community we serve. We believe that everyone deserves access to affordable banking options that empower them to achieve their financial goals. Whether you need a checking account, an auto loan, or assistance with mortgage refinancing, our dedicated team is here to help you navigate your financial journey. We understand that being part of the community means more than just offering products; it's about building relationships and giving back. Our commitment extends beyond our walls through various outreach programs aimed at improving financial literacy and supporting local initiatives.

Branch Location & Accessibility

Welcome to Comtrust at Hamilton Place, your friendly credit union located conveniently at 1620 Gunbarrel Rd in the heart of Chattanooga, TN. Our branch is easy to find, nestled near popular spots that make banking a breeze. Whether you're heading to a nearby restaurant or shopping center, stopping by our location for your financial needs fits right into your day. For those who may need to send official correspondence, please note that our mailing address is also 1620 Gunbarrel Road, Chattanooga, TN 37421. At Comtrust, we strive to make your experience as smooth as possible. Our branch is equipped with accessible features, including ADA-compliant ramps and ample parking to ensure everyone can visit us without hassle. We understand that convenience matters. That's why we're here for you Monday through Thursday from 9 AM to 5 PM and on Fridays until 6 PM. Our drive-thru service offers quick access for deposits and withdrawals, letting you manage your banking needs without leaving your vehicle. Plus, with ATM availability on-site, accessing cash is just a short trip away. Feel free to reach out at 423-894-5600 if you have any questions or need assistance before visiting us. We're excited to help you with personal banking solutions like checking and savings accounts, auto loans, mortgages, and more! Come see us today at Comtrust in Hamilton Place your financial journey starts here!

Member Eligibility

Becoming a member of Comtrust is like joining a close-knit community where your financial well-being is our priority. If you live, work, worship, or attend school in Hamilton County, you're already on the path to membership! We warmly welcome anyone who meets these simple criteria. Joining us means gaining access to a range of benefits designed to support your financial goals, from competitive loan rates to personalized service that feels like family. Opening an account with us is straightforward and can be done online. Just visit this link for easy instructions on how to get started. If you have any questions or need assistance along the way, feel free to give us a call at (423) 894-5600. For more detailed eligibility information, check out our resource page [here]. We can't wait to welcome you to Comtrust, located at 1620 Gunbarrel Rd Chattanooga Tn 37421, and help you take the next step in your financial journey!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services simplify payment processing so you can focus on what you do best running your business. From accepting card payments to managing transactions online, we equip you with tools that enhance your customer experience. Our reliable support means you're never alone when it comes to handling transactions or navigating financial decisions. Visit us at 1620 Gunbarrel Rd Chattanooga Tn 37421 in Chattanooga, TN, or call us at (423) 894-5600 to discover how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $710,507, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick cash? Take advantage of our ATM & Cash Withdrawal Services, along with basic drive-thru banking for simple transactions like deposits and withdrawals. It's all about making banking easy and accessible for you. At Comtrust, we understand that each member has unique needs and financial goals. That's why we strive to create personalized experiences through every service we offer. To learn more about how we can assist you or to open an account today, give us a call at (423) 894-5600 or visit us at 1620 Gunbarrel Rd Chattanooga Tn 37421. Let's take the next step towards achieving your financial dreams together!

Business Banking Services

For our local entrepreneurs, we offer tailored Business Banking solutions, including Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, we want to support you in reaching your business goals.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. You can pay bills, transfer funds, and even deposit checks right from your phone!

Home Ownership Support

If you're ready to buy a home or refinance your current mortgage, look no further. We provide comprehensive Mortgage Loans & Refinancing solutions designed with your financial health in mind. We'll guide you through the process so you can feel confident every step of the way.

Personal Banking Options

Whether you're just starting out or looking to manage your finances more effectively, our personal banking services have got you covered. We offer Checking & Savings Accounts that are easy to understand and manage, perfect for everyday transactions or saving for future goals. Imagine having a dedicated account for your monthly expenses while also watching your savings grow!

Personal Loans for Life’s Needs

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation, you can tackle those challenges head-on. Whether it's medical bills or home repairs, we're here to help you consolidate debt or cover those urgent costs without breaking the bank.

Rewarding Credit Card Options

Don't forget about our Credit Cards with Rewards! Enjoy benefits that fit your lifestyle while earning points on every purchase. It's like getting paid back just for using your card!

Vehicle Financing Made Simple

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options make it easier than ever to drive off in your dream vehicle. With competitive rates and flexible terms, you can find a loan that fits your budget seamlessly.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! We provide e-statements for those who prefer a digital record of their transactions. This not only keeps your information organized but also helps the environment. If you're always on the go, you'll love our mobile application that allows for easy banking right from your smartphone. You can even make mobile payments with ease, ensuring that you're never caught without your wallet.

Online Banking Services

With 24/7 online banking available at https://www.comtrustfcu.com/, you can access your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills, everything is just a few clicks away. Plus, our electronic signature authorization makes it simple and secure to complete transactions without any hassle.

Person-to-Person Transfers

Need to send money quickly? Our person-to-person transfer feature lets you send funds directly to friends or family in no time. It's perfect for splitting bills or sending gifts instantly. At Comtrust, we prioritize your security while providing top-notch service. Our online banking tools are designed for ease of use so that managing your money feels effortless. Whether you're at home or on the move, trust us to keep your finances accessible and secure!

Financial Strength

Committed Workforce

We also take pride in having 56 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This dedication helps us maintain operational efficiency as reflected by our $534,603, enabling us to continue offering competitive loan rates and solid financial products for our members.

Community Focus

Total Share Accounts stand at 35,027, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 further illustrate our commitment to maintaining ample resources for member needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Comtrust is your trusted partner. Visit us at 1620 Gunbarrel Rd Chattanooga Tn 37421 or call (423) 894-5600 to learn more about how we can help you achieve your financial goals.

Reinvestment for Growth

With $38,934,622 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,424 in used auto loans and $95,777,656 in total loans and leases.

Secure Savings Options

Members' savings are secured through $114,521,985 in share certificates and $47,877,411 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $45,266,846, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For business owners seeking growth opportunities, our outstanding commercial loans totaling $710,507 provide the capital needed to expand operations. Furthermore, if you're interested in establishing a line of credit for personal use or managing unexpected expenses, our total credit lines amounting to $10,000,000 could be just what you need. At Comtrust, we prioritize understanding your unique situation and financial needs. If you are considering refinancing options or checking your eligibility for any of our products, our friendly team is ready to assist you through every step of the process. For more information about our loan offerings or to speak with one of our representatives directly, feel free to contact us at 423-894-5600 or visit us at our branch located at 1620 Gunbarrel Rd Chattanooga Tn 37421. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,960,728 in used vehicle loans and $6,827,696 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, allowing you to choose the option that best fits your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $13,731,108, providing the financial support you need for your dream home or investment property.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,813,969 in loans helping members manage their finances effectively. This is an excellent option for those who want access to credit without tying it to an asset.

Loan Aggregator

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COMTRUST FEDERAL CREDIT UNION - Chattanooga, TN

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