Comtrust Credit Union Chattanooga TN | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Comtrust, your trusted partner in financial success, right here at our Main Office located at 1020 Riverfront Pkwy, Chattanooga, TN 37402. Established in 1935, we have been dedicated to serving our community for nearly nine decades, providing financial solutions that empower our 19,168 members and counting. With total assets of $407,399,772 and total deposits amounting to $48,382,524, we pride ourselves on being a stable and reliable choice for your banking needs. At Comtrust, we understand that every member's journey is unique. Whether you're looking to purchase a new vehicle with one of our 4,983 loans and leases, or seeking personal loans and mortgages tailored to fit your life goals, we're here to help. Our commitment to you goes beyond just numbers; we aim to build lasting relationships based on trust and exceptional service. Under the leadership of our CEO, Johnny Phillips, and Board President Jesse Vann, we strive to create an environment where members feel valued. Our team of 59 employees is always ready to assist you with personalized service that makes banking simple and accessible. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 1020 Riverfront Pkwy, Chattanooga, TN 37402. Explore how Comtrust can enrich your financial life today! Give us a call at 423-756-3300 or visit our website at Comtrust FCU for more information on our services and how you can become a member. Your journey towards financial empowerment starts here!

Branch History & Mission

Community Commitment

Comtrust is committed to giving back. We partner with local organizations and participate in outreach efforts that uplift our community. By engaging in various initiatives, we hope to make a positive impact that extends beyond just banking. While members can visit us at 1020 Riverfront Pkwy Chattanooga Tn 37402, official correspondence should be sent to 1020 Riverfront Pkwy, Chattanooga, TN 37402 if different. If you're looking for a credit union that puts its members first and genuinely cares about its community, we invite you to join us at Comtrust. Experience the difference today call us at (423) 756-3300 or visit our website to learn more about how we can help you achieve your financial goals!

Mission Statement

At Comtrust, our mission is clear: We aim to empower our members by providing accessible financial solutions while actively supporting community growth. We believe in fostering strong relationships with our members through exceptional service and responsible banking practices. We understand that financial health is vital not just for individuals but for the community as a whole. Our operating hours are designed for your convenience: Monday through Thursday from 8:15 AM to 4:30 PM and Friday from 8:15 AM to 5:00 PM. We also offer drive-thru banking services and ATM access for those who prefer quick transactions on the go.

Our Journey

From our humble beginnings in 1935, Comtrust has evolved significantly. Initially founded to offer financial services to a small group of individuals, we have expanded our reach and now provide a wide range of products and services tailored for everyone in the community. Over the years, we have embraced new technologies and innovations that enhance member experience without losing sight of our commitment to personal service. We take pride in being more than just a financial institution; we are your neighbors and friends. Our dedicated team of 59 employees is here to ensure that every interaction feels personal and meaningful. Whether you're visiting us for an auto loan or simply checking your balance at one of our ATMs, we strive to create a welcoming atmosphere that reflects our core values.

Branch Location & Accessibility

Call to Action

If you have questions or need assistance, don't hesitate to call us at 423-756-3300. We're excited to help you with all your banking needs! Come visit us at Comtrust today; we can't wait to serve you!

Nearby Landmarks and Accessibility

As you visit us, you'll find that we're close to popular spots like the Tennessee Aquarium and Ross's Landing Park. These landmarks not only make our area vibrant but also provide a pleasant backdrop for your banking experience. Parking is available nearby, ensuring easy access when you arrive. Our branch is fully ADA compliant, featuring ramps and accessible entrances so everyone can enjoy our services comfortably.

Operating Hours and Services

We understand that your time is valuable. That's why our lobby hours are designed to fit your schedule. We're open Monday through Thursday from 8:15 AM to 4:30 PM, and on Fridays until 5:00 PM, giving you plenty of opportunities to visit us during the week. If you're in a hurry or prefer banking on-the-go, take advantage of our drive-thru services for quick deposits and withdrawals without leaving your vehicle. At Comtrust, we offer a variety of services to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, with ATM availability right here at the branch, accessing cash has never been easier!

Member Eligibility

At Comtrust, we believe that joining our community is more than just opening an account it's about becoming part of a family dedicated to your financial well-being. If you're interested in becoming a member, you'll be happy to know that our eligibility criteria are designed to be inclusive. Generally, anyone who lives, works, worships, or attends school in the Hamilton County area can join us. This means that whether you're new to the area or have been a long-time resident, there's a place for you here. Plus, being a member at Comtrust comes with fantastic benefits like personalized service and access to a variety of financial products tailored just for you. Getting started is simple! You can find all the details you need about membership eligibility by visiting this link. If you're ready to take the next step and open an account, check out our easy online application process here. If you have any questions along the way, don't hesitate to give us a call at (423) 756-3300 we're here to help! Come join us at 1020 Riverfront Pkwy Chattanooga Tn 37402, where your financial journey begins.

Business Banking & Commercial Services

Merchant Services for Your Business Needs

In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments easily, whether online or in-person, which can enhance your cash flow and customer satisfaction. Our goal is to provide solutions that make managing your finances as straightforward as possible. Located at 1020 Riverfront Pkwy Chattanooga Tn 37402 in Chattanooga, TN, we invite you to explore how Comtrust can partner with you on your business journey. For more information, call us at (423) 756-3300 or visit our website at Comtrust. Let's work together to make your business dreams a reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $710,507, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners, we offer business banking services including merchant services and business loans. We understand how important it is for businesses to have reliable financial support; that's why our team is here to help streamline your finances and assist in growth.

Convenient Access Points

At Comtrust, we also prioritize convenience through ATM and cash withdrawal services available around-the-clock. You can easily access cash or perform balance checks whenever needed. Plus, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for those busy days! We invite you to visit us at 1020 Riverfront Pkwy Chattanooga Tn 37402 or give us a call at (423) 756-3300 if you have any questions about how we can assist you further. Explore all that Comtrust has to offer by checking out our website at Main Office today! Let us help you achieve your financial goals with ease and confidence!

Home Financing Solutions

For those considering homeownership or looking to refinance their current mortgage, our mortgage loans come with guidance every step of the way. We'll help you navigate through various options so that you can find a plan that suits both your lifestyle and financial goals.

Personal Banking Made Simple

Our personal banking services include checking and savings accounts that are tailored to help you manage your everyday expenses. With features like online and mobile banking, you can check balances, transfer money, and pay bills from the comfort of your home or on the go. Imagine needing to deposit a check during your lunch break; with our mobile app, it's as easy as taking a photo! If you're in the market for a vehicle, our auto loans and vehicle financing options are here to help you drive away in your dream car without breaking the bank. We understand that buying a car is a big decision, so we offer flexible terms and competitive rates to fit your budget.

Personal Loans That Fit Your Life

Life can bring unexpected expenses, which is why our personal loans and debt consolidation options are available to provide quick access to funds when you need them most. Whether it's for medical bills or home improvements, we've got you covered.

Rewarding Credit Card Options

Want rewards for your spending? Our credit cards come with rewards programs that allow you to earn points for every purchase. It's an excellent way to get something back while managing your daily expenses.

Digital & Online Banking

Key Features

One of the standout features available to our members is the ability to sign documents electronically. With Yes, you can complete transactions without the hassle of printing or scanning paperwork. This not only saves you time but also keeps everything secure and organized. We also provide e-statements, so you can easily view and manage your financial statements online without the clutter of paper. This feature enhances both convenience and environmental sustainability. Plus, if you're always on the go, our mobile application makes it easy to manage your accounts directly from your smartphone.

Mobile Payments and Transfers

Need to send money to a friend or family member? Our person-to-person transfer service allows for quick and easy transactions right from your mobile device. You can also take advantage of mobile payments for everyday purchases, making shopping simpler and more efficient. Whether you're at home or out running errands, our robust online banking platform ensures that you have real-time access to your accounts. With just a few taps on your phone or clicks on your computer, managing your finances has never been more straightforward. In summary, at Comtrust, we are committed to providing accessible and user-friendly digital banking solutions that fit seamlessly into your lifestyle. Explore all these features today at https://www.comtrustfcu.com/ and see how we can help simplify your financial life!

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 35,027, showing a strong and growing member base that trusts us with their finances. This growing community is what drives us to keep improving our offerings. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Comtrust is your trusted partner. Visit us at 1020 Riverfront Pkwy Chattanooga Tn 37402 or call (423) 756-3300 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $114,521,985 in share certificates and $47,877,411 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $534,603 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 56 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $38,934,622 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is also reflected in our lending capacity supporting your financial goals across various sectors with $2,424 in used auto loans and $95,777,656 in total loans and leases.

Strong Financial Position

With a net worth of $45,266,846, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.11% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,960,728 in used vehicle loans and $6,827,696 in new vehicle loans already helping members get on the road. We make financing straightforward and accessible. Plus, if you're considering refinancing your current auto loan, we can guide you through eligibility options that may save you money.

Business Financing

For business owners, our outstanding commercial loans totaling $710,507 provide the capital needed to grow and expand. We are committed to supporting local businesses and fostering economic growth within our community.

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $1,813,969 in loans helping members manage their finances effectively. Whether it's for everyday purchases or unexpected expenses, our credit cards come with competitive rates and convenient features.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $13,731,108, making buying or refinancing simple. Our team will work closely with you to find a mortgage solution that fits your budget and lifestyle.

Why Choose Comtrust?

Our commitment to personalized service means that you'll always receive guidance tailored to your specific situation. Our experienced team is here to answer any questions you may have about our loan offerings or the application process. You can reach us at 423-756-3300, and we encourage you to visit us during our lobby hours: Monday - Thursday from 8:15 AM to 4:30 PM and Friday from 8:15 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward financial success today!

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COMTRUST FEDERAL CREDIT UNION - Chattanooga, TN

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