Complex Community Credit Union Odessa TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Complex Community, your trusted financial partner located at 2200 Linda Ave, Odessa, TX 79763. Since our establishment in 1958, we have dedicated ourselves to empowering our members and fostering a sense of community. With a robust membership base of 42,979 individuals, we pride ourselves on being more than just a credit union; we are a cornerstone of support and financial guidance for families and businesses alike. At Complex Community, we understand that financial decisions can be daunting. That's why we focus on offering personalized services tailored to your needs. Our total assets exceed an impressive $794,548,788, reflecting our commitment to stability and growth. With over $120,735,303 in deposits, you can trust that your savings are secure with us. Our experienced team of 152 employees, led by CEO Jason Berridge and Board President Jack Westerfeldt Jr, is here to provide exceptional service. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business services including merchant solutions and business loans, we have something for everyone. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 2200 Linda Ave, Odessa, TX 79763. Join us as we continue to make a positive impact in the community while helping you achieve your financial goals. Feel free to reach out at (432) 550-9126 or explore more about our offerings at www.comcfcu.com. We're excited to serve you!

Branch History & Mission

At Complex Community, we take pride in our rich history and unwavering commitment to the people of Odessa, TX. Established in 1958, our branch has grown alongside this vibrant community, evolving from a small credit union into a trusted financial partner for over 42,979 members. Our journey reflects our dedication to serving the needs of individuals and families while fostering a sense of belonging and support. Located at 2200 Linda Ave, Odessa, TX 79763, our branch is not just a financial institution; it's a cornerstone of the community. We are easily accessible and invite you to visit us during our operating hours: Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. For those who prefer convenience, we also offer an ATM and drive-thru banking services to make your banking experience as smooth as possible. Our mission is simple yet profound: to empower our members through quality financial services while giving back to the community that supports us. We strive to make banking personal by providing various services tailored to meet your needs from checking and savings accounts to auto loans, mortgages, and business banking options. Each service we offer reflects our commitment to improving financial literacy and helping our members achieve their goals. While we proudly operate from Odessa, our headquarters in the same city ensures that we remain closely connected with the community. If you need to send any official correspondence, please note that it should be directed to 2200 Linda Ave, Odessa, TX 79763. Over the years, Complex Community has achieved significant milestones. Our total assets now stand at an impressive $794,548,788, enabling us to provide robust support for all your financial endeavors. This growth is not just about numbers; it's about building trust and relationships that matter. In addition to traditional banking services, we embrace digital advancements such as online banking and mobile payments for added convenience. We ensure ADA compliance so everyone can access our services without barriers. Our partnerships with local organizations further emphasize our commitment to community outreach and support. We invite you to join Complex Community today! Experience firsthand how we can help you thrive financially while being part of a supportive network dedicated to making Odessa a better place for everyone. Visit us or call 432-550-9126 for more information about membership opportunities and how we can assist you on your financial journey. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to the Complex Community branch located at 2200 Linda Ave in Odessa, TX! Our branch is designed with your convenience in mind, making it easy for you to access all of our services. Whether you're coming from nearby landmarks like Ector County Coliseum or simply passing through the neighborhood, you'll find us nestled in a friendly area that's easy to reach. At Complex Community, we prioritize accessibility for all members. Our location features ample parking and is compliant with ADA standards, ensuring that everyone can enjoy a smooth banking experience. If you prefer the ease of drive-thru banking, we have that covered too! You can take care of deposits and withdrawals without leaving your vehicle. Our lobby hours are welcoming as well open Monday through Friday from 8:30 AM to 5:30 PM, and we also offer Saturday service from 9:00 AM to 1:00 PM. Need assistance? Feel free to give us a call at 432-550-9126; our friendly staff is always ready to help! For those on the go, we're pleased to provide ATM services right here at our branch, ensuring you have access to your funds whenever you need them. While members can visit us at 2200 Linda Ave, official correspondence should be sent to the same address for consistency. We invite you to come by and explore how Complex Community can assist you with personal banking needs like checking and savings accounts, auto loans, mortgage financing, and more. Your financial wellness is our mission, so don't hesitate stop in today or give us a call!

Member Eligibility

At Complex Community, we believe that becoming a member means joining a caring community that looks out for you and your financial well-being. If you're wondering about eligibility, it's quite simple! Our membership is open to anyone living, working, or attending school in the Odessa area. We welcome individuals and their families to join us on this journey toward better financial health. By becoming a member, you'll gain access to personalized services, competitive rates, and a supportive network that truly values you. Ready to take the next step? Opening an account with us is easy! You can find all the details you need by visiting our website at https://www.comcfcu.com/membership/ . If you have any questions or need assistance, feel free to call us at (432) 550-9126. We can't wait to welcome you into our family at Complex Community, located at 2200 Linda Ave Odessa Tx 79763!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, having reliable merchant services can make all the difference. Picture a local shop that can easily process payments from customers while tracking sales efficiently. Our merchant services offer seamless transaction processing, allowing you to focus on what you do best serving your customers. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Reach out today at (432) 550-9126 or visit us at 2200 Linda Ave Odessa Tx 79763 in Odessa, TX to learn how we can help your business thrive!

Tailored Loan Options

Imagine securing the funds to purchase new equipment or to hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small business owners, Complex Community offers robust business banking services. From merchant services that simplify transactions to various business loans that can help you grow your operations, we are committed to supporting your business journey.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. Our state-of-the-art online and mobile banking features allow you to manage your accounts anytime, anywhere. With just a few taps on your smartphone, you can check balances, transfer funds, and even pay bills. We also offer easy access to ATMs for cash withdrawals and balance checks whenever you need them.

Drive-Thru and ATM Services

Sometimes all you need is a quick transaction without the hassle of entering the branch. That's where our drive-thru banking comes in handy! You can handle deposits, withdrawals, and simple transactions without leaving your car. Our ATM services ensure that accessing cash is quick and straightforward. At Complex Community, we prioritize making banking easier for everyone in Odessa. Whether you're an individual looking for personal finance solutions or a business owner seeking reliable banking partnerships, we're here for you. Ready to explore how we can assist you further? Visit our website at Complex Community or stop by our branch today!

Personal Banking Solutions

We know managing your personal finances can be challenging. That's why we offer a variety of personal banking services designed to make your life easier. Whether you're looking for checking and savings accounts to help you manage your day-to-day expenses or seeking flexible auto loans and vehicle financing, we've got you covered. If you're considering buying a home, our mortgage loans and refinancing options provide competitive rates and terms. We also offer personal loans and debt consolidation services that can help you regain control over your finances. Plus, our credit cards with rewards can give you extra perks on purchases you make every day.

Digital & Online Banking

Electronic Features

We also provide electronic signature authorization to streamline processes like loan applications and document approvals no need for paper forms! And if you're looking to go green, our e-statements ensure you receive monthly statements electronically, reducing clutter and promoting sustainability.

Mobile Application & Payments

Our mobile application allows you to manage your accounts directly from your smartphone. With features like mobile payments, paying for goods and services is as easy as a tap on your screen. No more fumbling for cash or cards just quick and secure transactions when you need them most.

Online Banking Services

With our 24/7 online banking services, you can access your accounts anytime and anywhere. Just visit https://www.comcfcu.com/ to get started. You can check balances, transfer funds, pay bills, and more without having to step foot in a branch. Plus, our user-friendly interface makes navigating your finances a breeze.

Person-to-Person Transfers

Need to send money to a friend? Our person-to-person transfer feature lets you quickly send funds with just a few clicks. It's perfect for splitting bills or helping out family members in need. In short, our digital banking services at Complex Community prioritize accessibility and ease of use while ensuring that your information stays safe and secure. Whether you're using our website or mobile app, managing your finances has never been easier!

Financial Strength

A Solid Foundation

With a net worth of $97,274,186, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,224 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed Team for You

We also take pride in having 145 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Together

Total Share and Deposit Accounts stand at 84,059, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Complex Community is your trusted partner. Visit us at 2200 Linda Ave Odessa Tx 79763 or call (432) 550-9126 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $93,406,029 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,312 in used auto loans and $500,105,070 in total loans and leases.

Secure Savings Options

Members' savings are secured through $131,371,699 in share certificates and $70,903,697 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $159,725,685 in used vehicle loans and $106,318,758 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you can drive away with confidence.

Credit Lines

In addition to our loan products, we have significant resources available through our total credit lines of $249,493,756. This option provides you with the ability to access funds as needed without the hassle of reapplying for a loan each time. For those considering refinancing options or looking into eligibility requirements for our various loan products, we encourage you to reach out. Our team is here to guide you through the process and answer any questions you may have. For more information or to speak with one of our representatives about how we can assist you in achieving your financial goals, please call us at 432-550-9126. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Join us at Complex Community today and explore how our loan offerings can empower you to take control of your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $154,588, make buying or refinancing simple. We offer competitive rates and flexible terms to help you find a mortgage solution that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,877,155 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to make everyday purchases easier while providing financial flexibility.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how this tool can significantly impact your financial decisions. Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency means you can trust that the offers you see are fair and reflect current market conditions.

COMPLEX COMMUNITY FEDERAL CREDIT UNION