Compass Community Credit Union Eureka CA

Introduction

Welcome to Compass Community, your trusted financial partner located at 321 Wabash Ave, Eureka, CA 95501. Since our establishment in 1951, we have proudly served our members with dedication and care. With a strong community focus, we currently support over 6,180 members by offering tailored financial solutions that truly meet their needs. At Compass Community, we believe in the power of togetherness. Our total assets exceed an impressive $173,710,133, allowing us to provide a range of services while ensuring your money is safe and sound. With a net worth of $20,015,006 and total deposits amounting to $16,732,206, you can trust us to manage your finances responsibly. We understand that life can be unpredictable, which is why we offer a diverse array of loans totaling 1,812 to help you navigate through various stages in life. Whether you're looking for a vehicle loan or need assistance with personal financing, our team is here to help every step of the way. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO Box 1268, Eureka, CA 95502-1268. Our friendly staff is available during lobby hours from 9:00 AM to 5:00 PM on weekdays to assist you. Led by our dedicated CEO, Ray Litchfield, and Board President Dax Williamson, our team of 23 employees is committed to providing you with personalized service. We are not just about numbers; we're about building relationships that last. Discover how Compass Community can make a difference in your financial journey. Visit us today or call us at 707-443-8662 to learn more about how we can help you achieve your financial goals!

Branch History & Mission

Welcome to Compass Community in Eureka, California! Since our inception in 1951, we have dedicated ourselves to serving the community with integrity and care. Over the decades, we've grown from a small credit union into a trusted financial partner for over 6,180 members. Our journey has been marked by significant milestones that reflect our commitment to providing exceptional financial services and support to our local community. Located at 321 Wabash Ave, Eureka, CA 95501, our branch sits in the heart of Humboldt County, surrounded by beautiful landscapes and vibrant neighborhoods. As you visit us during our operating hours Monday through Friday from 9:00 am to 5:00 pm you'll find a welcoming atmosphere where your financial needs are prioritized. At Compass Community, we strive to make a real difference in people's lives. Our mission is simple yet profound: we aim to provide accessible and reliable financial services while fostering a sense of community. We believe that everyone deserves the opportunity for financial success, and we are here to support you on that journey. With total assets of $173,710,133, we offer a range of services tailored to meet the needs of our diverse membership base. Whether you're looking for loans or savings options, our knowledgeable staff is ready to assist you. Although we currently do not have ATM or drive-thru services available, we ensure that all other aspects of banking remain convenient and user-friendly. In addition to traditional banking services, we embrace digital advancements that enhance your experience. With online banking options and electronic statements available, managing your finances has never been easier. While members can visit us at 321 Wabash Ave, official correspondence should be sent to PO Box 1268, Eureka, CA 95502-1268 if needed. Our commitment extends beyond just banking; it includes community outreach initiatives that strengthen the ties within Eureka. We partner with local organizations and participate in events that uplift and support those around us. Join us at Compass Community and experience firsthand how we can help you achieve your financial goals while being part of a caring community. Together, let's build a brighter future! For any inquiries or assistance, feel free to reach out at 707-443-8662. We look forward to welcoming you!

Branch Location & Accessibility

Welcome to Compass Community, your friendly neighborhood credit union located at 321 Wabash Ave, Eureka, CA 95501. Nestled in the heart of Humboldt County, our branch is not just a place to manage your finances; it's a welcoming space where community and convenience come together. Just a stone's throw away from local favorites like the beautiful Sequoia Park Zoo and the bustling Old Town district, you'll find us easily accessible whether you're stopping by for a quick transaction or looking for financial advice. At Compass Community, we prioritize your ease of access. Our branch features ample parking options, ensuring that you can park with ease when you visit us. We also take pride in being ADA compliant, so everyone can navigate our facilities comfortably. We understand that life can be busy, which is why we're here for you Monday through Friday from 9:00 AM to 5:00 PM. While we currently do not offer ATM services or drive-thru banking, our friendly staff is always ready to assist you inside the branch. If you need to reach out to us directly, feel free to call at 707-443-8662. While members can visit us at 321 Wabash Ave, official correspondence should be sent to our mailing address at PO Box 1268, Eureka, CA 95502-1268. We invite you to stop by and see how we can help with your financial needs. Whether you're looking to open an account or explore loan options, we're excited to serve you!

Member Eligibility

At Compass Community, we believe that joining our family is about more than just banking; it's about becoming part of a community that supports you. If you're looking to become a member, you'll be pleased to know that eligibility is open to individuals who live, work, or worship in Humboldt County, along with their immediate family members. We welcome everyone with open arms and are excited to provide you with the benefits of membership, which include competitive loan rates, personalized service, and access to community events. Getting started is simple! You can find detailed eligibility criteria by visiting this link. Once you're ready to open your account, just head over to our easy-to-use application page here. If you have any questions or need assistance, feel free to give us a call at (707) 443-8662. Join us at 321 Wabash Ave Eureka Ca 95501 and experience the difference of being part of Compass Community!

Business Banking & Commercial Services

Loan Options That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine a local bakery needing to purchase new equipment to increase production. With access to our loan options, they can secure the funds needed to make their dreams a reality and serve even more happy customers.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services tailored for businesses of all sizes. This means simple payment processing solutions that help you efficiently manage transactions. Picture a bustling café where customers can pay easily with cards or mobile payments keeping lines moving and patrons satisfied. With our dedicated team at Compass Community, located at 321 Wabash Ave Eureka Ca 95501 in Eureka, CA, you can confidently take your business to the next level. Reach out today at (707) 443-8662 to learn how we can help!

Comprehensive List Of Services

Banking Services

Whether you need to access cash or conduct transactions, our ATM services offer convenience at your fingertips. While we currently only provide ATM services, this allows members to withdraw cash easily without needing to visit a branch. Imagine being out and about in Eureka and realizing you need some cash for a local event; with our ATM services, you can quickly grab what you need without any hassle.

Digital Banking

In today's fast-paced world, we know that convenience matters. That's why Compass Community offers robust digital banking features. With options like online banking, you can check your account balance, transfer funds, and pay bills from the comfort of your home or on the go. If you're someone who prefers using your smartphone, our mobile application makes managing your finances even easier. You can stay updated on your accounts anywhere, anytime.

Member Support

Our commitment to service extends beyond transactions. If you have questions or need assistance, our friendly staff is always ready to help. You can reach us at 707-443-8662 during our lobby hours from Monday to Friday between 9:00 AM and 5:00 PM. Whether you're looking for advice on managing your accounts or have inquiries about our services, we're here for you. At Compass Community, we believe that financial wellness is within everyone's reach. We strive to create an inclusive environment where all members feel valued and supported. Our goal is not just to serve but to empower our members by offering tools that help them achieve their financial goals. If you're interested in becoming a member or learning more about how we can assist you on your financial journey, don't hesitate! Visit us online at Compass Community or come by our branch in Eureka today. We look forward to helping you thrive!

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the ability to set up e-statements. You can opt for electronic statements instead of paper ones, allowing you to keep track of your finances in a more eco-friendly way plus, they arrive right in your inbox! This feature is not only convenient but also keeps your sensitive information secure. If you're looking for quick ways to send money to friends or family, our person-to-person transfers make it easy. You can send money directly from your account without needing to write checks or handle cash. It's perfect for splitting bills or sending gifts. For those who love using their smartphones, you'll be pleased to know that we offer a mobile application that allows you to manage your accounts on the go. While mobile payments are currently unavailable, the app provides an easy interface for checking balances and making transactions.

Security and Ease-of-Use

At Compass Community, we prioritize your security. Our online banking services are designed with multiple layers of protection to safeguard your personal information. You can bank with confidence knowing that we take every precaution necessary. In summary, our digital and online banking services provide an accessible and user-friendly way for you to stay on top of your finances. Visit us today at https://compassccu.org/ and experience the ease of managing your money from the comfort of home or wherever life takes you!

Financial Strength

A Growing Community

Total Share and Deposit Accounts stand at 9,087, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) amount to $0, reinforcing our ability to support the needs of our community. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Compass Community is your trusted partner. Visit us at 321 Wabash Ave Eureka Ca 95501 or call (707) 443-8662 to learn more about how we can help you achieve your financial goals.

A Solid Foundation

With a net worth of $20,015,006, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,152 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Investment in Your Future

With $20,015,006 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $289 in used auto loans and a total of $113,254,303 in loans and leases.

Member-Centric Savings

Members' savings are secured through $49,083,650 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 22 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,422,775 in used vehicle loans and $5,923,659 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable pre-owned vehicle, we have options that fit your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $763,108 in loans helping members manage their finances effectively. This option is ideal for those looking to consolidate debt or make larger purchases without added stress.

Credit Lines

In addition to traditional loans, we provide credit lines that allow you to access funds as needed. With total credit lines amounting to $37,627,276, our offerings ensure you have the resources available for unexpected expenses or planned investments. For business owners seeking capital to grow and expand, we currently do not have outstanding commercial loans available. However, we encourage you to reach out if you're interested in exploring future opportunities. If you're considering refinancing or want to check your eligibility for any of our loan products, don't hesitate to contact us at 707-443-8662. Our team is here to help you navigate your options and find the best solution for your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Compass Community, we prioritize transparency and accessibility in all our services. Whether you're looking for an auto loan or a mortgage option, we're here to assist you every step of the way.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,909,774, make buying or refinancing simple. We provide guidance throughout the process so you can feel confident in your investment.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. Every loan option you see has been verified for accuracy, allowing you to trust that you're getting legitimate information.

COMPASS COMMUNITY CREDIT UNION