Compass Community Credit Union Arcata CA | Best Auto Loans & Online Banking

Introduction

Welcome to Compass Community in the heart of Arcata, CA, located at 1033 G St. Since our establishment in 1951, we have proudly served our community with a strong commitment to providing financial solutions tailored for you. With over 6,180 members relying on us, we understand that trust and reliability are key components in fostering meaningful relationships. At Compass Community, we believe in empowering our members through education and personalized service. Our total assets stand at an impressive $173,710,133, reflecting our solid foundation and capability to support your financial goals. Whether you're looking to purchase a new car with our extensive auto loans or open a savings account, we offer a range of services to meet your needs. Our dedicated team of 23 employees, led by CEO Ray Litchfield and Board President Dax Williamson, is here to guide you every step of the way. We work hard to ensure that your experience with us is seamless and rewarding. In addition to competitive loan rates and various deposit options totaling $16,732,206, we also have $1,422,646 cash in hand to make sure we're always ready to assist. While members can visit us at 1033 G St, official correspondence should be sent to our mailing address: PO Box 1268, Eureka, CA 95502. Feel free to reach out via phone at 707-443-8662 during our operating hours from Monday to Friday, 9:00 AM - 5:00 PM. Join us today and become part of a community-focused credit union that values your financial well-being. Visit our website at compassccu.org for more information or check out how you can start your journey with us!

Branch History & Mission

Community Commitment

Our involvement extends beyond banking. We engage with local organizations and participate in initiatives that enhance the quality of life in Arcata and surrounding areas. Together with our members, we strive to make a positive impact on the community we love. While members can visit us at 1033 G St for all their banking needs, official correspondence should be sent to PO Box 1268 in Eureka if necessary. We welcome you to join us during our lobby hours from Monday through Friday from 9:00 AM to 5:00 PM. Are you ready to become part of something special? Join Compass Community today and experience firsthand the advantages of being a member-driven credit union dedicated to your success! For more information about membership or opening an account, visit us at compassccu.org. Together, let's navigate your financial journey!

Our Journey

Located at 1033 G St in the heart of Arcata, our branch has been an integral part of this community for decades. We're proud to be rooted in Humboldt County, where we not only provide essential financial services but also strive to uplift those around us. As the years have passed, we've adapted and expanded our offerings while staying true to our mission of serving our members with care and respect. Our journey reflects our commitment to innovation and accessibility. In today's digital world, we ensure that our members can manage their finances easily through online banking and mobile applications. While we do not offer drive-thru services, our ATM is available for quick transactions, ensuring convenience for all.

Our Mission

At Compass Community, our mission is clear: we aim to empower individuals through responsible financial choices while actively contributing to the well-being of the communities we serve. We believe that everyone deserves access to quality financial products without sacrificing personal service. Our range of services includes checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. We are more than just a financial institution; we're your partners in achieving your dreams. Whether you're looking to buy a new vehicle or save for a home, we are here to guide you every step of the way. Our team is committed to providing personalized support tailored to your unique needs.

Branch Location & Accessibility

A Range of Services at Your Fingertips

Our branch offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we provide personalized banking solutions just for you. Plus, with ATM availability on-site, you can access cash whenever you need it no need to worry about long lines or waiting times.

Connect with Us Today!

Ready to experience exceptional service? Visit us today at Compass Community in Arcata or give us a call at 707-443-8662. We look forward to assisting you with all your financial needs and welcoming you into our growing community!

Convenient Access

At Compass Community, we believe in providing services that are not only effective but also accessible. We have ample parking available right outside our branch, ensuring that you can find a spot without hassle. Our location is fully compliant with ADA standards, featuring ramps and other accessibility options so everyone can feel welcome. While members can visit us at our physical address, please note that any official correspondence should be sent to our mailing address: PO Box 1268, Eureka, CA 95502.

Friendly Service Hours

We know your time is valuable! That's why we're open Monday through Friday from 9:00 AM to 5:00 PM. Whether you're coming in for personal banking needs or looking for assistance with loans and accounts, our dedicated team is here to help during these hours.

Member Eligibility

At Compass Community, we believe that joining our credit union means becoming part of a caring and supportive family. If you're interested in becoming a member, you'll be pleased to know that eligibility is straightforward and inclusive. Generally, anyone who lives, works, worships, or attends school in Humboldt County can apply for membership. This connection to your community helps us serve you better, offering personalized financial solutions tailored just for you. To explore the specific criteria and see if you qualify, feel free to check out more details at this link. Once you're ready to join us at our welcoming branch located at 1033 G St, Arcata, CA 95521, opening an account is quick and easy! You can find all the necessary information on how to get started by visiting this page. Should you have any questions or need assistance during the process, don't hesitate to give us a call at 707-443-8662. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine having a reliable partner who simplifies payment processing for you. Our merchant services allow you to accept various payment methods seamlessly, making transactions easy for your customers. This means more sales opportunities and a smoother experience for everyone involved. Located at 1033 G St Arcata Ca 95521 in Arcata, CA, we're here to help you turn your business goals into reality. Reach out to us at (707) 443-8662 or visit us online at https://compassccu.org/ to explore how we can assist you in achieving your business aspirations!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

Need cash in a pinch? We provide ATM & Cash Withdrawal Services, ensuring that access to your money is just around the corner. With basic ATM access available for withdrawals and balance checks, you'll have peace of mind knowing cash is always within reach. At Compass Community, we believe in building strong relationships with our members through personalized service and community involvement. We invite you to stop by or contact us at (707) 443-8662 during our operating hours Monday through Friday from 9:00 AM to 5:00 PM to learn more about how we can assist you on your financial journey. Visit us online at Arcata today!

Auto Loans & Vehicle Financing

Thinking about getting a new vehicle? Our Auto Loans & Vehicle Financing options are designed to fit your budget. We understand how important reliable transportation is, which is why we offer competitive rates and flexible terms. Picture yourself driving off in the car of your dreams without breaking the bank on monthly payments.

Business Banking

For our business-minded members, we offer comprehensive Business Banking solutions including merchant services and business loans. If you're looking to start or expand a business, we're here to support your entrepreneurial journey with tailored financial products.

Credit Cards with Rewards

Make every purchase count with our Credit Cards with Rewards program! Earn points on everyday purchases that can be redeemed for travel, merchandise, and more. It's a great way to benefit from spending that you're already doing.

Mortgage Loans & Refinancing

Owning a home is a dream for many, and at Compass Community, we make it achievable with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, our team is here to guide you through every step of the process. You could unlock lower interest rates and potentially save thousands over the life of your loan.

Online & Mobile Banking

In today's fast-paced world, convenience matters. With our Online & Mobile Banking, managing your accounts has never been easier. Check balances, transfer funds, or pay bills right from your smartphone or computer anytime, anywhere.

Personal Banking

Managing your money shouldn't be complicated. That's why we offer Personal Banking services that include checking and savings accounts designed to help you grow your funds while keeping your day-to-day banking simple. Imagine having a checking account that not only helps you track your spending but also rewards you with benefits. Our savings accounts work hard for you too, making it easier to save for that vacation or new car.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses our way. Our Personal Loans & Debt Consolidation options can provide the support you need during those times. This service helps simplify your finances by consolidating multiple debts into one manageable payment, making it easier for you to regain control over your budget.

Digital & Online Banking

Key Features

Our online banking services are easy to navigate and packed with features to enhance your experience. You can visit us at https://compassccu.org/ to explore all that we offer. One standout feature is the ability to set up e-statements, allowing you to receive your bank statements electronically. This not only helps in reducing paper clutter but also makes it easier for you to access your financial information quickly. For those who enjoy making quick transactions, our person-to-person transfer service is perfect for sending money to friends or family without hassle. Whether it's splitting a bill or sending a gift, it's simple and efficient.

Mobile Banking

While we don't currently offer mobile payments, our dedicated mobile application is available for download. This app brings the power of banking directly to your fingertips, enabling you to check balances, transfer funds, and manage accounts seamlessly. You can easily navigate through all features without feeling overwhelmed.

Security and Convenience

Security is our top priority at Compass Community. We provide secure logins and transactions so you can feel confident while banking online. Although we don't use electronic signature authorization at this time, rest assured that your personal information remains protected. With our user-friendly interface and real-time account management tools, keeping tabs on your finances has never been easier. Embrace the freedom of digital banking with us today!

Financial Strength

Community Trust

Total Share and Deposit Accounts: 9,087, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 all indicators of our robust position within the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Compass Community is your trusted partner. Visit us at 1033 G St Arcata Ca 95521 or call (707) 443-8662 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $49,083,650 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 22 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Growth

With $20,015,006 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $289 in used auto loans and $113,254,303 in total loans and leases.

Solid Foundation

With a net worth of $20,015,006, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,152 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

If you're a business owner, our commercial loan services can provide the capital needed for growth and expansion. While we currently have no outstanding commercial loans at this time, we're committed to supporting local businesses when they seek funding. At Compass Community in Arcata (1033 G St), we strive to make borrowing straightforward and accessible for everyone. If you have any questions about our loan offerings or want to discuss how we can assist you further, feel free to call us at 707-443-8662. For more information about eligibility requirements and application processes, please visit our website at Compass Community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,422,775 in used vehicle loans and $5,923,659 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles to ensure you can find the right option for your lifestyle. Plus, refinancing options are available if you're looking to lower your current payments.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $21,909,774, making it easier than ever to secure the home you've always wanted. If you need assistance navigating eligibility options or refinancing choices, our team is here to help.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $763,108 in loans helping members manage their finances effectively. Whether you're consolidating debt or covering unexpected costs, our credit card solutions can support your financial journey.

Loan Aggregator

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COMPASS COMMUNITY CREDIT UNION