Communitywide Credit Union Warsaw IN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Communitywide, your trusted financial partner located at 955 Husky Trl, Warsaw, IN 46582. Established in 1967, we have proudly served our community for over five decades, building strong relationships with our 70,999 members and ensuring their financial needs are met with care and professionalism. At Communitywide, we understand the importance of financial stability and growth. With total assets reaching an impressive $841,307,933, we offer a robust selection of services tailored to help you thrive. Our offerings include everything from personal banking solutions like checking and savings accounts to auto loans, mortgage financing, and business banking services. What truly sets us apart is our commitment to our members. We currently manage a total of 52,388 loans and leases, reflecting the trust our community places in us. With $173,071,350 in deposits and a net worth of $108,031,065, we ensure that your funds are safe and readily available when you need them. Led by our dedicated CEO, Andrew Burggraf, and Board President, Stephen Hart, our team works diligently to provide exceptional service. We take pride in employing 86 staff members who are always ready to assist you with any queries or concerns. While members can visit us at our branch location for personalized service, official correspondence should be sent to the same address: 955 Husky Trl, Warsaw, IN 46582-1957. We invite you to explore all that Communitywide has to offer. Whether you're looking for competitive loan rates or convenient online banking options, we're here to support your financial journey. Feel free to reach out by calling us at 574-267-0100 or visiting our website at comwide.com. Let's work together towards achieving your financial goals!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the Communitywide family. Experience firsthand the benefits of membership where your needs come first and your financial well-being is our priority. Visit us today or explore more about becoming a member here. Together, let's build a brighter financial future!

Our Evolution

From our early days, we have focused on building strong relationships with our members. Each milestone in our history reflects our commitment to their needs. We've expanded our range of services to include personal banking options like checking and savings accounts, auto loans, mortgages, and even business banking solutions. We understand that every member has unique financial goals, and we're here to help them achieve those. Our branch has continually adapted to the changing landscape of financial services. With advancements in technology, we now offer online and mobile banking for convenience without compromising security. As part of our dedication to accessibility, we ensure that all members can access ATM services and drive-thru banking for easy transactions.

Our Mission

At Communitywide, our mission is straightforward: empower our members through education and resources while fostering community growth. We believe that financial health leads to a thriving community. That's why we not only provide essential banking services but also engage in various outreach efforts that support local initiatives. We aim to make a positive impact beyond just finances. This includes partnering with local organizations and participating in events that uplift Warsaw and surrounding areas. Our commitment extends to ensuring that everyone feels welcome at our branch whether through ADA compliance or personalized member service. While you can visit us at 955 Husky Trl for your banking needs, official correspondence should be directed to our mailing address at 955 Husky Trl, Warsaw, IN 46582-1957.

Branch Location & Accessibility

Convenient Access and Amenities

At our Warsaw branch, we prioritize your convenience and accessibility. The location is equipped with ample parking and features designed to ensure everyone can visit us comfortably, including ADA-compliant ramps for easy entry. If you're in a hurry, take advantage of our drive-thru banking service, where you can quickly handle deposits, withdrawals, and other simple transactions without leaving your vehicle.

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why we offer flexible operating hours to accommodate your needs. You can visit us on Monday, Thursday, and Friday from 9:00 AM to 5:30 PM. On Tuesdays and Wednesdays, we open a bit later at 10:00 AM but still close at 5:30 PM. For those who need to take care of banking on weekends, we're here for you on Saturdays from 9:00 AM until noon.

Services Tailored for You

Our team at Communitywide Credit Union is dedicated to providing a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our ATM availability ensures that you can access cash whenever necessary. While members can visit us at 955 Husky Trl Warsaw In 46582, official correspondence should be sent to our mailing address at 955 Husky Trl, Warsaw, IN 46582-1957. Feel free to reach out with any questions or simply drop by! Our friendly staff is ready to assist you. Call us at (574) 267-0100 or come see us today; we look forward to welcoming you into our community!

Member Eligibility

Welcome to the community at Communitywide, where becoming a member feels like joining a family that truly cares about your financial well-being. If you're looking to become part of our vibrant community, you'll be happy to know that membership is open to anyone who lives, works, worships, or attends school in the area surrounding our branch at 955 Husky Trl Warsaw In 46582. We believe in supporting our members with personalized services and benefits tailored to your needs. To learn more about the specific eligibility details, feel free to visit this link. Joining Communitywide is simple and straightforward! Once you find that you meet the eligibility requirements, opening an account is just a few clicks away. You can start the process by visiting our online application here. If you have any questions or need assistance along the way, don't hesitate to give us a call at (574) 267-0100. We're excited to welcome you into our community and help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services

Imagine a busy Saturday morning at your local café. Your customers are excited to order their favorite drinks, but the line is long because the payment process takes too much time. With our merchant services, you can streamline transactions so that every customer walks away happy and ready to return. Our solutions ensure that you can accept payments easily and efficiently, allowing you to focus on what matters most running your business. Located conveniently at 955 Husky Trl Warsaw In 46582, Warsaw, IN 46582, we invite you to explore how our services can empower your business today. For more information or to get started, call us at (574) 267-0100 or visit our website at https://comwide.com/ .

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $49 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,987,658, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For small business owners, we provide essential services like merchant services and business loans that help ensure your business runs smoothly. Our team is dedicated to understanding your unique needs so that we can offer personalized solutions that support your growth.

Commitment to Accessibility

We are committed to making banking accessible for everyone. Our basic ATM access allows you to perform transactions like withdrawals and balance checks without any fuss. With lobby hours designed around your schedule Monday through Friday from 9:00 AM to 5:30 PM (and Saturday from 9:00 AM to noon) you'll find it easy to stop by when it suits you best. At Communitywide, we're not just about numbers; we're about people our members. We invite you to explore our full range of services at Warsaw today! If you have questions or need assistance, feel free to reach out at (574) 267-0100. Your financial success is our priority!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why Communitywide offers robust online and mobile banking features. You can check balances, transfer funds, and pay bills anytime, anywhere all from the palm of your hand. Our ATM and cash withdrawal services, along with basic drive-thru banking for deposits and withdrawals, ensure that accessing your money is quick and hassle-free.

Loans and Credit Options

Life can throw unexpected expenses your way, which is why our personal loans and debt consolidation options are available to help lighten your financial load. Additionally, our credit cards come with rewards that make every purchase more rewarding. Whether you're planning a vacation or simply want to manage everyday expenses more effectively, we have a credit solution for you.

Personal Banking

We understand that managing finances can be challenging. That's why we offer various personal banking options, including checking and savings accounts designed to help you save for the future while enjoying easy access to your funds. If you're looking to purchase a new car or finance a vehicle, our auto loans and vehicle financing services can assist you in getting on the road without breaking the bank. For those considering home ownership or refinancing, our mortgage loans and refinancing solutions are here to guide you through each step of the process.

Digital & Online Banking

Key Services

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds without any hassle. Plus, with the option for electronic signature authorization, signing documents has never been simpler or more secure. No need to print or scan; just a few clicks and you're done! For those who prefer keeping track of their statements digitally, we also offer e-statements. This not only helps in reducing paper clutter but also provides instant access to your financial information whenever you need it.

Mobile Banking Features

If you're always on the move, our mobile application is here to help. You can manage your accounts right from your smartphone or tablet. Enjoy the ease of making mobile payments with just a tap and even send money directly to friends or family with our person-to-person transfer feature. It's quick and convenient perfect for splitting bills or sending a little extra cash when needed.

Security You Can Trust

We prioritize your security as much as your convenience. All transactions are protected with advanced encryption technology, ensuring that your personal information remains safe and sound. With Communitywide, you can feel confident that your finances are in good hands. Experience the freedom of managing your money on your terms with our digital banking services today! Visit us online at https://comwide.com/ to get started!

Financial Strength

Growing Member Base

The trust you place in us is illustrated by our total share accounts of 95,739, demonstrating a strong and growing member base that believes in our mission. Additionally, our net shares amount to $2,834,042, highlighting funds available for lending and investments that further support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communitywide is your trusted partner. Visit us at 955 Husky Trl Warsaw In 46582 or call (574) 267-0100 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

We prioritize our members' needs. Members' savings are secured through $283,187,503 in share certificates and $227,931,316 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, with non-member deposits at $71,097,032, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Growth

Our commitment to your success is evident in our $101,581,678 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $37,366 in used auto loans and $675,081,351 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $108,031,065, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,274 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Stability Through Operational Efficiency

Our operations reflect efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 86 full-time employees and 0 part-time employees who are ready to serve you with expertise and dedication.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $526,695,218 in used vehicle loans and $29,223,864 in new vehicle loans already helping members get on the road. We provide competitive terms that make it easier for you to afford the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,814, make buying or refinancing simple. We offer flexible terms and support throughout the process to help you secure a place you'll love.

Other Loan Products

In addition to auto and mortgage loans, we provide personal loans and lines of credit totaling $70,000,000. These options are ideal for consolidating debt or covering unexpected expenses. For business owners looking for growth opportunities, our outstanding commercial loans totaling $2,987,658 can provide the capital needed for expansion. If you're considering refinancing any of these options or want more information about eligibility requirements for our loan products, please don't hesitate to reach out. You can contact us at 574-267-0100 or visit us at 955 Husky Trl, Warsaw IN 46582. Our team is here to guide you through every step of your borrowing journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,036,446 in loans helping members manage their finances effectively. This product is perfect for those who need quick access to funds without collateral.

Loan Aggregator

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COMMUNITYWIDE FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans