Communitywide Credit Union South Bend IN | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Communitywide, your trusted partner in financial well-being since 1967. Located at 1915 Lincoln Way E, South Bend, IN 46613, we proudly serve our community with a commitment to helping you achieve your financial goals. With nearly 71,000 members and over $841 million in assets, we are dedicated to providing personalized banking solutions tailored to your needs. At Communitywide, we believe in the power of community and strive to make a positive impact on the lives of our members. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we have a range of services designed to support you every step of the way. As part of our mission, we manage $173 million in deposits and offer over 52,000 loans and leases to help our members thrive. Under the leadership of CEO Andrew Burggraf and Board President Stephen Hart, our team is here to ensure that your banking experience is seamless and rewarding. With a staff of 86 dedicated employees, we're always ready to assist you with any questions or concerns. While members can visit us at our branch location, official correspondence should be sent to 1915 Lincolnway E, South Bend, IN 46613-3424. We invite you to explore more about what Communitywide can do for you by visiting our website at http://www.comwide.com or giving us a call at (574) 289-8800. Join us today and become part of a community-focused credit union that prioritizes your financial success!

Branch History & Mission

Communitywide has a rich legacy rooted in serving the financial needs of its members and the broader community. Established in 1967, our branch located at 1915 Lincoln Way E, South Bend, IN 46613, has been a steadfast presence in the area for over five decades. With a commitment to growth and service, we are proud to support our 70,999 members with total assets amounting to $841,307,933. Since our inception, Communitywide has evolved significantly, adapting to the changing needs of our community while maintaining our core mission: to provide accessible and affordable financial services that empower individuals and businesses. Our headquarters in South Bend is more than just an address; it's where we foster relationships and build trust. We understand that banking is not just about transactions; it's about building a future together. Our mission goes beyond merely offering financial products. We strive to uplift our community by promoting financial literacy and supporting local initiatives. Whether through partnerships with local organizations or community outreach programs, we aim to make a positive impact on those we serve. While members can visit us at 1915 Lincoln Way E, official correspondence should be sent to 1915 Lincolnway E, South Bend, IN 46613-3424. Our operating hours are designed for your convenience: Monday, Thursday, and Friday from 9:00 AM to 5:30 PM; Tuesday and Wednesday from 10:00 AM to 5:30 PM; and Saturday from 9:00 AM to 12:00 PM. We also offer ATM services and drive-thru banking for added accessibility. In today's digital age, Communitywide ensures that our services remain user-friendly and accessible. We offer online banking, mobile payments, and electronic statements so that you can manage your finances anytime, anywhere. Our commitment extends to ensuring ADA compliance across all platforms so everyone can access our services without barriers. As we look towards the future, Communitywide continues to focus on enhancing member experience through innovative solutions while staying true to our community-focused values. We invite you to join us on this journey experience firsthand how Communitywide can help you achieve your financial goals while making a difference in the lives of others. Visit us today or reach out at (574) 289-8800 to learn more about how you can become part of the Communitywide family!

Branch Location & Accessibility

Welcome to the Communitywide Credit Union branch located at 1915 Lincoln Way E in South Bend, IN! Our branch is conveniently situated in the heart of St. Joseph County, making it easy for you to access all your banking needs. Whether you're coming from downtown or nearby neighborhoods, you'll find us just a short drive away from popular spots like the South Bend International Airport and the beautiful Potawatomi Park. At our branch, we prioritize accessibility for everyone. We have ample parking available, including spaces designed for those with disabilities. Our facility is ADA compliant, featuring ramps and other accommodations to ensure that all members can visit us comfortably. Our dedicated team is here to serve you during our friendly operating hours: Monday, Thursday, and Friday from 9:00 AM to 5:30 PM; Tuesday and Wednesday from 10:00 AM to 5:30 PM; and Saturday from 9:00 AM to 12:00 PM. If you ever need assistance outside these times, feel free to give us a call at 574-289-8800. For your convenience, we offer both ATM services and drive-thru banking options. This means you can easily make deposits or withdrawals without having to step inside if you're on the go. Our ATMs are available around the clock for quick access to cash or balance inquiries. While members can visit us at 1915 Lincoln Way E for all their banking needs, official correspondence should be sent to our mailing address at 1915 Lincolnway E, South Bend, IN 46613-3424. We invite you to come by and experience our range of services from personal banking solutions like checking accounts and auto loans to business banking options tailored just for you. We look forward to welcoming you into our Communitywide family!

Member Eligibility

At Communitywide, we believe that everyone deserves a chance to join our welcoming community, where your financial needs come first. Becoming a member is simple and open to anyone who lives, works, worships, or attends school in our local area. We're committed to providing friendly service and personalized solutions that make banking easier for you. If you're interested in exploring all the benefits of membership like competitive rates on loans and savings accounts head over to our eligibility page at http://www.comwide.com/save-and-spend/become-a-member for detailed information. When you're ready to take the next step, opening an account is just as straightforward! You can find everything you need to know about starting your journey with us at https://online.comwide.com/loan-application . If you have any questions or need assistance, don't hesitate to reach out at (574) 289-8800. We can't wait to welcome you into the Communitywide family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $49 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,987,658, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But we don't stop at loans. Our merchant services provide practical tools that simplify payment processing, allowing you to focus on what matters most growing your business. Imagine being able to accept various payment methods securely and efficiently while keeping track of transactions in real-time. That's what our services offer making it easier for you to manage your cash flow and serve your customers better. Located conveniently at 1915 Lincoln Way E South Bend In 46613 in South Bend, IN, we're here to partner with you every step of the way. Let's work together to bring your business goals to life!

Comprehensive List Of Services

ATM and Drive-Thru Services

For quick transactions, our branch offers basic ATM & Cash Withdrawal Services as well as a convenient drive-thru option for deposits and simple transactions. Whether you're in a hurry or prefer face-to-face service, we've got you covered. At Communitywide, we're committed to making banking easier and more accessible for everyone in South Bend. We invite you to visit us or explore our services online at comwide.com. Let us help you achieve your financial goals today!

Business Banking Services

For local businesses, we understand that having reliable financial support is crucial for success. Our Business Banking services, including Merchant Services and Business Loans, are crafted to help your business thrive. We take pride in being part of your journey and offering the resources needed for growth.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters. That's why Communitywide provides robust Online & Mobile Banking services, making it easy for you to manage your accounts anytime and anywhere. With features like mobile payments and person-to-person transfers, staying on top of your finances has never been easier.

Mortgage and Home Financing

Owning a home is a significant milestone for many families. At Communitywide, we offer various Mortgage Loans & Refinancing options to make this dream more accessible. Whether you're a first-time buyer or looking to refinance your existing mortgage for better rates, our team is here to guide you through every step.

Personal Banking Solutions

Whether you're opening your first checking account or planning for future savings, we offer comprehensive personal banking options. Our Checking and Savings Accounts are designed with flexibility in mind, ensuring that managing your money is straightforward and stress-free. If you're thinking about purchasing a new car or refinancing your current vehicle, our Auto Loans & Vehicle Financing can help you get behind the wheel without breaking the bank. We understand that life can be unpredictable, which is why our Personal Loans & Debt Consolidation options provide support when you need it most.

Rewarding Credit Options

Our Credit Cards with Rewards give you the opportunity to earn while you spend. Enjoy cashback on purchases or points toward travel it's all part of how we strive to provide value beyond just basic financial transactions.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! With our e-statements available, you can access your financial statements electronically, ensuring you always have up-to-date information at your fingertips. If you're out shopping or dining, take advantage of our mobile payments feature to make quick and secure transactions right from your smartphone.

Mobile App and Person-to-Person Transfers

For even greater convenience, download our mobile application available on various platforms. It offers everything from checking your balance to person-to-person transfers, making it easy to send money to friends or family instantly. With these tools, you can manage your finances in real time without any hassle. At Communitywide, we're committed to providing you with safe and accessible banking options that fit into your lifestyle. Join us today and experience the ease of digital banking!

Online Banking Services

Visit us at https://comwide.com/ to explore our 24/7 online banking services. You can easily check your account balances, transfer funds, and pay bills with just a few clicks. Our user-friendly interface ensures that managing your finances is not only easy but also enjoyable. Plus, with features like electronic signature authorization, signing documents has never been simpler or more secure.

Financial Strength

A Growing Community

Total Share Accounts stand at 95,739, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,834,042 further illustrate our capability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communitywide is your trusted partner. Visit us at 1915 Lincoln Way E South Bend In 46613 or call (574) 289-8800 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

We have $101,581,678 in undivided earnings, which means we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $37,366 in used auto loans and $675,081,351 in total loans and leases available to support your financial goals.

Member-Centric Savings Options

Your savings are important to us. Members' funds are secured through $283,187,503 in share certificates and $227,931,316 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $71,097,032, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to manage resources efficiently is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We proudly employ 86 full-time employees who are dedicated to serving you with expertise and commitment.

Solid Financial Health

With a net worth of $108,031,065, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,274 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $526,695,218 in used vehicle loans and $29,223,864 in new vehicle loans, helping members get on the road with confidence. Our financing options are designed to fit various budgets and preferences. Plus, refinancing options are available if you're looking to lower your monthly payments or adjust your terms.

Business Loans

For business owners, our outstanding commercial loans totaling $2,987,658 provide the capital needed to grow and expand your business operations. We recognize that every business has unique needs, which is why we offer customizable solutions that cater specifically to entrepreneurs. At Communitywide, we prioritize our members' financial well-being. You can reach us at (574) 289-8800 or visit us at 1915 Lincoln Way E South Bend In 46613 in South Bend, IN for personalized service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards reaching your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Property loans totaling $31,814, making it easier for you to settle into your new home. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step.

Unsecured Credit Card Loans

Managing daily expenses can be tricky, but our flexible terms on unsecured credit card loans can help. With a total of $1,036,446 in loans helping members manage their finances effectively, you can enjoy the freedom of making purchases without worrying about high-interest rates.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified data ensures that users receive fair and transparent offers. By pulling information directly from trusted financial institutions, LendMesh guarantees that the comparisons you see are both accurate and timely.

COMMUNITYWIDE FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans