Communitywide Credit Union Mishawaka IN | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Communitywide, your trusted partner in financial growth and well-being, conveniently located at 4625 Lincolnway E, Mishawaka, IN 46544. Since our establishment in 1967, we have proudly served our community with dedication and commitment, building a membership base of over 70,999 individuals. With total assets reaching an impressive $841,307,933, we provide a secure foundation for our members' financial journeys. At Communitywide, we understand the importance of reliable banking services that cater to your unique needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Our total loans amount to 52,388, reflecting our commitment to helping members achieve their financial goals. We are led by a passionate team dedicated to providing excellent service. Under the guidance of our CEO, Andrew Burggraf, and Board President, Stephen Hart, we ensure that every member feels valued and supported. You can reach us easily at 574-254-4900 for any inquiries or assistance. While members can visit us at our branch location, official correspondence should be sent to 4625 Lincolnway E, Mishawaka, IN 46544-4077. With a net worth of $108,031,065 and cash in hand amounting to $3,979,223, we are financially equipped to meet your needs while ensuring the stability of our credit union. Explore the benefits of joining Communitywide today! Visit our website at comwide.com or stop by our branch to see how we can help you thrive financially. Join us on this journey towards financial empowerment and discover how we make banking easier for you!

Branch History & Mission

Commitment to Community

We are not just about numbers; we are deeply invested in our community. Through various outreach programs and partnerships, we strive to give back and create a positive impact in Mishawaka and beyond. Our focus on community engagement reflects our belief that strong communities lead to stronger members. While members can visit us at 4625 Lincolnway E, official correspondence should be sent to 4625 Lincolnway E, Mishawaka, IN 46544-4077 if different.

Join Us!

Whether you're looking for a new place for your banking needs or seeking support for your financial goals, Communitywide is here for you. With experienced staff ready to assist you during our operating hours same as always you're never alone on your financial journey. Experience the benefits of membership today! Visit us online at Communitywide or call us at 574-254-4900. We look forward to welcoming you into our family!

Modern Services

In today's fast-paced world, we understand the importance of convenience. That's why we've embraced modern technology to offer online banking, mobile payments, and person-to-person transfer services. Our ATM availability ensures that you can access your funds whenever you need them. We also provide drive-thru banking for quick transactions without leaving your car. Our commitment to ADA compliance ensures that all members can access our services comfortably.

Our Mission

The mission of Communitywide is simple yet powerful: We aim to empower individuals and families by providing accessible financial services that enhance their lives. We believe that everyone deserves a chance at financial stability and success. Our dedicated team is here to support you with personalized service and guidance every step of the way.

Branch Location & Accessibility

Welcome to Communitywide, your friendly neighborhood credit union located at 4625 Lincolnway E in Mishawaka, Indiana. We understand that convenience matters, and our branch is easily accessible for all your banking needs. Whether you're a longtime member or visiting for the first time, we're here to serve you with a smile. Our branch is situated near popular local spots, making it easy to drop by while running errands or enjoying a day out. Just a short drive from downtown Mishawaka, you'll find us conveniently positioned with ample parking available. We also ensure that our facilities are ADA compliant, so everyone can visit us comfortably. While members can visit us at 4625 Lincolnway E, official correspondence should be sent to our mailing address: 4625 Lincolnway E, Mishawaka, IN 46544-4077. This way, you can keep everything organized and streamlined! At Communitywide, we pride ourselves on providing personalized banking services tailored to your needs. Our operating hours are designed to fit your busy schedule feel free to stop by during the day or take advantage of our drive-thru service for quick transactions like deposits and withdrawals. Plus, we have an ATM on-site for those times when you need cash on the go. If you have any questions or need assistance with our services such as personal banking accounts, auto loans, mortgage options, and more, don't hesitate to reach out. You can call us at 574-254-4900; our friendly staff is ready to help! We invite you to visit Communitywide today and discover how we can help you achieve your financial goals!

Member Eligibility

At Communitywide, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Mishawaka area, you're already eligible to join us. We aim to provide our members with personalized service and tailored financial solutions that make a real difference in their lives. Plus, as a member of Communitywide, you'll have access to competitive rates on loans and savings accounts, along with various services designed to help you achieve your financial goals. To get started, just visit us at our branch located at 4625 Lincolnway E Mishawaka In 46544 or check out the eligibility details on our website at http://www.comwide.com/save-and-spend/become-a-member for the most up-to-date information. Once you're ready to open an account, you can easily do so online by following this link: https://online.comwide.com/loan-application . If you have any questions or need assistance, don't hesitate to give us a call at (574) 254-4900. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $49 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,987,658, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine this: you're a local café owner who needs a reliable way for customers to pay quickly and easily. Our merchant services ensure you can accept payments seamlessly, whether it's through card transactions or mobile payments. This not only enhances customer satisfaction but also helps streamline your daily operations. At Communitywide, located at 4625 Lincolnway E Mishawaka In 46544 in Mishawaka, IN, we are dedicated to being your partner in business success. Reach out today at (574) 254-4900 to learn more about how we can support your journey!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners, our Business Banking services include merchant services and business loans tailored to meet your operational needs. We understand how crucial it is for businesses to have reliable financial support, so we work closely with our business members to ensure they have the resources they need.

Convenience at Your Fingertips

Accessing cash is simple with our ATM & Cash Withdrawal Services, available both at our branch and through network ATMs. Plus, if you're in a hurry, our Basic Drive-Thru Banking offers quick service for deposits, withdrawals, and other simple transactions without leaving your car. With all these services available at Lwe, we invite you to explore how we can support your financial journey. Call us at (574) 254-4900 or visit us today at 4625 Lincolnway E Mishawaka In 46544 in Mishawaka, IN. Together, let's take the next steps toward achieving your financial goals!

Credit Options with Rewards

We also offer Credit Cards with Rewards, which allow you to earn points for everyday purchases. Imagine earning rewards just for using your card! It's a great way to make the most out of your spending while building credit.

Home Ownership

If owning a home is part of your plan, check out our Mortgage Loans & Refinancing services. We guide you through every step of the home-buying process, ensuring that securing a mortgage feels less daunting and more achievable. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, we're here to help.

Personal Banking Solutions

For those who want to take control of their day-to-day finances, our Personal Banking services include checking and savings accounts that cater to all lifestyles. Imagine having a checking account that allows you to easily manage your spending while saving for future goals. With online and mobile banking, you can access your accounts anytime, anywhere, making it easy to track your transactions and balance.

Personal Loans & Debt Relief

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services can provide the financial relief you need when times get tough. With flexible repayment plans, consolidating multiple debts into one manageable loan has never been easier.

Vehicle Financing

Dreaming of a new car? Our Auto Loans & Vehicle Financing options are designed with competitive rates to help you drive away in the vehicle you want. We understand how important reliable transportation is, and that's why we offer personalized loan solutions that fit your budget.

Digital & Online Banking

Key Features

Our mobile application brings banking right to your fingertips. With this user-friendly app, you can manage your accounts, deposit checks remotely, and even use our mobile payments feature for quick transactions at your favorite stores. Plus, sending money to friends and family is a breeze with our person-to-person transfer option. For those who prefer paperless options, we offer e-statements, allowing you to keep track of your finances without cluttering your mailbox. You can also sign documents securely with our electronic signature authorization, making it easy to complete transactions without any hassle.

Security and Ease of Use

We take security seriously. Our online platform is equipped with advanced security measures to protect your personal information. You can bank with confidence knowing that we prioritize your safety. With all these features combined, managing your finances has never been easier or more secure. Join us at Communitywide and experience the future of banking today!

Financial Strength

Commitment to Growth

With $101,581,678 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $37,366 in used auto loans and $675,081,351 in total loans and leases.

Growing Member Base

Total Share Accounts: 95,739, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,834,042. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communitywide is your trusted partner. Visit us at 4625 Lincolnway E Mishawaka In 46544 or call (574) 254-4900 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 86 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $283,187,503 in share certificates and $227,931,316 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $71,097,032, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $108,031,065, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,274 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing options or want to learn about eligibility requirements for any of our loan products, don't hesitate to reach out! You can call us at 574-254-4900 for more information or visit our website at Communitywide for details on how to apply. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Communitywide, we're committed to helping you every step of the way with tailored loan solutions that fit your lifestyle. Come see us today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $526,695,218 in used vehicle loans and $29,223,864 in new vehicle loans, helping members get on the road without breaking the bank. Whether you're interested in financing a brand-new model or a reliable used option, we can help you find the right fit.

Business Financing

For business owners looking to expand or start anew, our outstanding commercial loans totaling $2,987,658 provide the capital needed to grow and sustain your business operations. We understand the unique challenges businesses face and are here to support your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $31,814, making buying or refinancing simple. We strive to make the process smooth and straightforward so you can focus on what matters most your new home.

Unsecured Credit Card Loans

Managing finances can be challenging at times. We also offer flexible terms on unsecured credit card loans, with a total of $1,036,446 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can benefit your everyday spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and accuracy, LendMesh stands out as a reliable tool for anyone seeking to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers tailored to their needs. One of the key benefits of using LendMesh is its Verified Data. All loan offers are sourced from legitimate financial institutions, ensuring that users can trust the information they receive. Additionally, LendMesh maintains integrity by implementing a policy of No Sponsored Listings. This means lenders are not prioritized based on paid promotions, allowing users to access truly unbiased results. Another advantage is the Real-Time Rate Comparisons offered by LendMesh. The platform provides up-to-date loan rates from multiple institutions, making it easier for users to compare options side-by-side. This feature helps individuals make informed decisions that can lead to significant savings over time. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the platform in assisting borrowers in finding favorable loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

COMMUNITYWIDE FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans

Vehicle Loans