COMMUNITYAMERICA FEDERAL CREDIT UNION - Richmond Heights, MO

Welcome to Communityamerica at 6510 Clayton Rd, Richmond Heights, MO 63117! Since our establishment in 1940, we've proudly served the community with a commitment to provide exceptional financial services and support. With over 336,484 members and a total of $5,425,153,959 in assets, we are here to help you achieve your financial goals. At Communityamerica, we understand that each member's journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business banking options. Our dedicated team of 1,009 employees, led by CEO Lisa Ginter and Board President David Shepard, strives to create an environment of trust and reliability. While you can visit us at our Richmond Heights branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 6510 Clayton Rd, Richmond Heights, MO 63117-1706. We take pride in our strong financial foundation, with total deposits amounting to $614,370,101 and net worth reaching $511,039,696. Whether you're looking for competitive loan options or simply want to learn more about how we can assist you in managing your finances effectively, we encourage you to reach out. Feel free to contact us at 314-801-6400 or explore more on our website here. Join us today as we continue to make a positive impact in the lives of our members and the broader community!

Communityamerica has a rich legacy that began in 1940, when we opened our doors in the heart of Richmond Heights, MO. From our humble beginnings, we have grown into a trusted financial partner for over 336,000 members. Our branch is located at 6510 Clayton Rd, a central spot known for its accessibility and community spirit. As a proud member of the local landscape, we are here to serve our members with dedication and care. Over the years, Communityamerica has made significant strides in providing diverse financial services tailored to meet the needs of our community. With total assets reaching an impressive $5,425,153,959, we have expanded our offerings to include personal banking options such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our mission is clear: we aim to empower individuals and families by providing them with accessible financial solutions while supporting initiatives that uplift the community. At Communityamerica, we believe that financial stability goes hand in hand with community support. We actively engage in outreach efforts that make a real difference in people's lives. Whether it's through educational programs or partnerships with local organizations, we strive to create opportunities for growth and success. Our commitment to innovation means we also offer modern conveniences like online banking, mobile payments, and electronic signatures for added ease of use. We ensure our facilities are ADA compliant so that everyone can access our services comfortably. With features like ATM availability and drive-thru banking services, we're dedicated to making your experience smooth and efficient. While members can visit us at 6510 Clayton Rd, official correspondence should be sent to 6510 Clayton Rd, Richmond Heights, MO 63117-1706. Our operating hours are convenient Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM ensuring that you can reach us when you need us most. As we look forward to the future, we invite you to join our community of members who benefit from personalized service and a strong sense of belonging. Experience how Communityamerica can help you achieve your financial goals while being part of something bigger. Visit us today or check out our website at Community America for more information!

At Communityamerica, we believe that everyone deserves a place in our financial family. Becoming a member is not just about opening an account; it's about joining a supportive community that prioritizes your needs. If you live, work, worship, or attend school in the area, you're likely eligible to join us! We also welcome immediate family members of current members, making it easier for you and your loved ones to enjoy our services together. You can find all the detailed eligibility criteria on our website at https://www.communityamerica.com/why-communityamerica/become-a-member. Joining is straightforward! Simply visit us at our branch located at 6510 Clayton Rd Richmond Heights Mo 63117, or give us a call at (314) 801-6400 for any questions you might have. Our friendly team is here to guide you through the account opening process, ensuring that becoming a member is as easy and welcoming as possible. We're excited to help you take this step towards better financial health with Communityamerica! For more information on how to open an account, check out https://www.communityamerica.com/about-us.

At Communityamerica, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to providing reliable and trustworthy services is reflected in our strong financial health. With a net worth of $511,039,696, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This foundation enables us to support our members effectively, ensuring that your savings and investments are in capable hands. Our net worth ratio of 9.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. You can feel confident knowing that Communityamerica is financially sound and ready to meet your needs. Members' savings are secured through $832,011,010 in share certificates and $925,931,291 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over non-member deposits; currently, we have $0 in non-member deposits to ensure that our resources focus on benefiting you through better loan rates and exclusive perks. With $496,592,569 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant as well with $39,490 in used auto loans and $3,354,322,779 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is evident with a reported net income of $21,002,216, which enables us to keep offering competitive loan rates and solid financial products for our members. Furthermore, the dedication of our team shines through with 992 full-time employees and 17 part-time employees, ensuring that we are always ready to assist you with knowledgeable service. Total Share Accounts: 789,247, showcasing a strong member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communityamerica is your trusted partner. Visit us at 6510 Clayton Rd Richmond Heights Mo 63117 or call (314) 801-6400 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*