CommunityAmerica Credit Union Pleasant Valley MO | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to CommunityAmerica, your trusted partner in financial wellness, located at 8100 Ne Us Highway 69, Pleasant Valley, MO 64068. Established in 1940, we have proudly served our community for over eight decades, building lasting relationships with our 336,484 members. Our mission is to empower you with the tools and resources you need to achieve your financial goals, whether that's buying a new home, purchasing a vehicle, or managing everyday expenses. At CommunityAmerica, we understand the importance of a solid financial foundation. With total assets of $5,425,153,959 and total deposits reaching $614,370,101, we are committed to providing stability and security to our members. Our CEO, Lisa Ginter, along with Board President David Shepard, leads a dedicated team of 1,009 employees who are here to support you every step of the way. While members can visit us at our branch address for personal assistance, official correspondence should be sent to our mailing address: P.O. Box 15950, Lenexa, KS 66285. We invite you to explore our range of services from checking and savings accounts to auto loans and business banking solutions designed with your needs in mind. With a net worth of $511,039,696 and cash reserves of $87,553,731, we ensure that your finances are handled with care and expertise. Whether you're looking for personal loans or need guidance on managing your finances effectively, CommunityAmerica is here for you. Ready to take the next step? Visit us online at CommunityAmerica or give us a call at 816-874-4260. Join us in creating a brighter financial future together!

Branch History & Mission

Commitment to Innovation

We understand the importance of adapting to the needs of our members in today's fast-paced world. That's why we've embraced digital advancements such as online banking and mobile payments while ensuring accessibility for all through ADA compliance. We aim to provide a customer-centric experience that meets you wherever you are. As we look back on our history and forward toward the future, we invite you to join us on this journey. Experience the difference that comes with being part of a community-focused credit union like Communityamerica. Together, let's build a brighter financial future for you and your family. For more information or to become a member today, call us at 816-874-4260 or visit us online at Communityamerica. Your membership matters join us and see how we can help you thrive!

Our Mission

At Communityamerica, our mission is clear: we strive to enhance the lives of our members and strengthen the communities we serve. This commitment goes beyond just providing financial products; it includes supporting local initiatives, partnering with organizations for community outreach, and ensuring that every member feels valued and supported. We believe that when our members succeed, we all thrive. While members can visit us at 8100 Ne Us Highway 69, official correspondence should be sent to P.O. Box 15950, Lenexa, KS 66285. Our operating hours cater to your needs lobby hours are Monday through Friday from 9 AM to 5 PM, Saturday from 9 AM to 1 PM, and Sunday from 10 AM to 2 PM. If you prefer drive-thru banking, we're here for you Monday through Friday from 7 AM to 7 PM, Saturday from 8 AM to 4 PM.

Branch Location & Accessibility

Location and Accessibility Features

Our branch is designed with accessibility in mind, ensuring that everyone can easily visit us. You'll find ample parking available right outside the entrance, with ADA-compliant features such as ramps to assist those who may need extra support. While members can visit us at 8100 NE US Highway 69 for all their banking needs, if you need to send official correspondence, please use our mailing address at P.O. Box 15950, Lenexa, KS 66285.

Operating Hours and Services

At Communityamerica, we value your time. Our lobby hours are Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. For those who prefer drive-thru banking, we're open Monday through Friday from 7 AM to 7 PM, Saturday from 8 AM to 4 PM, and Sunday from 10 AM to 2 PM. This means you can easily stop by on your way to work or during the weekend! We offer a range of services tailored for both personal and business banking. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or credit cards with rewards, our friendly staff is ready to help you navigate your financial needs.

Visit Us Today!

We invite you to come by and see what we can do for you! If you have any questions or would like more information about our services, please don't hesitate to give us a call at 816-874-4260. At Communityamerica Claycomo Branch, we're here for you every step of the way!

Member Eligibility

Joining the Communityamerica family is an exciting opportunity to become part of a community that truly cares about its members. If you're looking to experience personalized service and a variety of financial products, you might be eligible to join us at our Pleasant Valley location at 8100 Ne Us Highway 69 Pleasant Valley Mo 64068. We welcome individuals who live, work, or worship in certain areas, as well as those who have family members already part of our credit union. It's all about creating a supportive environment where everyone can thrive together. For detailed eligibility criteria, feel free to check out our website at https://www.communityamerica.com/why-communityamerica/become-a-member, where you can find all the specific details you need. Opening an account with us is simple! You can easily start your membership journey by visiting our site at https://www.communityamerica.com/about-us or giving us a call at (816) 874-4260. We're here to help every step of the way and make sure you feel right at home with us. Joining Communityamerica means becoming part of a caring community that puts you first let's take this step together!

Business Banking & Commercial Services

Loan Options to Grow Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,887,906, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Transactions Easy

Imagine your customers being able to pay for their purchases quickly and securely, while you focus on what matters most running your business. Our merchant services provide the tools you need to accept payments seamlessly, enhancing customer satisfaction and boosting sales. Visit us at 8100 Ne Us Highway 69 Pleasant Valley Mo 64068, Pleasant Valley, MO, or call us at (816) 874-4260 to discover how our business banking solutions can help you thrive!

Comprehensive List Of Services

Convenient Banking Features

In today's fast-paced world, having access to banking at your fingertips is crucial. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or even pay bills from the comfort of your home or on the go. For those quick transactions, our basic drive-thru banking offers a convenient way to handle deposits and withdrawals without stepping inside the branch.

Flexibility in Borrowing

Sometimes life throws challenges our way, and having access to funds can be essential. Our Personal Loans & Debt Consolidation services can help you manage unexpected expenses or streamline existing debts into one manageable payment. For those who enjoy rewards while spending, our Credit Cards with Rewards offer great benefits tailored for everyday use think cashback on groceries or travel points towards your next getaway.

Get in Touch!

At Communityamerica, we're not just about numbers; we're about people our members are at the heart of everything we do. If you're ready to experience personalized service and comprehensive financial solutions, give us a call at (816) 874-4260 or visit us at our Pleasant Valley location today! Let us partner with you on your financial journey and help achieve your goals together.

Home Financing Made Simple

For those looking to invest in their future through homeownership, our Mortgage Loans & Refinancing options are designed with you in mind. Whether you're buying your first home or refinancing an existing mortgage for better terms, we aim to make the process as smooth as possible.

Personal Banking Solutions

When it comes to managing your day-to-day finances, we offer various Personal Banking options. Our checking and savings accounts come with competitive rates and flexible terms that suit your lifestyle. Imagine effortlessly managing your budget while saving for that dream vacation or unexpected expenses. If you're in the market for a new vehicle, consider our Auto Loans & Vehicle Financing. We understand how important reliable transportation is, so we provide competitive loan rates that can help get you on the road without breaking the bank. Plus, our team is ready to assist you every step of the way.

Support for Businesses

We also cater to local businesses with our Business Banking services. From Merchant Services that make transactions effortless to customized Business Loans, we're here to support your growth and success.

Digital & Online Banking

At Communityamerica, we understand that convenience and security are essential for our members. That's why we offer a variety of digital and online banking services designed to make managing your finances easy and accessible, anytime and anywhere. Our online banking platform, available at https://www.communityamerica.com/, allows you to take control of your finances with just a few clicks. You can check your account balances, pay bills, transfer funds, and even set up e-statements for quick access to your financial documents all from the comfort of your home or on the go. With e-statements available, you'll receive your financial summaries electronically, making it easy to stay organized without the clutter of paper statements. Security is a top priority at Communityamerica. We provide electronic signature authorization, which allows you to sign documents securely online. This means less time spent in line and more time for what really matters. Additionally, our person-to-person transfer feature makes it simple to send money to friends or family directly from your account no cash needed! For those who prefer using their smartphones, our mobile application is here to help. With mobile payments enabled, you can make purchases quickly and securely right from your device. Whether you're out shopping or grabbing coffee, managing your money has never been easier. And the best part? Our 24/7 online banking services mean you can access your accounts whenever you need to. No more waiting for business hours; everything you need is right at your fingertips. Join us at Communityamerica today and experience how our digital banking solutions can simplify your life while keeping your information safe and secure!

Financial Strength

Commitment to Member Savings

Members' savings are secured through $832,011,010 in share certificates and $925,931,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Investing in Your Future

With $496,592,569 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $39,490 in used auto loans and $3,354,322,779 in total loans and leases. Our operational efficiency is highlighted by our $21,002,216, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 992 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Strong Financial Position

With a net worth of $511,039,696, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Total Share and Deposit Accounts: 789,247, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communityamerica is your trusted partner. Visit us at 8100 Ne Us Highway 69 Pleasant Valley Mo 64068 or call (816) 874-4260 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $680,197,462 in used vehicle loans and $268,146,241 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles, making it easier than ever to drive away in your ideal car.

Business Loans

For business owners, our outstanding commercial loans totaling $265,887,906 provide the capital needed to grow and expand. We understand that running a business requires flexibility and support, which is why our loan options are designed to cater to various business needs. At Communityamerica, we're committed to supporting our members with transparent options that suit their financial goals. If you're considering refinancing or exploring eligibility options, please reach out to us we're here to help! For more information about our loan offerings or any other services, feel free to contact us at (816) 874-4260 or visit us at our branch located at 8100 Ne Us Highway 69 Pleasant Valley Mo 64068 in Pleasant Valley, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $677,981,214, make buying or refinancing simple. We offer various programs tailored to different financial situations, so you can find the perfect fit for your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $135,695,320 in loans helping members manage their finances effectively. Enjoy the freedom of having access to funds when you need them without the burden of collateral.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key advantages to its users: - Verified Data: All loan offers are sourced from legitimate financial institutions, providing a clear view of your options without any hidden agendas. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your interests. - Real-Time Rate Comparisons: With up-to-the-minute loan rates from multiple institutions, you can make informed decisions quickly and confidently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means you can trust that the information you receive is both accurate and up-to-date.

COMMUNITYAMERICA FEDERAL CREDIT UNION - Pleasant Valley, MO

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Pleasant Valley, MO (64068)