CommunityAmerica Credit Union North Kansas City MO | Low Mortgage Rates & Business Banking

Introduction

Welcome to Communityamerica, your trusted partner in financial well-being, located at 2800 Clay Edwards Dr, North Kansas City, MO 64116. Since our establishment in 1940, we have proudly served our community with a strong commitment to helping our members achieve their financial goals. With over 336,484 members and total assets exceeding $5.4 billion, we stand as a pillar of support for individuals and families alike. At Communityamerica, we believe in building lasting relationships with our members. Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, our team is here to provide personalized service tailored to your needs. We understand the importance of trust and transparency in financial services, which is why we maintain a net worth of $511 million and ensure that your deposits totaling $614 million are safeguarded. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 15950, Lenexa, KS 66285. Our dedicated team of over 1,000 employees, led by CEO Lisa Ginter and Board President David Shepard, is committed to serving you with excellence. For more information about our services or to become a member, feel free to visit our website at Communityamerica or call us at 913-905-7000. We look forward to helping you navigate your financial journey!

Branch History & Mission

At Communityamerica, we take pride in our rich legacy and unwavering commitment to serving the community. Since opening our doors in 1940, located at 2800 Clay Edwards Dr, North Kansas City, MO 64116, we have grown from a small credit union to a trusted financial partner for over 336,000 members. Our journey has been marked by significant milestones that reflect our dedication to providing exceptional financial services and fostering a sense of community. From the beginning, our mission has been clear: to empower our members with the tools and resources they need to achieve their financial goals. With total assets exceeding $5.4 billion, we strive to offer competitive products and services that cater to the diverse needs of our members. Whether you are looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, or business banking solutions including merchant services and business loans, Communityamerica is here for you. Our mission extends beyond just financial transactions; we are committed to making a real impact in North Kansas City and beyond. We engage in various community outreach efforts aimed at supporting local initiatives and enhancing the quality of life for residents. By partnering with local organizations and investing in programs that promote education and economic growth, we aim to create lasting change. For those who need assistance outside traditional hours, while we do not currently offer drive-thru banking or ATM services at this location, we are dedicated to providing online and mobile banking solutions for your convenience. Our operating hours are Monday through Friday from 7:00 am to 4:30 pm, allowing ample time for members to visit us for their banking needs. While members can visit us at our branch address mentioned above, official correspondence should be sent to P.O. Box 15950, Lenexa, KS 66285. We invite you to join Communityamerica and experience firsthand how we can support your financial journey while also enriching our community together. Explore the benefits of membership today! For more information about joining us or our range of services, please visit our website.

Branch Location & Accessibility

Call Us Anytime!

We're just a phone call away at 913-905-7000 if you have any questions or need assistance before your visit. Our team is ready and eager to support you in achieving your financial goals. Come visit us today at the Communityamerica branch in North Kansas City where your financial wellness is our priority!

Comprehensive Services

At Communityamerica, we offer a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, you'll find everything you need under one roof. We also provide online and mobile banking options for those who prefer managing their finances on-the-go.

Convenient Access and Parking

We understand that getting to the bank should be hassle-free. Our location features ample parking spaces for your convenience. Plus, we've made sure that our facilities are accessible to everyone, with ADA-compliant features like ramps and wide doorways.

Friendly Operating Hours

Our doors are open Monday through Friday from 7:00 AM to 4:30 PM, allowing you plenty of time during the week to stop by and take care of your banking needs. Whether you're looking to open a new account or need assistance with loans or credit cards, our dedicated team is here to help.

Member Eligibility

Joining Communityamerica is like becoming part of a close-knit community that genuinely cares about your financial well-being. If you're interested in membership, you'll find it's quite simple! To become a member of Communityamerica, you typically need to live, work, or worship in the local area, or be affiliated with certain organizations. This means we're open to welcoming individuals from various walks of life. We believe everyone deserves access to great financial services and support. For detailed eligibility criteria, feel free to check out our resource at https://www.communityamerica.com/why-communityamerica/become-a-member. Once you find that you meet the criteria, opening an account with us is just as easy! You can start your journey toward better financial opportunities by visiting us at https://www.communityamerica.com/about-us. Should you have any questions or need assistance along the way, don't hesitate to reach out at (913) 905-7000. We're excited to help you take this step towards joining our family at Communityamerica, located at 2800 Clay Edwards Dr North Kansas City Mo 64116!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,887,906, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without the hassle of payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From credit card processing to mobile payment solutions, we equip you with tools that enhance your efficiency and customer satisfaction. Located at 2800 Clay Edwards Dr North Kansas City Mo 64116 in North Kansas City, MO, we're here to partner with you on your journey to success. Let's grow together! For more information, visit us at Communityamerica.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new vehicle, our auto loans are here to simplify that decision. With competitive rates and flexible terms, financing your dream car becomes less stressful. Picture yourself cruising in that new ride, knowing you have an affordable loan that fits your budget perfectly.

Business Banking

For our business members, we offer specialized banking services including merchant services and business loans designed to help your company thrive. We understand that running a business comes with its own set of challenges, and we're here to support your growth with the right financial tools.

Credit Cards with Rewards

Our credit cards come with rewards tailored to fit your lifestyle. Whether you love traveling or dining out, earn points on every purchase and enjoy benefits that make spending worthwhile.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, we offer comprehensive mortgage services. Our mortgage specialists are here to assist you in finding the right solution for your situation, ensuring you feel confident about this significant investment.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Communityamerica offers robust online and mobile banking features. From checking balances to transferring funds or even applying for loans directly from your phone, managing your finances has never been easier. No matter what financial service you're looking for, our team at Communityamerica is here to assist you every step of the way. If you have any questions or need more information about our services, don't hesitate to call us at (913) 905-7000 or visit us at http://www.cacu.com. We invite you to experience the difference at Communityamerica where member satisfaction is our top priority!

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer a range of personal banking options designed for you. Whether you're looking to open a checking or savings account, our friendly staff can guide you through the process. Imagine having access to accounts that not only help you save but also provide easy online management from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. When it does, personal loans from Communityamerica can provide the financial boost you need. Whether it's for home repairs or consolidating debt, we're committed to helping you find a solution that works for you.

Digital & Online Banking

Key Services

Our online banking platform, available at https://www.communityamerica.com/, lets you manage your accounts with ease. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. We also provide 24/7 online banking services, ensuring that you have access whenever you need it. For those who prefer mobile banking, our user-friendly mobile application is here to help. Whether you're making mobile payments or sending money through person-to-person transfers, everything is designed for simplicity and efficiency. Plus, with electronic signature authorization, signing documents has never been easier no more printing or scanning!

Security and Accessibility

Your security is our top priority. We use advanced encryption technology to keep your information safe while you bank online. Our e-statements feature allows you to receive your account statements digitally, reducing paper waste and making it easy to stay organized. We know that life gets busy, which is why our services are tailored for accessibility and real-time account management. You can quickly view transactions or set up alerts right from your phone or computer. At Communityamerica, we're committed to providing banking solutions that fit your lifestyle. Join us today and experience the convenience of modern banking!

Financial Strength

At Communityamerica, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to providing you with exceptional service and peace of mind. With a net worth of $511,039,696, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 941 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $832,011,010 in share certificates and $925,931,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $496,592,569 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $39,490 in used auto loans and a total of $3,357,432,779 in loans and leases available for our members' various needs. Our operational efficiency is evident as well; our net income stands at $0, which reflects prudent management practices that allow us to keep delivering competitive loan rates and solid financial products for you. We also take pride in having 992 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 789,247 show a strong and growing member base that trusts us with their finances. This trust underlines our mission to support your financial goals every step of the way. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communityamerica is your trusted partner. Visit us at 2800 Clay Edwards Dr North Kansas City Mo 64116 or call 913-905-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Information

If you're interested in refinancing options or learning more about eligibility requirements for our loan products, please visit us at our branch located at 2800 Clay Edwards Dr North Kansas City Mo 64116, North Kansas City, MO or give us a call at (913) 905-7000. Our dedicated team is here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Communityamerica, we're committed to providing transparent information and exceptional service as you navigate your financial journey.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $680,197,462 in used vehicle loans and $268,146,241 in new vehicle loans already helping members get on the road. We provide flexible terms that can suit any budget, making it easier for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $265,887,906 provide the capital needed to grow and expand. We recognize the unique challenges faced by businesses and strive to offer solutions that help you thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $677,981,214, make buying or refinancing simple. We work closely with you to find the right mortgage solution that fits your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $135,695,320 in loans helping members manage their finances effectively. Whether you're looking to build credit or consolidate debt, our credit cards are designed to provide you with the support you need.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that you receive fair and transparent offers. Each lender's information is regularly updated to reflect current market conditions, ensuring that the rates you see are accurate and relevant.