CommunityAmerica Credit Union Lees Summit MO | Best Auto Loans & Business Banking

Introduction

Welcome to Communityamerica, your trusted financial partner located at 825 Ne Rice Rd, Lees Summit, MO 64086. Since our establishment in 1940, we have proudly served our community, growing to a strong membership of 336,484 individuals who rely on us for their banking needs. Our commitment to providing exceptional service and fostering financial wellness is reflected in our robust assets totaling $5,425,153,959. At Communityamerica, we believe that your financial success is our priority. Whether you're looking for personal banking solutions like checking and savings accounts or seeking assistance with auto loans, mortgages, or business banking services, we have the resources and expertise to help you achieve your goals. With total deposits reaching $614,370,101 and a net worth of $511,039,696, we ensure that your money is secure while also working hard to offer competitive rates on loans and interest. Our leadership team is dedicated to guiding our credit union toward greater heights. Under the direction of CEO Lisa Ginter and Board President David Shepard, we strive to make a positive impact in the lives of our members and the surrounding community. Our experienced staff of 1,009 employees is here to provide personalized service tailored to your needs. While you can visit us at our branch location for all your banking needs, official correspondence should be directed to our mailing address: 825 NE Rice Road, Lees Summit, MO 64086. We invite you to explore all that Communityamerica has to offer. To learn more about our services or become a member today, please visit us online at communityamerica.com or call us at 816-412-4652. Join us as we continue to support our community's financial journey!

Branch History & Mission

Welcome to the Communityamerica Rice Road Branch, a cornerstone of financial support in Lees Summit, Missouri. Since opening our doors in 1940, we have been dedicated to providing our members with exceptional service and community-focused banking solutions. Our journey began with a small group of individuals who believed in the power of cooperative finance, and over the years, we have grown into a vibrant credit union with a strong commitment to our community. Located at 825 NE Rice Rd, Lees Summit, MO 64086, our branch is easily accessible for all your banking needs. Whether you're stopping by for personal banking services or seeking guidance on loans and financial planning, our welcoming team is here to assist you. While members can visit us at this address for all transactions, official correspondence should be sent to the same location. At Communityamerica, our mission is clear: we strive to empower our members through personalized financial services while fostering a sense of community and support. With a total membership of over 336,000 and assets exceeding $5.4 billion, we are proud to offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Our goal is not only to meet your financial needs but also to enhance your overall quality of life. We understand that convenience matters. That's why we provide drive-thru banking services for quick transactions and mobile banking options that allow you to manage your finances anytime and anywhere. Additionally, our operating hours are designed with you in mind: we're open from 9:00 AM to 5:00 PM Monday through Friday and from 9:00 AM to 1:00 PM on Saturdays for drive-thru service. Community outreach is at the heart of what we do. We actively participate in local events and initiatives that uplift our neighbors and strengthen our community ties. By partnering with various organizations and supporting local causes, we aim to make a positive impact beyond just banking. As we look toward the future, we remain committed to innovation while honoring our rich legacy. Our dedication includes maintaining ADA compliance for accessibility and continually enhancing our digital offerings so that every member can enjoy a seamless banking experience. Join us at Communityamerica Rice Road Branch today! Experience firsthand how we can help you achieve your financial goals while being part of a community that truly cares. For more information or to become a member, please call us at 816-412-4652 or visit our website at Communityamerica. Your journey toward financial empowerment starts here!

Branch Location & Accessibility

Connect With Us Today!

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 816-412-4652 for immediate support. We look forward to welcoming you at the Communityamerica Rice Road Branch where your financial goals are our priority!

Easy Access and Nearby Landmarks

Whether you're running errands or just passing through, you'll find our branch is close to several well-known landmarks that make it easy to include a visit into your day. Parking is ample and accessible for everyone, ensuring you can come in without hassle. We're proud to offer features that meet ADA standards, so all members of our community can feel welcome.

Operating Hours That Fit Your Schedule

Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, and we also welcome you on Saturdays from 9:00 AM to 1:00 PM for drive-thru services. This gives you plenty of opportunities to take care of your banking needs when it's most convenient for you.

Services Tailored to You

At Communityamerica, we believe in providing a range of financial services that cater to your personal and business needs. While visiting us at the Rice Road Branch, you can access personal banking options like checking and savings accounts, auto loans, mortgages, and even credit cards with rewards. If you're a business owner, we offer merchant services and business loans too! For those who prefer convenience, we provide basic drive-thru banking for deposits and withdrawals. Unfortunately, we don't have ATM services at this location right now.

Member Eligibility

At Communityamerica, we believe in fostering a welcoming community where everyone can thrive. Becoming a member is simple and open to anyone who lives, works, or worships in the area, as well as their family members. This means if you're part of our local community, you have a place with us! Once you join, you'll enjoy benefits like competitive rates on loans, personalized service, and access to a wide range of financial products designed to meet your needs. If you're ready to take the next step, you can find more detailed eligibility criteria at https://www.communityamerica.com/why-communityamerica/become-a-member. To open an account and start your journey with us, visit https://www.communityamerica.com/about-us or give us a call at (816) 412-4652. We're excited to welcome you to the Communityamerica family!

Business Banking & Commercial Services

Loan Options to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $547 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $265,887,906, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

When it comes to managing transactions, our merchant services simplify payment processing. Imagine being able to accept payments anywhere your business takes you whether it's in-store or online. Our tools help streamline operations, allowing you to focus on what matters most: growing your business. Located at 825 Ne Rice Rd Lees Summit Mo 64086, Lees Summit, MO, we're dedicated to providing personalized service tailored to your unique needs. Visit us today or call us at (816) 412-4652 to discover how we can assist you on your business journey!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are here to help you drive away in the vehicle you want. We understand that purchasing a car is a significant investment, so we offer competitive rates and flexible terms to fit your budget.

Business Banking Services

At Communityamerica, we also cater to small businesses with comprehensive banking solutions. From merchant services that make transactions easy for your customers to business loans that help fund growth, we're committed to supporting local businesses in Lees Summit.

Convenient Access Anytime

We know that life is busy, which is why we provide convenient access through online and mobile banking platforms. You can manage your accounts anytime, anywhere whether it's transferring funds or paying bills on the go. Additionally, our basic drive-thru banking service allows for quick deposits and withdrawals without stepping inside. With all these services available at Communityamerica, there's something for everyone. If you're interested in learning more about how we can help you navigate your financial journey, don't hesitate to reach out! Call us at (816) 412-4652 or visit us at 825 Ne Rice Rd Lees Summit Mo 64086 today!

Credit Cards with Rewards

For those who want to earn while they spend, our credit cards come with rewards that can enhance your purchasing power. Use them for everyday purchases and watch as rewards build up for travel or other perks!

Mortgage Loans and Refinancing

If you're ready to buy a home or refinance your current mortgage, we provide mortgage loans tailored to meet your unique needs. Our knowledgeable staff will guide you through the process, helping you understand all the options available to you, ensuring that homeownership is within reach.

Personal Banking Solutions

Managing your day-to-day finances is a breeze with our personal banking services. We offer checking and savings accounts that help you save while giving you easy access to your funds. Imagine the convenience of having a secure place for your money, plus tools to manage it right from your smartphone through our online and mobile banking platforms.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way. With our personal loans, you can get the cash you need for those moments when it counts most. Plus, if you're looking to simplify your finances, consider our debt consolidation services. We'll help you combine multiple debts into one manageable payment.

Digital & Online Banking

Key Features

Managing your money has never been easier with features like electronic signature authorization. This means you can complete transactions securely without the need for paper forms. We also offer e-statements, allowing you to receive your account statements electronically for easy tracking and management of your finances. For those on the go, our mobile application makes banking even more convenient. You can enjoy mobile payments, person-to-person transfers, and much more right from your smartphone. Whether you're splitting a dinner bill with friends or paying bills on the fly, our mobile app ensures that your banking needs are met swiftly and safely.

Security You Can Trust

Security is a top priority at Communityamerica. Our online and mobile banking platforms use advanced encryption technology to keep your information safe. You can rest assured knowing that every transaction is protected against unauthorized access. In summary, our digital and online banking services are designed with you in mind. With user-friendly features that promote accessibility and real-time account management, we're here to help you navigate your financial journey confidently. Visit us today at https://www.communityamerica.com/ to explore all the ways we can support your banking needs!

Financial Strength

At Communityamerica, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is to feel secure in your financial institution, and we are proud to share our solid financial foundation with you. Our current net worth of $511,039,696 reflects our strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Furthermore, our net worth ratio of 9.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $832,011,010 in share certificates and $925,931,291 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $496,592,569 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is further reflected by $39,490 in used auto loans and $3,354,322,779 in total loans and leases, supporting your financial goals across various sectors. Although our net income currently stands at $21,002,216, this reflects our commitment to maintaining operational efficiency while still delivering competitive loan rates and solid financial products for our members. We also take pride in having 992 full-time employees and 17 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts reaching 789,247, we have a strong and growing member base that trusts us with their finances. Our ability to support lending and investments is shown through net shares amounting to $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Communityamerica is your trusted partner. Visit us at 825 Ne Rice Rd Lees Summit Mo 64086 or call (816) 412-4652 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $680,197,462 in used vehicle loans and $268,146,241 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $265,887,906 provide the capital needed to grow and expand. We understand that running a business comes with its challenges, and we're here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $677,981,214, make buying or refinancing simple. We offer competitive rates and flexible terms tailored to fit your budget.

Refinancing Options

If you're considering refinancing any existing loans, our team can help assess your current financial situation and find options that may save you money over time. We encourage you to reach out for more information about eligibility and how we can assist you with this process. At Communityamerica, we prioritize your financial well-being. To learn more about our loan offerings or to start your application today, please contact us at (816) 412-4652 or visit us at our branch located at 825 Ne Rice Rd Lees Summit Mo 64086 in Lees Summit, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $135,695,320 in loans helping members manage their finances effectively. These cards come with no collateral requirement and can be a great way to handle unexpected expenses or consolidate debt.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to using verified data helps guarantee fair and transparent offers based on the latest results (Source: https://www.ncua.gov). Users can trust that they are receiving up-to-date information that reflects current market conditions.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market offerings. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

ANDREWS FEDERAL CREDIT UNION - Lees Summit, MO

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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